Compare Reviews for Extended Auto Warranty Companies
While new vehicles come with a manufacturer’s warranty, many consumers choose to buy an extended warranty to cover the costs of repair and maintenance after their initial warranty has expired.
Consumers can buy an extended auto warranty at any time, even after their original manufacturer’s warranty has expired. Not all warranties cover the vehicle bumper-to-bumper, so it’s important to understand what is and is not covered with your extended auto warranty.
Top 15 Extended Auto Warranty Companies For You
|Read 1002 Reviews|
Endurance is a third party auto warranty company that provides more affordable options than those bought through auto dealers. It offers four different plans directly to consumers, so you don’t have to deal with a broker.
|Read 25 Reviews|
Concord Auto Protect has three transferable coverage plans and a 30-day money back guarantee. They have a unique, quick payment process that doesn’t require a claim. Instead, your mechanic calls Concord to receive payment.
|Read 1356 Reviews|
CARCHEX is a service contract broker that compiles competing vehicle protection plans from different companies for you. Once you sign up, a CARCHEX specialist will call and list the best offers they found fitting your criteria.
|Read 152 Reviews|
Trustmark is a service contract company that has paid out more than $550 million in service contract claims. They offer plans from 12 months to 48 months with additional options for roadside assistance, car rental and towing.
|Read 319 Reviews|
ForeverCar is an online marketplace with a large selection of plans from multiple providers. Their simple-to-use recommendation engine can help you find the right plan to meet your needs.
|Read 958 Reviews|
Delta Auto Protect is a third party, direct auto warranty provider serving approximately 80 million U.S. customers each year. Delta warranties can be transferred to new owners if a covered vehicle is sold.
|Read 403 Reviews|
CarShield is a service contract broker offering customizable service plans that include options for high-mileage cars and budget-conscious customers. They have a 30-day guarantee, and most contracts are transferable.
|Read 121 Reviews|
America Auto Care is a service contract broker offering four different plans, some of which are transferable if you sell your vehicle. All plans include towing, roadside assistance and service at any ASE facility.
|Read 590 Reviews|
AA Auto Protection is a service contract broker connecting consumers with a variety of plans. AA prides itself on great customer service and is one of the few brokers offering bumper-to-bumper coverage for high mileage vehicles.
|Read 91 Reviews|
Auto Service Agency offers personalized vehicle service contracts (VSC), otherwise known as extended auto warranties. The company offers four customizable plans including New Car, Comprehensive, Power Train and Power Train Plus.
|Read 108 Reviews|
Omega Auto Care provides three primary coverage plans based on your car’s model, year and mileage at the time of purchase. Omega plans include roadside assistance, rental car reimbursement and customized powertrain warranties.
|Read 433 Reviews|
American Standard Auto Protection (ASAP) offers three coverage plans that include out-of-gas rescue, locksmith services and 24-hour roadside assistance. ASAP is a direct contract seller and plans last between one and 10 years.
|Read 1947 Reviews|
Protect My Car offers both extended warranty plans and auto insurance. After receiving a free quote, customers can try one of three plans with a 30-day money back guarantee and choose payment plans of 36 to 42 months.
|Read 14 Reviews|
AUL Corp works with dealers and individual agents, offering personalized features to their customers. Contracts cover cars regardless of year or mileage. They can cover regular wear and tear as well as retail parts and labor.
|Read 65 Reviews|
American Auto Shield provides mechanical breakdown insurance and service contracts for cars with up to 250,000 miles, including rideshare vehicles. They also offer coverage for recreational vehicles like ATVs and motorcycles.
Auto & Finance Contributing Editor
Lauren Fix, also called The Car Coach, is an automotive and auto finance expert. Her understanding of vehicles has made her the “go to” person on TV, radio, print media and the Internet. She has authored multiple books and writes a column for several outlets, including Parade Magazine, NewsMax and Car Coach Reports. She is a regular guest on major news and morning shows, discussing the latest updates on cars and car financing that will help drivers make smart decisions when buying, maintaining and financing cars.
Important auto warranty features
What items are covered?
Before spending money on an extended warranty or vehicle service contract (VSC), it’s important to know what parts of the vehicle are covered under by the warranty. Many consumers believe a warranty covers their vehicle bumper-to-bumper, but every extended warranty policy has limitations.
