Best Extended Car Warranty Companies
An extended auto warranty, which is also called an aftermarket car warranty or vehicle service contract, kicks in after your initial warranty expires and offsets the costs of expensive repairs. Use our guide to compare what the best extended auto warranty companies have to offer.
Compare Top Extended Auto Warranty Companies | ||||
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| Endurance Auto Warranty | Read 4,259 Reviews | Offers four plans that range from stated component to exclusionary. Provides high-mileage plans for vehicles with up to 200,000 miles. Vanishing deductible option. Handles coverage and payments directly. |  | Free Quote Toll free number (855) 329-7711 |
| CARCHEX | Provides plans ranging from major system to exclusionary coverage. Costs an average of $1,500 for a five-year contract. Offers a 24-month payment schedule. No down payments required. Coverage terms range from five to 10 years. |  | Free Quote Toll free number (866) 254-0172 | |
| CarShield | Read 1,596 Reviews | Service contract broker with multiple plans, including high-mileage and specialty coverage. Includes 30-day guarantee and roadside assistance. Most contracts are transferable. |  | Free Quote Toll free number (800) 587-9408 |
| Protect My Car | Offers three plans that cover five years or 125,000 miles. Plans have $100 deductibles. Charges a $99 down payment. Gives 36 to 60 months to pay off plan. Provides plans for high-mileage vehicles and exclusionary coverage. |  | Free Quote Toll free number (609) 401-2762 | |
| Concord Auto Protect | Provides three plans that range from exclusionary to basic coverage. $0 deductibles available on some plans. Plans range from three to five years in length. |  | ||
| Infinite Auto Protection | Offers car coverage directly, not through a broker. Plans usually have a $100 deductible. Offers three plans ranging from basic to exclusionary coverage. Covers cars with up to 140,000 miles. Prime plan covers high-tech features. |  | Free Quote Toll free number (734) 366-4354 | |
| Delta Auto Protect | Offers three plans with coverage of up to eight years. Typical down payment is $100. Has a price-matching policy. Provides a 24-month repayment period. Cars can be up to 20 years old with 140,000 miles. |  | ||
| Complete Car Warranty | Draws from several providers to find the best coverage. Common coverage plans include powertrain and exclusionary warranties. Charges no fee to pair clients with an extended auto warranty provider. |  | Toll free number (888) 809-8984 | |
| Omega Auto Care | Provides coverage ranging from basic powertrain to exclusionary for up to five years. Charges down payments as low as $50. Quotes only available over the phone. Covers vehicles up to 15 years old with up to 250,000 miles. |  | ||
| Zurich Vehicle Service Contract | Offers four plans. Only available at select dealerships. $0 deductible plans available. Covers cars, motorcycles and powersport vehicles. Provides plans for new and used vehicles. |  | ||
| American Auto Shield | Read 223 Reviews | Offers six plan options, including three powertrain plans for high-mileage vehicles. Coverage lengths and down payments vary. Covers cars, motorcycles and ATVs. Provides plans for cars with up to 250,000 miles. |  | |
| America Auto Care | Sells 17 customizable plans. No down payment required. Offers plans with deductibles as low as $50. Partners with four coverage administrators to find the right plan for you. Warranties range from powertrain to exclusionary. |  | ||
| GWC Warranty | Provides exclusionary coverage for vehicles with 150,000 miles or stated component coverage for 200,000-mile vehicles. Covers new and used vehicles. Available at dealerships. No waiting period. $0 deductible plan available. |  | ||
| AUL Corp | Has two plans for basic and advanced coverage. Covers new and used cars up to 10 years old and with 100,000 miles. Deductibles range from $0 to $100. Vanishing deductible plans available. |  | ||
| AA Auto Protection | Offers five plans, including exclusionary, stated component and powertrain. Warranty lengths vary. Plans have deductibles as low as $100. Charges no down payment. Provides a lowest-price guarantee. |  |
What is a car warranty?
A car warranty is a contract between you and a company, often your car's dealer or manufacturer, to cover repairs within a specific period of time or mileage, typically three years or 60,000 miles. Eventually, the manufacturer's or dealer's car warranty expires, and you might want to purchase an extended car warranty that provides coverage for repairs required beyond the initial manufacturer’s warranty.
