CarShield Reviews

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About CarShield

CarShield offers customizable vehicle service contracts that cover new and used cars against malfunctions and breakdowns. Along with these extended warranties, CarShield also provides 24/7 roadside assistance, towing services, rental vehicle assistance and mobile app access. Month-to-month coverage plans include flexible monthly payment options.

Pros
  • More plans than many competitors offer
  • Plans start at $99 per month
  • Free access to 24-hour assistance and repair facility map
  • Month-to-month, price-locked plans available
  • Covers cars with up to 300,000 miles
Cons
  • Rental reimbursement isn’t standard
  • Quote only available over the phone

Featured Reviews

Athens, GA
Verified purchase
Had to replace my 2018 Impala evaporator core and it would have cost me 2000.00 out of pocket if I didn't have Car Shield. I took the car to the dealership services and they took ...

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Cleveland, OH
Verified purchase
It was a wonderful experience for me to see that CarShield really care about their customer. I told them I couldn't pay my bill and they went beyond and out their way to make sure...

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What is CarShield?

CarShield offers vehicle service contracts for new and used vehicles, including motorcycles, ATVs and cars with up to 300,000 miles. Purchasing a CarShield vehicle service contract can provide significant peace of mind for owners looking for extended coverage. The company has six contract options, all of which are available on a month-to-month basis, so you aren’t locked into a long-term commitment.

Contracts are available both in English and Spanish. Most warranties are transferable. All CarShield plans also include access to a customer app that allows you to manage your plan, request 24-hour roadside assistance and get exclusive rewards.

How does CarShield work?

CarShield provides extended auto warranties to protect you against the costs of unforeseen breakdowns. When you need a repair completed, bring your vehicle to an ASE-certified repair facility and file a claim.

Make sure to read the terms and conditions of your contract so you fully understand what CarShield covers. Contracts are available in English and Spanish. Most CarShield contracts are also transferable, meaning the warranty can still cover the car even if you sell it.

Additional CarShield benefits include towing, roadside assistance and rental cars, as well as app access and a map locator for ASE-certified repair facilities.

» LEARN MORE: Pros and cons of extended auto warranties

How to file a claim with CarShield

To file a claim with CarShield, take your vehicle to an in-network repair shop, provide your coverage details to the service manager and let them contact the CarShield claims center. If your vehicle is not functional, you can call roadside assistance to arrange for towing to a repair shop. The shop will handle the claim process from there.

Here’s a step-by-step process for filing a claim with CarShield:

  1. Find a network repair shop. CarShield has a network of thousands of repair shops in the U.S. and Canada. You can visit any ASE-certified mechanic or dealership. You can also search for a local in-network repair center at shieldrepairnetwork.com or call 800-852-2502 for assistance.
  2. Take your vehicle to the shop. If your car is functional, bring it to any network shop in your area. If not, call roadside assistance at 866-222-7869 for towing, which is included in all of CarShield’s contracts.
  3. Provide your contract. After diagnosing the problem, but before performing any work, give your contract to the service manager or certified technician.
  4. Allow the repair shop to handle the claim. The shop will contact the CarShield claims department directly. The claims administrator will determine what is covered under your plan.
  5. Get approval. Once CarShield approves your claim, it will directly pay the repair facility. You will be responsible for paying your deductible and any costs not approved or covered by your contract.

If your contract comes with rental car benefits, CarShield will provide a rental through Enterprise while your vehicle is being fixed. Some plans may be eligible for rideshare reimbursement instead of a rental car.

CarShield coverage and plans

CarShield has six protection plans available for both new and used vehicles, offering protection that ranges from powertrain coverage to a bumper-to-bumper warranty. CarShield’s six contracts include:

  • Diamond
    • Bumper-to-bumper plan that covers nearly all mechanical and electrical components
    • Best for: Newer vehicles
  • Platinum
    • Covers big-ticket items, including the engine, transmission, A/C, electrical components, fuel system, starter and water pump
    • Best for: High-mileage or aging vehicles
  • Gold
    • Covers the engine, transmission, A/C, starter, alternator and power windows
    • Best for: Vehicles over 100,000 miles
  • Silver
    • A basic powertrain plan that covers the engine, transmission, drive axles and any parts that send power to the wheels
    • Best for: Budget-conscious owners
  • Aluminum
    • An electronics-focused plan that covers your GPS, instrument cluster and wiring harness
    • Best for: Tech-heavy or hybrid vehicles
  • EV/Motorcycle/ATV
    • Specialized coverage for electric vehicles, motorcycles and ATVs
    • Best for: Niche vehicle types

All plans include 24/7 roadside assistance, towing and rental car or rideshare reimbursement options.