- Read the coverage explanation: Before deciding on an extended automobile warranty, take a close look at the plan coverage.
- Check for limitations: Some extended warranties have maximums for the amount they will spend on a type of repair. Others have a large deductible.
How much does it cost?
Cost plays an important role when determining value. Often when buying a new vehicle, the warranty is included as part of the price, but an extended warranty or VSC will be an additional cost. It may be a wise purchase based on your driving usage, but make sure you understand the full cost of the coverage.
- One-time and recurring fees: Ask about any recurring charges in addition to the upfront fee or monthly premium. It can be difficult to get out of these types of contracts.
- Level of coverage: While all new vehicles and most used vehicles come with some type of warranty, many dealerships offer premium coverage options that include more systems. VSC providers often offer different plans depending on which systems a customer wants protected.
- Additional charges or deductibles: Some warranties cover everything from chips in a windshield to door dents, but there may be service fees or deductibles for every repair.
How long is the warranty effective?
Length of service is another consideration when dealing with warranties. Some cover the entire vehicle, while others have limitations on certain parts and components. Extended warranties and vehicle service contracts that cover everything will be more costly.
- Different parts have different coverage: If a warranty lasts for five years, be sure to check that it covers all major systems. Electrical systems might only have a three-year warranty, and normal wear and tear might not be covered at all.
- There might be mileage exclusions: Many warranties cover a vehicle for a length of time or for a certain number of miles, whichever is reached first. For example, a warranty might last for five years or 75,000 miles.
- There might be a waiting period: Often, third-party warranties and VSCs purchased separately from the vehicle cannot be used for 30 days or 1,000 miles, whichever comes later, after they are purchased. This policy prevents people from buying a vehicle service contract only after a problem develops.
Which mechanics can repair the vehicle?
Like health insurance, a warranty provider will often have a network of mechanics and repair shops that car owners can use. Any repairs outside the network may not be covered or may only be covered up to a specific dollar amount.
- Choosing a mechanic: Most warranties cover repairs only through authorized service providers. Be sure to look at the available network of garages before settling on a specific warranty company. Preferably the repairs are done at the dealership or by an ASE (Automotive Service Excellence) Certified technician.
- Using the dealership: The dealership where the car is purchased is almost always a covered location, but service there may be more expensive than at a different repair shop. Be sure to price out repairs not covered by a warranty.
- Addressing service issues: Not all mechanics are created equal. If there’s a problem following a repair, find out how the warranty handles service issues and complaints. An ASE Certified technician can perform work on your vehicle but cannot perform TSB’s (Technical Service Bulletins) or Factory Recalls; this work should be done at the dealership.
What are auto warranty terms?
Some factory and extended warranties take care of repairs, but only if all their terms are met. Part of the warranty agreement is the understanding that the vehicle owner will perform factory scheduled maintenance.
- Oil changes: While a single delayed oil change is unlikely to void a warranty, repeated misses could leave a car owner facing a full bill on a major system repair.
- Changing filters: Bad filters can cause build-up that impacts the engine, intake systems, transmission and more. It is important to change filters regularly.
- System checks and service schedule: Regular testing and visual inspections can catch problems before they become major hazards. They are typically included in the recommended maintenance schedule.
- Gasoline types: Every vehicle requires a certain octane rating to help the engine get its best life and performance. Using the wrong or lower octane rating than is specified can cause possible engine damage and a voided warranty. Make sure to use the proper octane rating every time.
Does the provider have good customer service?
When looking at different warranty options, the provider is just as important as the coverage offered. The companies that sell the extended warranty or vehicle service contract may not handle claims if the customer’s vehicle malfunctions. Consumers should research the company who will manage their plan if they have a problem. Customer service, claims processing and reliability all play a role in choosing the right company.
- Customer service and complaints: Different companies handle their customer service differently. Be sure to look for a company with a good customer service record. Read online reviews to see whether the company meets consumers’ expectations.
- Easy claims processing: If something goes wrong with a covered part, what is the process for getting it repaired? An easy and stress-free process might be worth a little extra in upfront costs. Some warranty companies pay the mechanic directly.
- Reliability and reputation: A company that has been in business for years, offering top-notch service, may be a better choice than one that is new with a more limited network of providers.
