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2x Buyer's Choice Award Winner

Rocket Mortgage Reviews

3.8
3,401 reviewsRating Calculation
A company’s ratings are a time-based and verification-based weighted average numerical calculation of the ratings submitted by consumers in the most recent 24-month period.

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  • All articles published must meet our editorial standards and independence policy.

Our review standards

  • Our moderation team evaluates reviews to make sure they meet our guidelines.
  • We require contact information to verify reviews come from real customers.
  • Financial relationships do not influence whether we publish a consumer review.

About Rocket Mortgage

Rocket Mortgage helps borrowers get home purchase loans and refinances. You can apply for a mortgage and manage the loan completely online through Rocket’s website or mobile app, and the company’s representatives are available by phone if needed. Rocket Mortgage also includes Quicken Loans, which rebranded to Rocket in 2021. Note that some consumer reviews may still reference Quicken Loans.

Visit www.rocketmortgage.com
Pros
  • Nationwide availability
  • Easy online application process
  • 30- to 45-day closing times
  • Highly-rated customer service
Cons
  • No in-person services
  • No construction loans or HELOCs

Helpful Reviews

Punta Gorda, FL
Verified purchase
Very easy, no hassle HE loan. Didn’t run into any problems. Our agent was very knowledgeable and quickly answered all of our questions. Our phone calls were answered or we got a r...

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Bluffton, SC
Verified purchase
We recently refinanced with Rocket Mortgage and had a great experience from start to finish. The entire process was smooth, efficient, and well-organized. Communication was clear ...

Read more

Rocket Mortgage loan types

Rocket Mortgage offers a wide range of home purchase and refinance options, including conventional, government-backed and jumbo loans. The company doesn’t offer construction loans, USDA loans or home equity lines of credit. Loans from Rocket Mortgage can be tracked via app.

Purchase and refinance options

Rocket Mortgage offers both fixed-rate and adjustable-rate mortgages for home purchases and refinances, including:

  • 30-year fixed rate: This is the most common way to buy or refinance a house, with lower monthly payments and down payments as low as 3%.
  • 15-year fixed rate: Monthly payments are higher, but the term is shorter, which means you’ll pay less interest over time. Down payments can be as low as 5%.
  • Adjustable-rate mortgage: This type of mortgage starts with a fixed rate for five, seven or 10 years before adjusting every six months.
  • Cash-out refinance: A cash-out refinance replaces your current loan with a larger one so you can access extra cash.
  • Jumbo Smart: These are jumbo loans that allow you to purchase or refinance for amounts higher than conventional loan limits ($766,550 in most parts of the U.S.).

Loans with lower down payment options

Rocket Mortgage lists several loan programs aimed at reducing the upfront cost of buying a home:

  • Federal Housing Administration (FHA) loans: Available with 3.5% down for buyers with lower credit profiles and higher debt
  • HomeReady and Home Possible loans: Designed to improve affordability with 3% down and reduced mortgage insurance
  • VA loans: For eligible service members and veterans with down payments as low as 0%
  • ONE+ by Rocket Mortgage: Allows buyers to put 1% down with Rocket Mortgage covering an additional 2%
  • Down payment assistance: Eligible assistance programs accepted for qualified borrowers

Home equity options

In addition to purchase and refinance loans, Rocket Mortgage offers a home equity loan that lets homeowners tap into their equity without refinancing their existing mortgage. This option provides a lump sum and fixed payments.

Rocket Mortgage application process

Rocket Mortgage’s application is 100% online. The ease of the application process was a highlight in many of our Rocket Mortgage customer reviews.

You can start the preapproval process by answering a few questions and authorizing the lender to conduct a hard credit check. Be prepared to provide personal information about your income and assets; Rocket Mortgage uses these details to determine how much you can borrow.

To complete the approval process, you upload financial documentation (like W-2s and bank statements) to Rocket Mortgage’s online loan portal. Within the portal, you can also view an application checklist to see what else you’ll need to submit.

