Best overall
Endurance Auto Warranty
4.6
16,117 reviews
- Levels of coverage
- 12
- Maximum mileage
- Unlimited
- Waiting period
- 30 to 60 days and 1,000 miles
- Availability
- Nationwide (not MA)
Best Extended Car Warranty Companies of 2025
- Best overall
Endurance Auto Warranty4.6(16,117) - Value
American Dream Auto Protect4.2(1,273) - Older vehicles
Toco Warranty4.7(752)
By:
Chris Butsch
+3 more
Best Extended Car Warranty Companies of 2025
Based on thousands of verified customer reviews, coverage options and overall value, Endurance is the top extended car warranty company in 2025. Toco is a smart choice if you want coverage for an older vehicle, and Zurich has the best claims process.
Why trust ConsumerAffairs?
- Our recommendations are based on what reviewers say.
- 4,698,948 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Our 6 picks for the best extended car warranty companies
- Best overall: Endurance
- Best for value: American Dream
- Best for older cars: Toco
- Best for easy claims: Zurich
- Best for plan options: CARCHEX
- Best for free car care: Omega Auto Care
Our research team compared dozens of warranty companies on how easy they are to use, what they cover, how much they cost, and what customers say. Our picks may be Authorized Partners that compensate us, but this does not affect our recommendations or evaluations.
» MORE: Read our full methodology
California state regulations prevent any business other than a car dealership from selling vehicle service contracts, but you can purchase mechanical breakdown insurance from several of our top picks.
Compare the top extended auto warranties
| Company | Customer rating | Our pick for | Levels of coverage | Maximum mileage | Waiting period | Availability | |
|---|---|---|---|---|---|---|---|
 | 4.6
16,117 reviews
16,117 reviews
| Best overall | 12 | Unlimited | 30 to 60 days and 1,000 miles | Nationwide (not MA) | Get Pricing |
 | 4.2
1,273 reviews
1,273 reviews
| Value | 3 | 130,000 | 30 days | Nationwide (not CA) | Get Pricing |
 | 4.7
752 reviews
752 reviews
| Older vehicles | 4 | 250,000 | 90 days and 1,000 miles | Most states (not AK, MO or WA) | Learn more |
 | 4.4
920 reviews
920 reviews
| Claims process | 3 | 150,000 | 10 to 30 days (varies) | Most states (not FL) | Learn more |
 | 3.1
4,285 reviews
4,285 reviews
| Coverage variety | 5 | 250,000 | 30 days and 1,000 miles | Nationwide | Get Pricing |
 | 3.8
1,454 reviews
1,454 reviews
| Maintenance benefits | 5 | 250,000 | 30 days | Nationwide | Learn more |
Best for value
American Dream Auto Protect
4.2
1,273 reviews
- Levels of coverage
- 3
- Maximum mileage
- 130,000 miles
- Waiting period
- 30 days
- Availability
- Nationwide (not CA)
Best for easy claims
Zurich Vehicle Service Contract
4.4
920 reviews
- Levels of coverage
- 3
- Maximum mileage
- 150,000 miles
- Waiting period
- 10 to 30 days (varies)
- Availability
- Most states (not FL)
Best for older cars
Toco Warranty
4.7
752 reviews
- Levels of coverage
- 4
- Maximum mileage
- 250,000 miles
- Waiting period
- 90 days and 1,000 miles
- Availability
- Most states (not AK, MO or WA)
Best for plan options
CARCHEX
3.1
4,285 reviews
- Levels of coverage
- 5
- Maximum mileage
- 250,000 miles
- Waiting period
- 30 days and 1,000 miles
- Availability
- Nationwide
Best for free car care
Omega Auto Care
3.8
1,454 reviews
- Levels of coverage
- 5
- Maximum mileage
- 250,000 miles
- Waiting period
- 30 days
- Availability
- Nationwide
Extended Car Warranties Buyers Guide
Jump into our guides and start learning
In this guide
An extended car warranty is like a backup plan for when your car needs big repairs. It actually saves you money if you need enough covered repairs. It can also provide peace of mind — even when you’re not using it.
