Finance News

Rail lines and unions head off a potentially devastating strike

Amtrak is working to restore canceled routes

Wall Street’s steep plunge rattles investors

Hot inflation numbers caught many market-watchers off guard

Here are the states where solar panels save the most money

A ConsumerAffairs study finds the break-even period varies, depending on where you live

Many consumers still struggle to access financial services

But a survey suggests discrimination is less of a reason than in the past

You need $1,400 to meet today’s emergency expense, report finds

Inflation is making emergencies a lot more expensive

Did you hear about the student loan forgiveness? Scammers did, too

The rule of thumb to remember is that applying for the program is free for everyone.

Favorite food prices too high? Here are some cheaper alternatives

Experts offer some suggestions for saving money and staying healthy

Poor security has opened the door for crypto thieves, report finds

With four months still left in 2022, crypto losses have reached $2 billion

The cost of raising a child is over $300,000

A Brookings Institution report says inflation is making a family even more expensive

Bank of America overdraft service fees dropped 90% over the last two months

Fees aren’t completely going away, but they’re getting much more manageable

Consumers took out more credit cards and personal loans in the second quarter

Lenders also stepped up lending to subprime borrowers

VantageScore will reportedly drop medical debt from credit score consideration

The company says medical debt is not a good indicator of creditworthiness

Consumer debt rose by $312 billion in the second quarter

Credit card debt recorded its biggest increase in two decades

Equifax admits to credit score mistakes for millions of consumers

The company says it’s in contact with anyone impacted by the error

Having a ‘fair’ credit score in this housing market is costly

An industry report shows that buyers with fair credit could pay hundreds more per month

SEC brings down global cryptocurrency pyramid scheme

Officials say there are things investors can do to avoid a potential scam

More consumers lived paycheck-to-paycheck in June, report finds

A survey shows that even affluent households are spending all their money between pay periods

Rocket Mortgage introduces new home equity loan

The company says it’s a way consumers can consolidate high-interest debt

Senators push to make small cryptocurrency transactions tax-free

Experts are applauding the move and say it could expand the use of virtual coins

Personal loan and mortgage rates fall as most other interest rates rise

An upcoming Federal Reserve action may push credit card rates even higher

More than half of Americans have owed medical debt in last five years, study finds

Sixty-one percent of insured adults said they received a surprise medical bill

Government regulators fine Bank of America $225 million

The bank is charged with mismanaging benefit payments to consumers during the pandemic

Inflation forces consumers to dip into savings

Consumers would like more helpful advice from their bank to help them cope

As inflation rises, more Americans are living paycheck to paycheck

One-third of households earning $250,000 a year are saving nothing

Consumers can expect more expensive loans after the Fed hikes interest rates

The hike mostly affects banks, but higher costs are often passed on to consumers

Buy now, pay later comes with the risk of fraud, a new study suggests

Before signing up for BNPL, make sure to understand what you're getting into

Mortgage rates jumped this week amid rising inflation

The average 30-year fixed rate has almost doubled since December

Bitcoin tumbles below $24,000, creating a snowball effect in the cryptocurrency world

Exchanges are pressing the pause button to stop the bleeding

Consumers increased their spending in May

But with raging inflation, they may be getting less for their money

Landmark legislation to regulate cryptocurrencies launched in Senate

Clearing up consumer confusion is a key target of the bill

President Biden pushes back timeline for student loan forgiveness

Borrowers who decide to take on student loan forgiveness by themselves need to be careful

Cryptocurrency scams are continuing to grow, FTC reports

The agency says around a quarter of all scammed money now comes from these schemes

Lenders join consumers in feeling Buy Now, Pay Later pain

Missed payments and higher interest rates are having an impact

Many consumers feel pressured to overspend on celebrations in 2022, survey finds

High inflation levels are making excessive spending even less desirable

Online banks win customer loyalty with personalized service

A survey finds that Charles Schwab, American Express, Ally, and Capital One are at the top

Consumers are still spending, but most say their finances have suffered

A survey shows that 60% of adults believe the pandemic has set them back financially

Average interest rate on personal loans goes down

It’s about the only loan interest rate that isn’t going up

Bitcoin rebounds slightly, but making alternative investments may be wise

An expert says consumers are better off making 'traditional' and 'boring' investments

Bitcoin value continues falling to under $27,000

One cryptocurrency expert says Bitcoin and Ether are here to stay

Bitcoin falls to 50% of all-time high over the weekend

Analysts theorize that investors may be moving their money to something safer

Consumer groups urge feds to crack down on ‘junk fees’

The groups say the fees hide the true cost of a product or service

Illegal car repossessions and credit report disputes plague consumers, report finds

CFPB officials have released findings that provide details on recent consumer abuses

Nearly two-thirds of Americans live paycheck to paycheck, study shows

Personal finance experts offer some advice for getting spending under control

SEC goes on hiring spree to bolster cryptocurrency fraud division

The agency vows to protect investors to the best of its ability

Self-directed investors express frustration with online trading platforms

The drop in satisfaction coincides with the market’s recent losses

Economic growth fell by 1.4% in the first quarter

Despite that, one economist says there is little to be concerned about

CFPB invokes seldom-used authority to protect consumers

Officials will look at risky practices employed by companies that deal with consumer finances

Federal funding for biomedical research creates positive ripple effects, study finds

Experts say these grants can help inspire more work that provides wide-reaching benefits

Women's salaries are likely to drop after their first child, study finds

Researchers say the same trend doesn’t affect fathers’ paychecks

CFPB sues TransUnion for allegedly deceiving consumers

The agency says the company offered 'free' credit scores that weren't actually free

Consumers went $42 billion deeper into debt in February

Credit card debt registered the biggest increase

Satisfaction with banks is souring, survey shows

Some consumers say banks haven’t kept up with changing consumer needs

Poll finds large gaps in Americans’ knowledge about money

Experts offer advice for improving financial literacy

Payday borrowers should take advantage of extended payment plans, CFPB says

There may be assistance available for consumers who can’t pay off their payday loans

Biden administration extends suspension of student loan repayments

The Department of Education will use the time to try and make things easier for borrowers

Cash App hit by data breach affecting over 8 million customer data files

The company claims that passwords and Social Security numbers were not accessed

Consumer groups urge feds to regulate ‘buy now, pay later’ apps

The groups warn that many users are taking on too much debt

Legislators introduce E-cash as a way to digitize the American dollar

The intent is good, but the idea still needs to be vetted by the Treasury

Fed says trouble may come with the end of the student loan moratorium

Fed economists are predicting a rise in loan delinquencies

Credit bureaus are changing the way they report medical debt

Americans who racked up debt due to COVID-19 should see score improvement

CFPB launches new effort focused on financial issues faced by rural communities

Discriminatory lending, a lack of housing, and a desert of financial institutions top the list

Medical debt is becoming more of a burden on Americans, CFPB says

An expert offers suggestions on how consumers can keep from falling into a debt doom loop

Spike in gold prices may cause some to cash in

One expert offers things sellers need to consider

How will a Fed interest rate increase affect consumers?