- Financial rating: Third-party providers that offer vehicle service contracts are often backed by an insurance company. Look for one that is backed by a company with a strong rating from a financial rating firm like AM Best.
Types of auto warranties
The original warranty offered by the maker of the vehicle is the manufacturer’s warranty. Some third-party extended warranties cannot be purchased until the manufacturer’s warranty has expired.
When you buy a new car, most dealerships will offer to sell you a supplemental contract that extends beyond the standard powertrain and bumper-to-bumper policies. Consumers may also choose to purchase their warranty separately from a third-party provider. Programs vary - an entry-level policy might carry a deductible and cover only the engine and transmission, while a deluxe package could drop the deductible and include all the trimmings of a full bumper-to-bumper warranty.
Vehicle Service Contracts (VSC)
Third-party providers often offer extended warranties that are actually vehicle service contracts (VSC). These work much like an insurance policy; consumers pay a premium and the company will pay for any covered expenses. Third-party companies may either be brokers or administrators. Brokers simply sell the plan; they are not involved in managing claims. Administrators handle claims, working with customers whose vehicles malfunction. Administrators that also sell plans often refer to themselves as direct providers. If consumers buy the plan from an administrator, they will work with the same company for the life of the policy.
Maintenance packages are another optional extended service or coverage for air filters, oil changes, tune-ups and similar items. This can be included in some new car purchases. Make sure to read all the details if you are purchasing this package. Many times it’s supplied by the specific dealer. Maintenance packages are usually available from both dealerships and as additions to a vehicle service contract.
Most warranties do not cover damage to upholstery, the interior, paint coverage and cleaning or other issues resulting from normal use. Wear-and-tear plans cover the difference, often including tires. These plans may be especially appealing to those leasing a vehicle because they’ll be responsible for the cost of these repairs when the lease ends.
Often called a basic warranty or new-vehicle warranty, a bumper-to-bumper policy covers components like air conditioning, audio systems, vehicle sensors, fuel systems and major electrical components. Most policies exclude regular maintenance like fluid top offs and oil changes, but a few brands have separate free-maintenance provisions. Bumper-to-bumper warranties usually expire faster than powertrain warranties.
Don't be misled; a 10-year or 100,000-mile powertrain warranty doesn't promise a decade of free repairs for your car. These warranties typically cover just the engine and transmission, along with any other moving parts that lead to the wheels, like the driveshaft and constant velocity joints. Some automakers also bundle seat belts and airbags into their powertrain warranties. With a few exceptions, powertrain warranties don't cover regular maintenance like engine tune-ups and tire rotations.
Some warranties include roadside assistance with the purchase of the vehicle. These programs cover anything from flat-tire changes and locksmith services to jump-starts and towing. A few third-party providers also reimburse incidental costs, like hotel lodgings, if you have to wait for repairs.
Since 1972, the government has required all cars to have emissions controls like oxygen sensors and catalytic converters. Two types of warranties exist: performance warranties and design and defect warranties. Performance warranties require automakers to repair or adjust emissions controls for at least two years or 24,000 miles if the car fails an emissions test. If emissions controls fail independent of a test, the design and defect warranty covers them for at least two years or 24,000 miles. Major components like catalytic converters and engine control modules are covered for performance and defects for eight years or 80,000 miles. On some items, California residents are eligible for additional coverage.
Factory accessories include everything from a high-end audio systems to an engine modification from a manufacturer's performance wing. Most automakers cover accessories for one to three years or the remainder of the bumper-to-bumper warranty, whichever is shorter. Be sure to check out all the specifics; modifying the accessories after they've been installed can void your coverage.
Components in the hybrid drivetrain include the high-voltage battery pack along with the hybrid assist motor and all the electrical connections in between. Such components may be expensive to repair or replace, so automakers offer generous warranties. In many cases, the warranty lasts about eight years and 80,000 to 100,000 miles, whichever comes first.
Seat belts and airbags
A lot of carmakers include seat belts and airbags with powertrain or bumper-to-bumper warranties. Others make separate provisions, and the warranties sometimes carry no expiration date. Seat belts are generally covered for only operating usability not for cosmetic damage.