Rocket Mortgage typically services most but not all of the home loans it originates. Jumbo loans are usually serviced by a different company after closing, and loan servicing can be transferred in some cases, with borrowers notified at least 15 days in advance.

Rocket Mortgage application features

Rocket Mortgage rates

Rocket Mortgage publishes its current mortgage rates for conventional loans, FHA loans, VA loans and jumbo loans on its website. This information is generally updated daily, but for the most accurate mortgage rates based on your individual situation, you should contact Rocket Mortgage for a customized quote.

Mortgage rates change frequently and vary based on your loan term, credit history and mortgage type. Rocket Mortgage offers loans with fixed rates as well as loans with adjustable rates.

  • Fixed-rate loans are often a better option when interest rates are low since you can lock in a good mortgage rate for your entire loan term.
  • Adjustable-rate mortgages may be more attractive when mortgage rates are high because they can save you money initially. However, after a few years, your rate will begin to adjust based on a predetermined index, which may raise your monthly payment.

Rocket Mortgage requirements

Rocket Mortgage requires a minimum credit score of 620 for conventional loans, 580 for FHA and VA loans and 680 for jumbo loans. Conventional loans are available for borrowers with debt-to-income ratios as high as 50%.

Loan typeMinimum credit scoreMinimum down payment
Conventional loans6203% to 5%
VA loans580None
FHA loans5803.5%
Jumbo loans68010% to 25%

Rocket Mortgage usually adheres to the standard qualifications for both conventional and government-backed loans. Conventional loans typically require a higher credit score and down payment than you need for a government-backed mortgage, but individual cases may differ.

Government guidelines for FHA loans technically allow for credit scores as low as 500 (with a higher down payment), but Rocket Mortgage only uses the stricter credit limit required for 3.5% down payments.

Rocket Mortgage cost and fees

You can expect to pay between 0.5% and 1% of the loan amount in origination charges as part of your closing costs. Much like other mortgage lenders, Rocket Mortgage charges an origination fee, but the amount can vary. Overall, Rocket Mortgage recommends that you plan to spend between 2% and 6% of your loan amount in closing costs on top of your down payment.

To get a better idea of the fees that will apply to you, reach out to Rocket Mortgage for a loan estimate or use the various mortgage calculator tools on its site.

FAQ

Is Rocket Mortgage legit?

Yes, Rocket Mortgage is a legitimate, licensed and certified (NMLS #3030) mortgage and refinancing company.

How does Rocket Mortgage work?

Rocket Mortgage's mortgage process lets you work with loan consultants entirely online. Through the site or mobile app, you can learn about your mortgage options, find interest rates, get approved and manage payments.

The application process begins online. You have to provide your email address, your Social Security number and information about your checking account, assets, income and employer. A representative might also contact you to ask additional questions.

Is Rocket Mortgage available in my area?

Rocket Mortgage is available in all 50 states and Washington, D.C. Rocket Mortgage loans are not available in Puerto Rico or anywhere outside the U.S. at this time.

What credit score is needed for Rocket Mortgage?

Rocket Mortgage’s credit score requirements range from 580 to 680, depending on the type of loan you’re applying for.

Where is Rocket Mortgage based?

Rocket Mortgage is a Detroit-based mortgage lender and a subsidiary of Rocket Companies.

Is Rocket Mortgage good for first-time homebuyers?

Yes, Rocket Mortgage can be a good option for first-time homebuyers, particularly because of its flexible credit requirements, fast closing times and digital convenience.

How long does it take to close with Rocket Mortgage?

Rocket Mortgage reports closing timelines of about 30 to 45 days, which is generally considered a quick turnaround in the mortgage industry.

Does Rocket Mortgage service its own loans?

Rocket Mortgage typically services most home loans it originates. Jumbo loans are usually serviced by a different company after closing, and loan servicing can be transferred in some cases. If servicing changes, Rocket Mortgage says borrowers are notified at least 15 days in advance, and loan terms don’t change.