It will be better if you're a saver but not so good if you're a borrower

Biden to reportedly issue executive order related to cryptocurrency

One expert says the order could mean the end of the cryptocurrency gold rush

Resistance training may be the best kind of exercise for improving sleep, study suggests

Participants who performed this kind of training improved their sleep quality and duration

Consumers express concerns over cost recovery fees

Charging these fees isn’t illegal, but consumers can take action to combat them

A majority of consumers live paycheck to paycheck, report finds

The number of consumers who are struggling financially increased in 2021

U.S. households increased debt by $1 trillion in 2021

The increase is the largest since 2007

Equifax finalizes data breach settlement with FTC and starts fulfilling claims

People who haven’t applied for the settlement can still take advantage of the offer

Experts weigh in on recent selloffs in cryptocurrency market

Should you invest in cryptocurrencies? Experts seem divided on the matter

Experian to let consumers with no credit history write their own credit report

Some consumers have already successfully raised their credit scores with the new program

Fed signals upcoming interest rate hike that will affect credit card rates

As the federal funds rate goes up, so will credit card rates

Bitcoin and Ethereum fall to their lowest values in six months

Cryptocurrency investors who have a hard time suffering through volatility may want to explore other options

Sofi wins federal approval to become a bank

The fintech company currently provides a suite of financial services

Paying bills on time and managing debt can improve your credit score in 2022

Having a good credit score can make many aspects of life easier

Bank of America, Wells Fargo to scrap some fees

Consumers hate fees. Big banks have finally figured that out

FTC offers advice to those looking for student loan repayment extension

Complete loan forgiveness is also an option for some borrowers

Cryptocurrency crime skyrockets, but consumer protections are improving

A ‘paper wallet’ may provide the best protection for new cryptocurrency investors

Nearly half of all U.S. states will raise minimum wages in 2022

Companies are also improving pay rates in an effort to attract workers

Biden extends suspension of student loan repayments until May 1

Borrowers are being urged to prepare for payments to resume by being proactive now

Capital One tops survey of bank customer satisfaction

The bank earned praise for its use of technology

Bank of America beefs up its rewards programs

The bank is expanding available perks and increasing options

Buy now, pay later purchases to begin showing on Equifax credit reports

But that’s helpful only if consumers make on-time payments

The era of low interest rates may be ending

The Federal Reserve signals that there will be three rate hikes in 2022

Affirm launches cash-back rewards program

The rewards are available for users who pay in full at the time of their purchase

Capital One to completely eliminate overdraft fees

It’s the first big national bank to take that step

Credit card applications are rising, Fed survey finds

Consumers are seeking credit at the highest rate since before the pandemic

Many hospitals ignore price disclosure rules, study finds

Some hospitals charge 10 times more than others for scans

Credit card debt rose by $17 billion in the third quarter

Consumers have reduced the pandemic trend of paying down debt

Bitcoin and Ethereum cryptocurrencies hit new all-time highs

One predictive pricing model says Bitcoin may eclipse $100,000 per coin by 2022

Kroger plans to accept Bitcoin Cash as a payment method [CORRECTED]

The retailer hopes consumers will ditch high-fee credit cards

Bitcoin ETFs to become publicly available next week at New York Stock Exchange

Are Bitcoin futures a good thing or a bad thing? One analyst says it’s a step in the right direction

Senate raises debt ceiling again to help U.S. economy escape another disaster

If the government ever fails to prevent a default, the impact on the consumer could be incredible

CFPB reminds consumers about mortgage forbearance options as pandemic rages on

The agency says mortgage servicers need to work with consumers so that they understand their options

Treasury Secretary says debt ceiling must be raised to avoid economic disaster

Some federal beneficiaries could see their benefits impacted

Consumers finding more opportunities to buy now, pay later

More merchants are adopting this financing option to reach younger consumers

Inflation increased 0.3% in August

​Gasoline and food costs led the increase

Study finds a third of buy now, pay later consumers are behind on payments

Some report dips in their credit score due to missed payments

Many banks are easing loan standards, survey finds

It's a small shift, but it's still favorable for consumers who are looking to borrow money

Americans’ personal debt has decreased during the pandemic

Despite pandemic hardships, non-mortgage debt is down 20% since 2019

Fidelity Investments reports 401(k) balances are at record high

After an initial shock, the pandemic appears to have fueled retirement savings

Couples who disagree on finances are more likely to divorce, study finds

Not being able to see eye to eye on financial matters may put a burden on relationships

Having more money at midlife increases life expectancy, study finds

The findings point to a connection between consumers’ wealth and longevity

Circle K jumps into cryptocurrency by rolling out a huge Bitcoin ATM network

Experts warn that using ATMs to buy and sell cryptocurrency is a double-edged sword

Bitcoin drops below $30,000 as $90 billion is erased from the cryptocurrency market

One analyst says Bitcoin’s value could drop even further

Consumers express growing frustration with early termination fees

The Biden administration is already looking to address the issue

Used cars and energy fueled inflation in June

Prices rose at the second-fastest pace in 30 years

Congress considers putting the government in charge of governing credit scores

Lawmakers may take power away from Experian, Equifax, and TransUnion

Changes to wealth may impact consumers' cardiovascular health, study finds

Experts say gaining or losing money can lead to actual physical changes in our bodies

Treasury Secretary announces backing from 130 countries for a global minimum corporate tax

The agreement will end the global ‘race to the bottom’

Gold falls to 11-week low over the past 24 hours

A stronger dollar is weighing on gold, as is the anticipation of a better-than-expected jobs report

Bitcoin goes up in value again after dipping below $30,000

The cryptocurrency experienced a spike of volatility after China cracked down on trading

Gold value falls after some Fed officials forecast higher interest rates

One precious metals analyst says volatility should be expected

Ally Bank is eliminating overdraft fees. Could your bank be next?

These extra charges are still widely detested by consumers

HSBC to pull out of U.S. banking to focus on wealthier customers

Citizens Bank and Cathay Bank have already cut a deal to take HSBC’s U.S. customers

Ethereum poised to dramatically cut the amount of energy it uses

Can the cryptocurrency overthrow Bitcoin? Analysts say it’s possible

IRS to require cryptocurrency investors to report transfers over $10,000

The Treasury says it needs to shore up the ‘tax gap’

Bitcoin price falls below $32,000 for the first time in months

The dip came after Tesla announced that it would no longer accept the cryptocurrency

Treasury Secretary Yellen proposes higher corporate taxes for businesses

She said higher taxes are needed to fund infrastructure investments

Fidelity launches investment product for teenagers

Teens will be able to buy and sell stocks with parental supervision

FCC rolls out program that gets consumers $50 off their monthly internet bill

Applying is simple and can be done online in under five minutes

Ethereum hits $4,000 value for the first time

The cryptocurrency may be hot right now, but it’s been on roller coaster rides before

Paycheck Protection Program stops accepting new applications as funding runs out

Officials say some money has been set aside for community financial institutions

Treasury Secretary says ‘modest’ rise in interest rates is needed to keep economy in check

Janet Yellen said the economy is at risk of ‘overheating’ without interest rate increases

President Biden to propose another $1.8 trillion in federal spending for U.S. families and education

Here’s what’s in the package for consumers

Biden to invest $80 billion in IRS to improve enforcement and crack down on tax evasion

The president is aiming to prevent tax fraud among high-earners and large corporations

Bitcoin value falls below $50,000 in response to Biden’s tax plans

Investors could see more volatility in the near-term

Consumers have flocked to digital banking during the pandemic, study shows

Bank customers are now much more likely to open an account without visiting a branch

Venmo adds ability to buy and sell bitcoin and other cryptocurrencies

Users of the app can invest in four different cryptocurrencies

Bitcoin experiences ‘flash crash’ over the weekend

The SEC continues to advise caution when investing in cryptocurrencies

Financial stress linked to chronic pain later in life

Study findings suggest that financial insecurity can lead to future health problems

Bitcoin price falls on Turkish government’s decision to ban crypto payments

Turkey’s central bank said its decision was partly based on the crypto market’s excessive volatility

Child tax credit checks will start arriving in July

Parents will get a monthly payment for each child from the IRS

Poll shows Americans plan to be more frugal after the pandemic

The survey shows an increase in the number of people adopting household budgets

Bitcoin surpasses $63,000 on way to new record value

Experts are advising caution because currencies aren’t supposed to appreciate this rapidly

Gold prices rise as inflation moves higher than expected

The precious metal last traded for over $1,741 an ounce

Fed Chairman says economic outlook has ‘brightened substantially’

However, another COVID-19 wave could still cause economic turbulence

Biden proposes plan to raise taxes on major U.S. companies

Amazon’s Jeff Bezos has shown some early support for raising corporate taxes

Another 25 million stimulus checks are going out this week

People who don’t usually file a tax return may need to do so to get a check

Consumers spent $900 billion more online last year

Mastercard says the pandemic sped up the adoption of e-commerce

Financial habits learned during the pandemic may last, survey suggests

Forty-two percent of consumers don’t plan to run up post-pandemic credit card bills

Credit reporting agencies extend free weekly credit reports through April 2022

The offer will allow consumers to keep checking their finances during the pandemic