Sometimes equipment made by other companies, like a DVD player or wireless headphones for backseat passengers, carries a dedicated warranty from its manufacturer. These are likely shorter than the bumper-to-bumper warranty for the car.
Auto warranty buyers
Busy families who juggle school and work require their vehicle to be very reliable. Expensive repairs might be out of the budget, so an auto warranty helps keep the costs low on vehicle maintenance.
Those who drive numerous miles
Drivers with long commutes and those who drive many hundred miles each week need to keep their vehicles in great shape and be protected if a malfunction occurs. A breakdown on the highway can cost them more than the expense of repairs. They need an extensive network of service providers to ensure that out-of-state repairs happen quickly.
New car owners
New car owners are likely to be more focused on protecting their investments and taking care of small repairs as they happen. A ding or a dent can be a major issue to a new car owner who may initially be interested in premium plans. Maintenance plans may also be of interest to this group because it will help them meet the terms of their manufacturer’s warranty.
Used car owners
A used car is more likely to need major repairs. An extended warranty pays for itself with the first major repair. Maintenance plans can also help owners keep their car on the road longer, so used car owners may be interested in those.
Used car dealers
Many third-party vehicle service contract providers partner with used car dealerships to offer coverage to car buyers. Dealers may earn an affiliate commission on these sales. Offering VSCs can help demonstrate used cars’ reliability to reluctant buyers.
Endurance provides services people need when dealing with major repairs, including 24-hour roadside assistance, acceptance by any ASE licensed mechanic and industry-leading customer service. The company’s products are backed by an insurance company with an A rating from the financial rating firm AM Best.
- Direct provider: Some providers only act as a middleman to broker the sale of an extended warranty policy. Endurance handles policy administration in-house with a dedication to customer service.
- Coverage: They offer four varied levels of coverage with different coverage details, including one plan specifically for high-mileage vehicles. Full plan details are available online.
- Mechanic choices: Endurance customers can go to any of 350,000 mechanics in the United States and Canada if their covered vehicle develops a covered problem.
- Informational resources: Consumers who want to learn more about warranties and vehicle service contracts can visit the Learning Center section of Endurance’s website to read articles and view other informational resources.
- 30-day guarantee: Endurance offers a 30-day guarantee. If consumers aren’t happy with their service during that time, they can request a full refund.
- Best for: busy families, high-mileage drivers, new car owners and used car owners.
Auto Service Agency provides protection against high-cost vehicle repairs. They offer different ranges of coverage to accommodate the needs of each individual's vehicle.
- Variety of coverage: The company offers a wide variety of coverage options so you only pay for coverage you need.
- Customizable plans: They allow you to customize your plan to suit your unique needs.
- Road Service: Auto Service Agency's plans include free towing and 24/7 roadside assistance.
- Low deductibles: Their plans come with either low or no deductible so your out-of-pocket costs are minimal.
- Best for: New car owners, used car owners, busy families and high-mileage drivers.
Delta Auto Protect provides extended warranty protection through vehicle service contracts (VSC). The company is a direct provider of coverage, meaning customers will purchase the policy from the same company that manages claims.
- Coverage: Delta Auto Protection offers three different coverage options so consumers can get the protection that fits their needs and budget.
- Professional mechanics: Delta Auto Protect uses ASE-certified mechanics to repair problems covered by the extended warranties.
- Roadside assistance: All plans include roadside assistance for things like a dead battery and running out of gas. These services are available 24/7.
- Money-back guarantee: The company offers a 30-day money-back guarantee that has a "no questions asked" policy. This feature lets consumers try the service to make sure it’s right for them.
- Blog: Interested consumers can follow Delta Auto Protect’s blog to read news from the auto industry and learn more about vehicle protection.
- Best for: high-mileage drivers, new car owners, used car owners and busy families.
CARCHEX started as a company that performed vehicle inspections for those purchasing a car. It began offering vehicle service contract (VSC) protection in 2004, and it displays a strong commitment to customer service. Endorsements from names like CarFax, Lending Tree, DMV.org, Cars.com and more give them a well-earned reputation for excellence.
- Claims payments: CARCHEX covered claims are paid directly to the repair facility. Most customers find this convenient because they don’t have to wait for reimbursement.
- Options: CARCHEX is not a direct provider. Instead, they act as a broker to get consumers the lowest price on an extended warranty.