Compare CarShield coverage plans

Motorcycle plans cover the engine, transmission, drive axle, starter, alternator, power windows, fuel pump, radiator, fuel injector, electrical components, brakes, instrument cluster and NAV/backup camera.

The above table contains only the largest or most popular covered items, so each plan likely includes other parts. For more details on what exactly each plan covers, talk to a CarShield representative.

What isn't covered?

CarShield's vehicle service contracts exclude several items and scenarios across all plans:

  • Wear-and-tear items: Brake pads, tires, wiper blades, filters, belts, hoses, bulbs, batteries
  • Routine maintenance: Oil changes, fluid flushes, alignments, tuneups, spark plugs
  • Cosmetic damage: Paint, upholstery, trim, body panels, rust, dents, scratches
  • Preexisting conditions: Issues present before coverage begins
  • Negligence-related issues: Damage from lack of maintenance, misuse, unauthorized modifications
  • Environmental damage: Floods, fires, hail, earthquakes, animal damage, vandalism, theft
  • Unauthorized repairs: Work done without prior approval, repairs at non-ASE-certified shops

CarShield cost

CarsShield plans typically cost between $110 and $170 per month. Rates depend on your coverage level, the deductible, and the vehicle make, model, age and mileage.

Deductibles range from $0 to $250, and different deductible amounts are available for certain plans. With a higher deductible, you’ll pay a lower monthly cost. You pay a deductible whenever you file a claim. For example, if you file a claim for $600 with a $100 deductible, CarShield will pay $500, and you’ll be responsible for paying $100.

Older vehicles with high mileage will typically cost more to cover than newer vehicles with low mileage. More comprehensive exclusionary plans will cost more than basic powertrain coverage.

You can buy coverage on a month-to-month basis at a price-locked rate. That means that your monthly price will never increase once you begin your coverage, and your protection lasts only as long as you want it to.

The best way to get precise prices is to contact CarShield. You can get a free quote from CarShield by submitting your information via an online form or by calling directly.

Is CarShield worth it?

CarShield is a solid option, depending on your warranty needs. We like that it protects vehicles with up to 300,000 miles, making it a great choice for high-mileage vehicles. The wide range of plans and deductibles it offers means that there’s an appropriate plan available for every vehicle and price point.

We also appreciate that it offers month-to-month plans and that you’re not locked into a long-term commitment. If you decide it’s not working for you, then you can simply not renew your coverage for the next month.

CarShield FAQ

Is CarShield legit?

Yes, CarShield is a legitimate company offering extended vehicle warranty plans. Before you settle on any warranty company, it is important to do your research and understand its cancellation and refund policies, along with its various plan offerings. Doing this early on helps you decide what is right for you and avoid scams or rip-offs.

Does CarShield cover electrical problems?

Yes, all plans except the Silver plan cover electrical problems.

What doesn’t CarShield cover?

CarShield does not cover oil changes or similar routine maintenance issues. It also does not cover preexisting conditions, breakdowns caused by lack of maintenance or breakdowns from acts of nature (e.g., flooding, lightning, smoke). Be sure to check your plan’s specific coverage.

CarShield Reviews

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    How do I know I can trust these reviews about CarShield?
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    Page 1 Reviews 0 - 5
    Verified purchase
    Claims HandlingCoverageTechPriceRefunds & PayoutsStaff

    Reviewed Feb. 6, 2026

    I had a Range Rover that had an issue. I submitted it to CarShield in 2022. The service shop attempted to contact CarShield on my behalf, but nowadays I would use the little pamphlet guide that says what I have to do if I got an issue. I read and follow the instructions. It would take a couple of days for that to be processed. However, on several occasions my claims weren't covered. I've never had a claim covered, which makes me question why I still have CarShield.