Still have questions?

Is Rocket Mortgage worth it?

Yes, if you’re searching for a new mortgage or refinancing loan and meet the company’s credit requirements, Rocket Mortgage is worth looking into. Rocket Mortgage holds the No. 1 spot in J.D. Power’s U.S. Mortgage Servicer Satisfaction Study from 2025 and has held that spot 11 times.

Customer reviews of Rocket Mortgage are mostly positive. At the time of publication, the lender holds a 4-star rating on ConsumerAffairs, with many reviewers praising the lender for its smooth and efficient application process. Customers often mention strong communication, professionalism and convenience.

On the other hand, negative reviews express frustration with difficulty reaching a live agent, unexpected fees and misinformation provided by representatives.

  • Rocket Mortgage is best for: Borrowers who want a streamlined online mortgage experience, fast closing times and access to multiple loan and refinancing options.
  • Rocket Mortgage is not best for: Homebuyers who prefer in-person lender support, have a credit score below 580 or need specialized products like construction loans or HELOCs.

Based on customer feedback, Rocket Mortgage is our top pick for easy refinancing. Reviewers also frequently mention short closing timelines, which is why the company earned our top pick for fast closing on our list of best mortgage lenders.

Rocket Mortgage Reviews

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    Page 1 Reviews 0 - 35
    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Oct. 10, 2026

    Incredible HUMAN support, that achieved solutions to complications beyond Rocket Mortgage Close efforts. Rocket Close representative Eric ** was relentlessly professional, reassuring and kind in resolving every issue, communicating concisely and frequently to give me incredible peace of mind. I could not have have had the same successful outcome without unnecessary stress and disappointment without the outstanding client support I received from Eric **! From the very first conversation with again exceptional expertise, kindness and professionalism from Natisha **, I would have given up on the on-line mortgage loan process. Instead the Rocket Mortgage staff made my loan experience a great success. Please pass on my personal thanks to Ms. ** and Mr. **, as they are great representatives of the Rocket brand!

    As a side note, I was diagnosed with breast cancer shortly after applying for my Rocket Mortgage loan and unfortunately my entire experience of surgery, recovery, radiation treament took place at the same time I was experiencing my first online loan process. I could not have succeeded without Natisha ** and Eric **. They will forever have my personal thanks as great people and amazing representatives. Tish especially carried me through the beginning processes with enormous patience, great communication and professionalism. These employees separate the Rocket loan experience from others in an amazingly positive successful way!! And yes I already referred a first time loan buyer in Charleston, SC to Rocket Mortgage who has only spoken to his bank. Sincerely, Linda **

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      Verified purchase
      Staff

      Reviewed Oct. 2, 2026

      While the job description for the banker, who was Jeremy and did a great job for me, and agents is to be pleasant and to make the clients feel as if they are important and listened to, Knowing that, I still felt they were helpful and willing to work with me. I am also a very small mortgage refi compared to the majority of applications for far higher amounts.

      I felt at each point in the application that I was a valuable client and never felt neglected. Any questions I had about what documents, etc. I had to come up with were answered and could have been avoided if I had read and researched a bit more on the process and what might be required. Everyone involved actually went a bit more out of their way because of this. So Thanks to all involved. Jeff. P.S. 4 stars because I have found nothing in finance is perfect, everything extra required was not entirely my fault, but close.

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      Punctuality & SpeedStaffBillingLoan Process

      Reviewed Sept. 30, 2026

      I had an excellent experience working with the highly professional team at Rocket Mortgage. They made the entire loan process smooth and stress-free. All of my questions were answered promptly, and the team was always helpful and responsive. The notary even came to my home to complete the signing and took the time to explain each document clearly, making the process very easy to understand. I also received my payment checks on time, and I never encountered any significant difficulties throughout the process. Overall, it was an amazing experience working with the wonderful team at Rocket Mortgage. I would highly recommend Rocket Mortgage to my family and friends!