- Roadside assistance: All CARCHEX plans include roadside assistance to help customers 24/7. Plans also have Trip Interruption Service to help those whose cars break down while they’re traveling.
- 30-day guarantee: Customers have 30 days to evaluate the CARCHEX’s service. Those who are unsatisfied can request a full refund for a month after their purchase.
- Informational articles: CARCHEX encourages consumers to do research before making an extended auto warranty purchase. The company’s website has an extensive section of informational articles to help consumers understand their options.
- Best for: busy families, high-mileage drivers, new car owners and used car owners.
ASAP Auto Warranty is an extended warranty provider. It provides users with coverage for repairs if their car breaks down within a couple of years of purchase.
- Available all over the U.S. and Canada: Users are guaranteed coverage no matter where they drive in the U.S. and Canada. This gives them extra peace of mind during road trips and vacations.
- Offers roadside assistance: Customers don't have to pay extra for roadside assistance coverage through another company. If the car breaks down, ASAP will send someone to change a tire, jump-start the engine or tow the car to the nearest repair shop.
- Direct-to-consumer administrator: ASAP is not a broker, so when a user needs to file a claim, he or she works with the same company that sold the warranty.
- Money back guarantee: ASAP stands behind its warranties, offering a 30-day money back guarantee to all new customers.
- Covers all major repairs: The extended warranty covers just about anything that could go wrong with a vehicle, including costly engine and transmission repairs.
- Best for: High-mileage drivers, new car owners, used car owners and busy families.
Founded over 25 years ago, Trustmark Warranty is a Vehicle Service Contract (VSC) company that is backed by an A rated insurance company with $32 billion in assets, giving vehicle owners peace of mind when they’re on the road. Consumers can get quotes online directly, with coverage effective immediately. The VSC covers auto repairs in addition to roadside assistance like towing and tire replacement.
- Multiple options: Drivers can choose the term that works best for them whether they want 12 months/12,000 mile coverage, 24 month/24,000 mile coverage or 36 month/36,000 mile coverage.
- Tow for over 100 miles: All Trustmark Vehicle Service Contracts come with a benefit of up to 150 miles of towing, which is the best in the industry.
- Available in most states: Trustmark Warranty is available in all states except for Alaska, Florida and Massachusetts.
- All-over vehicle coverage: A VSC from Trustmark Warranty covers a car’s engine, transmission, turbocharger and other parts in addition to providing 24/7 roadside assistance.
- Immediate coverage: Your coverage starts the day you sign up for your VSC, so you don’t need to meet minimum mileage requirements or wait for a certain period of time.
- Best for: High-mileage drivers, used car owners, busy families, and drivers of newer cars that are soon to be out of warranty.
Protect My Car is a fast and easy way for automobile owners to find peace of mind with an extended warranty or maintenance plan for their vehicle. Most models are covered, and there are three levels of coverage available: Driveline, Select and Supreme. You can request a quote without any obligation, and there is a 30-day money-back guarantee in case you change your mind.
- Flexible payment terms: Protect My Car offers long and flexible payment terms, ranging from 36 to 48 months, to make your monthly payment as affordable as possible with no hidden fees.
- Available all over the U.S. and Canada with Trip Interruption: Use your Protect My Car policy anywhere in North America. If you breakdown more than 100 Miles away from home you’ll be reimbursed for lodging and meals.
- Roadside assistance: Protect My Car includes 24/7 roadside assistance with their extended warranties. Their roadside assistance program includes towing, flat tire service, fuel delivery, lockout service and jumpstarts. Customers can also get a rental car while their car is being repaired in the shop.
- Money back guarantee: Protect My Car offers a 30-day money back guarantee so customers can review their coverage for a full 30 days and ensure they are 100 percent satisfied with their purchase. If they are not, Protect My Car will issue a hassle-free refund.
- Policies for all drivers: Protect My Car offers plans for all drivers no matter how many miles you have put on your vehicle. Enjoy full coverage, comprehensive coverage or enhanced powertrain coverages.
- Best for: Used car owners, new car owners, busy parents and high mileage drivers.
Established in 2003, AA Auto Protection helps consumers secure a high level of coverage through their online portal. They offer consumers a unique variety of plans to choose from based on their individual needs.