But what does an extended warranty do? What does it cover? What doesn’t it cover? How much does it cost? And is it something you really need? This guide will help you understand.
Most extended warranties cost about $1,000 per year. The exact price depends on your car and the company you choose.
Jump to insightExtended warranties, also known as vehicle service contracts, pay to fix your car when a covered part breaks on its own.
Jump to insightWhat’s covered depends on your contract. Full coverage (called bumper-to-bumper) is usually the best deal.
Jump to insightYou can buy an extended warranty anytime, but it’s usually smart to wait until your factory warranty ends.
Jump to insightHow do extended auto warranties work?
An extended car warranty is a vehicle service contract that states the provider will pay for certain repairs if your car breaks down during the coverage period. The important part is that it only covers breakdowns when parts fail on their own without any outside influence. They do not cover damage caused by accidents or misuse.
Warranties are meant to protect you from parts that break because of a factory issue, not outside damage.
A warranty is often listed like this: “three years/36,000 miles,” which means it expires after three years or 36,000 miles, whichever comes first. Some companies go as high as 250,000 miles. Most plans, though, last around five years or 50,000 miles.
Just know that doesn’t always mean it adds five years to your factory warranty. Instead, that “five-year warranty” may expire when your vehicle is just five years old. In this case, you’re effectively buying two years of additional coverage on top of your three-year factory warranty.
Who does the repairs?
Your car warranty company may decide where you can take your vehicle for repairs, but it usually lets you visit any ASE-certified mechanic. Just note that you’ll likely need your repairs preauthorized by your warranty provider before the shop can begin working. Once your car is ready for you to pick up, you’ll pay your deductible to the shop and be on your way.
» READ OUR SURVEY: Do you trust your mechanic?
How to choose the right extended car warranty
Picking the right extended warranty is a lot like shopping for a phone plan. You want the best deal, but you also want to make sure it does what you need. Don’t just go with the first offer you get. Prices, benefits and coverage can vary between providers, so it pays to shop around.
1. Think about what you need covered: Some extended car warranties cover only a few parts, while others cover 5,000-plus parts. Exclusionary (bumper-to-bumper) plans offer the most comprehensive coverage and are typically best for newer vehicles or drivers seeking minimal repair risk. Stated component plans only cover parts specifically listed in the contract, so make sure to review that list carefully.
Avoid plans that require a down payment before sharing contract details.
2. Compare prices: We’ve seen quotes for exclusionary plans on the same vehicle differ by as much as $1,500 between companies. If you want to make sure you’re getting the best deal, get at least three apples-to-apples quotes (same deductible, coverage level and contract length). Don’t overlook the manufacturer’s extended warranty (it might cost more but could be easier to use at the dealership).
3. Read reviews: Focus on reviewers who talk about a company’s claims process, not just customer service at sign-up. Filter for keywords like “claims process” or “denied coverage” for more relevant insights. Reading reviews is the best way to learn what to expect from a car warranty company.
4. Look for perks: Some warranties come with useful extras worth hundreds, even thousands, over the life of the contract. For instance, 24/7 roadside assistance can save on AAA or other memberships, and some companies will pay for rental car reimbursement while your car is in the shop.
5. Read the fine print: Make sure you understand what the plan covers, what it doesn’t and when it starts. The majority of extended auto warranty companies do not require an inspection. However, plans have a waiting period before coverage begins. This is to prevent claims on preexisting conditions. The standard is 30 days/1,000 miles before you can request service, but some companies, like olive, don’t have a waiting period at all. Also look out for:
- Maintenance requirements: Failing to keep up with oil changes or inspections can void your warranty.
- Claim limits: Look for per-claim and lifetime payout caps, especially if your vehicle is older.
- Transferability and cancellation: Some plans are transferable to new owners (a selling point), while others offer a prorated refund if you cancel.