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      Verified purchase
      Online & AppStaffEase of UseLoan Process

      Reviewed Aug. 12, 2026

      I was totally happy with almost every aspect of the loan process. Their website is so easy to navigate (coming from me who is technology challenged that is saying a lot) and user friendly. I had absolutely no issues viewing, uploading or signing any documents. The only issue I had and found very frustrating and nerve wracking was on the day of closing at check in and past the start of closing our documents were not uploaded and neither I or the notary could view them. If this had been completed beforehand then the whole process would have gotten a 5 out of 5 stars.

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      Verified purchase
      Customer ServicePricePunctuality & SpeedStaffBillingLoan ProcessRates

      Reviewed Aug. 11, 2026

      Last week, Aug 5th, I closed on a mortgage to refinance my home loan. Everything went great and I highly recommend using Rocket Mortgage online. They are Fast, Friendly, Efficient & Professional! I reduced my interest rate to 5.99% which is a significant improvement. I reduced my monthly payments by $107, which is nice and best of all, I did this at a very low cost because Rocket Mortgage contributed to and paid a good amount towards my closing cost. All it took was a few brief phone conversations, some advisory texts, a few uploaded documents online and most of the closing completed online with digital initials & signatures. On the final day of closing, Rocket Mortgage sent a live Notary person to my home to notarize the final documents which took only a few minutes. This whole process was amazing! Thank you Rocket Mortgage!

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      Profile pic of the author.
      PriceLoan Process

      Reviewed Nov. 3, 2026

      The person in charge of IT should be fired. I have been trying unsuccessfully to obtain a loan balance from 2015 and it seems more difficult for them than trying to figure out how to fly to Saturn. In today's day and age of technology the management of this company should be embarrassed, freaking pathetic.

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      Rocket Mortgage
      Response from Rocket Mortgage

      Good morning,

      I am sorry to hear of the issues with obtaining a loan balance on your account from 2015. We would like to escalate this over to our servicing team to follow up with you however we was unable to locate the loan file. Please reach out to andrew@rockertmortgage.com with additional loan details to assist you further. Thank you. Rocket Mortgage Client Relations Team.

      Profile pic of the author.
      Customer ServicePriceStaffBilling

      Reviewed Nov. 2, 2026

      I am extremely disappointed and frustrated with Rocket Mortgage and the lack of assistance they have provided regarding my mortgage payments. I reached out to them hoping to find some financial relief and a more affordable monthly payment plan, but unfortunately, they were not willing to offer a solution that would help my situation. As a homeowner, I believe a mortgage company should be willing to work with its customers, especially those who are genuinely trying to meet their financial obligations. Instead, I found Rocket Mortgage to be extremely strict, inflexible, and lacking in compassion and understanding. I was not asking to avoid my financial responsibilities. I was simply asking for reasonable assistance to make my monthly mortgage payments more manageable. Unfortunately, my experience left me feeling unsupported, disappointed, and completely frustrated.

      What is most upsetting is that I reached out for help because I wanted to stay on top of my mortgage payments, yet I felt as though my concerns were not taken seriously. Homeowners deserve to be treated with respect, understanding, and a genuine willingness to explore possible solutions. A company that handles something as important as people's homes should demonstrate more compassion and flexibility when customers are experiencing financial difficulties. Based on my personal experience, I would NOT recommend Rocket Mortgage to anyone looking for a mortgage company that is understanding, supportive, and willing to work with homeowners when they need assistance. Very disappointing customer service and an extremely frustrating experience. I expected much better from such a large mortgage company.

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      Rocket Mortgage
      Response from Rocket Mortgage

      I apologize for the experience that you had, we are unable to locate your loan but would like to make sure we are addressing the concerns you do have. Please reach back out to andrew@rocketmortgage.com with additional loan details. Thank you Rocket Mortgage Client Relations.

