- First work fee
- Monthly fee
- Money-back guarantee
Credit Saint offers customer assistance 24/7 by email and online chat through its member portal. It offers three packages to challenge credit bureaus in your favor. Unlike other credit repair companies, Credit Saint focuses its efforts on the three credit bureaus rather than individual creditors. Each package varies in its level of aggressiveness and includes score analysis, creditor interventions and score tracking.
Prices start at the time of publishing at $79.99 per month, with a $99 initial work fee for the lowest tier of credit restoration. Its free credit repair consultation helps you know which level is best for your financial situation. Plus, you can receive a full refund after 90 days if you don’t see negative items removed from your credit.
- No initial work fee for an added family member
- Free credit consultation
- 90-day money-back guarantee
- Not currently available in all states
- Doesn’t dispute with creditors
- High fees
Reviews on ConsumerAffairs say Credit Saint takes the time to explain credit repair thoroughly and honestly. “I honestly can't believe the honesty and integrity I experienced in dealing with Credit Saint. …Great communication online, on the phone and in documenting all our interactions on my private portal,” said one California reviewer.
Other reviewers noted that Credit Saint did not have the nicest or tech-savviest member portal, though.