While new vehicles come with a manufacturer’s warranty, many consumers choose to buy an extended warranty to cover the costs of repair and maintenance after their initial warranty has expired.

Consumers can buy an extended auto warranty at any time, even after their original manufacturer’s warranty has expired. Not all warranties cover the vehicle bumper-to-bumper, so it’s important to understand what is and is not covered with your extended auto warranty.

Top 15 Extended Auto Warranty Companies For You

Endurance Warranty is a U.S. auto warranty company. Endurance is a direct provider of warranties, which means that customers deal directly with the company itself rather than a middleman when purchasing or using a warranty.
Based in Philadelphia, PA, Delta Auto Protect offers its customers a range of auto protection services for different types of vehicles. The company offers coverage to vehicle owners 24 hours a day, 365 days a year.
CARCHEX is a trusted vehicle protection company that's been in business for more than fifteen years. The company provides its customers with auto warranties in addition to auto insurance, auto financing, and more.
With over 20 years of experience, Trustmark provides outstanding customer service to all Vehicle Service Contract and Warranty customers. Buyers and sellers can expect affordable and quality coverage when working with Trustmark.
AA Auto Protection has served their customers with great service since 2002, and will continue to do so for many years to come. When you do business the right way, customers always come back. Ask us for your free quote now!
ForeverCar is an online marketplace with a large selection of plans from multiple providers. Their simple-to-use recommendation engine will help consumers find the right plan to meet their needs.
For over seven years, ProtectMyCar.com has provided extended auto warranties, maintenance plans and stands behind a 30-day money back guarantee. This company offers automotive coverage proven to save you thousands.
ASAP Auto Warranty is a trusted auto protection company that was founded in Wilmington in 2008. Based out of Wilmington, DE, this company provides a wide range of warranty products and services to interested customers.
Warranty Direct is a company that has been providing customer warranty products and services since its inception in 1980. The company, which is headquartered in Atlanta, GA, also offers home warranties for interested buyers.
Auto Service Agency is a company that works with consumers to create a personalized service contract for their vehicle. The company offers four customizable plans including New car, Comprehensive, Power Train Plus and Power Train.
CarShield specializes in highly customizable service plans, extending coverage to more expensive repairs such as engines, axels and transmissions. Their payment terms are flexible for any wallet and offer a 30-day guarantee.
Pay My Repairs was created to provide numerous extended auto warranty options for vehicle owners. This company provides customized plans to provide its customers the exact coverage they need.
Maxcare Auto Warranty is a type of warranty service offered by the company Carmax. This company offers protection, custom plans, and comprehensive coverage for consumers located anywhere in the United States or Canada.
Diamond Warranty Corp is a company that offers its customers a wide range of auto warranty options, including three different protection plans for purchasing a vehicle. The company is headquartered in Pittston, PA.
InterContinental Warranty Company is popularly known as IWA. The company began offering their services to credit unions starting in 1991, and today they offer customers a committed focus on loan products and performance.

Lauren Fix is an automotive expert who earned the title of The Car Coach, and is recognized throughout all forms of media as a woman with in-depth knowledge on vehicles, technology, automotive finance, repair and trends. Founder of Automotive Aspects, Inc., her understanding of automobiles has made her the “go to” person on TV, radio, print and the internet. She writes a column for multiple outlets including Parade Magazine, NewsMax and Car Coach Reports. She is a regular guest on all the major news and morning shows discussing the latest updates on cars that will help drivers of all ages learn to about cars and make smart decisions.

Want your company to be on this guide?

What features matter most?

Covered items

Cars

Before investing thousands of dollars into a vehicle, and even more for an extended or premium warranty, it’s important to know what parts of the vehicle are covered under the manufacturer’s warranty. Many consumers believe that a warranty covers their vehicle bumper-to-bumper, but every extended warranty policy has limitations.