What do extended car warranties cover?
Car warranties only cover parts that fail entirely on their own during normal, everyday driving. Let’s say you’re driving down the road, and your infotainment system suddenly stops working for no discernible reason. A part failure like this would very likely be covered under warranty. But, if you spill coffee on it first, that would not be covered under an extended warranty.
You may see labels like “Supreme” or “Gold Plus” as you shop, but for the most part, 95% of extended warranty plans are exclusionary, midtier or powertrain plans by other names. Car warranties come in two main types: stated-component and exclusionary.
- Stated-component warranties list exactly which parts are covered.
- Exclusionary warranties cover everything except the parts listed in the contract.
Types of extended car warranties
- Bumper-to-bumper warranties: Bumper-to-bumper warranties offer exclusionary coverage, meaning they cover nearly everything unless it’s listed as not covered. Companies often call these plans “Platinum,” “Diamond” or something similar. These comprehensive warranties are typically reserved for cars with under 100,000 miles.
The plan for you depends on your car’s age, reliability record and how long you plan to keep it.
- Powertrain warranties: As the name implies, these extend your car’s factory powertrain warranty. Powertrain warranties cover the most important parts that make your car run, like the engine, transmission and drivetrain. They don’t cover as many parts as bumper-to-bumper plans.
- Midtier stated-component warranties: These provide coverage somewhere between the powertrain and bumper-to-bumper tiers. They are often called “Gold” or “Silver” plans. What they cover can be different for each company, so always read the contract.
- Drivetrain warranties: A drivetrain warranty is similar to a powertrain warranty, but it does not cover your engine. These are not very common anymore.
- Specialty warranties: This is an umbrella term used to describe warranties that only cover specific component groups, like electronics. Not all manufacturers offer specialty plans, and those that do may have very different offerings.
- Wrap warranties: These plans are designed for cars that are still under a manufacturer’s powertrain warranty. Wrap warranties complement your existing coverage and get the rest of your vehicle back under warranty.
What do car warranties not cover?
Car warranties do not cover damage from preexisting conditions, owner negligence or accidents (that’s what car insurance is for). It also does not cover routine maintenance (oil changes, filter replacements), cosmetic issues (upholstery, trim) and regular wear items (brake pads, tires, clutch).
Extended car warranty cost
A bumper-to-bumper extended warranty typically costs between $1,400 and $4,000 for each year of coverage. On the high end, a reviewer in Nevada told us they spent $6,000 on a warranty for a 2015 BMW X5.
You might have to pay the full amount all at once, but some companies let you spread payments over time. Most providers now offer month-to-month plans, which are easier to cancel if you change your mind.
Compare annual extended car warranty costs
| Model and mileage | Endurance Auto Warranty | American Dream Auto Protect | Nova Warranty* | Concord Auto Protect |
|---|---|---|---|---|
| 2013 Ford F-150 (150,000 miles) | $2,014 (Premier) | $1,428 (Silver; 120,000 miles) | $850 (Powertrain) | $1,311 (Powertrain) |
| 2014 Honda CRV (135,000 miles) | $1,834 (Premier) | $1,167 (Silver; 120,000 miles) | $967 (Powertrain) | $1,285 (Powertrain) |
| 2015 BMW 3 Series (125,000 miles) | $2,573 (Secure Plus) | $1,069 (Silver) | $1,268 (Powertrain) | $2,129 (Powertrain) |
| 2016 Toyota Camry (110,000 miles) | $1,235 (Secure Plus) | $933 (Silver) | $1,117 (Powertrain) | $1,151 (Powertrain) |
*Nova Warranty quotes are based on a three-year contract
Factors that affect extended warranty cost
Car warranty companies consider multiple factors when calculating quotes. Here’s what can change the cost:
- Type of car: Fancy or high-end cars cost more to fix. That means warranties for luxury cars, sports cars or cars known for having problems usually cost more.
- Mileage: Warranty providers charge more for higher-mileage vehicles, which are more likely to need repairs.