Auto warranties typically do not cover theft, damage caused by natural disasters or vandalism. You can opt for a full-coverage plan, sometimes called an exclusionary plan, or choose a plan that only covers the major systems on your vehicle. Car warranties are also known as vehicle service agreements or extended auto warranties.
What does a car warranty cover?
If your air conditioner breaks down or you have an engine or transmission failure, your extended warranty probably covers it.
Ask your provider if there are any rules against performing maintenance work yourself. Keep track of all maintenance records and receipts.
Not all extended auto warranties cover the vehicle from bumper to bumper, so it’s essential to understand what’s covered by different companies when buying an extended auto warranty. Brakes, cooling systems and electronic components are just a few examples of services that may or may not be covered. Be sure to read the fine print and choose a plan with the coverage you need. Also, be aware of the car warranty’s requirements — some warranties require you to get auto repairs from mechanics within a specific network, for example.
Most warranties do not cover damage to your car’s interior, paint or other issues that result from normal wear and tear. Wear-and-tear plans cover the difference and often include tires. These auto protection plans may be especially appealing to those leasing a vehicle because they're responsible for the cost of these repairs when the lease ends. Read the terms carefully and understand precisely what is covered.
Often, vehicle service contracts or extended auto warranties that are purchased separately from the manufacturer's warranty cannot be used for 30 days or 1,000 miles, whichever comes later, after they are purchased. This policy prevents people from buying a vehicle service contract only after a problem develops.
Vehicle service contract agreements require the vehicle owner to perform routine maintenance recommended by the auto manufacturer. Failing to do so could void your contract. Typical maintenance responsibilities required by most vehicle service contracts include:
- Oil changes: A single delayed oil change is unlikely to void a warranty, but repeated misses could leave a car owner facing a full bill on a major system repair.
- Tire rotations: Tire rotations are another vital service. If your car has less than 36,000 miles on it, oil changes and tire rotations might be the only maintenance your vehicle needs.
- Changing filters: Bad filters can cause buildup that impacts the engine, transmission, intake and other essential systems. It is crucial to change filters regularly.
- System checks and service schedule: Regular testing and visual inspections can catch issues before they become significant. These are typically included in the recommended maintenance schedule.
- Using recommended gasoline types: Every vehicle requires a specific octane rating to help its engine get its best life and performance. Using the wrong octane level or a lower octane rating than is specified can cause engine damage and a voided warranty.
For more information on how to maintain your vehicle, look at the owner’s manual from the manufacturer and check out the maintenance schedule. You can see specific services you need to have done to keep your vehicle in top shape. Keep the receipts you receive from these repairs as proof that you’ve taken care of your car.
Car warranty vs. insurance
Many people wonder if car insurance is enough to cover damage to their vehicles. In the case of an accident, theft or extreme weather that damages your car, yes. But car insurance policies do not cover damage that happens gradually over time, including normal wear and tear. In these cases, car warranties can help. Mechanical breakdown insurance is another form of protection you can buy that covers common breakdowns, including transmission failure or brake issues.
Types of car warranties
- Bumper-to-bumper extended warranty
- These warranties cover components like air conditioning, audio systems, vehicle sensors, fuel systems and major electrical components. Most policies exclude regular maintenance like fluid top-offs and oil changes, but a few brands have separate free-maintenance provisions. Often called an exclusionary warranty or new car warranty, bumper-to-bumper warranties usually expire faster than powertrain warranties.
- Powertrain warranty
- A powertrain warranty typically covers the engine and transmission and any other moving parts that lead to the wheels, including the driveshaft and constant velocity joints. Some automakers also bundle seatbelts and airbags into their powertrain warranties. With a few exceptions, powertrain warranties don't cover regular maintenance like engine tuneups and tire rotations.
- Drivetrain warranty
- Drivetrain warranties cover the transmission, driveshaft, axles and wheels but do not cover the engine. A drivetrain warranty usually lasts longer than a powertrain warranty.
- Car maintenance warranty
- These warranties offer optional extended service or coverage for air filter replacement, oil changes, tuneups and similar services. Make sure to read all the details if you are purchasing this package. Sometimes included with new car purchases, maintenance packages are usually available from dealerships and as additions to a vehicle service contract.
- Wear-and-tear plan
- Wear-and-tear plans cover damage to upholstery, interior and paint. These auto protection plans may also cover cleaning or other issues resulting from normal use. Wear-and-tear plans may be especially appealing to those leasing a vehicle because they’re responsible for the cost of these repairs when the lease ends.