  • Read the coverage explanation: Before deciding on an extended automobile warranty, take a close look at the plan coverage.
  • Check for limitations: Some extended warranties have maximums for the amount they will spend on a type of repair. Others have outside the dealer repair center and others have a large deductible. Manufacturer’s extended warranties need to be read closely too.
  • Maintenance Package coverage: Maintenance packages are another optional extended service or coverage for air filters, oil changes, tune-ups and similar items. This can be included in some new car purchases. Make sure to read all the details if you are purchasing this package. Many times it’s supplied by the specific dealer.

Cost

Cost plays an important role when determining value. Often when buying a new car, the warranty is included as part of the price, but an extended warranty may be a wise purchase based on your driving usage.

  • One-time and recurring fees: If there is a cost specific to the warranty purchase, be sure to ask about recurring charges. It is difficult to get out of these types of contracts.
  • Level of coverage: While all new vehicles and most used vehicles come with some type of warranty, many dealerships offer premium coverage options that include more systems.
  • Additional charges: Some warranties cover everything from chips in a windshield to door dents, but there may be service fees or deductibles on a specific repair.

Length of warranty

Car wheel

Length of service is another consideration when dealing with warranties. Some cover the entire vehicle, while others have limitations on certain parts and components. For example, a battery warranty is typically only for three years. Extended warranties that cover everything will be more costly.

  • Different parts have different coverage: If a warranty lasts for five years, be sure to check that it covers all major systems. Electrical systems might only have a three-year warranty, and normal wear and tear might not be covered at all.
  • There might be mileage exclusions: Many warranties cover a vehicle for a length of time or for a certain number of miles, whichever is reached first. For example, a warranty might last for five years or 75,000 miles.
  • Ask about extended options: The base auto warranty might have a very limited coverage period, but there are often options to extend coverage beyond the basic policy. Make sure to read all the details, as the big print typically sounds like a deal and the small print explains the limitations.

Available service locations

Like health insurance, a warranty provider will often have a network of providers that car owners can use. Any repairs outside the network may not be covered or may only be covered up to a specific dollar amount.

  • Choosing a mechanic: Most warranties cover repairs only through authorized service providers. Be sure to look at the available network of garages before settling on a specific warranty company. Preferably the repairs are done at the dealership or an ASE (Automotive Service Excellence) Certified technician.
  • Using the dealership: The dealership where the car is purchased is almost always a covered location, but service there may be more expensive than at a different repair shop. Be sure to price out repairs not covered by a warranty.
  • Addressing service issues: Not all mechanics are created equal. If there’s a problem following a repair, find out how the warranty handles service issues and complaints. An ASE Certified technician can perform work on your vehicle but cannot perform TSB’s (Technical Service Bulletins) or Factory Recalls; this work should be done at the dealership.

Warranty terms

Mechanic

Some factory and some extended warranties take care of repairs, but only if all their terms are met. Part of the warranty agreement is the understanding that the vehicle owner will perform factory scheduled maintenance.

  • Oil changes: While a single delayed oil change is unlikely to void a warranty, repeated misses could leave a car owner facing a full bill on a major system repair.
  • Changing filters: Bad filters can cause build-up that impacts the engine, intake systems, transmission and more. It is important to change filters regularly.
  • System checks and Service Schedule: Regular testing and visual inspections can catch problems before they become major hazards. They are typically included in the recommended maintenance schedule.
  • Gasoline types: Every vehicle requires a certain octane rating to help the engine get its best life and performance. Using the wrong or lower octane rating than is specified can cause possible engine damage and a voided warranty. Make sure to use the proper octane rating every time.

Warranty providers

When looking at different warranty options, the provider is just as important as the coverage offered. Customer service, claims processing and reliability all play a role in choosing the right company.