    If you talk to people, they say CarShield will cover and do the transmission, engine, the expensive stuff that people worry about. Unfortunately, there were transmission-related things that I submitted for that CarShield said they wouldn't cover. Also, it's getting more difficult to find mechanic shops that are reputable that are willing to accept CarShield. When I've gone into reputable dealerships and/or mechanic shops, they say, “We don't mess around with CarShield because they have a poor history of paying out. It's really difficult for us to work with, so we take the stress out of our life. We're not dealing with them anymore." I'm comfortable enough that I continue to pay for the service, but if I submitted a claim again and it wasn't covered, I would drop it.

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    CarShield
    Response from CarShield

    Wayne, we appreciate you taking the time to share such detailed feedback. We understand why repeated claim denials would be frustrating and raise questions about the value of your coverage. Please know that coverage decisions are based on the specific parts listed in your contract, and not all transmission-related components are covered under every plan, even when the system itself is mentioned.

    Customers are welcome to take their vehicle to any ASE-certified repair facility or dealership; however, it is ultimately up to the repair facility whether they choose to accept coverage. We recognize that this can sometimes make the process more challenging, and we take that feedback seriously.

    If you’d like a clearer review of your coverage, past claims, or what would be eligible should you file another claim, our Customer Service team would be happy to go over those details with you and answer any questions you may have.

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      Verified purchase
      Customer ServiceClaims HandlingCoverageTechSales & MarketingPricePunctuality & SpeedOnline & AppStaffBillingRates

      Reviewed Aug. 1, 2025

      One of the key features that drew me to CarShield was their prompt response in case of accidents or damage, as they offer immediate roadside assistance, which is very reassuring.

      I initiated my CarShield coverage by phone and received a hard copy of my contract, which I thoroughly reviewed. However, I faced a minor glitch — I couldn't access my coverage details on the app. When I contacted a customer service representative, I was informed that I'd need to use a laptop or computer due to compatibility issues with my phone. Despite this hiccup, the representative was helpful and professional.

      I believe I chose full coverage, mainly because it includes essential components like engine protection. Although the monthly payments are somewhat steep, I appreciate the quality of the service CarShield provides. They offer various payment options, and I opted for auto-pay, which ensures my payments remain current.

      Having CarShield coverage gives me confidence, knowing I'm protected even if I never have to file a claim. I'm a mechanically inclined person who maintains my vehicle well, so this coverage is more of a safety net for unforeseen events.

      Overall, I'd rate CarShield four stars. While the service quality is excellent, the cost might be prohibitive for some. However, the customer service deserves five stars, mainly due to the agent's efforts to secure a reasonable rate for me. Even though the price is high, their responsiveness and willingness to offer additional discounts make the partnership worthwhile. Meanwhile, the website experience was smooth, earning four stars as well.

      I recommend considering CarShield if you’re looking for comprehensive and responsive vehicle protection, provided the pricing fits your budget.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Gary, thank you for your detailed feedback! We're glad you chose CarShield based on a trusted recommendation and that features like roadside assistance and engine protection have given you peace of mind.

      We appreciate your patience with the app issue and are happy to hear our representative provided helpful support. It’s great to know auto-pay and flexible options worked well for you, and that our team was able to assist with a reasonable rate.

      Thank you again for the recommendation and your four-star review. If you have any questions, feel free to contact us at 1-800-587-4162 — we're always here to help!

      Verified purchase
      Claims HandlingCoverageSales & MarketingPriceStaffRates

      Reviewed July 27, 2025

      I asked a few friends and checked CarShield’s benefits online, and I decided to go with them. The recommendation and information I received suggested that CarShield might offer better benefits compared to other options. My experience with their claim process has been mixed. The first claim I filed was handled wonderfully; they covered an extensive $1600 repair for a component that required attention. It felt reassuring. However, my recent experience was slightly different. The air conditioner's fan switch was faulty, and while the job amounted to $800, CarShield only covered half. I found myself wishing they had contributed more.