- How much is covered: Plans that cover almost everything (like bumper-to-bumper) cost more than basic plans (like powertrain-only). Also, longer plans cost more than shorter ones.
- Deductible: This is the money you pay each time you use the warranty. A typical deductible for a repair or replacement is $100. All else being equal, the higher a deductible is on a policy, the less expensive the plan is. A higher deductible usually means a lower plan cost, and a $0 deductible means a higher plan cost.
- Driving habits: Most companies ask for your estimated annual mileage. Drivers who commute 20,000 miles per year tend to have more part failures, but they also run out of warranty coverage faster. Commercial use, such as driving your vehicle for Lyft or hauling construction materials, can also raise the price.
Is an extended car warranty worth it?
An extended car warranty can help you save money if your car needs big repairs. It’s also worth it if you put a high value on financial peace of mind. Car repairs are rarely cheap, regardless of your vehicle’s make, age and mileage. On the other hand, if your car stays in good shape and doesn’t end up needing repairs, the warranty will cost more than it saves.
For example, Robert in Texas was happy to only pay a $100 deductible for a $775 repair on his Mercedes-Benz. “I paid $2,800 for the policy,” he told us. “So, I'm going to keep a running total to see whether it was worth it or not. I don't put that many miles on the car and I may have another repair or I may not. But at least I know if I have a major repair, it's going to be covered.”
Pros and cons of extended auto warranties
Extended car warranties can offer protection against costly repairs, but you have to weigh the potential benefits and downsides.
Pros
- Peace of mind
- Financial protection in case of unexpected breakdowns
- Roadside assistance often included
- Can be cheaper than paying for major repairs out of pocket
- Can help maintain your vehicle's resale value
Cons
- May not be worth it for reliable vehicles
- May not cover all parts or situations
- May require using specific repair shops or parts
- Mileage or time limits
- May have deductible for each repair
Questions to ask yourself
Ask yourself these questions. If you answer "yes" to any of them, a warranty might be a good idea for you, both financially and emotionally. If not, paying out of pocket for repairs could cost less than investing in a warranty. Plus, you’ll have more control over where and how repairs are done.
Is my car reliable?
If your car breaks down a lot or is known for having problems, a warranty can help. If your vehicle only needs relatively affordable or infrequent repairs, it might not.
» RELATED: Should I buy an extended auto warranty on a used car?
Will the warranty cost less than future repairs?
Try this: Look up how much your car usually costs to fix each year. Multiply that by how many years you’ll keep the car. Is that more than the cost of the warranty? If yes, a warranty might make mathematical sense, even if it doesn’t cover 100% of expected repairs (which it won’t).
Would a big repair bill wreck my finances?
Even a $1,000 unexpected repair would wreck most drivers' savings, and the most expensive car repairs cost a lot more than that. They’re also getting more expensive. According to the U.S. Bureau of Labor Statistics, maintenance and repair costs increased 39% between March 2020 and March 2025.
Do I like peace of mind, even if I never file a claim?
Some people sleep better knowing they're partially protected from surprise expenses. Just don’t make the common mistake of thinking your warranty will cover 100% of parts 100% of the time.
Car repair costs
| Repair or replacement | Average cost |
|---|---|
| Air conditioning | $400 to $550 |
| Axles | $287 to $1,254 |
| Brake pads and rotors | $600 per axle |
| Catalytic converter | $900 to $4,500 |
| Head gasket | $3,400 to $5,500 |
| Transmission | Starts at $3,000 |
| Engine | $4,000 to $7,500 |
| Electric vehicle battery | $5,500 to $16,000 |
Explore car repair cost articles:
- Airbags
- Air conditioning
- Alternators
- Axles (repair)
- Axles (replacement)
- Brake calipers
- Brake pads and rotors
- Catalytic converters
- Differentials (front)
- Differentials (rear)
- Electric vehicle batteries
- Engines
- Fuel injectors
- Fuel lines
- Fuel pumps
- Fuel tanks
- Head gaskets
- Radiators (repair)
- Radiators (replacement)
- Starters
- Suspension
- Stereos
- Timing belts
- Timing chains
- Transfer cases
- Transmissions
- Water pumps
How can I avoid car warranty scams?