  • Customer service and complaints: Different companies handle their customer service differently. Be sure to look for a company with a good customer service record.
  • Easy claims processing: If something does go wrong with a part covered under the warranty, what is the process for getting it repaired? An easy and stress-free process might be worth a little extra in upfront costs.
  • Reliability and reputation: A company that has been in business for years, offering top-notch service, may be a better choice than one that is new with a more limited network of providers.

What are different types of auto warranties?

Manufacturer’s warranty

This is the original warranty offered by the maker of the vehicle.

Extended warranty

When you buy a new car, most dealerships will offer to sell you a supplemental contract that extends beyond the standard powertrain and bumper-to-bumper policies. Programs vary: An entry-level policy might carry a deductible and cover only the engine and transmission, while a deluxe package could drop the deductible and include all the trimmings of a full bumper-to-bumper warranty. Most programs are backed by automakers, though it's not uncommon for third parties to offer their own policies. Many policies can be purchased months or even years after you buy your car. Most of these policies can be transferred to future owners, which can increase your car's resale value.

Auto club plan

Much like any warranty, it includes a variety of coverage options, but it may have a more limited network of service providers and more exclusions on covered parts.

Wear-and-tear plans

Most warranties do not cover damage to upholstery, the interior, paint coverage and cleaning or other issues resulting from normal use. These plans cover the difference, often including tires.

Bumper-to-bumper

Often called a basic warranty or new-vehicle warranty, a bumper-to-bumper policy covers components like air conditioning, audio systems, vehicle sensors, fuel systems and major electrical components. Most policies exclude regular maintenance like fluid top offs and oil changes, but a few brands have separate free-maintenance provisions. Bumper-to-bumper warranties usually expire faster than powertrain warranties.

Powertrain

Don't be misled; a 10-year or 100,000-mile powertrain warranty doesn't promise a decade of free repairs for your car. It typically covers just the engine and transmission, along with any other moving parts that lead to the wheels, like the driveshaft and constant velocity joints. Some automakers also bundle seat belts and airbags into their powertrain warranties. With a few exceptions, powertrain warranties don't cover regular maintenance like engine tune-ups and tire rotations.

Roadside assistance

Some automakers include roadside assistance with the purchase of the vehicle. Roadside assistance can be included in an extended warranty with their bumper-to-bumper or powertrain warranties, while others have separate policies. These programs cover anything from flat-tire changes and locksmith services to jump-starts and towing. Few reimburse incidental costs like motel rooms if you have to wait for repairs.

Tires

Depending on the type of tire, most warranties have a year or mileage limit, whichever comes first. Generally, tires are eligible for warranty replacement if the tread-wear indicators, which signal the final usable tread, become visible prematurely. That doesn't always mean a free set of tires; most tire makers prorate the new-tire cost based on premature wear, meaning you'll only get reimbursed for the remainder of how long the tire should have lasted. Be sure to have your tires rotated regularly, as improper rotation, improper inflation or balancing can void your warranty. Unless a special policy has been purchased, basic tire warranties don't cover punctures, roadside damage or collision damage.

Rust perforation

Rust coverage covers body panels that have rusted through. Such policies generally last up to six years and have no mileage limits. They only cover complete perforation, which is a relatively rare occurrence with today's rustproofing. Most policies don't provide coverage for rust caused by rock chips, hail or acid rain. Factory rust through protection maybe your best coverage.

Emissions

Since 1972, the government has required all cars to have emissions controls like oxygen sensors and catalytic converters. Two types of warranties exist: performance warranties and design and defect warranties. Performance warranties require automakers to repair or adjust emissions controls for at least two years or 24,000 miles if the car fails an emissions test. If emissions controls fail independent of a test, the design and defect warranty covers them for at least two years or 24,000 miles. Major components like catalytic converters and engine control modules are covered for performance and defects for eight years or 80,000 miles. On some items, California residents are eligible for additional coverage.

Factory accessories

Factory accessories include everything from a high-end audio systems to an engine modification from a manufacturer's performance wing. Most automakers cover accessories for one to three years or the remainder of the bumper-to-bumper warranty, whichever is shorter. Be sure to check out all the specifics; modifying the accessories after they've been installed can void your coverage.

