Navigating Today's Housing Market

The topic page covers the evolving dynamics of the U.S. housing market, focusing on the impact of mortgage rates, home prices, and rental costs. It explores how rising mortgage rates and home prices have made homeownership less affordable, driving many to rent instead. The content discusses the role of real estate investors, regulatory changes affecting real estate commissions, and the growing interest in alternative housing options like tiny homes. Additionally, it highlights regional variations in housing trends, the influence of economic factors such as inflation, and predictions for future market conditions. Guidance for prospective buyers and renters, including financial strategies and new legislation, is also provided.

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Housing starts rose more than expected in February

But other evidence suggests activity may slow in the future as tariffs kick in

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In spite of concerns about what tariffs will do to the price of building materials, the nation’s homebuilders got busy last month. The U.S. Census Bureau reports that privately-owned housing starts in February were at a seasonally adjusted annual rate of 1,501,000. 

This is 11.2% above the revised January estimate of 1,350,000, but is 2.9% below the February 2024 rate of 1,546,000. 

Single-family housing starts in February were at a rate of 1,108,000; this is 11.4% above t...

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2025