Visa will allow consumers to use a digital currency to settle transactions

Another financial services heavyweight is embracing cryptocurrencies

Second batch of stimulus payments to go out this week

Government agencies say this round includes a ‘large number’ of mailed paper checks and prepaid debit cards

Coinbase fined $6.5 million over improper trading practices

The crypto exchange was accused of ‘misleading’ data reporting and ‘wash trading’

CFPB steps in to help shield consumers from having their stimulus check garnished by creditors

The agency says banks are willing to help consumers who are affected by this issue

Loophole allows debt collectors to take stimulus money from consumers’ bank accounts

Lawmakers are trying to fix the situation, but time may be running out

TurboTax says it has taxpayers’ correct bank account information for stimulus checks

The tax preparation company says it doesn’t anticipate any issues to hold up payments this time

Some consumers slam Wells Fargo, JP Morgan over stimulus payments

The two banks have told some customers that their stimulus payments won’t be available until Wednesday

Bitcoin hits a new weekend high only to roll back again

Cryptocurrency is still trying to find its way, but both investors and analysts remain positive

House gives final approval to $1.9 trillion stimulus

A flood of money is headed for the U.S. economy

Stimulus bill would make it easier to forgive student loan debt

The final version would shield the forgiven debt from taxation

Senate passes $1.9 trillion stimulus bill

The measure heads back to the House for final approval

Bitcoin gets major vote of confidence as currency for international trade

Is gold dead? The debate carries on

House passes $1.9 trillion COVID-19 stimulus measure

The Senate is expected to take up the measure this week

Mortgages and car loans may soon cost more

A key interest rate has risen sharply this week

Military families are struggling financially through the pandemic, survey shows

More families appear to be turning to payday lenders

Treasury Secretary Yellen calls Bitcoin ‘extremely inefficient’

The regulator says the cryptocurrency has a number of risky elements

Bitcoin price sinks 10 percent following Elon Musk comment

Over the weekend, the Tesla CEO said prices ‘seem high’

'Buy now, pay later' options start to trend as a popular but risky credit darling

Experts say some millennials find themselves in a spending cycle that’s hard to manage

FTC shuts down payday lending scheme

The company was accused of drawing money from consumers’ accounts even after the loan amount had been repaid

Bitcoin price hits new record of $50,000

The digital coin’s value has ballooned in response to support from the heads of major institutions

Mastercard to accept some cryptocurrencies as payments later this year

The company said it will be selective in what assets are acceptable

Student loan forgiveness missing from $1.9 trillion stimulus bill

The White House says it will seek stand-alone loan forgiveness legislation

The $1.9 trillion stimulus measure would increase the child tax credit

A separate measure would send families at least $3,000 per child

Tesla invests $1.5 billion in Bitcoin as Elon Musk praises cryptocurrencies

Musk may carry a lot of weight, but consumers need to be cautious about how they invest

Democrats introduce plan to increase amount of student loan debt forgiveness

Supporters of the plan say it would be a boon to the economy

Visa to allow consumers to buy and sell digital currencies at banks

Thirty-five of the leading digital currency platforms and wallets have already chosen to issue Visa

The pandemic reduced retirement savings in 2020

A significant number of savers had to tap into their retirement accounts

Robinhood reduces the number of restricted stocks amid GameStop frenzy

Amateur traders are now turning their attention to shares of silver

Elon Musk says he’s a Bitcoin supporter

The statement follows Musk’s addition of the hashtag ‘bitcoin’ to his Twitter bio

Individual traders bid up stock prices in a war with hedge funds

Shares of Gamestop, AMC, and other weak companies have surged this week

Bitcoin surges after Elon Musk adds Bitcoin hashtag to Twitter bio

The Tesla CEO’s mention of the cryptocurrency sent its value up dramatically

Can job promotions make consumers more generous?

Experts say charitable organizations can thrive when consumers making more money

Bitcoin value falls 10 percent in two days

The total cryptocurrency market lost more than $100 billion due to the slump

President Biden extends student loan payment pause by eight months

Borrowers won’t have to make payments until October

Money can play a large role in consumers' happiness and well-being, study finds

Experts say having more money gives consumers more choices and more security

Biden proposal would give every American another $1,400 in stimulus payments

It’s part of a sweeping pandemic aid package costing $1.9 trillion

FTC warns nursing homes not to take residents’ stimulus checks

The agency said some nursing homes tried to take the first round of payments

Cryptocurrency market takes a $200 billion tumble as Bitcoin loses ground

Analysts say cryptocurrency’s potential is still good, but it’s going to be a long-term investment and not an overnight windfall

Small businesses can apply for a second round of PPP benefits starting today

There are several benefits included for the hospitality industry and smaller companies

TurboTax customers should receive their second stimulus payments soon

The company said an error caused a distribution delay for millions of its customers

Most stimulus checks will be used to pay household bills, survey finds

Experts say the $600 checks won’t go very far in the average household

IRS offers tool to track your stimulus payment

The tool is part of the agency’s official website, IRS.gov

Bitcoin’s value closing in on $35,000

The value of the digital coin has made a massive move in the last three weeks

Biden plans big changes to how credit scores are formulated

But in the meantime, here are some ways to keep your score moving higher in 2021

Sixty percent of consumers resolve to save money in 2021, survey finds

The 2020 pandemic has made financial matters a greater priority

Some Americans may have already received stimulus payments

Treasury Secretary Mnuchin says the money started flowing Tuesday night

Holiday shoppers push credit limits, raising personal debt to a six-year high

Millennials and young parents may be pushing their luck when it comes to finances

COVID-19 stimulus bill signed into law

Jobless benefits are extended, and most Americans will receive direct payments

Administration says Americans to start receiving stimulus payments next week

The Treasury Secretary has promised a speedy distribution of funds

Cryptocurrency company Ripple prepares to be sued by the SEC

Ripple maintains that XRP is a currency and doesn’t have to be registered as an investment contract

Congress to vote on $900 billion COVID-19 aid package

The measure will send direct payments to Americans and aid small businesses

Bitcoin’s value continues its ride, hitting $23,000

Analysts think anything -- like $100,000 or more -- is possible

Robinhood stock trading app faces allegations of ‘predatory’ marketing practices

Massachusetts securities regulators claim the platform is only interested in growing its user base

Stimulus checks to Americans reportedly back in $900 billion relief bill talks

If included, the payments would likely be smaller than they were earlier this year

Government shutdown will occur if new spending bill isn’t passed by Friday night

Senate objections are holding up passage of a short-term spending bill

Bipartisan group of senators introduce $908 billion COVID-19 stimulus proposal

The lawmakers are hoping to break a stalemate between members of both parties

Fed chairman tells Congress that the economy needs more stimulus

Key provisions of the CARES Act expire at the end of the month

Bitcoin value soars above $19,000

The digital token is inching closer to breaking a 2017 record

Bitcoin value soars past $18,000 as it climbs towards all-time high

The cryptocurrency has been gaining steam as the dollar weakens

Retail sales suffering in absence of second pandemic relief package

The rise in COVID-19 cases is also affecting consumer spending

PayPal launches service to allow customers to buy and sell cryptocurrencies

Cryptocurrency appears to be here to stay as companies increasingly move toward using it

CFPB gives consumers more control over how debt collectors contact them

The new rules address modern-day communications like email, text messaging, and social media

White House spokeswoman says chances of second COVID-19 relief bill before election are 'slim'

House Speaker Nancy Pelosi is still hopeful that a deal can get done in the coming weeks

Pelosi sets deadline for passing stimulus bill before election day

The House Speaker warns the White House that time is running out

Citigroup fined $400 million over how it manages data and handles risk

Regulators say the bank needs to make improvements

JPMorgan Chase pledges $30 billion to close the racial income gap

The bank says it will increase housing options and support minority-owned businesses

Billionaires are getting even richer during the COVID-19 pandemic, study finds

Despite recent economic turmoil, the wealthiest class is continuing to make money

Trump ends talks with Democrats on a COVID-19 aid package

The president said negotiations are on hold until after the election

IRS extends deadline for filing to receive a stimulus payment

Americans who don’t file tax returns have until Nov. 21 to register

U.S. trade deficit hits highest level in 14 years

Economists hope another stimulus will help recovery efforts

Preventing heart disease could greatly benefit economy and job market, study finds