- Instant quote: Receive an instant quote on your extended auto warranty when you complete a short form on AA Auto Protection’s website. Your information is always kept secure, and they never share it with a third party.
- Customized payment plans: AA Auto Protection wants their customers to feel comfortable with the amount of money they pay for coverage each month, which is why they offer easy payment plans. Contact a specialist to find out what payment options are available for you that will meet your needs and budget.
- Specials: Check AA Auto Protection’s website to find out what specials they are currently running that can save you money on your coverage plan.
- Plan variety: No two drivers have the same coverage needs, which is why AA Auto Protection offers a variety of different plans. Read specifics on their website, or call to speak to a representative about which plan will work best for you.
- Transferable: Your coverage agreement can be transferred to a private party at any point during its term, which can be a selling point if you are considering selling your vehicle during the timeframe of your coverage plan.
- Best for: AA Auto Protection is best for used car owners, busy families and drivers who drive numerous miles.
CarShield was founded in 2005 and has protected over 500,000 vehicles since then. They offer customized service plans that are specifically tailored to meet each of their customer’s needs and budget. Consumers can apply for a free quote online.
- Customizable plans: CarShield works with their customers to create truly customized plans that meet their needs and budget. This ensures that the protection plan you buy from CarShield is one that will save you money and protect your vehicle.
- 24/7 roadside assistance: CarShield’s protection plans include 24/7 roadside assistance, which means you can always get help when you need it. This also includes courtesy towing.
- Rental car provided: CarShield will provide you with a courtesy rental car so you can get on with your life while your vehicle is getting repaired.
- Transferable service contracts: Most of CarShield’s service contracts will transfer from one owner to another, which can be a major selling point when it’s time to sell your vehicle. Make sure to talk to your service representative to confirm that your contract is transferable.
- Used/pre-owned vehicles qualify: Your vehicle doesn’t need to be brand new to qualify for a service plan from CarShield. They have plans for new, used and pre-owned vehicles that can save you money on repairs and maintenance.
- Best for: CarShield’s service protection plans are best for families, new car owners and used car owners.
Auto Care specializes in vehicle service contracts (VSC). The company is a contract provider, or broker, meaning they connect you with a plan administrator, who will handle your claim in case of needed repairs. America Auto Care offers a variety of plan options according to the make, model, year and mileage of your vehicle.
- Maintenance plans: America Auto Care offers several different maintenance plans, which cover needed vehicle upkeep. Consumers can choose the plan that meets their needs and budget.
- Transferable: In many cases, customers can transfer their vehicle service contracts to the new owner if they sell their covered car. This benefit can increase the car’s resale value.
- Mechanic choice: America Auto Care customers have the freedom to take their car to any Automotive Service Excellence (ASE) certified repair facility. The claims department can help customers select a facility that can handle their repair.
- Options: America Auto is a VSC broker and works with four different plan administrators. This means that the company offers a wider variety of plans than direct providers and can help consumers select the best one for their budget.
- Mechanic locations: The administrators for America Auto Care plans will pay for covered repairs throughout the United States and Canada, so consumers can get their vehicle repaired even if it malfunctions while they’re traveling.
- Best for: new car owners, used car owners, busy families and those who drive frequently.
American Auto Shield provides consumers with Vehicle Service Contract (VSC) coverage and claims coverage for cars, motorcycles, ATVs, dirt bikes and ride-share vehicles. Its coverage is fully-insured and financially secure and its adjusters strive to resolve claims quickly and fairly.
- Auto coverage: American Auto Shield offers multiple options for auto coverage, including three plans that cover vehicles up to 90,000-150,000 miles, as well as customizable plans where you can choose the parts you wish to have covered. You can also choose a VSC for powertrain coverage on vehicles up to 250,000 miles.
- Claims process: American Auto Shield lets you report a claim, view documents and see your claim status online. Once you file a claim, it goes through a three-step process including the assignment of an adjuster, evaluation at a repair shop and resolution for the claim.
- Reporting a claim: In the event of a mechanical breakdown for failure, a claim can be submitted online by the policyholder or a repair facility. The online reporting form is secure and fast and allows you or the repair facility to upload up to six documents.
- Live-chat: American Auto Shield includes a live-chat feature on its website to assist and answer questions as you fill out the form. Using live-chat eliminates the use of automated call systems and customers being placed on hold for extended periods of time.
