National Debt Relief Reviews

I now don't have any worries. I just have household bills. I have my cashback credit card. And I have the very first credit card that I got a gazillion years ago. I was able to buy a new car because I didn't have the money to pay $5,500 to my old car. I'm now in a car that is just 10 years old. Insurance is low. And I don't even have my license plate yet for it. My payments to NDR ended not even two months ago. I have told a couple of people about NDR. It's easier. They do all the work. I don't have to worry about the payment. It just comes out. I just have to budget it into my expense account each month and know that amount will come out regardless right away.

What stood out with my experience was the ease of access of making payments and seeing how far along my progress is going. That was one of the bigger interactions with them that I definitely enjoyed. As far as customer support, I received a call from them one or two times because I would forget to move money from savings to checking, and I didn't get charged. One of the calls was checking up on me and making sure I'm not going through any hard times or any other financial struggles, just to see if my monthly payment was still good. The quality of service is great, especially with them being as transparent. I also had access to most of the information they told me on the phone through their website.

Since I'm debt-free now, I don't feel like I have a financial burden right now. If I had a friend who was looking for debt relief or asking about it, I'd definitely say to go for National Debt Relief because they try to keep your best interest in mind and tailor the payment process to suit you and not put you in such a financial strain. Also, their people were easy to talk to. They walked me through the process and made it sound like it wasn't gonna be a harder time on me. It was definitely excellent.

Let's say the debt is $2,500 and I only gave them $100. They're gonna hold it. They ain't gonna pay that $2,500 off or they're gonna call the debt people and make settlement fees. You don't even have to call them. National Debt Relief would come up with a reasonable number and they'll come back and ask what you think about it. They work for you. You don't work for them. That's what I like about them.

Say you got some money and you'll be like, "Okay. I came into $500." They'll say first, "Well, do you wanna pay your smallest things off with this $500 or do you want us to hold it into this account for you?" And say you come into hardship and you need that money, they'll still give you that money back and you'll still be on their payment plan. Then they give you time to pay them back off. Say I can't pay National Debt Relief one month, they'll put it on a hold for me for three months or whatever hold I need. Then I could call them to release the hold and they'll start paying the debt again. Then I start paying them again.

The only thing they need to be a little stern about is to make sure nobody runs from them because they're very lenient. Some people would change their accounts and National Debt Relief couldn't get any money to pay off creditors. But I treated them well because they helped me. I paid National Debt Relief whatever that fee was that they charged me and it wasn't too hard for me to pay. They're the bomb. They were amazing. The customer service was good and my credit was restored, but I messed it up again. I might need them again but I would wait until I'm more financially fit.

I joined in February 2023 and was put on a payment plan. I had to stop paying my loans, and I started getting letters. I lost my credit card, but I knew that was going to happen. They also started sending letters to my parents, who were co-signers and don’t have money. But I warned them ahead of time that I was doing this and would stop paying while the NDR lawyers negotiated. I trusted the process. NDR sent me paperwork to give them permission to speak on my behalf with one of the creditors. I filled it out, got it notarized, and faxed it back.

I kept money in my bank account, and NDR withdrew $260 every two weeks. They negotiated with the creditors and eventually got the third creditor included. At the end, I sent an extra $5,000 to finish faster. NDR reimbursed me at the end because I was over $300 in payments. The communication was awesome. Everyone was kind, patient, and willing to answer my questions, even when I asked the same ones again.

He reviewed all my debt that was eligible and even went over every aspect of my budget down to every dollar I typically spend in a month to make sure the consolidation payment would fit and not put me back in a bind. The call was lengthy, about 2 hours, but it was start to finish on the entire process. It saved me nearly $700 a month now and $63,000 in the end of what I would have paid in debt/interest on my own. And I'll be done with all of it within 4 years instead of 50! I started out feeling terrible for asking for help but by the time everything was set I knew it was a solid choice and he made me feel comfortable and confident in it. I highly recommend this company to anyone that is struggling in today's economy and trying to get by under the weight of non-secured debt.