- Factory accessories warranty
- A factory accessories warranty covers everything from high-end audio systems to engine modifications from a manufacturer's performance wing. Most automakers cover accessories for one to three years or the remainder of the bumper-to-bumper warranty, whichever is shorter. Be sure to check out all the specifics — modifying the accessories after they've been installed can void your coverage.
- Used vehicle warranty
- A used vehicle warranty is any type of extended warranty for a used vehicle. Several levels of coverage are available, including exclusionary, powertrain and drivetrain. Used cars with more than 250,000 miles are less likely to qualify for a used vehicle warranty.
- Wrap warranty
- A wrap warranty helps you cover the rest of your car if your vehicle has a powertrain warranty that extended beyond the life of the rest of the warranty. If you originally had an exclusionary warranty and all but the powertrain portion expires, a wrap warranty fills in the gaps and bring you back up to the level of an exclusionary warranty.
- Anti-perforation warranty
- These warranties cover perforation resulting from corrosion of the metal body on a vehicle.
- Dealer warranty
- A dealer warranty is any warranty that originates from the dealership where you bought your car.
How much is an extended warranty on a car?
In total, an extended auto warranty costs between $1,800 and $4,000. Depending on the level of coverage, monthly payments can range from $80 to several hundred dollars. Some plans have $0 deductibles, but those come with higher premiums. Prices vary based on your vehicle’s make, model, condition and location.
Usually, you pay for extended auto warranties when you’re purchasing your new or new-to-you vehicle. You can pay upfront or make payments in monthly installments.
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|---|---|---|---|
| Plan | Supreme package* | Titanium package* | Supreme package* |
| Coverage up to | 4 years/95,000 miles | 6 years/125,000 miles | 5 years/100,000 miles |
| Deposit | $130 | $0 | $249 |
| Monthly payments | $100/24 months | $196/18 months | $156/30 months |
| Deductible | $100 | $100 | $100 |
| Plan | Coverage up to | Deposit | Monthly payments | Deductible | |
|---|---|---|---|---|---|
| Supreme package* | 4 years/95,000 miles | $130 | $100/24 months | $100 |
| Titanium package* | 6 years/125,000 miles | $0 | $196/18 months | $100 |
| Supreme package* | 5 years/100,000 miles | $249 | $156/30 months | $100 |
Factors that impact the cost of your extended auto warranty
- Level of coverage: While all new vehicles and most used vehicles come with some type of warranty, many dealerships offer premium coverage options that include more systems. Extended auto warranty providers often sell different auto protection plans that vary based on which systems a customer wants protected.
- One-time and recurring fees: Ask about any recurring charges in addition to the upfront fee or monthly premium. It can be difficult to get out of these types of contracts. If you're rolling your extended auto warranty into your auto loan, you pay interest on the policy itself.
- Additional charges or deductibles: Some car warranties cover everything from chips in a windshield to door dents, but there may be service fees or deductibles for every repair.
- Maximum payout amount: Most extended auto warranties have a maximum payout — many companies restrict the maximum payout to not exceed the total cash value of the car. Once you're quoted a price for your policy, consider if the cost is reasonable in relation to the limits of the liability terms of your auto protection plan.
How much does a used car warranty cost?
A typical extended auto warranty price for a used car is $350 to $700 per year. Not all used cars qualify for an extended car warranty. If your car is more than 10 years old or has more than 200,000 miles, you may not qualify for coverage at all.
A used car extended warranty usually pays for itself with the first major repair. When buying a used car warranty, consider opting for mechanical breakdown insurance or an additional maintenance or wear-and-tear plan. These plans help keep your vehicle on the road even longer, even if it has more than a hundred thousand miles.
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Extended car warranty questions
- How do car warranties work?
- Repair insurance for cars is similar to health insurance for people in some ways. Car warranty providers usually have a network of mechanics and repair shops that car owners can use when needed. Depending on the terms of your service contract, you may have to pay for repairs and wait for reimbursement from the service company. If you aren't sure how long it will take to be reimbursed for your expenses, talk to your extended warranty provider.
- How are auto warranty claims handled?