      Customer ServiceResolution

      Reviewed Oct. 28, 2026

      Customer service is lacking. Trying to speak to a "human" is very frustrating. Not all problems can be resolved by "logging" onto your account or "chatting" to a random individual that in all probability, is incapable of resolving the problem and passes the issue onto another division.

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      Rocket Mortgage
      Response from Rocket Mortgage

      Hello Lorie,

      Thank you very much for taking the time to leave a review. We sincerely apologize for the frustration and inconvenience you have experienced when trying to reach our Servicing Client Relations Team. We are escalating this matter to our Servicing Senior Research Team for immediate review and follow-up. Have a great day! - Rocket Mortgage, Client Relations.

      Verified purchase

      Reviewed Oct. 28, 2026

      Process was seemly easier than has been in the past, a lot faster using a online notary, was as easy as in person. Don’t like having to mail out payoffs myself. It’s easier for the bank to get some information than anyone else due to everything going digital

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      Rocket Mortgage
      Response from Rocket Mortgage

      Good morning,

      Thank you for taking the time to leave your feedback. We attempted to reach out to be sure we were addressing the concerns you had, specifically with your payout. If you would like to discuss it further, an email was sent with contact information to reach back out. Thank you, Rocket Mortgage Client Relations.

      Verified purchase
      StaffLoan Process

      Reviewed Oct. 27, 2026

      Great experience and truly helped us find the right loan for what we needed and qualified for.

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      Verified purchase
      StaffEase of UseLoan Process

      Reviewed Oct. 27, 2026

      Overall, our experience with this loan has been quite good. The various loan coordinators - Ashley **, Jaimee ** and Maya - were all very helpful, and good at assisting our navigation through the loan process. The website was also quite intuitive at guiding us through the documentation requirements process. Our only issue with the loan was that it took longer from start to finish than we had anticipated. However, overall, great job!

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      Rocket Mortgage
      Response from Rocket Mortgage

      Hello, I received your feedback and attempted to reach out to make sure we were addressing the concerns you did have. If you would would like to discuss your feedback further I sent you an email with my contact information. Please do not hesitate to reach back out. Thank you, Rocket Mortgage Client Relations.

      Verified purchase
      StaffLoan Process

      Reviewed Oct. 26, 2026

      My experience with Rocket was excellent. Every detail of the loan process was explained in detail. It was a pleasant journey, even when I had to submit additional information. When I needed help while seeking approval, assistance was always available. They handled every aspect professionally. Sherrie was my guiding light. She delivered her instructions in such a manner that one would think that it was a fun thing, Even though it was a business venture, I learned a lot and would recommend Rocket to my best friend.

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      Verified purchase
      Staff

      Reviewed Oct. 26, 2026

      We were very impressed with the Rocket Mortgage staff and our re-finance was a dream and greatly succeeded.

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      Verified purchase
      Customer ServiceContract & TermsStaff

      Reviewed Oct. 26, 2026

      I found the representatives I spoke to to be anxious to help and to provide good, factual information regarding the agreements being prepared for the closing. They were very helpful in the use of electronic devices to make the application process very efficient and easy. So the communications were good and truthful and the assistance was courteous throughout.

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      Verified purchase
      Customer ServicePunctuality & SpeedStaffLoan Process

      Reviewed Oct. 25, 2026

      My experience with Rocket Mortgage, specifically, my loan officers was overall a good experience. The issues arise when I scheduled my closing. I was told I had to choose a date 3 days out because "We like to give our closing agents enough notice." I hadn't heard anything by the day of so I called and was told it had not been scheduled. I kept in touch all day only for them to finally schedule with a notary 1 hr before the time I scheduled 3 days prior. The notary then contacted me to say that he needed to move my closing time out because he was already scheduled. He then had to postpone me even later because the closing package wasn't ready until almost 6pm, 2 hrs after my scheduled closing time.

