American Dream Auto Protect

American Dream Auto Protect

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American Dream Auto Protect
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Written by Taylor Sansano
Edited by Vincent Landino

About American Dream Auto Protect

American Dream Auto Protect sells three levels of vehicle service contracts, also called extended auto warranties. These plans are available for both new and used vehicles (most qualifying vehicles were made in 2000 or later). You can also customize your policy so you don’t pay for coverage you don’t need. American Dream Auto Protect’s service department is available 24/7 to answer questions and connect you with its network of ASE-certified mechanics.


    • Covers new and pre-owned vehicles
    • Three plan options
    • Network of over 50,000 mechanics
    • Most contracts are transferable


    • No immediate quotes

    Bottom Line

    American Dream Auto Protect helps you cover the cost of fixing your car after it breaks down. However, upfront details on coverage and pricing are limited, and you’ll have to wait up to 24 hours for a price quote.

    What is American Dream Auto Protect?

    American Dream Auto Protect is an auto warranty company offering three customizable levels of coverage for new and pre-owned vehicles. In the event of a covered breakdown, American Dream Auto Protect will work directly with a mechanic to ensure your vehicle gets the repairs it needs.

    American Dream Auto Protect has a nationwide network of over 50,000 ASE-certified mechanics, and it offers 24/7 customer service.

    How does American Dream Auto Protect work?

    With American Dream Auto Protect, you have the ability to choose a plan from one of its three standard options or customize coverage to fit your needs. Its customer service team can help you navigate your options to find a plan that makes sense for you and your vehicle.

    Once you’re enrolled in coverage, your vehicle is covered against certain breakdowns that result from regular use, based on the coverage you choose. That means, should a covered item break or malfunction, American Dream Auto Protect will pay to repair or replace it, as long as the cost falls within your coverage limit.

    Once you call American Dream Auto Protect’s customer service department, they will connect you to one of the over 50,000 ASE-certified mechanics in the company’s network. You’ll need to pay a deductible, but otherwise the cost of repairing or replacing the broken component(s) is covered up to the limit listed in your contract. American Dream Auto Protect works directly with the mechanic shop for payment.

    American Dream Auto Protect plans

    American Dream Auto Protect offers three standard plan options (Silver, Gold and Platinum), plus the ability to customize coverage to your needs. You can see a breakdown of what each plan covers below.

    Drive axle
    Fuel delivery
    Air conditioning
    Seals and gaskets

    All plans also include a cancellation option, a monthly payment plan, free towing/rental cars and a money-back guarantee.

    How much does American Dream Auto Protect cost?

    American Dream Auto Protect doesn’t publish prices for its auto warranty plans, but that’s not uncommon in the industry. To find out how much one of its extended auto warranties will cost you, you’ll have to fill out its online form for a free quote.

    This form will require you to provide some personal information as well as your car’s:

    • Make
    • Model
    • Age
    • Mileage

    Once you submit this form, one of American Dream Auto Protect’s representatives will reach out to you within 24 hours with pricing information.

    It’s also worth mentioning that, at the time of publishing, American Dream Auto Protect offers discounts for covering multiple vehicles, and all plans include a free first month of service.

    American Dream Auto Protect FAQ

    What is American Dream Auto Protect’s coverage limit?
    Extended auto warranty providers generally have two sets of coverage limits — limits defining which vehicles qualify for coverage and limits defining the company’s liability for repairs.

    American Dream Auto Protect doesn’t provide specific limits on what sorts of vehicles it will cover, but it does say that most vehicles it covers are from the year 2000 or later. This is a few years older than what many warranty providers allow, so American Dream Auto Protect may be a good option if you’re looking to cover an older vehicle.

    We reached out to American Dream Auto Protect for a sample contract, and under the terms of that contract:

    • The maximum payout for a single repair is the current trade-in value of your vehicle.
    • The maximum total payout for all repairs is either what you paid for the vehicle or whatever your vehicle’s trade-in value was at the time you purchased your plan — whichever is lower.

    However, these details can differ on the actual contract you sign, so it’s smart to read your contract thoroughly and make sure you understand the limits of your coverage before you sign up.

    Can I choose my own repair shop with American Dream Auto Protect?
    When you have trouble with your vehicle, American Dream Auto Protect directs you to an ASE-certified mechanic from its network. According to the sample contract we read, you are also free to choose your own mechanic within this network, but this may differ in your contract, so be sure to read it thoroughly before signing.
    What does American Dream Auto Protect cover?
    American Dream Auto Protect’s most comprehensive plan (Platinum) covers your vehicle’s:
    • Engine
    • Transmission
    • Cooling system
    • Electrical system
    • Drive axle
    • Brakes
    • Fuel delivery system
    • Steering
    • Navigation/GPS
    • Air conditioning
    • Seals and gaskets
    • Suspension

    All plans also include towing and rental car coverage.

    Is an American Dream Auto Protect warranty transferable?
    Most of American Dream Auto Protect’s contracts are transferable in the event you sell your vehicle to another person. However, it’s worth checking the terms of your contract to be sure before you sign.

    Is American Dream Auto Protect worth it?

    American Dream Auto Protect offers a range of coverage options and some helpful benefits, like towing, 24/7 customer service and a large network of mechanics. However, it doesn’t publish information on pricing or coverage limits on its website, so you have to work with a salesperson to learn those critical details. This can make comparison-shopping between companies more of a headache, but it might be worth it if the terms of your contract and price quote are to your liking.

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    Page 1 Reviews 0 - 10
    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: June 1, 2022

    Signing up with them was easy. The rep was very kind.

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      Rated with 3 stars
      Verified Reviewer Verified Buyer
      Original review: May 26, 2022

      I looked online for warranty companies and I called from the top to the bottom until I reached one that would sell directly to the consumer, and that was American Dream Auto Protect. Henry did a pretty good job. I always read the T's and C's. Typically, salespeople aren't really able to talk about the T's and C's or go through those at all. He was able to. That was probably the biggest objection that a salesperson would get caught on. So, he did a good job there. The price and terms were both good as well. The premium was a little bit higher than certain companies that provide financing that might include a warranty or have an additional adder for a warranty. So, American Dream was a little bit pricey, but their terms were better.

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      Rated with 5 stars
      Verified Reviewer Verified Buyer
      Original review: May 12, 2022

      My 2005 Mercedes SL500 is covered by American Dream. I had looked into multiple companies. The company that the dealer was offering me was a much shorter limit. It was a three-year and it was almost $1,000 more. Then a couple of the other places that I had looked into wouldn’t cover a car that was that old. So, American Dream has the better product at a lower price, which seemed to be what I was looking for. Their salesperson was really great. He was able to explain and answer all of my questions. He was very pleasant over the phone. I was able to understand him, which made a big difference.

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      Rated with 5 stars
      Verified Reviewer Verified Buyer
      Original review: May 11, 2022

      American Dream Auto Protect was like the best deal. They made the process of signing up easy. It's a good thing to have. Their rep was really helpful.

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      American Dream Auto Protect Company Information

      Company Name:
      American Dream Auto Protect