- Most extended auto warranties cover repairs only through authorized service providers and mechanics. Any repairs outside the network may not be covered or may only be covered up to a specific dollar amount. Be sure to look at the available network of garages before settling on a particular warranty company. Often, repairs must be done at the dealership or by a technician certified by ASE (Automotive Service Excellence).
The FTC offers advice on its website for consumers who need to file a claim with their service contract provider. The FTC recommends asking if you need prior authorization for any repair work or towing services before choosing an auto repair shop.
- What would void a car warranty?
- The most common ways to void a warranty are neglecting maintenance and driving recklessly. Warranties may also be voided by installing custom vehicle modifications, car wrecks and natural disasters that total the car. The best way to keep a car warranty valid is to drive responsibly and take good care of your car.
- What is a vehicle service contract?
- A vehicle service contract is another name for an extended car warranty. These contracts help offset the costs of expensive repairs after your vehicle’s standard manufacturer’s warranty has expired. They typically cover costs of repairs, including parts, labor and taxes, but only if all the terms are met.
- How long is a car warranty effective?
- A manufacturer’s car warranty usually lasts for at least three years or 60,000 miles, whichever comes first. An extended auto warranty provides additional coverage, typically for about five years, after your initial warranty has lapsed. Some extended car warranty coverage lasts for up to 10 years, however.
- Should I buy an extended warranty on a new car?
- If you’re planning to keep your car for longer than the manufacturer’s warranty covers, you should consider an extended auto warranty to save money on repairs as your vehicle ages. Extended auto warranties are also a good idea if you’re getting ready to sell your vehicle. Most auto protection plans are transferable to a new owner, which can help you sell your vehicle faster.
- What’s the difference between bumper-to-bumper vs. powertrain warranties?
- A powertrain warranty covers everything that keeps your vehicle driving, including the engine, the transmission and the parts that allow power to travel from the engine to the wheels. A bumper-to-bumper warranty is more comprehensive and includes additional coverage for electronic systems, suspension and more.
- Are extended car warranties worth it?
- The financial protection provided by an extended car warranty could be enough to make it worth it for you. Common benefits of extended car warranties include roadside assistance, rental car reimbursement and savings on repair costs.
Pros
- Covers a wide range of vehicle parts and systems
- No need to pay for repair costs out of pocket
- Special coverage, including car rental benefits
Cons
- Deductibles may be large
- Does not cover pre-existing conditions
- Some states have additional exclusions that could affect your coverage
When considering whether an extended car warranty is worth it, think about the amount of money you've spent on out-of-warranty repairs on vehicles you've owned in the past. Compare that to the total price of an extended car warranty. If you're worried you won't have enough cash set aside to pay for repairs out of pocket, an extended warranty helps offset those costs.
In some cases, purchasing an extended auto warranty or vehicle service contract before the manufacturer’s warranty expires comes with added benefits. For example, if any part of your vehicle is repaired under the manufacturer’s warranty (and the repair is also covered by your extended warranty), some providers reimburse you for a portion of the manufacturer’s deductible.
- Can you buy an extended warranty on a used car?
- Yes. In fact, extended auto warranties are intended for used cars — new cars are typically covered by an initial warranty. Buying a used car warranty extends an initial new vehicle warranty and the protection that comes with it into the later years of a car.
- How should I choose an extended car warranty?
- It’s smart to purchase an extended car warranty before your initial warranty coverage (a manufacturer warranty, factory warranty or dealer warranty) expires. Significant factors to consider when researching different car warranties include coverage, cost, customer service and reliability. The process of choosing an extended car warranty is overwhelming at times, so focus on the basics. Make sure the company you select has a positive track record and provides adequate coverage.
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Extended auto warranty reviews
Provides extended auto warranties people need to offset costs of major repairs. All packages include 24-hour roadside assistance, vast network of ASE-licensed mechanics and a 30-day money-back guarantee.
- Direct provider: Some providers only act as a middleman to broker the sale of an extended warranty policy. Endurance handles policy administration in-house with a dedication to customer service.
- Coverage: They offer four varied levels of coverage with different coverage details, including one plan specifically for high-mileage vehicles. Full plan details are available online.
- Mechanic choices: Endurance customers can go to any of 350,000 mechanics in the United States and Canada if their covered vehicle develops a covered problem.
- Informational resources: Consumers who want to learn more about warranties and vehicle service contracts can visit the Learning Center section of Endurance’s website to read articles and view other informational resources.