You may have heard a call like this: “Hello, we’ve been trying to reach you about your car’s extended warranty.” It’s probably a scam.
Car warranty scams are common, but they’re also easily avoided. Here are the three takeaways from our reporting on how to avoid car warranty scams:
- Don’t talk to unknown callers. If someone calls about a warranty and you didn’t ask for it, hang up right away. Never buy anything or give out personal information over the phone.
- Only buy a car warranty from a trusted company. This helps you avoid scams, plus it can save you money. Middlemen who don’t work directly for a warranty provider often charge extra hidden fees.
- Report scams. If you get a scam call, report it to the Federal Communications Commission. Every valid consumer complaint goes toward reducing the number of scams and robocalls we all receive. You can file complaints directly with the FCC.
FAQ
What is an extended car warranty?
An extended auto warranty, also known as a vehicle service contract, is like an insurance policy that can safeguard you against repair bills. When your car breaks down, you pay a deductible and your warranty provider pays the repair bill. Coverage lasts for an agreed-upon period or until your car hits a given mileage.
Different providers offer varying types and levels of coverage, and an extended warranty is not the same as car insurance, which you should have regardless. Here are the differences between vehicle service contracts, manufacturer warranties and car repair insurance:
- Vehicle service contracts: All extended warranties are vehicle service contracts (which is why you’ll often see the terms used interchangeably), but not all vehicle service contracts are extended warranties. For instance, some companies sell routine maintenance plans (e.g., prepaid oil changes) as vehicle service contracts.
- Manufacturer warranties: These are the same as factory warranties. You may also see them called OEM (original equipment manufacturer) warranties.
- Car repair insurance: This is essentially an extended warranty sold by an insurance company instead of a warranty provider. You may also see this called mechanical breakdown insurance (MBI).
» RELATED: What is a vehicle protection plan?
What voids a car warranty?
A car warranty can be voided if you miss required maintenance and cannot show records, cause damage by improper use or make unauthorized vehicle modifications that lead to part failures. Keeping detailed receipts for oil changes, tune-ups and other factory-recommended services helps maintain the validity of your coverage.
It’s rare for an extended warranty provider to void a warranty altogether. In most cases, the company will deny your claims repeatedly until you cancel the plan for a partial refund.
Reasons for repeated claim denials may include:
- Failure to get routine maintenance as recommended in the owner's manual
- Inability to prove the condition wasn’t preexisting
- Unauthorized off-road or racetrack use
- Unauthorized aftermarket parts causing other parts to fail (e.g., lift kits causing suspension issues)
- Failure to get preauthorization for repairs
Can I cancel my extended warranty?
Yes, most extended warranty providers allow you to cancel your warranty. The process may involve a cancellation fee, and the amount you get refunded will depend on the length of time the warranty has been in place and whether you've made any claims.
What is a manufacturer’s warranty?
A manufacturer’s warranty is the coverage that comes with a new vehicle to repair or replace specific components that fail due to defects. All new cars come with a manufacturer’s warranty or factory warranty that is backed by the car maker. The minimum new car warranty is three years/36,000 miles.
Manufacturers such as Hyundai, Kia, Mitsubishi and certain luxury offshoots of these brands have been known to offer better new car warranties, like 10-year powertrain coverage, as part of their factory or extended warranty programs. This coverage typically applies to essential drivetrain components like the engine and transmission.
We should also mention that most manufacturers have their own extended warranty programs. However, these plans are usually limited to covering the car brand’s vehicles.
What manufacturer offers the best extended car warranties?