- Ride-share coverage: With the demand for ride-share services growing, American Auto Shield has included coverage for customers like Uber and Lyft drivers. Since most VSCs exclude “drive for hire” service vehicles, this gives drivers in this industry an extra layer of financial security.
- Best for: consumers who plan on keeping their vehicles for a long time.
AUL Corp. got its start in 1990 and today provides consumers with multiple new and used vehicle service contract options. Choose from a variety of terms that fit best with the number of miles on your vehicle or the number of months you’ve owned it.
- Service contracts: AUL offers a variety of terms for new and used vehicles, up to 10 years or 100,000 miles. Its programs cover things like wear and tear, seals and gaskets, rental and day one coverage. Their deductible are flexible: $0, $50, $100 or a disappearing deductible option.
- Roadside assistance: Roadside assistance is included on all plans. AUL’s roadside assistance coverage includes towing, flat tire changes, gas delivery service, battery jump service and key lockout service.
- Vehicle maintenance and repairs: Proof of service will be required during the claims process. Keep all maintenance records from the date of original delivery. This includes date, time, mileage and service performed. Call an AUL administrator before you take your covered vehicle to a repair shop. The administrator will authorize everything before work is done on your vehicle.
- Submitting a claim: Submitting a claim is easy with AUL. You can do so online by filling out a quick form. The form includes your service contract number, VIN number, the name on the contract and a description of the work needing to be done.
- Can you cancel a service contract?: In most cases, yes you can. According to AUL your selling dealer will need a copy of your service contract, a brief letter signed by the contract holder requesting cancellation and an Affidavit showing the odometer (mileage) reading on the request date.
- Best for: consumers needing maintenance and service coverage on their new or used vehicle.
Concord Auto Protect sells vehicle service contracts (VSCs), which are often referred to as extended warranties. It offers multiple plans so consumers can choose the policy that fits their needs. The company is headquartered in King of Prussia, Pennsylvania.
- Choice of mechanics: Concord Auto Protect will pay for a covered repair to be performed by any ASE certified mechanic. This means you can choose the repair shop where you take your care.
- Free Roadside Assistance: All Concord Auto Protect plans come with free roadside assistance. If you break down or have other problems with your car, the company will offer help 24 hours a day.
- Easy repair payment: You don’t have to pay for a repair and then wait on reimbursement if you have a plan from Concord Auto Protect. The company will pay the shop directly using a credit card over the phone.
- Transferable protection: If you decide to sell your car, your plan can be transferred to the new owner. This can help with resale value. Make sure to file the correct paperwork with the company for coverage to transfer.
- Plan options: Concord Auto Protect offers three different plans. These options let you purchase the protection you need while still staying within your budget. All plans cover the engine, transmission, drive axle and more.
- Best for: busy families, new car owners, used car owners and anyone who drives numerous miles.
Warranty Direct holds more than $350 million in assets to ensure payment on claims, giving policyholders added peace of mind.
ForeverCar is an online platform that allows consumers to shop for extended warranty coverage with an instant detailed quote. Consumers can choose from regular, premium or supreme plans, depending on their coverage needs and budget.
With more than 30 years of experience and 6,000 repair centers nationwide, Fidelity Warranty Services offers a total package of vehicle coverage choices. The company’s plans are sold at participating dealerships nationwide.
Diamond Warranty Corp provides maintenance protection at affordable prices for pre-owned cars, SUVs and trucks nationwide. It offer a wide variety of plans to accommodate the needs of most vehicle owners. The company’s warranties are only offered through dealerships.
As a company that truly prioritizes customer service, Direct Buy offers one of the best response times in the industry with an average claim response time of only 2.5 hours.
Select Auto Warranty is a discount vehicle service contract (VSC) provider.
Pay My Repairs is a broker that helps consumers find the right vehicle service contract (VSC) for their budget and protection needs. The company offers plans to provide customers with low rates and a range of choices. It aims to make the process of selecting such warranties less overwhelming.
Information in this guide is general in nature and is intended for informational purposes only; it is not legal, health, investment or tax advice. ConsumerAffairs.com makes no representation as to the accuracy of the information provided and assumes no liability for any damages or loss arising from its use.