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      Rocket Mortgage
      Response from Rocket Mortgage

      Hello, I am sorry to hear of the experience that you had during your process, specifically with your closing. I attempted to reach out and left you a voicemail message. if you would would like to discuss your feedback further I sent you an email with my contact information. Please do not hesitate to reach back out. Thank you, Rocket Mortgage Client Relations.

      Verified purchase
      Customer ServicePunctuality & Speed

      Reviewed Oct. 25, 2026

      From the moment I first heard from John, the process was fast and easy. John had suggestions and once we formed the best plan for my family, he went to work for me. It was fast, easy and fair. The closing was also very fast and the notary well prepared. I couldn’t have asked for a better experience. I fully recommend Rocket Mortgage.

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      Verified purchase
      Staff

      Reviewed Oct. 23, 2026

      My friends with Rocket Mortgage was very rewarding and was handled very, very professional. Would highly recommend and will highly recommend to friends and family.

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      Verified purchase
      Punctuality & SpeedStaff

      Reviewed Oct. 20, 2026

      They are fast and very efficient. Overall our experience with Rocket Mortgage was excellent.

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      Verified purchase
      Customer ServicePunctuality & SpeedStaffTransparency

      Reviewed Oct. 20, 2026

      Very professional personnel. Great communication and detailed explanations on anything I needed. Quick service and seamless processing.

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      Verified purchase

      Reviewed Oct. 19, 2026

      I think everything went well. I only gave four stars because I have not received any direct deposit yet into my account. Hopefully tomorrow.

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      Rocket Mortgage
      Response from Rocket Mortgage

      Good afternoon Ronald,

      Thank you again for taking the time to speak with me today. I again apologize with the frustration with the disbursement checks. I did send you an email with my contact information for you to reach back with the documentation we discussed. Looking forward to hearing back from you once you are able to get this. Rocket Mortgage- Client Relations

      Verified purchase
      Customer ServiceCoverageStaff

      Reviewed Oct. 18, 2026

      I have used Rocket in the past and been very happy with them. This time not so much. The real estate agents did not want to deal with someone using Rocket but I reassured them that it I have not had any issues. The first step of the process went great. When I got to the underwriting and such it seemed to lose all it steam. I signed my closing disclosure 2 weeks before we closed and I and my real estate agent had to call and ask what the hold up was. It seemed the ball had been dropped. The real-estate agents were happy to close but Rocket did not make any believers in this transaction and I am not too sure I would use them in the future.

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      Verified purchase
      Staff

      Reviewed Oct. 17, 2026

      Everyone we had contact with were very professional and. It was a pleasure doing business with them. GOD BLESS.

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      Customer ServiceCoveragePriceRefunds & PayoutsStaffBillingLoan ProcessRatesTransparency

      Reviewed Oct. 15, 2026

      We bought a condo in Hawaii and the process had very little bumps, but the couple of bumps we did experience was very frustrating. We listed all our assets and my retirement funds, we made two different payments of $2500 in which Rocket underwriting requested requested verification of checks clearing. The bank statements we uploaded ended 9/30/26, and they wanted a transaction summary to reflect up to date funds to show there was enough money. I followed their directions, which was, have transaction summary with my name and account number. I did it that day and uploaded. My realtor said that they conditioned the loan again saying that my transaction summary wasn't sufficient to verify.

      They gave me 3 options to do this, which consisted of go back in branch and have them sign/stamp the transaction summary, make a pdf file showing checks cleared, or printing account info with a url listed on page showing the $2500. I went to the branch during work only to find out the tellers will not sign or stamp, they are not allowed. I had to choose another route and wasted my time going to the branch. The teller showed me where to find the check, but wasn't a pdf function, only a share to email. I basically screenshot and made a pdf to upload. Thank goodness it met their satisfaction.

      The second bump was that I asked my realtor what the cost of the appraisal was going to be so I can ensure to budget. He said that Rocket Mortgage act him an email stating $350. When we were signing disclosures, we seen a different price, but figured that there was going to be some credit, so we signed. That was my mistake, I should have questioned it, but my thought process was feeling pressure of pushing this loan through to close on time. When I didn't see no change in numbers for any credit, I contacted my realtor and he made contact with Rocket explaining how he quoted the appraisal from the email they sent and asked if they can credit back money from $820 to $350 as said in the email.