Honda’s new car warranty offers us the best value by far, with some Honda Care plans priced 50% below their Toyota or Hyundai equivalents. That said, Honda vehicles only come with a three-year/36,000-mile bumper-to-bumper warranty from the factory. Hyundai, Kia and Genesis vehicles come with a five-year/60,000-mile factory warranty, which some might consider to be a “free” extended warranty. But if you’re looking for a new car with the best warranty protection, all four are worth considering.
We conducted an in-depth analysis of 34 major car brands and the extended warranties they offered for their own vehicles, collecting hundreds of quotes along the way. See how your car’s manufacturer stacks up in our analysis below:
Where can I buy an extended warranty for my car?
Extended auto warranties can be purchased from your car’s manufacturer (often before the factory warranty expires) or from third-party providers at almost any time, as long as your vehicle meets mileage and age requirements. There is often a waiting period of 30 days and 1,000 miles before coverage kicks in. The price of coverage typically rises as your vehicle ages.
Do warranties cover electric vehicles or hybrid cars?
Yes, some extended warranty companies tailor their plans to include electric motors, battery packs and other high-voltage components. These parts can be expensive to repair or replace, so a plan specifically including hybrid or electric systems may be worth considering if you drive one of these models.
Ask about battery coverage length and any mileage limitations. Because electric systems differ significantly from combustion engines, confirm the plan’s covered parts and exclusions before buying. If your vehicle includes hybrid batteries or specialized electronics, check whether those features are included or require a more specialized plan.
» COMPARE: Best electric vehicle warranties
Disclaimer
Information in this guide is general in nature and is intended for informational purposes only; it is not legal, health, investment or tax advice. ConsumerAffairs.com makes no representation as to the accuracy of the information provided and assumes no liability for any damages or loss arising from its use.
Methodology
The ConsumerAffairs Research Team used a research-backed, data-driven approach informed by our expert editors to choose the best extended car warranty companies. We looked at thousands of verified reviews, levels of coverage, maximum mileage, maximum vehicle age and additional benefits.
Companies were given a score out of 10 for each metric, with 10 going to the company with the highest value and other companies receiving relative scores. We then weighted each metric and added together the nine metric scores to get a final score.
- Reviews: We analyzed consumer sentiment related to coverage satisfaction, customer service satisfaction, price satisfaction and claims handling satisfaction.
- Levels of coverage: We evaluated how many plan tiers each company offered and whether those plans included comprehensive warranty options like bumper-to-bumper and powertrain coverage.
- Maximum mileage: We assessed the highest mileage limit a provider allows for contract eligibility or coverage duration, giving higher scores to those with more generous high-mileage caps.
- Maximum vehicle age: We considered how old a vehicle can be and still qualify for coverage, prioritizing providers with higher age limits to better serve owners of a used vehicle or older car.
- Additional benefits: We examined the availability and quality of extra features like roadside assistance, rental car reimbursement and trip interruption coverage, rewarding companies that offer a more robust set of perks.
Get expert advice on extended auto warranties
![Lori Lohman]()
Lori Lohman
Professor, marketing, Augsburg University
Lori Lohman
Professor, marketing, Augsburg UniversityThe best way to determine if an extended warranty fits within your budget is to find out the cost of some of the most common repairs and determine whether you have the funds to cover them. It also depends on how much you like your vehicle and are willing to spend to keep it running. Some major repairs, such as engine or transmission failure, can easily run $4,000-$8,000, and you might not want to keep the car if it's older and has high mileage. Other repairs, such as air conditioning, are expensive but don't affect the drivability of the vehicle and can cost $1,000-$2,000.
If you don't think you can afford such a repair, then you might want to consider an extended warranty, but make sure it doesn't overlap with any existing coverage offered by the auto manufacturer — and remember that it may end up costing you more in the long run if it's wrapped into your auto financing. Rather than buying a warranty, you could develop a dedicated savings account to handle anticipated future repairs because all cars, sooner or later, will need some repairs as well as basic maintenance (such as brakes) that isn't covered by a warranty. If you bought a vehicle that has had good reliability ratings, it's unlikely that you will experience the need for major repairs.