      When signing up, I preferred to talk directly with a representative as I felt it enabled a better deal. The sign-up process was easy, and I’d rate that interaction a 5 for the convenience and clarity it afforded. I've briefly used their mobile app, though I would have to look for it now, as I don’t drive very often.

      Pricing seems reasonable and I appreciate what CarShield offers. However, during my last claim, the garage faced a lengthy hold time. While this reflects broader workforce issues, it wasn't directly my problem. Nonetheless, CarShield did handle the claim.

      As a whole, my experience with CarShield lands around a 4. While I'm generally pleased with their services, there's room for improvement, particularly in the claim handling aspect.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Thank you for taking the time to share your detailed experience with us. We’re grateful you chose CarShield after careful research and trusted recommendations, and we’re pleased to hear that your first claim—covering a significant $1,600 repair—was handled to your satisfaction. That’s exactly the kind of peace of mind we strive to provide.

      We also appreciate your positive feedback about our sign-up process and pricing. It's great to know our representatives were able to offer clarity and support during enrollment, and we’re glad to hear the overall value still resonates with you.

      Regarding your recent claim, we understand your frustration and truly empathize with your concerns. In this case, two components were submitted to us for review. One was eligible for coverage under your specific plan and was approved accordingly. The other part, unfortunately, was not listed for coverage, which is why only a portion of the total repair cost was paid. We understand how this can be disappointing, especially when repair costs are high, and we're always here to help review the details with you to ensure full clarity.

      We also appreciate your note about the hold time your repair facility experienced. While we're actively working to improve communication times industry-wide, we recognize that delays—regardless of cause—impact your experience, and we’re committed to making that process more seamless.

      Your honest feedback helps us identify areas for improvement, and we're grateful for your overall satisfaction and thoughtful rating. If you'd like to discuss your plan in more detail or have questions about what is and isn't covered, our customer support team would be happy to assist.

      Thank you again for being a valued CarShield customer.

      Verified purchase
      Customer ServiceContract & TermsCoverageTechSales & MarketingPricePunctuality & SpeedRefunds & PayoutsStaffRental Car

      Reviewed July 26, 2025

      I saw CarShield's commercial on TV. When I got it, it was a year before I paid my car off. It always seems once you pay the car off, that's when things go wrong. So far, my experience with CarShield has been positive. I've used their services twice, both times through my Subaru dealership. The issues I faced were quite pressing: electronic problems with my windows and an air conditioner fan malfunction, which gets crucial during our hot summers. Each time I visited the dealership, I only had to cover the deductible. The electronic issue alone would have cost me $1,200 out of pocket if not for the warranty.

      The first incident involved a complete failure of the driver’s control for all windows, especially the passenger side ones. I couldn't control those windows from my seat, which was quite inconvenient. Fortunately, the dealership service was quick – they resolved both issues in just a day and even provided me with a rental car, which was great because I had errands to run.

      I've never had any trouble contacting CarShield’s customer service. The process is straightforward; just a call to their service line gets me where I need to be. For friends or family asking for advice, I'd recommend CarShield. I believe in choosing middle-of-the-road options, where you get reasonable value for reasonable cost. It's much like buying tires – I won't opt for the cheapest or the highest-end, as I believe in getting what you pay for.

      Thanks for your vote!
      CarShield
      Response from CarShield

      We’re so glad you chose CarShield at just the right time. You’re absolutely right: vehicle issues often seem to surface just after that final car payment, and we’re happy to have been there to help protect your investment.

      It’s great to hear that our coverage supported you through two important repairs, especially with critical issues like electronics and A/C—things that can make a big difference in day-to-day comfort and safety. We’re also glad your dealership visits went smoothly and that you were able to take advantage of the rental benefit while your vehicle was being serviced.

      We truly appreciate your kind words about our customer service and your practical, honest perspective on value. Like you, we believe in finding the right balance—coverage that’s dependable, straightforward, and fairly priced.

      Thank you again for your recommendation and trust. We’re here whenever you need us and hope your Subaru continues running strong!