Prioritizing heart health could allow consumers to remain employed

House approves $2.2 trillion COVID-19 stimulus measure

The bill contains more aid than Republicans have said they are willing to accept

LendingTree introduces free app to manage finances

Consumers can see all of their financial accounts on a single platform

Trump promises executive action to prevent surprise medical bills

One order would block discrimination against patients with preexisting conditions

Consumers may pay the bill for hospitals’ COVID-19 losses

A study suggests that health care losses could exceed $323 billion this year

Leaked documents suggest banking safeguards are weak

A report shows banks failed to prevent thousands of suspicious transactions

IRS offers $625,000 reward to anyone who can create tracing tool for Monero cryptocurrency or the Lightning Network

The agency wants to catch criminals who rely on untraceable networks

Consumers have paid off a record amount of debt during the pandemic, study finds

It’s the latest evidence that COVID-19 may have triggered healthier financial behavior

IRS to send out millions of letters urging taxpayers to request unclaimed stimulus checks

Getting a message isn’t a guarantee that a consumer is eligible, but it doesn’t hurt to make sure

Americans prefer to save until an effective vaccine is available, study finds

Many consumers are pinning their spending decisions on how well their local area responds to COVID-19

Climate change could have serious impact on U.S. financial markets, report warns

A federal report urges financial authorities to consider the effects of climate change

Consumer groups line up against proposed banking rule change

The groups say the OCC is overturning state interest rate caps

Consumers’ saving habits evolved quickly during the pandemic, survey suggests

Despite economic hardships, people are finding ways to sock money away

Robin Hood reportedly faces SEC probe over disclosure practices

It would be the popular trading app’s latest headache

Economists say we could be facing a ‘double-dip’ recession

Experts believe the U.S. is still in a recession that started in February

Twenty percent of small businesses won’t survive pandemic, survey finds

Another 20 percent don’t expect to make it for another 12 months

Consumers are paying their bills and spending at retailers despite COVID-19

But how long can they keep it up now that government stimulus money has run out?

Trump’s payroll tax deferral plan amounts to a ‘payroll tax loan,’ expert says

Some tax experts question whether employers will pass on extra savings to their workers

Nearly 6 out of every 10 families of college students have taken a financial hit

A new survey provides a snapshot of the pandemic’s economic impact

Retirement account balances have surged during the pandemic

The number of accounts worth more than $1 million is up 49 percent

President Trump signs executive orders to extend some COVID-19 relief

The orders will provide $300 per week but do not include a second stimulus payment

Eligibility cutoff being considered for second round of stimulus checks

Some argue that limiting eligibility isn’t the best course of action

COVID-19 coin shortage has businesses scrambling to make change

The Fed says the pandemic has disrupted the normal circulation of coins

CFPB revises payday lending rules, potentially leaving millions of consumers with ‘unaffordable payments’

The agency says it is trying to ensure the continued availability of small-dollar loans

Americans have taken full advantage of loan forbearance programs during pandemic

TransUnion reports renters, in particular, have used them to manage their finances

Some people are mistaking their stimulus payment for junk mail

A shift to sending prepaid debit cards in plain white envelopes is causing confusion

FTC tries to clear up confusion surrounding stimulus payments on debit cards

Scammers are ready to swoop in and prey on the confusion

Fed makes noise about buying ETFs and catches the ire of Bitcoin advocates

Are we headed toward the uber-rich and the peasant poor? One pundit thinks that’s possible

IRS clears the air on why all stimulus checks aren’t the standard $1,200

If the agency makes a mistake, it wants taxpayers to know it will fix those errors on the 2020 returns

Cryptocurrency goes through the roof again

Digital currencies may be coming into their own if the investment some power players are making come to fruition

Consumers saving more money in the midst of the coronavirus pandemic

A government analysis shows personal savings ballooned in March

Cryptocurrency value jumps by $35 billion in one day

The central banks are willing to do whatever they can to keep the U.S. economy afloat

IRS updates stimulus check payment portal

The changes will make it easier for taxpayers to get information on their payment status

Credit card companies lower credit limits as coronavirus pandemic rolls on

Consumers are in a better position than they were in 2008

White House, Democrats close on new small business aid package

Democrats pushed to add funding for hospitals and state governments

Fed Chairman says economy is deteriorating fast, but rebound is likely

The official said the Fed will continue to act 'forcefully, proactively and aggressively’ during the coronavirus crisis

Young consumers are going into debt seeking health and fitness, survey shows

Millennials and Generation Z spend an average of $124 a month

More Americans are raiding their retirement accounts, study finds

The penalties for early withdrawal totaled more than $5.5 billion in 2017

Payment apps are becoming increasingly popular with consumers

A new survey shows at least 66 percent of people have used one at least once

Fidelity clients may have seen a $0 account balance due to technical glitch

Many investors started their day Wednesday in a state of shock

Most consumers entered 2020 stressed out over debt, survey finds

But a majority of people also see a debt-free future

Improving your credit score might improve your love life

A study finds that consumers are romantically drawn to people who can manage money

The Federal Reserve wants to relax investment rules for banks

One trade group says more work must be done to ensure that big banks don’t create instability by making bad investments

TD Bank wins top ranking for best customer service

J.D. Power and Associates says the bank delivers ‘consistent customer service’

States charge feds of giving payday lenders a loophole around usury laws

A proposed rule change would allow small loan lenders to affiliate with banks that are exempt

Apple CEO says global tax structure needs to be changed

Foreign country tax dodges are nothing new, but foreign entities are getting wise and want their pound of flesh

New SECURE Act requires faster taxable withdrawals from inherited retirement accounts

But the law may help more small businesses provide employee retirement plans

What’s your biggest financial regret of the decade?

For nearly 25 percent of consumers, it’s their massive credit card balance

Trying to game a rewards credit card program could get your account shut down

Having two credit cards might pass the sniff test, but going further might get your account flagged

Experts say spending continues to be a major source of secrecy in relationships

As the shopping season ramps up, researchers warn against potential consequences for stores and partners

Consumer debt reaches record-high of $14 trillion

Growing confidence and a hot jobs market appear to be fueling the borrowing

Report shows consumers are spending more with plastic instead of cash

Spending using credit, debit, and prepaid cards hit $7.26 trillion last year

Online banking has become more widespread among consumers, survey finds

An overwhelming number of people prefer it to going to a branch

Financial forecasters say millennials need to start socking away half of their paycheck

Experts say young consumers need to draw a line between the things they want and the things they need

Consumer credit default rates are rising, report finds

But defaults on credit cards actually went down in September

Americans think financial education classes should be mandatory, survey finds

The cost of education has changed since many parents were in college, making financial literacy even more important

Researchers say Trump’s Fed criticism is hurting the central bank

Policymakers’ independence is increasingly in doubt

New York Fed injects capital into money markets to alleviate credit squeeze

Lack of cash for loans threatened to send key interest rate surging

Survey finds lack of transparency in health care costs

Many patients put off treatment when they don’t know how much something costs

You can now use MoneyGram to send money to someone’s debit card

A company known for dealing in cash moves into digital transfer

Ten percent of college students think credit cards are ‘free money,’ survey finds

Thirty percent of students grade their financial knowledge as a ‘C’ or worse

New investors often fail to diversify their stocks, which could lead to disaster

Researchers say it the results can be so bad that it'd be better to just pick at random