Read their bio![Michael Noel]()
Michael Noel
Professor, economics, Texas Tech University
Michael Noel
Professor, economics, Texas Tech UniversityFirst, ask yourself if you need an extended warranty. New cars come with warranties, often three years, while used cars purchased from a dealership may or may not have a (shorter) warranty attached. Extended warranties can extend that time but not indefinitely. While repairs can be expensive, if you have the funds and can handle the risk of a big repair, it is cheaper over the long run to self-insure, i.e. pay for repairs yourself as you go … If an expensive repair would be outside your budget, however, then you should consider additional insurance. Paid by the month or annually, it provides a known expense that is easier to manage. It is then straightforward to see if such a number fits within one's budget. But be wary of what the insurance does and does not cover, so you don't find, surprisingly, you're paying twice. Check in particular about policies on hybrid-related parts. Note that emissions systems often come with an extended warranty for free under state law. For new cars, it is worth checking if there is a no-use refundable option as well, which some manufacturers have offered — with this, if you go through the extended warranty period without a claim, you are refunded the premium altogether. This protects not only against things going wrong but also against things going right. After three years of driving and learning about your car's reliability, you may well learn which is the greater risk after all.
Read their bio![Oguzhan Batmaz]()
Oguzhan Batmaz
Assistant professor, economics, Lewis University
Oguzhan Batmaz
Assistant professor, economics, Lewis UniversityTo determine whether the cost of an auto warranty is affordable, consumers should consider the following:
- Evaluating Disposable Income:
- Disposable income, or net income after taxes, is essential for financial planning. So budgeting should prioritize necessary expenses such as housing, health care, food, transportation, utilities, and savings.
- Auto Warranties as a 'Necessary' Expense:
- Reliable transportation is crucial for daily life, making an auto warranty often a 'necessary' expense.
- High repair costs for modern vehicles justify allocating funds to mitigate unexpected expenses.
- Assessing Warranty Costs vs. Expected Repair Costs:
- Evaluate the warranty cost relative to potential repair expenses based on the vehicle's make, year, age, and condition.
- On the one hand, new vehicles with existing warranties and lower repair costs may not require additional coverage. On the other hand, older or used vehicles with higher repair risks are better candidates for extended warranties.
- Hence, a mechanical inspection by an authorized dealer can help determine if an extended warranty is necessary.
- Opportunity Cost of a Warranty:
- Disposable income can be allocated to consumption (essential or nonessential) or savings, so funds not spent should ideally be saved then invested to preserve value against inflation.
- Transportation expenses are essential, but a car warranty's necessity depends on the vehicle's condition stated above.
- Thus, consumers should weigh the benefits of investing money versus spending it on a warranty — ensuring alignment with financial goals.
![Tin-Chun Lin]()
Tin-Chun Lin
Professor, economics, Indiana University Northwest
Tin-Chun Lin
Professor, economics, Indiana University NorthwestIn my opinion, consumers need to figure out their vehicle’s age and mileage because older vehicles with higher mileage would have higher warranty costs. In addition, consumers need to estimate their future costs for repairing their vehicle and compare quotes from different providers to figure out the best value and benefit for their needs. Moreover, consumers need to study what components would be covered by the warranty and further compare them to the potential repair cost of these parts.
Read their bio![Lori Lohman]()
Lori Lohman
Professor, marketing, Augsburg University
Lori Lohman
Professor, marketing, Augsburg UniversityExtended warranties are moneymakers for dealerships, but they could potentially be negotiated if you do your homework and check with other dealers/other plans, both those provided by manufacturers and by other third parties. Here is an instance in which using artificial intelligence tools may be useful to compare prices and coverage. That will give you some leverage, but remember that many dealerships are moving away from sales negotiations and may refuse to budge on the price tag; it's worth a try, however. If you want to get the best deal, do your homework.
