Banking Issues and Trends

The topic page covers a wide range of issues and trends in the banking sector, focusing on customer experiences, regulatory actions, and market dynamics. Key points include the rise of digital banking, customer service challenges, and significant legal and financial settlements involving major banks like Wells Fargo. Articles discuss the impact of political pressures on the Federal Reserve, the financial struggles and bankruptcy of companies like Rite Aid, and the evolving landscape of digital banking. The content also highlights consumer protection efforts by agencies like the Consumer Financial Protection Bureau (CFPB) and the importance of secure banking practices, especially in the context of social media.

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Colorado wins key ruling on interest rate caps for out-of-state banks

The Colorado law is aimed at state-chartered banks and fintech firms that charge predatory interest rates

Nov. 13, 2025 By James R. Hood

A federal appeals court has ruled that Colorado can enforce its own interest rate caps on loans made by state-chartered banks from other states to Colorado residents, a landmark decision that could ripple through the consumer lending and fintech industries, making it harder for predatory lenders to operate across state lines.

In a 2–1 ruling on Nov. 10, the U.S. Court of Appeals for the 10th Circuit overturned a lower court injunction that had blocked Colorado from applyi...

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