Batteries

If it's not covered in the bumper-to-bumper policy, a car's conventional 12-volt battery sometimes may get its own warranty. Battery warranties usually range from two to three years; they cover defective batteries on a prorated basis, so you'll be compensated only for the remaining battery life you lost. Battery warranties rarely cover maintenance or misuse.

Hybrid components

Components in the hybrid drivetrain include the high-voltage battery pack along with the hybrid assist motor and all the electrical connections in between. Such components may be expensive to repair or replace, so automakers offer generous warranties: In many cases, it is about eight years and 80,000 to 100,000 miles, whichever comes first.

Seat belts and airbags

A lot of carmakers include seat belts and airbags with powertrain or bumper-to-bumper warranties. Others make separate provisions, and the warranties sometimes carry no expiration date. Seat belts are generally covered for operating usability only, so don't expect a replacement for discoloration or some other cosmetic defect.

Third-party components

Sometimes equipment made by other companies, like a DVD player or wireless headphones for backseat passengers, carries a dedicated warranty from its manufacturer. Pay attention to these: They are likely shorter than the bumper-to-bumper warranty for the car.

Who's it for?

Busy families

Busy families juggling school and work require their vehicle to be in tip-top shape. Expensive repairs might be out of the budget, so an auto warranty helps keep the costs low on vehicle maintenance.

Driver who drives numerous miles

Drivers who drive hundreds of miles every day need their vehicles in great shape. A breakdown on the highway can cost them more than the expense of repairs. They need an extensive network of service providers to ensure that out-of-state repairs happen quickly.

New car owners

New car owners are likely to be more focused on protecting their investments and taking care of small repairs as they happen. A ding or a dent can be a major issue to a new car owner who may initially be interested in premium plans.

Used car owners

A used car is more likely to need major repairs that might not be worth fixing. An extended warranty pays for itself with the first major repair.

Company reviews

  • Endurance Auto Warranty

    Endurance cuts to the services people need when dealing with major repairs, including 24-hour roadside assistance, acceptance by any ASE licensed mechanic and industry-leading customer service.

    • Direct provider: Some providers only act as a middleman to broker the sale of an extended warranty policy. Endurance handles policy administration in-house, with a dedication to customer service.
    • Coverage: They offer three varied levels of coverage with different coverage details.
    • Don’t forget the deductible: There may be a deductible on certain repairs or if the repair is completed at a non-preferred provider.
    • Best for Busy families, high-mileage drivers, new car owners and used car owners.
  • Auto Service Agency

    Auto Service Agency provides protection against high-cost vehicle repairs. They offer different ranges of coverage to accommodate the needs of each individual's vehicle.

    • Best for New car owners, used car owners, busy families and high-mileage drivers.
  • Delta Auto Protect

    Delta Auto Protect provides extended warranty protection for vehicles when their manufacturer warranties have expired. Extended warranties are particularly useful when buying a used vehicle whose manufacturer warranty is about to expire or has expired and the buyer does not want to pay for warranty coverage from the dealership where they bought the vehicle.

    • Protected components: Among automotive components for which consumers can obtain extended warranty coverage are engines, drivetrains, ABS brakes, cooling systems, transmissions, air conditioning, computer systems, steering and window motors.
    • Professional mechanics: Delta Auto Protect uses ASE-certified mechanics to repair problems covered by the extended warranties. Delta Auto Protect also provides 24/7 roadside service.
    • Money-back guarantee: The 30-day money-back guarantee comes with "no questions asked."
    • Best for High-mileage drivers, new car owners, used car owners and busy families.
  • CARCHEX

    CARCHEX displays a strong commitment to customer service. Endorsements from names like CarFax, Lending Tree, DMV.org, Cars.com and more give them a well-earned reputation for excellence.