- 30-day guarantee: Endurance offers a 30-day guarantee. If consumers aren’t happy with their service during that time, they can request a full refund.
- Best for: busy families, high-mileage drivers, new car owners and used car owners.
Choose from multiple tiers of coverage, all of which come with a price match guarantee. The company is a direct provider of extended warranty coverage, meaning customers will purchase the policy from the same company that manages claims.
Offers multiple customizable tiers of extended auto coverage. All packages include 24/7 roadside assistance, towing and rental car reimbursement. Warranties are transferable or refundable.
- Claims payments: CARCHEX covered claims are paid directly to the repair facility. Most customers find this convenient because they don’t have to wait for reimbursement.
- Options: CARCHEX is not a direct provider. Instead, they act as a broker to get consumers the lowest price on an extended warranty.
- Roadside assistance: All CARCHEX plans include roadside assistance to help customers 24/7. Plans also have Trip Interruption Service to help those whose cars break down while they’re traveling.
- 30-day guarantee: Customers have 30 days to evaluate the CARCHEX’s service. Those who are unsatisfied can request a full refund for a month after their purchase.
- Informational articles: CARCHEX encourages consumers to do research before making an extended auto warranty purchase. The company’s website has an extensive section of informational articles to help consumers understand their options.
- Best for: busy families, high-mileage drivers, new car owners and used car owners.
Provides coverage for repairs if your car breaks down within a couple of years of purchase.
Three levels of coverage available: Driveline, Select and Supreme. Most models of cars are accepted. Offers a 30-day money-back guarantee if you change your mind.
- Flexible payment terms: Protect My Car offers long and flexible payment terms, ranging from 36 to 48 months, to make your monthly payment as affordable as possible with no hidden fees.
- Available all over the U.S. and Canada with Trip Interruption: Use your Protect My Car policy anywhere in North America. If you breakdown more than 100 Miles away from home you’ll be reimbursed for lodging and meals.
- Roadside assistance: Protect My Car includes 24/7 roadside assistance with their extended warranties. Their roadside assistance program includes towing, flat tire service, fuel delivery, lockout service and jumpstarts. Customers can also get a rental car while their car is being repaired in the shop.
- Money back guarantee: Protect My Car offers a 30-day money back guarantee so customers can review their coverage for a full 30 days and ensure they are 100 percent satisfied with their purchase. If they are not, Protect My Car will issue a hassle-free refund.
- Policies for all drivers: Protect My Car offers plans for all drivers no matter how many miles you have put on your vehicle. Enjoy full coverage, comprehensive coverage or enhanced powertrain coverages.
- Best for: Used car owners, new car owners, busy parents and high mileage drivers.
Offers a unique variety of customizable plans with nationwide service, 24/7 roadside assistance and easy payment plans. Secure a high level of coverage through this company’s online portal.
Customized service plans are specifically tailored to meet your needs and budget. Consumers can apply for a free quote online.
- Customizable plans: CarShield works with their customers to create truly customized plans that meet their needs and budget. This ensures that the protection plan you buy from CarShield is one that will save you money and protect your vehicle.
- 24/7 roadside assistance: CarShield’s protection plans include 24/7 roadside assistance, which means you can always get help when you need it. This also includes courtesy towing.
- Rental car provided: CarShield will provide you with a courtesy rental car so you can get on with your life while your vehicle is getting repaired.
- Transferable service contracts: Most of CarShield’s service contracts will transfer from one owner to another, which can be a major selling point when it’s time to sell your vehicle. Make sure to talk to your service representative to confirm that your contract is transferable.
- Used/pre-owned vehicles qualify: Your vehicle doesn’t need to be brand new to qualify for a service plan from CarShield. They have plans for new, used and pre-owned vehicles that can save you money on repairs and maintenance.
- Best for: CarShield’s service protection plans are best for families, new car owners and used car owners.
This company is a contract provider, or broker, meaning they connect you with a plan administrator who will handle your claim in case of needed repairs. Offers a variety of plan options according to the make, model, year and mileage of your vehicle.
Extended coverage for cars, motorcycles, ATVs, dirt bikes and ride-share vehicles. All plans are fully-insured and financially secure. Claims are resolved quickly and fairly.