Here’s how to claim your portion of the Equifax data breach settlement

Affected consumers can get a check or free credit monitoring

Survey shows 45 percent of couples borrow money to pay for weddings

Not surprisingly, going into debt often leads to early arguments

What keeps you awake at night? For millions, it’s money

Fifty-six percent of consumers lose sleep over at least one money worry

Facebook announces plans for its digital currency

Libra will launch in 2020

Survey shows the lingering effects of the Great Recession

Nearly half of consumers say their financial situation hasn’t improved

Facebook reportedly ready to launch its digital coin

The company may recruit outsiders to control the currency

SEC sets new requirements for financial advisors

The rules are similar to the Fiduciary Rule that was overturned in court

Wealthfront ups the ante on simple savings accounts

The interest rate paid on deposits has risen to 2.51 percent

Hidden fees have become more common and more costly

A recent survey found that 85 percent of us have paid one

Teaching kids how to give can make them financially literate adults

Starting at an early age can help kids later in life

Social Security benefits buy 33 percent less since 2000

Despite low inflation, a report finds seniors are falling behind

Rent is becoming unaffordable for most college graduates

Twenty-two percent of millennials still living with their parents

New York AG accuses cryptocurrency exchange of fraud

Executives have been accused of covering up the loss of $850 million in client and corporate funds

Major changes for consumer credit reports are starting to roll out

The goal is to give consumers greater control over the information used in making credit risk decisions

Survey finds consumers still clinging to cash

Digital payments are growing, but consumers aren’t ready to abandon real money

Experian settles claims over inaccurate credit reports

Some consumers were tagged with false bankruptcies and tax liens

A third of taxpayers who got refunds last year owe the IRS this year

The new tax laws have a few nasty surprises

TD Bank survey finds millennials lack credit knowledge

They tend to tap too much of their credit and let rewards expire

Personal incomes fell in January for the first time in three years

But the decline mostly affected investors instead of workers

World economists predict another great recession by 2021

Economic fortelling is a hazardous exercise because many things seem to be going the right way at the moment

Young adult cancer survivors faced with issues related to work and money

The study suggests that the disease and treatments impact more than just physical health

American credit card debt reaches a record $1 trillion

More than 1 in 3 people are worried about maxing out when they make credit card purchases

FTC says it collected $2.3 billion in consumer refunds in a 13-month period

Around 2.2 million consumers are getting refund checks

Nearly half of people would end a relationship over irresponsible spending

Keep that in mind while Valentine’s Day shopping

Millennials are both rich and poor, studies suggest

Reports suggest that millennials are making more money than previous generations but must be more cautious due to economic conditions

Most Americans under-save for retirement by almost 20 percent

A new report suggests that younger generations aren’t saving enough to fund retirement adequately

Facebook is reportedly developing its own cryptocurrency

The company is working on a digital currency known as a ‘stablecoin'

Experian says it can help consumers instantly raise their credit scores

Experian Boost counts bills not currently part of the FICO formula

Survey: Consumers less confident about paying off credit card bills

Still, 67 percent are confident they can pay off the balance within six months

Consumers losing access to credit in 2018

The Fed reports that rejections of credit applications are rising

Should you let your child use your credit card?

Many parents do but regret it later

Study finds physical and financial health are linked

Consumers who struggle with money are more likely to face health issues

Social security checks to increase slightly next year

Savings may get eaten away by rising healthcare costs and other price increases

Consumers getting refunds from record fraud judgment

The government is sending out $505 million to payday lender customers

One in three households struggle to pay utility bills

Government report shows 20 percent cut back on food and medicine

Payday lenders say they are suffering 'irreparable harm'

A lawsuit seeks to block implementation of the CFPB's small dollar rule

Update to credit file law allows consumers to freeze their credit reporting

Credit watchers feel the new option is better than an alert, plus it covers the entire family

Average cost of childcare almost as much as rent

Parents who rent are getting squeezed between the two costs

Cryptocurrency market loses 10 percent of its value in 24 hours

Bitcoin continues its slide, falling below $6,000

Cardless transactions now available at ‘nearly all’ Chase ATMs

Instead of pulling out a physical card, Chase customers can open their mobile wallet and tap their smartphone

Florida appoints its own cryptocurrency czar

The state joins others in giving Bitcoin and ICOs close attention

Central Bank agency warns that Bitcoin could break the internet

The cryptocurrency may not be replacing traditional currency any time soon

Bitcoin price plummets to new low after academics declare its value was artificially inflated

A new study suggests that trades were timed to spark substantial increases in Bitcoin prices

Bitcoin consumes as much energy as the country of Ireland, study claims

Other experts say it’s difficult to determine how much energy the cryptocurrency actually consumes

Nearly 51 million households can’t afford basic necessities

A new report finds that financial hardship is still a ‘pervasive problem’

Young Americans have less consumer confidence than their parents

New research finds millennials are less confident than baby boomers for the first time ever

Bankruptcy makes loans more expensive, but not impossible

A study shows that most consumers can qualify again within two years

Experian launches free tool to remove mistakes from credit reports

The company says consumers shouldn't spend money on credit repair

Two-thirds of millennials haven’t saved anything for retirement

Researchers cite a ‘harsh economic landscape’ as the main reason

Debt collection still a big source of consumer complaints

A joint report shows federal agencies still receive thousands of complaints

Citi refunding $335 million back to its overcharged credit card customers

The mistake affects an estimated 1.75 million U.S. credit card accounts

The best cities for consumers seeking a fresh start

Cities with low rents, high incomes, and lots of singles top the list

Congress may be moving toward cryptocurrency regulation

Volatile investments pose risks to investors, regulators warn

Millennials having trouble keeping up financially

A report finds it's a common problem for young people around the world

Hackers rifle through thousands of sites panning for cryptocurrency

A cryptocurrency exchange site was also reportedly hit for hundreds of millions

Government's consumer watchdog says agency will be less aggressive

The CFPB has reportedly dropped a suit against a major online lender

Stock market volatility taking investors on wild ride

Experts say things are simply getting back to normal

How rising interest rates will affect consumers

One economist says the impact should be minimal

Report claims CFPB is backing away from Equifax probe

Sources say the consumer agency shows little interest in the agency’s 2017 data breach

Federal Reserve limits Wells Fargo's growth, demands board changes

Regulators say the bank must show consumer abuses won't happen again

Credit card companies saying no to cryptocurrency purchases

Lenders worry about fraud, consumers getting in over their heads

Federal Reserve sees building inflation but keeps interest rates the same

But rate hikes later this year will affect consumers carrying a credit card balance

Consumers' top financial regrets and how to avoid them

Expert offers advice for avoiding costly mistakes

Thieves now use malware to take control of ATMs

'Jackpotting' is a new threat to these convenience machines

Consumer savings rates fall to 10-year low

Despite spending and income bumps, one expert warns of a possible recession

Cryptocurrencies rocked by 'disappearing' NEM

Japanese exchange says it can't find $400 million of the currency

Bank of America customers owe a fee if they’re low on funds

Bank of America is eliminating a program that allowed low-income customers better access to free checking

Some Wells Fargo customers report getting double charges

Bank says it has now fixed its online banking glitch

Cryptocurrencies start the week with double-digit losses

Bitcoin plunges to below $12,000

Is the Consumer Financial Protection Bureau mission changing?

Critics of the agency say businesses may be getting more protection than consumers

Federal proposal would allow employers to pool their workers’ tips again

Regulators say bringing back tipping pools will help untipped workers. Workers say that tipping pools only enrich their bosses

Tax deadlines and strategies to maximize your retirement savings

Cultivate your investments now for bigger payoff later

Renting is a good deal and about to get better

In many markets, homeownership costs are climbing faster than rents

Federal Reserve raises key interest rate

Here is how it will affect most consumers

Big banks and hackers go after Bitcoin, but value remains high

Billionaires and government agencies say that the Bitcoin bubble will eventually burst

Discover launches new financial literacy program

Latest effort by credit card industry to help consumers understand money management

How the new Republican tax plan may affect the average consumer

While some middle-income earners could see reductions, experts say the plan is biased toward upper income households

Bitcoin's value surges past $10,000

The digital currency has increased its value 940 percent in 2017

Banks are paying more for your deposits

But does it pay to give them your money?

