Endurance Warranty Reviews
Terms and conditions
Vehicle Service Contract (VSC) coverage, deductibles, and claims payment(s) may vary depending on vehicle age, mileage, pre-existing conditions, and plan purchased. VIN and exact mileage required for contract activation to start 30-day waiting period. Pre-authorization is required. OEM parts and/or parts of like kind and quality may be used. Availability varies by state, coverage not available in Massachusetts. In California Endurance sells Mechanical Breakdown Insurance (MBI) underwritten by Security National Insurance Company and administered through Endurance Warranty Insurance Services, CA License #6009544. MBI is not a manufacturer’s warranty; it provides repair coverage after your manufacturer’s warranty expires. Terms and conditions may apply. You also agree to arbitrate any disputes. *Choose your own certified mechanic: Most certified mechanics work with Endurance, however some may choose not to. Endurance Warranty Services, LLC (EWS or Endurance) is an independent nationwide company marketing on behalf of leading third-party administrators and is not affiliated with any auto dealer or manufacturer. EWS is located at 400 Skokie Blvd, Northbrook, IL 60062. See contract for complete coverage details. Florida Residents: Administrator is Wesco Insurance Company, 800 Superior Avenue East, 21st Floor, Cleveland, OH 44114 Florida License 01913. Vehicle names, logos, brands, and other trademarks featured or referred to with Endurance are property of their respective trademark holders. *Elite Benefits: First year complimentary. $29 non-refundable activation fee applies. VSC must be active. Void where prohibited. Not available in CA. Your auto protection plan comes with a 30-day money-back guarantee and 1,000 miles waiting period, (Endurance Select Premier 60 & 1,000) until you are eligible to file a claim. The waiting period begins with the exact current odometer reading and purchase date. Your plan does not cover pre-existing conditions. You are required to keep up with your scheduled maintenance, like oil changes, etc. You will receive your full contract and Elite Benefits details containing all terms and conditions by email (within 72 hours) or mail (within 10-14 days). Upon receipt of your contract, please be sure to review the coverage and information. If you have any questions or are not completely satisfied with your plan, you must notify us via our customer service department at (800-600-2097) within 30 days from the purchase date to receive a full refund. After the 30 days, refunds are on a prorated basis subject to claims paid and any cancellation fees outlined in the contract. Your contract is 100% transferable. All claims must be pre-approved by the claims administrator.
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About Endurance Warranty
Endurance provides vehicle service contracts that help cover the cost of unexpected mechanical breakdowns. The company offers customizable auto protection plans for drivers nationwide, with multiple coverage tiers designed to fit different vehicles, budgets and driving needs.
- Unlimited, customizable plans
- 24/7 roadside assistance
- Free year of Elite Benefits
- Choose any certified mechanic or repair shop
- No motorcycle or ATV coverage
- Some complaints of denied claims
Featured Reviews
Endurance coverage
Endurance offers six vehicle service contract plans with customizable coverage levels to suit your vehicle and budget.
We’ve broken down some contract details to give you an idea of covered parts and exclusions in each plan.
| Coverage | Secure Plus | Superior | Supreme |
|---|---|---|---|
| Engine | |||
| Transmission | |||
| Drive axle | |||
| Transfer case | |||
| Seals/gaskets | |||
| Turbocharger/ supercharger | |||
| Heating system | |||
| Cooling system | |||
| Air conditioning | |||
| Brakes | |||
| Suspension | |||
| Steering | |||
| Fuel system | |||
| Electrical components | |||
| Navigation/GPS | |||
| High-tech components | |||
| Plan name | Secure Plus | Superior | Supreme |
| Availability | Nationwide (not MA) | Nationwide (not MA) | Nationwide (not MA) |
| Waiting period | 30 days and 1,000 miles | 30 days and 1,000 miles | 30 days and 1,000 miles |
| Roadside assistance | |||
| Rental car reimbursement | |||
| Vehicle age limit | 20 years | 20 years | 20 years |
| Maximum mileage | Unlimited | Unlimited | Unlimited |
Endurance auto protection plans
Endurance offers six auto protection plans that vary in coverage levels and eligibility requirements: Secure, Secure Plus, Superior, Supreme, Advantage and Premier. Here’s a quick overview of each:
- Secure is similar to a powertrain-only plan, which protects the most important parts that make your car run, like the engine, transmission and drivetrain.