    • Best for Busy families, high-mileage drivers, new car owners and used car owners.
  • Warranty Direct

    Warranty Direct holds more than $350 million in assets to ensure payment on claims, giving policyholders added peace of mind.

    • Best for New car owners, used car owners, busy families and high-mileage drivers.
  • ASAP Auto Warranty

    ASAP Auto Warranty is an extended warranty provider. It provides users with coverage for repairs if their car breaks down within a couple of years of purchase.

    • Best for High-mileage drivers, new car owners, used car owners and busy families.
  • Trustmark Warranty

    Founded over 25 years ago, Trustmark Warranty is a Vehicle Service Contract (VSC) company that is backed by an A rated insurance company with $32 billion in assets, giving vehicle owners peace of mind when they’re on the road. Consumers can get quotes online directly, with coverage effective immediately. The VSC covers auto repairs in addition to roadside assistance like towing and tire replacement.

     

    • Best for High-mileage drivers, used car owners, busy families, and drivers of newer cars that are soon to be out of warranty.
  • ProtectMyCar.com

    Protect My Car is a fast and easy way for automobile owners to find peace of mind with an extended warranty or maintenance plan for their vehicle. Most models are covered, and there are three levels of coverage available: Driveline, Select and Supreme. You can request a quote without any obligation, and there is a 30-day money-back guarantee in case you change your mind.

    • Best for Families, high-mileage drivers, new car owners and used car owners.
  • AA Auto Protection

    Established in 2003, AA Auto Protection helps consumers secure a high level of coverage through their online portal. They offer consumers a unique variety of plans to choose from based on their individual needs.

    • Best for AA Auto Protection is best for used car owners, busy families and drivers who drive numerous miles.
  • CarShield

    CarShield was founded in 2005 and has protected over 500,000 vehicles since then. They offer customized service plans that are specifically tailored to meet each of their customer’s needs and budget. Consumers can apply for a free quote online.

    • Best for CarShield’s service protection plans are best for families, new car owners and used car owners.
  • ForeverCar

    ForeverCar is an online platform that allows consumers to shop for extended warranty coverage with an instant detailed quote. Consumers can choose from regular, premium or supreme plans, depending on their coverage needs and budget.

    • Best for ForeverCar’s extended warranties are best for families, used car owners and new car owners.
  • Fidelity Warranty Services

    With more than 30 years of experience and 5,000 repair centers nationwide, Fidelity Warranty Services offers a total package of trusted car maintenance.

    • Best for New car owners, used car owners, busy Families and high-mileage drivers.
  • Diamond Warranty Corp

    Diamond Warranty focuses on providing maintenance protection at affordable prices for pre-owned cars, sport utility vehicles and trucks nationwide. They offer a wide variety of plans to accommodate the needs of any vehicle owner who would like to protect themselves from the high cost of major mechanical breakdowns for items such as the engine, transmission, drive axle, timing belt, water pump, fuel pump and more. The goal is to help consumers protect their investments at a price point that works with almost any budget.

    • Best for Busy families, high-mileage drivers and used car owners.
  • Direct Buy Auto Warranty

    As a company that truly prioritizes customer service, Direct Buy offers one of the best response times in the industry with an average claim response time of only 2.5 hours.

    • Best for Busy families, high-mileage drivers and used car owners.
  • Select Auto Warranty

    Select Auto Warranty is a discount service provider, Select Auto Warranty advertises a 60 percent savings compared to other market leaders on an extended vehicle warranty.

    • Best for New car owners, used car owners, busy families and high-mileage drivers.
  • Pay My Repairs

    Pay My Repairs monitors the administrators of extended vehicle warranty plans to provide customers with low rates and a range of choices. It aims to make the process of selecting such warranties less overwhelming.

    • Best for Car owners, used car owners and those with with economic hardships.