Credit score requirements for renters getting higher, study finds

Here are the scores you'll need to rent in various markets

Most high school students graduate without personal finance course

Only five states require a one semester financial literacy course to graduate

Freedom Debt Relief faces federal lawsuit

CFPB claims the company has deceived customers

Surveys show renters still 'cost burdened' by rents

Nearly half pay more than 30 percent of their incomes on rent

Parents often overspend on their children’s weddings, survey finds

Parents cover about two-thirds of the total cost, but there are many ways to save

Millennials urged to start saving for retirement now

Planning ahead will have critical payoff in the long run, experts say

TD Bank survey reveals U.S. consumers' average spending habits

Top expenditures were housing, dining and transportation

Credit card interest rates poised to go higher

Consumers are urged to aggressively pay off balances to avoid accumulating debt

Millennials are more likely to share salary details with co-workers, survey finds

Why experts say sharing your salary with colleagues may be a good thing

Why consumers should closely follow upcoming tax debate

Chances for tax reform have improved, but experts say the final outcome uncertain

Financial matters couples should discuss before saying ‘I do’

Honesty is key when it comes to talking about money before marriage, experts say

What the tax cut proposal would mean for consumers

If you live in California, it could raise your taxes

The future of consumer banking rests in artificial intelligence

Since consumers seem to like it, traditional banks are getting on board

An emergency savings fund can start with a modest amount

Here's how to build a savings account that will allow you to sleep at night

Why the Fiduciary Rule faces uncertain future

The House of Representatives is poised to deal a deathblow, but the Senate may not follow

Consumers still struggling to put money away

More than half still don't have $1,000 in a savings account

Veterans cautioned on VA loan charges

Lender claims veterans are being targeted with high-cost offers

How do I protect my financial documents from an impending disaster?

We have tips and advice from the experts

The biggest financial stress may be avoidable

Consumer survey finds debt is what keeps most people up at night

Online gambling industry targets low-income consumers and those with past gambling problems

One politician says the industry has 'no moral compass'

Survey finds owning a home still biggest part of American Dream

But growing obsticles may make that dream harder to realize

A 2017 low point for 30-year mortgage rates

It's the fourth decline in as many weeks

Reverse mortgage a risky way to increase Social Security payments

Consumer bureau warns against a tactic being pushed by many financial advisors

Do you live paycheck-to-paycheck?

If you do, a survey shows you've got plenty of company

Feds end consumer measure that earned wrath of payday lenders, Republicans and sex industry

The Trump administration says the banking policy allowed the feds to target merchants for political reasons

How raising the minimum wage by $1 could reduce cases of child neglect

Researchers say recent actions throughout the nation are encouraging signs

J.D. Power: great time to be a credit card customer

Firm finds increased competition resulting in more perks

Perceptions of your partner's spending habits could lead to financial conflict

Researchers say couples tend to view each other as 'tightwads' or 'spenders'

Lenders making fewer subprime loans

TransUnion report finds big drop in personal loans and auto lending

Labor Department delays full Fiduciary Rule for additional 18 months

Key provisions had been set to take effect next January

Record high stock market not telling the whole story

Most stocks are not participating in the rally

JPMorgan Chase fined $4.6 million for not guaranteeing accuracy of consumer information

CFPB says the inaccuracies made it impossible for consumers to open accounts

Lender rolls out 1% down mortgage for first-time home buyers

The new program will help buyers overcome the challenge of coming up with a down payment

Poll: consumers back the Consumer Financial Protection Bureau

Half say banks need more regulation

Making time-saving purchases increases happiness in consumers

Buying ourselves out of unpleasant or time-wasting experiences may be worth it

The economy has improved but money worries persist

High levels of debt keeping many consumers up at night

Consumers support strong regulation of Wall Street, poll finds

The annual survey also found strong support for the Consumer Financial Protection Bureau

Kiplinger rates the top banks and credit unions

Highly rated banks offer more services with fewer fees

What kind of financial shape is your state in?

Researchers at George Mason University rank the best and the worst

Questions to ask before selecting a robo advisor

Experts say investors need to do their homework

More employers promoting financial wellness among employees

Surveys show employees' money angst hurts productivity

Most Americans can't afford a new car, study finds

Experts cite the rising price of vehicles and the anemic growth of household incomes

Complaints about banks on the rise

Analysis shows the numbers rose dramatically last year

Study finds Millennials spend far too much on vices

Results show that the average Millennial eats out five times per week

Consumer groups seek expansion of CFPB's authority

Legislation would give CFPB power to enforce protections for military consumers

Capital One, Discover win honors for best mobile financial apps

But lack of trust still keeps many consumers from going mobile

Fed hikes interest rates amid record high credit card rates

It'll cost a little more to pay off those balances

Feds revising rule covering third-party debt collectors

Banks, not debt collectors, could be accountable for the accuracy of the debt information

Supreme Court splits straws over the definition of a debt collector

Santander was hounding consumers to pay old debts it bought from Citi

Brokers trim mutual fund line-ups as Fiduciary Rule takes effect

The rule is intended to protect American workers' retirement savings from shady practices

Social Security going up, but expenses rising faster

Items purchased by seniors are up steeply in recently years

TIAA rolls out new automated investing platform to simplify retirement planning

The program offers socially responsible options and a range of risk levels

Mortgage rates fall to six-month low

It's a good time to buy a house, if you can find one for sale

Fiduciary Rule policing financial advisors takes effect June 9

But analysts say lack of enforcement will cost consumers billions of dollars

Judge voids car title loans for Massachusetts consumers

200 consumers who took out loans won't have to pay them back

Here are some alternatives to taking out a payday loan

Newer fintech companies are finding ways to serve consumers with damaged credit

Three out of four consumers live with financial regret, survey finds

Consumers cite not saving for retirement earlier as the most common

Consumer debt reaches record high in first quarter

New York Fed finds increase in student loan delinquencies

Financial management tools for college students

Apps and financial education can help students maintain financial stability

Chase mortgage rolls out the points for Sapphire Card customers

Buy a home, get 100,000 Ultimate Points

What to consider before taking out a reverse mortgage

A business professor says they might be right for some, but not all, seniors

States with the highest and lowest cost of living

Moving just might put more money in your pocket

More research stresses financial compatibility in relationships

Bankrate researchers found 42% consider a potential mate's credit score

Fiduciary Rule not killed, as expected, in spending bill

Provision removed at last minute after Democrats balked

Consumer advocates say repealing the Prepaid Card Rule would harm consumers

Pew Charitable Trust report outlines the ways

Feds fine auto lender for violating earlier consent order

SNAAC mostly loans to servicemembers buying used cars

Debt consolidation: the pros and cons

A loan might improve monthly cash flow but it can also pave the way to more debt

Three financial documents you should be checking

But a new survey shows there are a lot of things consumers check more

Why world tensions are making mortgages cheaper

Meanwhile, the mortgage interest tax deduction could be in the crosshairs

All of a sudden, gold is glittering again

If you plan to buy the precious metal, give careful consideration to how you do it

How to dispute inaccurate information in your credit report

Allowing it to stay on your report will lower your credit score

How financial literacy can help ease anxiety about growing old

Researchers say those who understand finance are able to accrue more wealth over their lifetime

When 'fake news' can cost you real money

Fake financial news could cause investors to make poor decisions

Common mistakes consumers make preparing their taxes

Tax preparers argue that they are worth the expense

AGs ask Congress not to abolish protections for prepaid debit card users

A Congressional measure would block protections about to go into effect

New concerns about growing consumer debt

Annual survey finds consumers have more credit card debt, less in retirement savings

Supreme Court weighs in on credit card swipe fees

The justices unanimously said existing regulations inhibit free speech, returned the case to a lower court

Credit card and student loan complaints on the rise

CFPB report details gripes over fraudulent charges, identity theft, and rewards programs

Millennials saving more for their kid's college than for retirement, poll finds

Debt-saddled Millennials don't want their kids to face the same financial challenges

How paying a little extra can reduce your debt faster

LendingTree calculator shows just how expensive interest is

Feds considering changes to banking rules

Data aggregator says a bank proposal would restrict consumer access to information

Municipal debt collectors agree to clean up their act

Governments are often no better than private companies in their debt collection practices

Do you have $2,000 to meet an emergency?

One-third of consumers say they don't

Experian misled consumers about how its credit scores are used, feds charge

The credit reporting agency has been ordered to pay a $3 million penalty

Planning for retirement still not high on workers' things-to-do lists

Saving for retirement doesn't rank very high either

Survey finds consumers feeling better about savings

Unfortunately, they don't seem to be saving any more than last year

What are Millennials most likely to save for?