      They told our realtor no, because we signed the disclosures agreeing to the listed numbers. Ultimately it is my bad, but I thought that was very unprofessional and I am upset about it. If you use their services, watch the numbers and question it, even if you feel the pressure to close. This was toward the end of the process that I experienced this and we were securing tickets to come to Hawaii.

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      Rocket Mortgage
      Response from Rocket Mortgage

      Thank you for sharing your feedback. We apologize for the frustration and inconvenience you experienced during the loan process, particularly with the documentation requirements and the confusion surrounding the appraisal fee.

      We would welcome the opportunity to look into these issues. Please contact our Client Relations Team at 800-863-4332 so we can further assist. – Rocket Mortgage, Client Relations

      Online & AppBilling

      Reviewed Oct. 14, 2026

      My mortgage moved to Rocket when they acquired Mr. Cooper. I was very satisfied with Mr. Cooper, but very dissatisfied with Rocket. Their website is far inferior to Mr. Cooper's and their payment tool is absolutely horrible. I wish I could go back to Mr. Cooper. Would not recommend Rocket Mortgage to new borrowers if they can avoid it, but the way mortgages and mortgage holders get bought/transferred in the US doesn't leave borrowers with much choice.

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      Rocket Mortgage
      Response from Rocket Mortgage

      We sincerely apologize for the frustration you’ve experienced since your loan was transferred to Rocket Mortgage. We appreciate you bringing your concerns to our attention. We would welcome the opportunity to look into these issues and work toward a resolution. Please contact our Client Relations Team at 800-863-4332 so we can further assist. – Rocket Mortgage Client Relations

      Verified purchase
      Staff

      Reviewed Oct. 13, 2026

      The staff was very professional and helpful, available the whole time.

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      Verified purchase
      Staff

      Reviewed Oct. 12, 2026

      Very on top of everything. Every step of the way and each dept. It felt like they cared!

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      Verified purchase
      StaffBillingRates

      Reviewed Oct. 12, 2026

      Refinancing my home to get a better rate and pay off my credit card debt was very easy. Each person I dealt with was professional and knowledgeable. Very courteous and polite. The whole process was effortless and smooth. Would highly recommend them.

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      Verified purchase
      Customer Service

      Reviewed Oct. 11, 2026

      Very simple transaction. Great customer service. Easy application.

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      Verified purchase
      Customer ServicePunctuality & SpeedStaffLoan Process

      Reviewed Oct. 9, 2026

      From the initial intake to the end, doing a lot online made the process a lot easier. Leena ** made the initial start-up easy by answering the questions and guiding us through the loan process. Any other questions we had and called about with the follow-up team were answered and helped the process go fast. Thank you.

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      Verified purchase
      StaffLoan Process

      Reviewed Oct. 9, 2026

      This was the easiest loan refinance process I have ever experienced. The online system is by far the best I have ever encountered and the assigned loan officer, Mike **, was the best. All steps of the process were timely and efficient.

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      Customer ServiceSales & MarketingStaffTransparency

      Reviewed Oct. 8, 2026

      Updated on 10/09/2026: After leaving a previous review detailing my frustration with getting pestered during the work day (I’m a teacher), I get an actual phone call while I’m in class from a Don ** (fake name?) to apologize for texting me the previous day during school and interrupting my class. Perhaps Mr. ** will read ALL the words in this follow up review and never reach out to contact me again in any way.

      Original: I despise getting spam ads texted to me especially during the work day. Nothing like getting a “friendly offer” from some AI bot trying to drum up business. I will reach out to some mortgage company when and if it becomes necessary but getting cold-texted by a business reeks of desperation and a lack of professionalism. Rest assured I will never rely on Rocket Mortgage for anything much less let them ever make a dollar off of my business. In addition, I will actively do my best to tell people not to do their business with Rocket Mortgage.