- Auto coverage: American Auto Shield offers multiple options for auto coverage, including three plans that cover vehicles up to 90,000-150,000 miles, as well as customizable plans where you can choose the parts you wish to have covered. You can also choose a VSC for powertrain coverage on vehicles up to 250,000 miles.
- Claims process: American Auto Shield lets you report a claim, view documents and see your claim status online. Once you file a claim, it goes through a three-step process including the assignment of an adjuster, evaluation at a repair shop and resolution for the claim.
- Reporting a claim: In the event of a mechanical breakdown for failure, a claim can be submitted online by the policyholder or a repair facility. The online reporting form is secure and fast and allows you or the repair facility to upload up to six documents.
- Live-chat: American Auto Shield includes a live-chat feature on its website to assist and answer questions as you fill out the form. Using live-chat eliminates the use of automated call systems and customers being placed on hold for extended periods of time.
- Ride-share coverage: With the demand for ride-share services growing, American Auto Shield has included coverage for customers like Uber and Lyft drivers. Since most VSCs exclude “drive for hire” service vehicles, this gives drivers in this industry an extra layer of financial security.
- Best for: consumers who plan on keeping their vehicles for a long time.
Multiple new and used vehicle service contracts for cars of any age and mileage. Provides same-day claims payment and no exclusion for wear and tear.
- Service contracts: AUL offers a variety of terms for new and used vehicles, up to 10 years or 100,000 miles. Its programs cover things like wear and tear, seals and gaskets, rental and day one coverage. Their deductible are flexible: $0, $50, $100 or a disappearing deductible option.
- Roadside assistance: Roadside assistance is included on all plans. AUL’s roadside assistance coverage includes towing, flat tire changes, gas delivery service, battery jump service and key lockout service.
- Vehicle maintenance and repairs: Proof of service will be required during the claims process. Keep all maintenance records from the date of original delivery. This includes date, time, mileage and service performed. Call an AUL administrator before you take your covered vehicle to a repair shop. The administrator will authorize everything before work is done on your vehicle.
- Submitting a claim: Submitting a claim is easy with AUL. You can do so online by filling out a quick form. The form includes your service contract number, VIN number, the name on the contract and a description of the work needing to be done.
- Can you cancel a service contract?: In most cases, yes you can. According to AUL your selling dealer will need a copy of your service contract, a brief letter signed by the contract holder requesting cancellation and an Affidavit showing the odometer (mileage) reading on the request date.
- Best for: consumers needing maintenance and service coverage on their new or used vehicle.
This vehicle service plan provider has three coverage options that will protect your vehicle when it needs service work. You can have your vehicle repaired at any ASE-certified facility in the U.S.
This company offers vehicle service contracts that can save you money on costly car repairs. Choose from three coverage plans for your vehicle: Prime, Modern and Foundation. Every plan automatically includes choice of repair facility, 24/7 roadside assistance, rental car, flexible payment terms and courtesy towing.
- Prime coverage: Covers gasoline/diesel engine, transmission, 4x4/AWD, technology, drive axle, electrical, cooling, brakes, differential assembly, steering, super/turbo charger, fuel, heater, air conditioning, front/rear suspension and ABS-brakes.
- Modern coverage: Covers gasoline/diesel engine, transmission, 4x4/AWD, drive axle, electrical, cooling, brakes, differential assembly and brakes.
- Foundation coverage: Covers gasoline/diesel engine, transmission, 4x4/AWD, drive axle, electrical, cooling, brakes and differential assembly.
- 30-day money back guarantee: All vehicle service contracts come with a 30-day money back guarantee, so you can sign up risk-free.
- Fast claims process: Submit claims 24/7 and enjoy fast processing.
Provides exclusionary coverage and stated component coverage for new and used vehicles. Vehicle service contracts are transferable to a new owner if you sell your car, which may increase your car’s overall value.
- GWC Warranty coverage: GWC offers exclusionary coverage and stated component coverage. Exclusionary coverage gives drivers the highest level of protection by covering hundreds of components, parts and systems. Stated component coverage protects specific parts and systems listed in your contract.
- Optional upgrades: You can opt to upgrade your coverage by adding things like your in-vehicle navigation system and sensors to your contract. Contact your selling dealer to find out all of your upgrade options.
- New and used protection plans: GWC Warranty has protection plans for new and used vehicles, even if your new vehicle is still covered by a manufacturer’s warranty.