Study sheds light on the savings goals of Millennials and Gen Xers

What the Fed's second rate hike means for consumers

Among other things, credit card interest rates are likely to rise

Consumers increasingly turning to personal loans

Similar to a credit card, a personal loan is only secured by your creditworthiness

Bitcoin passes gold in value for the first time ever

Experts say the electronic currency's jump in value shows that investors are taking it more seriously

Survey finds consumers don't know about the Consumer Financial Protection Bureau

That's bad news for the CFPB, which is in the cross-hairs of the Republican Congress

How to talk to your significant other about finances

Keep money from ruining your relationship by making sure you're both on the same page

Credit card defaults continue to rise

January survey shows consumers are having a harder time paying their bills

Military personnel speak up for beleaguered consumer agency

Senior enlisted leaders say the Consumer Financial Protection Bureau has aided those in the armed forces

AARP raps Trump executive order reversing fiduciary rule

The seniors group worries about the impact on retirement savings

Study finds link between finger length and lifetime income

The length of the index and ring fingers are known to reflect testosterone levels

Prospect Mortgage to pay $3.5 million for making illegal kickbacks

The scheme involved payments to Realtors and a loan servicing company

About half of consumers emotionally overspend, survey finds

Stress most often drives consumers to spend more than they can reasonably afford

Millions of payday loan ads removed from Google

Consumer groups applaud the effort

Consumer groups file motion supporting CFPB in court battle

A federal appeals court has found that the agency is unconstitutionally structured

Dow Jones Average tops 20,000 for first time

It came close in December before the rally fizzled

Citigroup mortgage units to pay $29 million for giving homeowners the runaround

The companies failed to help troubled consumers who were trying to save their homes, feds charge

Why your emergency fund might not be big enough

The extent and cost of emergencies can be wide-ranging

Moody's to pay $863 million for favoritism in its ratings

Twenty-one states and D.C. sued the company, claiming its actions contributed to the financial crisis

Morgan Stanley pays $13 million to settle overbilling charges

Company says the charges were the result of coding errors

Why you might have to move to get ahead financially

There are places where your money may go a lot farther

New Amazon rewards Visa pays 5% cash back

But the card is only available to Prime members

5 habits of financially fit consumers: #3, Setting financial goals

When you have a reason for getting your financial life in order, it's easier to do

CFPB: TransUnion, Equifax deceived consumers, ordered to pay restitution

Companies tricked consumers into costly recurring payments, feds charged

5 habits of financially fit consumers: #1, Checking credit reports

Personal finance experts agree you should check your credit report on a regular basis

Dow Jones Industrial Average closing in on 20,000

The benchmark average has soared nearly 8% since election day

Race track owner selling his business to protest new South Dakota payday law

Voters overwhelming approved a measure to limit interest rates on payday loans, upsetting a payday lending magnate

Five easy household budgeting tips

To effectively save money, just take baby steps

Do you really need a brick-and-mortar bank?

If so, you may have a hard time finding one soon

Credit card worries weighing on consumers

Survey finds credit cards are a much bigger concern than student loans

Navy Federal Credit Union fined for improper debt collection practices

Many of those targeted were active-duty military members

Chase, Capital One top bank brand study

Harris Poll finds consumer attitudes toward banks softening a bit

What causes you the most financial stress?

Survey finds 20% of consumers stressed by too much credit card debt

The psychology of saving money

Could it all rest on whether you think about the future?

Is it easier to save money when you pay with cash?

Research shows consumers think about a purchase more when they pay with cash

Costco's switch to Visa from Amex doesn't sit well with everyone

The new Visa card features higher cashback credits, but not everything about it is so rosy

Wells Fargo launches new loan program for first time homebuyers

Aims to help low-to-moderate income consumers become homebuyers

Millennials go out more but spend less, survey finds

The generation uses credit cards 22% less than the average consumer

How much does it cost to attend a wedding?

The average person will attend three weddings this year, and expenses can really add up

Stockpile: gift cards for stock

Company offers an easy way to get into the stock market

Credit card showdown: Chase Freedom vs. Blue Cash Preferred

Both cards are excellent for day to day purchases

Rising life insurance premiums challenged in court

Consumer group brings class action suit against Transamerica

Bankers warned about putting student loans into default when co-signer dies

The practice can ruin borrowers' credit and could be deemed unfair and deceptive

HSBC paying $470 million to settle mortgage abuse claims

Much of the money will go to consumers who lose their homes to foreclosure

Study finds that more expensive weddings often lead to shorter marriages

Research shows that weddings under $1,000 create the longest-lasting marriages

Royal Bank of Scotland warns investors to “sell everything”

Note warns that world stock markets poised to lose up to 20% of value

Feds fine Clarity Services Inc. $8 million for consumer credit violations

The company allegedly obtained credit reports illegally

Wells Fargo to pay $81 million for mortgage violations

The bank failed to send all required notices to homeowners

As costs skyrocket, wedding loans becoming more common

In some cases, the loan could outlast the marriage

Congress may allow debt collector robocalls to cell phones

Hidden in the budget bill, the provision would open the floodgates for collector robocalls

Gold prices are up and so are the gold commercials

But catching the gold bug proved costly in the past

More military members identified as eligible for foreclosure relief

Nearly 1,500 more servicemembers are eligible for payments

Mortgages continue to dominate complaints to the CFPB

Foreclosures, lack of information and payment problems irk consumers

Latest health insurance hacking compromises confidential data of 10.5 million people

Excellus BlueCross/BlueShield the fourth major health insurer to admit a hacking this year

Why cheap Chinese products are about to get cheaper

China has devalued its currency in an effort to boost sagging exports

Feds take action against sellers of non-existent credit or identity theft monitoring services

If you were ever charged for these “services,” you might be owed a refund

Mortgage rates on the rise

Some have moved above the 4% mark

RPM Mortgage to pay $19 million penalty

The company steered consumers into costlier mortgages

Feds charge Nationwide Biweekly's "Interest Minimizer" is deceptive

Many consumers wind up paying more in fees than they save in lower interest payments, the CFPB alleges

Green Tree Servicing to pay $63 million to settle federal charges

The mortgage servicing company allegedly abused consumers, misrepresented amounts owed

Many students starting STEM education aren't finishing

Researchers concerned at high drop out rate

Subprime loans -- betting that new car will last 84 months

Low payments look good but seven years of interest adds up

Fifth Third Bank customers miffed by security procedures

Bank blames depositors for fraud by third parties, one customer complains

What you should know about home equity loans

Despite their risks they are often better than other sources of credit

AT&T to GigaPower home Internet customers: online privacy costs $29 extra per month

Even if you do pay, AT&T still reserves the right to "collect and use web browsing information"

Midland National Life agrees to $1.3 million penalty

California's insurance commission uncovered problems while responding to consumer grievances

TD Bank's overdraft fees are excessive, lawsuit charges

Transactions are reordered to maximize overdraft charges, the suit alleges

Fannie Mae unveils new mortgage for first-time buyers

Qualified buyers can put as little as 3% down

Conventional mortgage or FHA? Which is cheaper?

New mortgage rules may make low-down-payment conventional loans more affordable

Bank of America to pay $16 billion fine for mortgage fraud - homeowners to get $7 billion

It's the largest civil fine in American history

The small fortune hiding in your loose change

Your nickels and old pennies might be too valuable to spend

Pension loans and why you should avoid them

Short-term gain in exchange for long-term loss

Payday loans, debt collection, credit reports -- all have big problems

Report finds illegal actions, slipshod practices in all three areas

Could you get $2,000 in an emergency? 40% of Americans can't

If you don't have a nest egg, start building one today

Bank of America to pay $727 million for deceptive marketing of credit card add-ons

Feds say at least 1.4 million consumers were harmed by the illegal practices

Walmart MoneyCards: still being hacked

A reader this week reports the same problem we discussed last September

Is your check any good? Certegy thinks it knows

When a data broker flags you as high-risk, what can you do?

Telecheck Code 3: denying checks despite sufficient funds?

Overzealous anti-fraud net ensnares innocent customers, too

Is it any easier to get a mortgage now?