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      Rocket Mortgage
      Response from Rocket Mortgage

      Good morning Josh,

      We are sorry to hear of the frustration with the unwanted communication and opted out the number on file. There should be no more text messages moving forward. We attempted to reach out to address the concerns that you did have and sent an email. If you should have any further questions or concerns, please do not hesitate to reach back out. Thank you, Rocket Mortgage Client Relations.

      Resolution In Progress
      Verified purchase
      Customer ServicePunctuality & SpeedStaffTimeliness

      Reviewed Oct. 8, 2026

      Miguel made my process of refinancing quick and efficient. The process was so quick, any questions I had they responded within 24hrs. The team who came and appraised my home was here the next day. Happy with the outcome of my experience.

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      Verified purchase
      Staff

      Reviewed Oct. 7, 2026

      I very much enjoyed working with Rocket Mortgage especially Gordon **. He was very nice, very knowledgeable and helped me with any questions. I had great guy.!

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      Verified purchase
      Loan Process

      Reviewed Oct. 6, 2026

      Rocket was efficient and made the loan process less stressful. Good experience!

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      Verified purchase
      Staff

      Reviewed Oct. 5, 2026

      My specialist Dane was excellent and stayed with me the entire time.

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      Verified purchase
      StaffLoan Process

      Reviewed Oct. 4, 2026

      This was the most efficient mortgage loan process I have ever experience. Everyone was helpful and knowledgeable. Michelle ** was the absolute best!

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      Verified purchase
      StaffHonesty & Transparency

      Reviewed Oct. 4, 2026

      I have never experienced such bad customer care from any company like I did with yours. Many lies and no answers. The only thing your staff are trained to say is “I’m sorry“.

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      Rocket Mortgage
      Response from Rocket Mortgage

      Hello Sami,

      We can see that this was a frustrating experience for you. We do show that you already spoke with our Senior Research Team. If you have any additional questions or concerns, they would be your best point of contact moving forward. We thank you for your time. – Rocket Mortgage, Client Relations

      Profile pic of the author.
      Christopher increased rating by 4 stars.
      Staff
      After a positive interaction with Rocket Mortgage, Christopher increased their star rating on Oct. 16, 2026.

      Updated review: Oct. 16, 2026

      I came back here to update my survey because of the hard work of Justin ** and Ryan **. Both of these guys worked hard and got the process closed for me. Underwriting was a nightmare but these guys saved the day.

      Original Review: Oct. 2, 2026

      Great staff. Horrible process. They completely took me for a ride promising we would close in time. Meanwhile Never actually coming through. I have worked with many lenders but these people take the cake on incompetency.

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      Rocket Mortgage
      Response from Rocket Mortgage
      Thank you again for taking my call today, Christopher. I truly appreciate your time and the opportunity to assist you. Please don’t hesitate to reach out to me directly if you have any questions or concerns in the future. I’m always happy to help and I appreciate the opportunity to support you. 800-863-4332

      Have a wonderful day! - Rocket Mortgage

      Verified purchase
      Staff

      Reviewed Oct. 2, 2026

      Rocket is easy to deal with. Associates are very helpful.

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      Verified purchase

      Reviewed Sept. 29, 2026

      I have always been very happy with Rocket Mortgage but I have never been so stressed as I have been with this closing‼️

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      Rocket Mortgage
      Response from Rocket Mortgage

      Hello Ada,

      Thank you for taking the time to leave a review. We are so sorry to hear of the frustration and poor experience. We attempted to call you, left a voicemail, and sent an email. Please feel free to reach back out if you would like to discuss this further. Thank you and have a great day! - Rocket Mortgage, Client Relations

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      Rocket Mortgage Company Information

      Company Name:
      Rocket Mortgage
      Website:
      www.rocketmortgage.com