Endurance Warranty Reviews
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About Endurance Warranty
Endurance provides vehicle service contracts (VSCs) that can help cover the cost of unexpected mechanical breakdowns after a vehicle’s factory warranty expires. The company offers customizable auto protection plans for drivers nationwide, with multiple coverage tiers designed to fit different vehicles, budgets and driving needs.
Visit www.endurancewarranty.com- Six customizable plans
- 24/7 roadside assistance
- Free year of Elite Benefits
- Choose any certified mechanic or repair shop
- No motorcycle or ATV coverage
- Some complaints of denied claims
Helpful Reviews
Endurance coverage
Endurance offers six vehicle service contract plans with customizable coverage levels to suit your vehicle and budget. The table below shows the contract details for three of its plans to give you an idea of which parts are covered.
| Coverage | Secure Plus | Superior | Supreme |
|---|---|---|---|
| Engine | |||
| Transmission | |||
| Drive axle | |||
| Transfer case | |||
| Seals/gaskets | |||
| Turbocharger/ supercharger | |||
| Heating system | |||
| Cooling system | |||
| Air conditioning | |||
| Brakes | |||
| Suspension | |||
| Steering | |||
| Fuel system | |||
| Electrical components | |||
| GPS | |||
| High-tech components | |||
| Plan name | Secure Plus | Superior | Supreme |
| Availability | Nationwide (not MA) | Nationwide (not MA) | Nationwide (not MA) |
| Waiting period | 30 days and 1,000 miles | 30 days and 1,000 miles | 30 days and 1,000 miles |
| Roadside assistance | |||
| Rental car reimbursement | |||
| Vehicle age limit | 20 years | 20 years | 20 years |
| Maximum mileage | Unlimited | Unlimited | Unlimited |
Endurance auto protection plans
Endurance offers six auto protection plans that vary in coverage levels and eligibility requirements. Its plans are: Secure, Secure Plus, Premier, Superior, Supreme and Advantage.
- Secure: The Secure plan is similar to a powertrain-only plan, which protects the most important parts of your car, like the engine, transmission and drivetrain.
- Secure Plus: Secure Plus adds protection for systems such as steering and certain electrical components.
- Premier: The Premier plan provides similar coverage to Secure Plus, but for high-mileage vehicles with more than 150,000 miles.
- Superior: The Superior plan includes broader component coverage for parts such as the fuel system, air conditioning and suspension.
- Supreme: The Supreme plan offers exclusionary coverage, which is similar to a new vehicle’s manufacturer’s warranty.
- Advantage: The Advantage plan offers comprehensive-level coverage, plus up to $3,500 in annual maintenance benefits for regular maintenance like oil changes.
In addition to the six plans listed above, Endurance representatives may be able to offer additional coverage options or plan variations depending on your vehicle’s make, model, mileage and usage.
Endurance benefits
Each Endurance plan comes with standard benefits, including:
- 24/7 roadside assistance
- Rental car reimbursement
- Trip interruption reimbursement
Endurance Elite Benefits
All plans include one free year of Elite Benefits, which includes:
- Windshield repair: This covers up to $500 if your windshield is chipped or cracked due to road hazards.
- Collision discount: This offers up to $500 per covered collision for repairs.
- Key fob replacement: This has a $500 limit on key or key fob repairs or replacements.
- Tire repair or replacement: This covers up to four tires per year due to road hazards, with repair costs covered up to $150 per incident or $600 total.
Endurance costs
The cost of a basic Endurance vehicle protection plan is estimated to be between $1,200 and $1,920 per year. On the high end, Roger, a reviewer from Texas, said their Endurance plan cost $4,500, and Rodney, a reviewer from Louisiana, said their plan was $4,900.
For deductibles, Endurance offers a $0, $100, $200 or $500 (for Endurance Supreme only) deductible. The higher the deductible you choose, the lower your monthly premium will be.
You can get a free quote by phone, complete a quick form online or view your price instantly through the Endurance online store. Final pricing depends on whether you choose a financing plan or pay for the contract in full, along with the deductible you choose. Plan costs can also be affected by your vehicle’s make, model, year and mileage.
What Endurance customers say about costs
On our site, some customers have complained about price increases, which has caused confusion with some plan holders.
“Today I went to renew and add an additional car[,] and the quote was almost 5x what I am paying with them now,” said Mrs., a reviewer from Pennsylvania.
Carl, a reviewer from Arizona, said they received a letter about a price increase for their plan, but the letter didn’t state which vehicle the price increase was for.
“I called in to ask about the increase and [they] [...] could not tell me which vehicle,” Carl said. “I have purchased (3) vehicles within the last (2) years. [...] After much discussion, I listed all (3) vehicles. [...] so much hassle over a vehicle that I no longer own.”
Still, despite some customer complaints, most Endurance customers have reported high satisfaction with pricing and billing.
For instance, Lorenzo, a reviewer from Georgia, said: “I reviewed a couple of different warranty companies, and Endurance seemed to fit my budget and also my desires for coverage on my vehicle. The gentleman I spoke with was very informational, and the sign up process was quick and easy. To me, the coverage and the price point in which it was, and also the $100 deductible for any repairs, stood out.”