- Transferrable coverage: Your GWC Warranty service contract can easily transfer to another car owner if you sell your vehicle. Follow the instructions for transferring your contract to a new owner on GWC Warranty’s website.
- GWC Warranty repair shops: Over 3,000 service facilities nationwide partner with GWC Warranty. Find your local repair shop on GWC’s website.
- Best for: drivers who want a vehicle service contract with easy access to partner repair shops.
Offers multiple plans so you can choose the policy that best fits your needs. All plans include free roadside assistance and a 30-day money-back guarantee. Get repairs at any ASE-certified facility. Payment plans available.
- Choice of mechanics: Concord Auto Protect will pay for a covered repair to be performed by any ASE certified mechanic. This means you can choose the repair shop where you take your care.
- Free Roadside Assistance: All Concord Auto Protect plans come with free roadside assistance. If you break down or have other problems with your car, the company will offer help 24 hours a day.
- Easy repair payment: You don’t have to pay for a repair and then wait on reimbursement if you have a plan from Concord Auto Protect. The company will pay the shop directly using a credit card over the phone.
- Transferable protection: If you decide to sell your car, your plan can be transferred to the new owner. This can help with resale value. Make sure to file the correct paperwork with the company for coverage to transfer.
- Plan options: Concord Auto Protect offers three different plans. These options let you purchase the protection you need while still staying within your budget. All plans cover the engine, transmission, drive axle and more.
- Best for: busy families, new car owners, used car owners and anyone who drives numerous miles.
Get an extended auto warranty for unlimited repair claims that are accepted by all dealerships and mechanics in the U.S.
- Unlimited repair claims: You can make claims for an unlimited amount of repairs when you have an extended auto warranty with Complete Car Warranty.
- No dealership restrictions: Pick your favorite dealership or mechanic to do the work on your car since you’re not limited to a certain network.
- Get a free quote: Get an online quote in minutes by filling out information about your vehicle.
- Up to 60 percent off dealer prices: Save up to 60 percent on an extended auto warranty by going with Complete Car Warranty instead of a dealership.
Consumers can get quotes online directly, with coverage effective immediately. This vehicle service contract covers auto repairs and includes roadside assistance like towing and tire replacement.
Offers 6 different extended warranty plans. Handles all claims in-house. All plans come with roadside assistance, car rental reimbursement, trip interruption protection and unlimited number of claims.
Choose from regular, premium or supreme plans, depending on their coverage needs and budget. Includes roadside assistance, rental car and travel expense reimbursement. Set your deductible from $0–$500.
Offers 5 extended warranty packages, all with coverage for fluids, rental car, towing and travel expenses, plus financing and transfer options. Get repairs done at over 6,000 authorized service centers in the United States and Canada.
Provides maintenance protection at affordable prices for new or pre-owned cars, SUVs and trucks nationwide. A wide variety of plans can accommodate the needs of most vehicle owners. Available only through dealerships.
Offers plans with a range of choices with low rates and down payments. No credit check is required, and qualification is instant.
Offers four tiers of extended auto coverage that lessen the cost of repairs associated with mechanical breakdowns, damage to vehicle appearance and theft. Sold through most dealerships and honored by most repair facilities in the United States and Canada.
- Powertrain plan: Zurich’s most basic extended auto warranty includes rental reimbursement, emergency roadside assistance, and insurance for trip interruption, engine transfer cases, transmissions and drive axles.
- Standard plan: Includes everything at the Powertrain level, plus coverage for your vehicle’s suspension, steering, brakes, heating and AC and electrical.
- Preferred plan: Supplements the Standard level with insurance for the cooling system.
- Comprehensive plan: Zurich’s highest level of coverage includes rental reimbursement, emergency roadside assistance, and insurance for trip interruption, engine transfer cases, transmissions and drive axles, plus coverage for your vehicle’s suspension, steering, brakes, heating & AC and electrical, cooling systems, as well as your car’s interior and exterior.
