AmeriSave Mortgage Reviews

When I bought this house, I paid it in a year because we didn't want the mortgage. I looked at some of the internet ratings on mortgage lenders, and Amerisave came out high in their overall evaluation, so I went with them. Being new to this whole lending process after about almost 20 years, I needed clarity because the terminologies and the whole process were really different than when I did it when I bought my first home. It wasn't very clear to me as to how we were proceeding and I would give Amerisave an 8 on that. They should have provided a little more clarity as to what the expectations were on my end. There were a couple of things that didn't seem quite right. As a matter of fact, initially, I even questioned that what they were asking me was valid.

I was searching for a home equity line of credit and after doing some research online and looking at different companies, I selected AmeriSave based on previous customer feedback and the ratings in reference to the process that they use and how quickly they process their applicants. The process took approximately two and a half weeks from the time I applied until the loan was approved and the funds were disbursed. I was very pleased. The communication was exceptional from the originating loan officer I spoke with. The process representative spoke with me almost daily and emailed me updates. I could not have been happier.

I needed a loan, and Amerisave popped up. I thought I’d talk to them. And they were relentless in talking to me from the very beginning. Instead of just saying, "Okay. Yeah. We can do it,” they took all my information on the first call. It took about 40 minutes. They had everything right from the beginning. They didn't wait. They were very aggressive. I got a home equity type loan.

AmeriSave Mortgage went over my options with me and what fit me best was to attach a mortgage onto my mortgage so I could get the lowest interest rate. I had five credit cards that had substantial amount of money on them and I wanted to consolidate that. So, a consolidation loan would have been more interest. The lowest interest would have been to take it against my house.

I have my money in Fidelity that is making 26% right now. I needed about $60,000, and instead of taking that money out and losing that, I got a loan from AmeriSave. I'm just paying 6%. So, I'm still making 20% on my money. Every time I went on Google, AmeriSave was top three so I went with them. The first person that I spoke with was very competent. He was a really nice guy, and I went through all the motions with him. Then another person took over gathering the information. They made a lot of mistakes. So, we had to do the whole process twice. They wanted a ton of information. It was insane.

The worst lender of my lifetime - cannot get a file closed after 90 days and conditional approval finally after nearly two months Oct 4. But now after appraisal, new CD's and nearly another month cannot get a closing. Closing has changed 7 times we have complied with every request and each time we near closing they ask another question we have already answered. DO not use this company if you are planning on getting anything done.

I had other loans with AmeriSave in the past, and this time, I went for a regular conventional loan. I enjoyed working with them. They did what they said they were going to do. They followed through so that was good. They work hard and go the extra mile to try to fit you to the proper loan. Their online tools worked out perfectly. It wasn't glitchy at all. The points are always a little bit higher but when you're in a situation where you need the loan, you have to pay the points. I tried to work with some other companies, but it didn't go well. People would hang up on you, and they wouldn't keep their appointments. It was very frustrating with them.

Steer clear, scam company: This is a shady company. Files for loan on July 6, 2026. Was advised we qualify. Need to collect documentation and $500 for the inspection. Sounded great. We agreed. We submitted documentation. Inspection came by. However there was never any call back, we had to call to get any updates. Whenever we called we get told more documents needed, we submit per their request. Nothing. Silence. We continue to call and always some excuse for documentation. We are now in October and still nothing. We call. They say we need more documentation. The insurance payment is due and we can’t do anything with it as Amerisave has it locked up as they are to make the payment but haven’t because they need more documentation. In the middle of this we now have a another person, number 3 who say we didn’t submit documents . And start all over again.

AmeriSave’s performance was above expectations. They guided me through the process and explained everything that I did not understand, they were patient answering questions and they were professional and knowledgeable.

While researching options for business financing, I realized that until my business revenue is higher a HELOC may be my best option for initial funding. I filled out an online form to see what rates and terms were available and immediately started getting calls from AmeriSave. I answered and was connected with Sr. Loan Officer Jonathan. From the start, it was clear his goal was to get my agreement and close the loan as quickly as possible, but he had little interest in my actual needs.

The entire experience was seamless and fast. Obtaining a mortgage loan can be very stressful, but the loan processor made it easy and remained in constant communication with us. This is the 2nd time we’ve used Amerisave and, once again, their rate was competitive and the whole process was relatively easy.

I needed to refinance and consolidate a bunch of loans. Getting a loan through AmeriSave was really easy. They did a lot of the paperwork. However, I'm still waiting for some things to be settled, which I'm not terribly happy about. The first thing that happened is they didn't tell me when I was getting the loan that they would not settle with the people I was getting the loan with. For instance, I paid off a rental. All they did is they sent me a bunch of checks, so I had to send the check off to the mortgage company for that rental. I had a couple of consumer loans. They sent me a check, which I had to then take down to their headquarters, which was 50 miles away. They also sent me a check to pay off a credit card, which then it didn't actually clear for two weeks. So, I still didn't have the credit line on that because it didn't clear.

Easy Easy Easy! Very simple and easy loan process.

Great customer service from everyone involved. Well informed and they listened and I accomplished my goal. Many others did not listen.