      Verified purchase
      Customer ServiceClaims HandlingTechSales & MarketingPriceMaintenanceStaffBillingRates

      Reviewed July 19, 2025

      I frequently saw CarShield's commercials on TV, and upon researching online, I found them to be a reputable company. My car's previous warranty had expired, and since I had just paid off the vehicle, I opted for CarShield for peace of mind in case of unforeseen expenses.

      When I needed to make a claim with CarShield, the process turned out to be remarkably smooth. My car broke down, and after contacting them, they immediately arranged a tow to the repair facility. The staff at the facility coordinated everything and kept me well-informed throughout. CarShield customer service matched this consistency, ensuring I knew what to expect every step of the way.

      After experiencing how efficiently my claim was handled, I feel much more at ease about having the extended auto warranty. Initially worried about potential repair costs, I was pleased to find that my expenses were minimal compared to what I expected. Overall, the process left me very happy with their service.

      The payment for the CarShield warranty is reasonably priced. Although, like many, I feel it could always be less, the fee is fair and automatically debited from my account, which makes it quite hassle-free.

      Customer service was fantastic, and everyone involved was highly supportive and effective. The actual claim submission involved just a few calls placed by me, but the repair facility handled most of the follow-up, which made the process even more straightforward.

      In conclusion, my experience with CarShield was overwhelmingly positive, and I'm glad to recommend them based on their service quality and efficiency.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Thank you for sharing such a detailed and thoughtful review! We're so glad to hear that your experience with CarShield has been overwhelmingly positive and that our team was able to provide support and peace of mind when you needed it most.

      It’s great to know the claim process was smooth and efficient—from the tow to the repair facility to the communication throughout. We’re especially pleased that our customer service and repair coordination helped ease the stress of an unexpected breakdown.

      We also appreciate your feedback on pricing and are happy to hear the automatic payments have made managing your plan convenient. Your recommendation means a lot to us, and we're grateful to have earned your trust.

      Thanks again for choosing CarShield—we’re here whenever you need us!

      Verified purchase
      CoverageSales & MarketingPriceRefunds & PayoutsMaintenanceHonesty & Transparency

      Reviewed March 7, 2026

      I am truly upset for what you did when it came to paying for the parts for my truck. Now you advertise you only pay 100 dollars for your deductible, now Pep boys says you argue about the cost of the part they needed to fix my truck. So you decided to make me pay for most of it. Now the total cost was 172.55 and I paid 85.19 plus my deductible and the total was 185.19 I paid out. The cost of the part they needed was too high so I had to pay some of it and I think that was petty on your part because of what you are saying on TV and what you did to me is a lie. Now I paid but I am very angry with you. If I am asked about my treatment, I am going to tell people how I was treated.

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      CarShield
      Response from CarShield

      Donnell, thank you for taking the time to explain your experience. We’re sorry to hear that this situation left you feeling upset. We understand how important it is for costs to be clear and to match expectations.

      Payment decisions are based on the terms of the contract, including the deductible and the approved amounts for covered parts and labor. When a repair facility’s pricing is higher than the approved amount, there can sometimes be a remaining balance.

      We would truly welcome the chance to review your claim with you and walk through the details together. Please feel free to call our Customer Service team at 1-800-587-4162 so we can better address your concerns.

      Verified purchase
      CoverageTechPriceRefunds & PayoutsMaintenanceStaffCoverage - ComponentsRental Car

      Reviewed March 4, 2026

      My warranty just ran out on my car and my insurance went down by $1,300 a year. So, it was important for me to get the extended coverage. So now, what I pay for CarShield plus my insurance equals about what I was previously paying for insurance alone. The sign-up process with CarShield was very easy and the guy was very knowledgeable, thorough and pleasant. CarShield’s month-to-month contract suited me. I just had to pay out $2,000 to get my car fixed. It’s normal wear-and-tear things, and they don’t cover it. The list of coverage includes anything electrical, such as your starter, ignition, air conditioning, heat, engine, and transmission, as long as you change your oil regularly and do upkeep. But they don’t cover brakes.