Compare Top Extended Auto Warranty Companies | |||
|---|---|---|---|
| Portfolio Protection Vehicles & Services | Provides exclusionary or powertrain protection for new vehicles. Offers high-tech or powertrain coverage for used vehicles. Contract lengths and payments vary. Available through dealerships. |  | |
| Maxcare Auto Warranty | Read 113 Reviews | Covers vehicles with up to 150,000 miles. Deductibles range from $0 to $250. Available for purchase upfront or bundled with monthly car payment. Deductibles are per visit, not per repair. Offers exclusionary plans. |  |
| Fidelity Warranty Services | Offers five plans. Covers cars with up to 120,000 miles. Deductibles range from $0 to $250. Available from 3,800 dealers. Provides a plan for high-mileage vehicles. | | |
| Preferred Warranties Inc. | Sells seven car warranty plans. Offers high-mileage options. Down payments and deductibles vary. Choose your repair shop. Only available through dealerships. |  | |
| ForeverCar | Provides customized plans based on coverage level, vehicle type, year and mileage. Requires no down payment. Offers plans with deductibles as low as $50. Miles driven during contract do not limit or end coverage. | | |
| Premier Auto Protect | Offers three tiers of coverage. Provides 10% cashback on premiums for referrals. Lets you choose repair provider. All plans are transferable. Provides coverage directly. | | |
| Warranty Direct | Sells nine extended auto warranty plans. Provides high-mileage options. Offers plans with deductibles as low as $0. Down payments vary. | | |
| First Extended Service Corporation | Operates as part of Assurant. Covers cars, RVs, boats and motorcycles. Provides coverage for cars up to 12 years old and with up to 200,000 miles. No limit on number of claims. |  | |
| Penn Warranty Corporation | Offers five plans. Short-term plan has six months of coverage on 7,500 miles. Charges a $100 deductible. Choose your repair shop. Contract prices don’t vary based on mileage or age. |  | |
| GM Warranty | Read 57 Reviews | Offers 12- to 18-month repayment plans with no interest. Sells two coverage plans. Available at GM dealerships. Year and mileage duration is flexible. Covers vehicles with up to 150,000 miles. |  |
| American Guardian Warranty Services, Inc | Offers three plans, including stated component and exclusionary coverage options. Deductibles range from $0 to $200. Available at select dealerships. |  | |
| Phoenix Extended Care | Provides five different levels of protection. Covers new, used and high-mileage vehicles. Deductibles range from $0 to $200. Available at select dealerships. Exclusionary coverage available for motorhomes and RVs. |  | |
| US Warranty Corp of Florida | Offers extended car warranties and maintenance plans. Covers new and used cars. Available at 800 dealerships. Coverage, deductibles, premiums and down payments vary by dealership. |  | |
| Century Warranty | Offers four plans. Covers vehicles up to 10 years old with up to $120,000 miles. Wear and tear warranty available for vehicles with up to 50,000 miles. Deductibles range from $0 to $100. |  | |
| Trustmark Warranty | Provides four car warranty options. Always covers engine group, transmission and brakes. Term length ranges from 12 to 48 months. Coverage is for 12,000 to 48,000 miles. Most deductibles are $100. | | |
| Diamond Warranty Corp | Offers six plans. Short-term plan covers three months and unlimited miles. Long-term plan covers five years and 100,000 miles. Provides powertrain and exclusionary coverage. | | |
| InterContinental Warranty Company | Offers coverage for vehicles with up to 150,000 miles. Includes a 60-day trial period. Provides transferable warranties. Sells mechanical breakdown insurance (MBI). | ||
| Pay My Repairs | Sells exclusionary, stated component and powertrain car warranties. Covers cars with up to 160,000 miles. Includes a lowest-price guarantee. | | |
| Protection Direct | Offers plans with up to five years of coverage. Down payments vary. Deductibles start at $100. Sells six plans that range from powertrain to exclusionary. |  | |
| ASAP Auto Warranty | Read 549 Reviews | Out of Business Offers three plans. Sells contracts directly. Not a broker. Contract lengths range from one to 10 years. | |
Information in this guide is general in nature and is intended for informational purposes only; it is not legal, health, investment or tax advice. ConsumerAffairs.com makes no representation as to the accuracy of the information provided and assumes no liability for any damages or loss arising from its use.
Lauren Fix, also called The Car Coach, is an automotive and auto finance expert. Her understanding of vehicles has made her the “go to” person on TV, radio, print media and the Internet. She has authored multiple books and writes a column for several outlets, including Parade Magazine, NewsMax and Car Coach Reports. She is a regular guest on major news and morning shows, discussing the latest updates on cars and car financing that will help drivers make smart decisions when buying, maintaining and financing cars.
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