- Secure Plus offers expanded coverage that adds protection for systems such as steering and certain electrical components.
- Premier provides similar coverage to Secure Plus for high-mileage vehicles (more than 150,000 miles).
- Superior includes broader component coverage for parts such as the air conditioning, fuel system and suspension.
- Supreme offers exclusionary coverage, similar to the manufacturer’s warranty that comes with a new car.
- Advantage offers comprehensive-level coverage plus up to $3,500 in annual maintenance benefits for things like oil changes.
In addition to the six plans listed above, Endurance representatives may be able to offer additional coverage options or plan variations depending on your vehicle’s make, model, mileage and usage.
Endurance benefits
Each Endurance plan comes with standard benefits, including 24/7 roadside assistance, rental car reimbursement and trip interruption reimbursement. All plans include a free year of Elite Benefits after a $29 activation fee.
These added protections include:
- Windshield repair covers up to $500 if your windshield is chipped or cracked due to road hazards.
- Collision discounts offer up to $500 per covered collision, up to two incidents per year.
- Key fob replacement has a $500 limit on key or key fob repairs or replacements.
- Tire repair or replacement covers up to four tires per year due to road hazards, with repair costs covered up to $150 per incident or $600 total.
Endurance protection plan costs
The cost is estimated to be between $1,200 and $1,920 per year for a basic Endurance vehicle protection plan. On the high end, Roger in Texas told us his Endurance plan cost $4,500, and Rodney in Louisiana told us his plan was $4,900.
Considering average extended warranty costs range between $600 and $1,000 per year, Endurance plans aren’t the lowest-priced option. Final pricing depends on whether you choose a financing plan or pay for the contract in full.
There are many factors that can affect the cost of your plan, including your vehicle’s make, model, year, mileage, and whether you finance your contract. The most accurate way to determine cost is to request a free quote by providing your contact details and basic vehicle information. You can get a free quote by phone, complete a quick form online or view your price instantly through the Endurance online store.
There have been a handful of complaints about price increases that confused some plan holders. Mrs. L in Pennsylvania wrote in a recent review: “Today I went to renew and add an additional car, and the quote was almost 5x what I am paying with them now.” Carl in Arizona “received a letter about a price increase …” but was unclear which of their three insured vehicles were affected, saying, “There was nothing in the letter about which vehicle.”
Despite the complaints, most Endurance customers reported high satisfaction with pricing and billing. Darroll in Georgia said that Endurance charged less than other companies and highlighted their deductible program.
Endurance payment options
Endurance offers flexible payment plans and term lengths when you finance your coverage. There are also seasonal promotions and limited-time offers that may lower your costs.
One area where Endurance stands out is its 36-month, interest-free payment schedule. Endurance also offers a 30-day money-back guarantee period if you decide you don’t want the protection after all.
How do you file a claim with Endurance?
First, stop driving when you notice a problem. Then, use the Endurance Customer Portal or call the roadside assistance provider listed in your contract. For the best chances of getting your claim approved by Endurance, take these steps:
- Take your car to a licensed repair facility. It can be your mechanic, a dealership or one from Endurance’s RepairPal network. Show your Endurance vehicle service contract or contract number to the service manager.
- Get the repair approved first. Have the service manager obtain authorization from Endurance before any repairs.
- Authorize any teardowns or inspections. Endurance might request an inspection or a teardown to see what’s wrong. If the issue isn’t covered, you may need to pay for the diagnosis.
- Pay any applicable deductible. Go over what’s covered with the shop. You’ll need to pay any deductible directly, which is anywhere from $0 to $200.