Worst experience for a refinance. Has taken almost 3 months because of the processing and underwriting and title. It has been a complete fiasco. Closed last night and then the title company told the notary to shred everything because a document wasn’t acknowledged in time. There nothing in my portal to acknowledge, and I spoke with Eartha multiple times the day of and leading up to and she confirmed nothing was missing and all was good to go. Next day now I can’t get a hold of anybody to see what is going on.

I had used AmeriSave previously, and the process was simpler. The rep was very professional and knowledgeable about the products. I had worked with him previously and chose to work with him again. He also had good background information that made the process smoother. The rate was fairly good. It is worth checking out AmeriSave.

Amerisave has been very helpful in helping me with my situation. Each one of the agents were treating me like family and made fill comfortable on the information, guidance on which path I should take. Thank you Amerisave for your support.😃

My only complaint was to this day not acknowledging my husband's death. I still get mail from Amerisave to my husband. It also took a very long time to complete the process of getting my loan. I will say that the people at Amerisave are very nice and helpful. I would recommend using them if you need help with a loan.

I needed some liquidity to do home repairs, and AmeriSave had good rates and a good rating on the internet. The reps were extremely helpful. I'm older, so going through an online process is foreign to me. I'm more used to sitting down with somebody doing paperwork. It was somewhat frustrating, but they spent a lot of time walking me through it, and they were right there with me every moment. I appreciated that. The rate wasn't 3%, but it was comparable to everything else out there. Everything was very forthright and above board. They're a very good firm, and I would propose that anybody use them. It’s a great company. Give them a call and talk to them. They're not wasting your time.

Well, from the start of my loan to the end of the closing everything was great. Steven ** started me out and always was available if I needed help, Maria ** also kept me up to date on my loan process. Thank you to everyone that went above and beyond to close my loan with no problems.

Everyone I worked with did an exceptional job! They were all so helpful without any problems.

My experience with Amerisave began as I looked at a way to decrease monthly expense to have more money available for house repairs daily necessities and reduced pressure being on a fixed income. My first call directed me to member of AMERISAVE CORPORATION. I talked to a loan officer named Wade ** who was very courteous and answered all my questions easily and professionally. As we talked I became very comfortable with the conversation and decided to go from there and apply. I had once before tried to get a loan with Amerisave but decided I didn't feel comfortable with the process and backed out. This time I had no hesitation as the process became pretty straight up on what I had to provide and what they were providing.

I was very pleased with the service. From day one till the end, very professional, helpful and kind. I would recommend anyone to anyone for service. They are very consistent and helpful. I’m glad I chose them.

I could not have had a better experience… everyone was so helpful, friendly, and professional.

Excellent knowledge and service throughout the process.

Niki and Josh were great, but the app was a little confusing.

Loan staff were professional and efficient. Process was easy and quick.

I am very satisfied with Amerisave and their employees. The experience was better than I expected.

My goal was to pay off some credit card debt and get cash equity out for a home room addition. They made the process easy and smooth, and I’m very happy with my results, thanks to everyone.

Everyone was very professional, answered every question, and was very helpful and patient. Explained everything very clearly and broke things down to where you understood it.

They were great from end to end, very communicative throughout.

I found AmeriSave Mortgage while scrolling through my email. The lending process was fine, and it took about five months. AmeriSave helped me a lot and I’m on the right track now. So, they helped me build toward my future. I liked the people when I was working with Amerisave.

I was online looking up banks to refinance and AmeriSave gave me a call. Their customer service is great and the rates are good right now.

My experience with AmeriSave was wonderful. I was real pleased with both of the reps. They kept informed. There were a few hiccups, but they helped me through them all, so it was good. They were very courteous as well. I would recommend others to go with AmeriSave if they're looking for somebody to go to. The rates were decent too.

We've got everything taken care of with AmeriSave Mortgage. They were real good. They kept me advised, and they did what they were supposed to do. They helped us every way they could.

We used AmeriSave for our mortgage originally. The application process is easy and their customer service has been amazing.

So we went through AmeriSave to get a home equity line of credit, we paid our $500 fee to lock in our rate, submitted all requested documents, then heard nothing back from them, called multiple times left messages requesting call backs, left text messages that never got answers, then we get an email saying our loan request was declined. It felt like they took my $500 and ran.

My experience with Amerisave was wonderful. They were very good, knowledgeable, and couldn't have done a better job. Answering our questions and giving us directions on what we needed to do were the best things they did. We were very happy with them. Obtaining the refinancing was very good. It was over the phone. They got back to us with any questions. We were settled within two weeks.

My overall experience with AmeriSave was amazing. Everybody was very knowledgeable and helpful, and got the process going through with no problem. I looked into a home equity line, not a mortgage, so that way I could do renos and take care of some bills. Their customer service team was excellent. They helped me at 11 o'clock at night if I needed it.

The process with AmeriSave was smooth sailing. I was at first naïve going in thinking it was more of a small home loan and a lot quicker than a full blown mortgage process. But other than that, it was quick. Kyle and Jerry were the two people I dealt with 99%, and they very helpful and super quick on back and forth contact. I'd always like the rates to be lower but it is what it is. It was a pleasant experience overall. AmeriSave is worth looking into.