With the market recovering, getting a loan can still be tricky

Prepaid money card fraud: What can you do?

Prepaid cards lack the legal protections of credit or debit cards

Foreclosures fall but the pain continues

The numbers say things are getting better but some consumers say otherwise

Starting over after bankruptcy

If you have a plan, you can put your financial life back together

Mortgage re-defaults increasing at an 'alarming rate'

And some homeowners are still trying to modify mortgages, meeting the same problems as before

Want to sell your own art or merchandise? Here's how

Many of us have a good business idea, but don't know how to get that idea off the ground.

The pros and cons of buying a franchise

It usually comes down to how much money and experience you have

How Secure is Mobile Banking?

It has the potential to be very secure, report finds

Banks Charge Non-Customers to Cash Checks

Closing your bank account doesn't mean you can escape fees

About Those $1 Charges on Your Debit Card Account

Some are normal, but some are signs of trouble

American Express Offers $25 Credit On 'Small Business Saturday'

Consumers get money back for spending at small businesses

Banks Awash in Cash, Which Isn't Good News

Investors flee stock market, park money in banks which have no use for it

Can't Pay Your Alimony? Don't Panic

The scenario is not unusual and there are solutions, but prompt action is needed

Bank of America Subsidiary Sued For Illegal Foreclosure

Washington State says ReconTrust repeatedly violated the law

Bank of America's 'PayPlan' Was Deceptive, Homeowners Charge

Automatic payment plan was supposed to save customers money

Foreclosure Backlog Will Take Decades to Clear Out

Banks' plodding pace isn't always bad news for consumers

GAO Finds Little to Support Congress' Abolition of ACORN

Grass-roots consumer organization was driven into bankruptcy by conservative critics

Bankruptcy Rates Higher Among Cancer Survivors

Insolvency rates highest along longest living survivors

Food Prices Expected To Climb In 2011

Agriculture Department economists say higher energy costs are part of the reason

Chase Making Refunds to Overcharged Military Personnel

But violations of law intended to protect active-duty military appear widespread

Finding Money from Pension Plans of Past Employers

That couple of hundred a month can really add up

Federal Reserve Sees Improvement In The Economy

But housing market remains a big problem

Top Financial Products for Young Adults

Focus on what you need when you’re just starting out

Gym Membership Contracts: Read The Fine Print

Consumers should know what they're signing before becoming members of a gym

Study: Credit Card Reward Programs Lead to More Debt

It all started with those frequent flyer points

High-Dividend Stocks May Offer the Best Value for Today's Investor

So here are four stocks with high dividends worth looking at for 2011

4 in 10 Americans Saving 0 for Retirement, Women Worrying More Than Men

More than 80% admit they don’t know what it takes to save

Foreclosure 'Short-Cuts' by GMAC Mortage May Be Just the Latest in a Series of Missteps

Consumer advocate says GMAC's practices are an 'abuse' of the process

Payday Loan Lawsuit Brings $18 Million Settlement Against Advance America

Lawsuits are part of a 'one-two punch' against unscrupulous lenders, officials say

How Often Should You Change Your Oil?

If you're driving a new car, changing every 3,000 miles could be wasteful

How Safe Are Online Financial Transactions?

Survey shows overwhelming majority of consumers worry about identity theft

Consumers Warned About Amazon.com Scam

Email appears to be from online retailer, but isn't

How To Cancel A Credit Card

Simply calling an 800 number isn't enough

Colorado Attorney General Sues Veracity Credit Consultants

Says company illegally charged upfront fees, made misleading claims

FCC Questions Telcos, Google on Early Termination Fees

Inquiry comes on heels of Verizon price hike, Nexus One intro

Major Changes To Quick Tax Refund Loans Industry

8.4 Million Refund Anticipation Loans Made in 2008

House Passes Financial Industry Regulations

Establishes Consumer Financial Protection Agency

Ohio Sues Credit Rating Agencies

Accused of 'spectacularly misleading' ratings

Class Action Filed Against U.S. Fidelis

Fraud, high-pressure sales tactics alleged in auto warranty sales

FDIC Warns It's Running Out of Funds

Flurry of bank failures could burn through FDIC's reserves

Split Your Direct Deposit to Save More Money

Automatic saving can help build nest egg with no effort

Scams Sprout from Financial Crisis

Consumers vulnerable to scams growing out of Wall Street meltdown

When Should You Sell Exchange Traded Funds?

Even less volatile investments have a "sell by" date

California: Citibank Stole $14 Million from its Customers

Bank agrees to stop illegal 'sweeps,' make refunds

Some Blame Obscure Accounting Rule for Financial Crisis

Fate of Freddie Mac, Fannie Mae in doubt today

Lawyers Rate Allstate as Worst Insurance Company

'Boxing gloves' replace 'good hands,' lawyers charge

Did Wall Street Wreck The Economy?

Congress, regulators start to connect the dots

High-Fee, Low-Credit Charge Cards Prey Upon the Poor

Feds override state consumer protection laws

Macy's Customers Get New Citicards--Like It Or Not

Citibank flipped store cards into true credit cards

Consumers Dispute FTC Report on Insurance Credit Scoring

FTC Report Should be Rejected by Congress, Groups Argue

AARP Launches Annuity Program for its Members

Fixed Annuity Ensures Retirees Don't Outlive their Assets

Jackson Hewitt Pays $5 Million to Settle California Charges

High-Cost Tax Refund Loans Marketed to Low-Income Customers

Subprime Lender Implosion: Bad Omen For Housing Market

Lenders Collapsing Faster than Cheaply Built Houses

Michigan Credit Card Mystery Deepens

Is It the Newest "Worst Hack Ever?"

New Bankruptcy Law, One Year Later

The strict new rules and expensive requirements have caused frustration for debtors, lawyers, and judges alike

The Ads Say "It's Time to Talk to Chuck" But what if Chuck no longer works there?

But what if Chuck no longer works there?

"Trailing Interest" Snags Bank Of America Customers

Paid in full? Doesn't matter. You may still be charged "trailing interest"

Your Next Home: Custom or Modular?

Factory-Assembled Homes Surpassing Stick-Built

Chase Warns of Online Survey Scam

It's seldom a good idea to take part in an online survey

Congress May End Wal-Mart's Banking Dreams

The superstore will stay just that

TransUnion Gets Into Tenant Screening Business

Part of a Broader Effort to Identify and Rate "Thin Credit" Consumers

Study Disputes Lenders' Excuses for Charging Blacks and Latinos Higher Rates

Plastic Peril: Credit Cards and Students

Avoid early on setting debt

Bank Of America Considering Its Own Credit Card Brand

Bank of America is pushing hard to overtake Citigroup as the world's largest bank

The "Worst Hack Ever:" Debit Card Security Crisis Continues

Debit Card Security Crisis Continues

IRS May Let Tax Preparers Sell Customers' Information

Proposal is a License to Plunder, Consumer Groups Argue

The Earnings Suspense File: Social Security's "Secret Stash"

"Money from Nowhere" Fattens Government Accounts

Ameriquest Settles Multi-State Probe

Ameriquest, the nation's largest sub-prime lender, has agreed to pay $325 million

H&R Blocked, Again

Tax Firm To Settle More Payday Loan Suits

Credit Cards Ensnare, Victimize Working Families, Report Finds

Bankruptcies rose from 616,000 in 1989 to over 1.8 million in 2004

Spitzer Charges Feds Conspiring to Shield Banks Against State Consumer Protection Laws

NY AG calls government's actions "unconscionable"

Predatory Lending Bill A Ruse, Consumer Groups Charge

Bill would preempt stronger state laws

Senate Passes MBNA's Bankruptcy Bill

Bill is a victory for banks, a disaster for consumers

Credit Counseling Scams On the Rise

But consumers must be cautious when choosing a credit counseling organization

CitiGroup Settles Predatory Lending Charges for $215 Million

Renting A House or Apartment - Your Rights as A Renter

Renting A House or Apartment

Behind The Screen Door - Knowing the SCOREX

Like credit ratings, rental scores are numbers generated from analyzing a client's statistical data