      Having CarShield gives me peace of mind for things like engines and transmissions because I’ve had those go under my original warranty, which was basically the same setup. I had to replace the rear differential at no cost to me. I also had to replace my powertrain unit, which would have been about a $2,500 job, and I only paid the $100 deductible. The extended warranty with CarShield is worth it to me. The warranty I paid for when I bought the car more than paid for itself just with those two repairs, and there were other things too. I also had to replace the air conditioning system. Other than the inconvenience of not having a car for a while, it worked itself out. I could have rented one since I have rental coverage as well, but I didn’t.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Donna, thank you so much for taking the time to share such a detailed review. It’s great to hear that the coverage fits your budget and gives you added peace of mind, especially after experiencing major repairs in the past. We’re also glad the sign-up process was smooth and that everything was clearly explained along the way. Your thoughtful feedback truly means a lot, and if you ever have questions about your plan or need assistance, our Customer Service team is always happy to help.

      Verified purchase
      Customer ServiceStaff

      Reviewed March 4, 2026

      I have not use my protection yet. But my experience with customer services has been great. I have spoke with two customer service repersentive and they both were very informative and knowledgeable. Thank you.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Glenda, thank you so much for sharing this. It’s great to hear that your conversations with our Customer Service team have been helpful and informative. We’re always here to make things clear and easy for you. Whenever you need us, don’t hesitate to call 1-800-587-4162.

      Verified purchase
      CoveragePriceRefunds & PayoutsMaintenanceStaffRates

      Reviewed Feb. 27, 2026

      My husband had CarShield on his car, and I decided to take it out on my 2019 car that's paid for. However, I canceled it in January. My car is a 2019. When I needed some service on the car and that I needed shocks, they said that that was cosmetic. I realized then that I didn't do enough research with them because I didn't know what they paid. I was going by what my husband said, but he also said that they wouldn't cover something for him. I was paying $90 a month, and if anything happened to my car like when a motor goes out, I would just get another car because a motor cost $6,000 or $7,000. I wouldn't want to put a new motor in a 2019 Santa Fe. I just feel like I didn't do enough research on CarShield.

      As far as their sign-up process, I was rushed through it. I wanted some time to think about it, and their rep told me that it wouldn't be that price on another day if I didn't do it then. So, I just signed up for it. I shouldn't have because that $90 that I'd pay for it every month, I'd never know when my car is gonna break down but it may cover it and it may not. Cosmetic problems has to be done by owners. They just do the higher-priced issues that you have with your car.

      Thanks for your vote!
      Verified purchase
      Customer ServiceCoverageTechSales & MarketingMaintenance

      Reviewed Feb. 27, 2026

      I had an extended warranty attached to my vehicle and it expired, and I didn’t realize it. I had an issue with my gear shift and hadn’t fixed it. At the time, my warranty was expiring and when I contacted my warranty company, they said I couldn’t renew until I repaired it. And that made me look into CarShield. I saw them regularly on TV and thought I should hurry up and put a warranty on the car before something breaks.

      When I signed up with CarShield, I called and asked for the service. Whatever they offered, I accepted. I needed another warranty, so they didn't pressure me. I took my car to the Chevy Genesis dealer and told them I had CarShield. They told me to get rid of it right away because of the experiences they had, and they said they don’t use them. That’s where I take my car for service, so I canceled CarShield and went back to my old warranty company. I thought CarShield was going to be a good warranty company and I didn't have a bad experience with them. It's just that my dealership said that they didn't deal with them. I probably had CarShield for less than a week.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Gloria, thank you for sharing your experience. We understand how a recommendation from your dealership could influence your decision, especially when that’s where you regularly service your vehicle. While many repair facilities do work with our coverage, participation can vary by location and individual business preference. If you ever decide to revisit your options in the future or would like more information about how the process works with repair facilities, our team would be happy to assist.

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      CarShield Company Information

      Social media:
      Company Name:
      CarShield
      Company Type:
      Private
      Year Founded:
      2005
      Address:
      333 Mid Rivers Mall Dr
      City:
      Saint Peters
      State/Province:
      MO
      Postal Code:
      63376
      Country:
      United States
      Website:
      carshield.com

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