16 – 53 Extended Auto Warranty Companies For You

Mid-Atlantic Warranty Corporation is an auto warranty company that is headquartered in Wilmington, DE. The company's service shops are primarily based in the tri-state area of Delaware, Maryland, and Pennsylvania.
Fidelity Warranty Services has been providing customers with warranties for more than 30 years. The company, which is based in Deerfield Beach, FL and St. Louis, MO, works with more than 3,000 dealers and 5,000 service centers.
Century Warranty has been providing its customers with auto warranties and vehicle protection plans since its founding in the mid 1980s. The company is the 22nd largest privately held company in the United States.
First Extended Service is a well known company that is managed by The Warranty Group. The company began operation in 1974, and today they offer a wide range of products for automobiles, RVs, motorcycles, and more.
American Auto Shield is a trusted auto warranty company that has been around since its founding in 2002. The company provides customers warranties in addition to helpful services like roadside assistance, and more.
Headquartered in St. Louis, MO, Service Protection Direct offers its customers a traditional program for auto coverage. The company offers a variety of payment plans and comprehensive coverage options for customers.
Preferred Warranties Inc. is a warranty company that was first established back in 1992. The company recently joined the KAR Auction services family of companies, and it provides protection plans and emergency roadside service.
Phoenix Extended Care has been offering vehicle service contracts and guaranteed asset protection to its customers since its inception in 1985. The company also has a long term partnership with Nationwide Insurance group.
StopRepairBills.com is a company that specializes in arranging protective coverage for automobiles that might not otherwise qualify for it. The company is based in St. Peters, MO, and offers a range of coverage options.
Penn Warranty Corporation is a trusted company that was founded in 1988. Since their founding, they have partnered with more than 15,000 auto dealerships across the country to provide dealers and customers reliable service.
Headquartered in Iselin, NJ, Direct Buy Auto Warranty offers its customers protection against any problems and issues that might pop up with their vehicles. The company has been in business since its founding in 2009.
American Guardian Warranty Services is part of the American Guardian Group of Companies, which was founded back in 1998. The company works with more than 3,000 authorized dealers across the U.S. to aid its customers.
GWC, established in 1995, has been keeping drivers on the road by providing excellent claims administration and expansive coverage options They are committed to delivering a "No Worries. Just Drive" experience.
Stanley Safe Club is a company that provides its customers with many benefits including both home warranties and auto warranties, along with nationwide service coverage. The company is located in Englewood Cliffs, NJ.
National Dealers Warranty is a marketing company that sells extended auto-service contracts and is located in St. Peters, Missouri. The company merged with Auto Warranty Protection Services to form Stop Repair Bills in 2009.
US Warranty Corp of Florida works with more than 800 auto dealerships across the United States. The company, which was founded in 1975, has been named the oldest licensed warranty provider in the state of Florida.
Auto Service Protection is a company that offers extended warranty options to automobile owners. The company is headquartered in Northbrook, IL, and offers its services to customers across the United States and Canada.
Pro-Guard International Inc. offers its customers comprehensive warranty and protection plans for both new and pre-owned vehicles. The company, based in Avoca, PA, is a family owned business with more than 60 years of experience.
Select Auto Warranty offers customers the option to extend the warranty on their vehicle with the Extended Vehicle Protection Coverage package. The company offers free quotes for their services to interested parties.
Out of Business
Wanted Auto Protect offers customers the coverage they need for unexpected repairs, free roadside assistance, and more. The company is headquartered in Cherry Hill, NJ, and offers customers a 30 day money back guarantee.
Out of Business
Out of Business
Out of Business
Out of Business
Out of Business
Warranty Direct is a company that has been providing customer warranty products and services since its inception in 1980. The company, which is headquartered in Atlanta, GA, also offers home warranties for interested buyers.
Out of Business
Out of Business
Out of Business
Out of Business
Out of Business
Out of Business
Out of Business
Out of Business
Out of Business
Out of Business
Out of Business
Out of Business
Out of Business