Understanding and Navigating Insurance

This topic covers a wide range of issues related to various types of insurance, including life, auto, homeowners, flood, and health insurance. Key themes include the challenges younger consumers face with complicated life insurance policies, the rising costs of auto and homeowners insurance due to inflation and natural disasters, and the impact of increased litigation on insurance rates. The content also addresses the difficulties consumers encounter when filing claims and the evolving landscape of insurance due to climate change and regulatory changes. Practical advice for consumers on how to navigate these challenges, such as shopping around for better rates and understanding policy details, is also provided.

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States with the most uninsured children under 6 years old

State funding for uninsured children is driving gaps between states

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Some states are dealing with higher rates of uninsured children, a situation that may worsen if proposed cuts to federal health programs go through.

The percentage of uninsured children under 6 years old ranged from as little as 1% to as much as nearly 9% among U.S. states in 2023, according to the latest U.S. Census data compiled by pediatric genetic testing company Fore Genomics.

That compares with nearly 5% of children under 6 who are uninsured in the entire U.S., who t...

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