- Keep all documentation throughout the repair process. The mechanic should bill Endurance directly. Make sure all repair paperwork is sent to Endurance within 30 days.
Endurance pays claims directly to the repair shop, so you don’t have to pay anything out of pocket other than your deductible. Payouts are limited to the vehicle’s trade-in value, though. As a result, maximum payouts differ for each contract.
Endurance FAQ
Are Endurance plans transferable?
Endurance vehicle protection plans are typically transferable within 30 days of the vehicle's sale and require a $50 transfer fee. Ask a representative to see if your car is eligible for a transfer.
Do dealerships accept Endurance?
Yes, many dealerships throughout the country accept Endurance automotive protection plans. Its auto warranties are honored at any ASE-certified repair facilities across the country.
Does Endurance have a waiting period?
Yes. Once you buy a plan, the coverage begins after 30 days and 1,000 miles.
Can you cancel an Endurance plan?
Endurance has an unconditional 30-day, money-back guarantee. If you decide the coverage isn't what you're looking for, the cancellation process is simple. Call the customer service number, and if you haven't used your plan in the first 30 days, Endurance will refund your money.
Are Endurance prices negotiable?
Yes, negotiating prices is a fairly standard industry practice. It’s helpful to have lower quotes from a few other extended warranty companies at hand when asking an agent to lower your price.
Does Endurance require a vehicle inspection?
No, Endurance doesn’t require a vehicle inspection before offering coverage. However, you must properly maintain your car to keep your contract valid.
» RELATED: How does an extended car warranty work?
How much does an Endurance plan cost a month?
If you pay monthly for a basic plan, Endurance protection plans cost anywhere from $99 to $160 a month. For instance, Bob in Nevada pays $102 per month for Select Premier coverage on his 2017 Nissan Rogue. On the higher end, Thomas in Indiana pays $225 per month for coverage on his BMW.
What are the most common reasons for Endurance claim denials?
The most frequently cited reasons for claim denials with Endurance include:
- Preexisting conditions: Claims for issues that existed before coverage began are often denied.
- Non-covered parts: Repairs or parts not listed in the contract are a common source of denials.
- Improper maintenance: Failing to follow manufacturer-recommended maintenance schedules can result in denied claims.
- Waiting period: Claims filed before the end of the initial waiting period are typically denied.
- Unauthorized repairs: Repairs made at non-approved shops or without pre-authorization may not be covered.
As with most providers, Endurance’s denial reasons align closely with industry standards. To avoid denied claims, it is important to review the contract thoroughly, maintain proper records and ensure repairs are authorized and covered under your plan.
Is an Endurance protection plan worth it?
Endurance offers some solid benefits: It covers vehicles up to 20 years old, allows you to use a nationwide network of certified auto repair shops and can protect you from surprise mechanical breakdown costs. Many positive customer reviews praise how easy it is to sign up, and they like having the peace of mind. But the real test comes when you need repairs.
Customers frequently report that actual coverage or the claims process didn’t match their expectations. For instance, an Endurance reviewer in Illinois told us: “I paid thousands of dollars into my Endurance Warranty, including a transferred plan worth around $3,500 and nearly $3,000 more on the current one. When it came time to use the warranty, the coverage and service were nothing like what was promised. Getting answers has been a nightmare, and the amount they claim I paid is completely inaccurate.”
That doesn’t mean Endurance is a scam. These types of complaints are common with almost all auto protection and extended car warranty providers. Endurance can still make sense if you have an older vehicle and want backup for major repairs. Just be sure to understand exactly what is (and isn’t) covered before you buy.
Endurance Warranty Reviews
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Endurance Warranty Company Information
- Social media:
- Company Name:
- Endurance Auto Warranty
- Address:
- 400 Skokie Blvd.
- City:
- Northbrook
- State/Province:
- IL
- Postal Code:
- 60062
- Country:
- United States
- Website:
- www.endurancewarranty.com