Endurance payment options
Endurance offers flexible payment plans and term lengths when you finance your coverage. There are also seasonal promotions and limited-time offers that may lower your costs. One area where Endurance stands out is its 36-month and interest-free payment schedule.
Endurance money-back guarantee
Endurance offers a 30-day money-back guarantee period if you decide you don’t want the protection after all.
How to file a claim with Endurance
To file a claim with Endurance, use the Endurance Customer Portal or call the roadside assistance provider listed in your contract. For the best chances of getting your claim approved, take these steps:
- Take your car to a licensed repair facility. This can be your mechanic, a dealership or a facility from Endurance’s RepairPal network. Show your Endurance vehicle service contract or contract number to the service manager.
- Get the repair approved first. Have the service manager obtain authorization from Endurance before starting any repairs.
- Authorize any teardowns or inspections. Endurance might request an inspection or a teardown to see what’s wrong. If the issue isn’t covered, you may need to pay for the diagnosis.
- Pay any applicable deductible. You’ll need to pay a deductible if applicable for your plan, which is usually anywhere from $0 to $200. Endurance will pay claims directly to the repair shop, so you won’t have to pay anything out of pocket other than your deductible.
- Keep all documentation. The mechanic should bill Endurance directly, but make sure all repair paperwork is sent to Endurance within 30 days.
Note that payouts are limited to the vehicle’s trade-in value. As a result, maximum payouts differ for each contract.
Endurance FAQ
Are Endurance plans transferable?
Yes, Endurance plans are typically transferable to a new owner within 30 days of the vehicle's sale, though a $50 transfer fee will apply. Ask a representative to see if your car is eligible for a transfer.
Does Endurance have a waiting period?
Yes, Endurance has a waiting period of 30 to 60 days and 500 to 1,000 miles before coverage will start after buying a plan.
Can you cancel an Endurance plan?
Yes, you can cancel an Endurance plan within 30 days for a full refund and after 30 days for a prorated refund. Call customer service to cancel your plan.
How much does an Endurance plan cost a month?
How much an Endurance plan costs per month generally depends on your vehicle and the plan you choose, but costs tend to be anywhere from $99 to $160 per month for a basic plan. For instance, Bob, a reviewer from Nevada, has reported paying $102 per month for Select Premier coverage on their 2017 Nissan Rogue, and Thomas, a reviewer from Indiana, has reported paying $225 per month for coverage for a BMW.
What are the most common reasons for Endurance claim denials?
Some of the most common reasons for Endurance claim denials include damage from preexisting conditions, improper maintenance or unauthorized repairs. Claims may also be denied if parts aren’t covered or if the waiting period hasn’t yet passed. To avoid denied claims, review your contract thoroughly, maintain maintenance records and ensure repairs are authorized and covered under your plan.
Is Endurance Warranty legit?
Yes, Endurance is a legitimate extended auto warranty company that has been in business for 20 years and has paid more than $730 million in claims since 2012.
Still have questions?
Is an Endurance protection plan worth it?
An Endurance protection plan may be worth it for drivers with older vehicles that are no longer covered under their factory warranty, and drivers who put a lot of miles on their cars or plan to keep their car for a long time and want predictable repair costs.
Endurance currently has an average 4.5-star rating on our site, based on over 19,800 reviews, with about 70% of reviews being 5 stars. Endurance also offers some solid benefits: It covers vehicles up to 20 years old, allows you to use a nationwide network of certified auto repair shops and can protect you from surprise mechanical breakdown costs.
On our site, many positive customer reviews have praised how easy it is to sign up for coverage, with many reviewers saying they like having peace of mind and that the prices are fair.
“Signing up with them was easy,” said Donald, a reviewer from Maryland. “Endurance had everything I was looking for coverage-wise and I feel sure if I have to use it, it would be an easy process. It was also a good price which was another reason I got it. Endurance has a good deal, a good product, and good people to deal with.”
However, some reviewers have reported that their coverage didn’t match their expectations, while other reviewers have complained about the claim process or customer support.
“When I needed help getting my vehicle repaired, I expected clear communication, guidance, and support,” said Shelley, a reviewer from New Jersey. “Instead, I was left making repeated calls, asking for updates, and trying to find someone who could provide meaningful assistance. Despite my consistent efforts to follow up, I felt I was being given the runaround. I ended up communicating directly with the auto shop to understand what was happening because I could not get the clarity and support I needed from Endurance.”
These types of complaints are common with almost all auto protection and extended car warranty providers. Endurance can still be worth it if you have an older vehicle or if you want protection for major repairs. Just be sure to understand exactly what is and isn’t covered before you buy.
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Our review standards
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Endurance Warranty Company Information
- Social media:
- Company Name:
- Endurance Auto Warranty
- Address:
- 400 Skokie Blvd.
- City:
- Northbrook
- State/Province:
- IL
- Postal Code:
- 60062
- Country:
- United States
- Website:
- www.endurancewarranty.com