Read their bio![Dina El-Mahdy]()
Dina El-Mahdy
Associate Professor, accounting, Morgan State University
Dina El-Mahdy
Associate Professor, accounting, Morgan State UniversityTo secure the best prices and terms on extended warranties, consumers should shop for and obtain multiple quotes from various providers, including dealerships and third-party companies, for comparison. Competitor offers can provide leverage in negotiations. Recognizing that dealerships often increase warranty prices before negotiation can also give consumers an advantage and a margin to negotiate. Timing is another critical factor. Negotiating an extended warranty when purchasing a vehicle or during holiday sales events may result in better offers, as dealerships are often motivated to close sales. Consumers should carefully review contract terms and conditions, including cancellation policies, transferability, and claim procedures, to ensure the terms are flexible and fair.
Read their bio![D. Scott Emge]()
D. Scott Emge
Professor, finance, Loyola University Maryland
D. Scott Emge
Professor, finance, Loyola University Maryland- Get quotes and compare pricing from multiple sources (make sure you understand the coverage details and you are comparing comparable plans), ask the company for specials and deals, and don't be afraid to negotiate the pricing. As a consumer, you can leverage multiple competitive offers — and always be prepared to walk away (you are under no obligation to buy).
- Consumers should assess the likelihood of repairs and associated costs and select a warranty that best meets the usage (this entails evaluating your vehicle's age, mileage, reliability, and driving habits). Consumers should also understand the specifics of a warranty plan to understand what is covered, exclusions, and limitations before making any decision.
- Consumers should also read reviews to help get a sense for how consumers with the warranty feel overall about the specific plan and the value provided.
![Laura Gonzalez]()
Laura Gonzalez
Professor, finance, California State University - Long Beach
Laura Gonzalez
Professor, finance, California State University - Long BeachMost households need more than one car. This is a powerful negotiation leverage when getting to know a new provider. Potential extended business helps negotiate the conditions of an extended warranty for just one car. It allows for better conditions and time to test, gather information, and plan effectively for the future and other cars, motorcycles, etc. No significant financial commitment or decision should be made in a rush or following a soon-expiring deal with some discount for a multi-item contract.
Read their bio![Dina El-Mahdy]()
Dina El-Mahdy
Associate Professor, accounting, Morgan State University
Dina El-Mahdy
Associate Professor, accounting, Morgan State UniversityAuto warranties are especially valuable for vehicles prone to frequent or costly repairs. They are also beneficial for owners of cars with unique features (e.g., body trim that is easily damaged and requires frequent repairs or an expensive electronic 'sunroof'), providing peace of mind and financial protection. Warranties that offer transferability to new owners (e.g., warranties linked to the vehicle's identification number (VIN) regardless of the owner) deliver the greatest value to consumers. For consumers with tight budgets, an auto warranty ensures predictable costs (e.g., fixed monthly fees) and reduces the risk of significant out-of-pocket expenses for unexpected repairs. Additionally, in areas where repair services are expensive (e.g., due to high labor costs or scarce materials), an auto warranty can be a cost-effective safeguard against steep repair bills.
Read their bio![Oguzhan Batmaz]()
Oguzhan Batmaz
Assistant professor, economics, Lewis University
Oguzhan Batmaz
Assistant professor, economics, Lewis UniversityAn auto warranty provides the most value under these circumstances:
- Older or High-Mileage Vehicles:
- The condition of the vehicle is a key factor in deciding whether an extended warranty is necessary. While new vehicles often come with warranties lasting two to 10 years, used vehicles typically lack this coverage. Consumers should have the car inspected by an authorized dealer to assess its condition and determine if an extended warranty is needed. Extended warranties are frequently recommended for used vehicles to mitigate the high repair costs associated with potential mechanical breakdowns.
- Luxury or Imported Vehicles:
- The type of vehicle significantly influences the need for an extended warranty. For luxury or imported vehicles, parts may be more expensive and harder to source, often requiring importation, which increases both monetary and time costs. Additionally, these vehicles may demand more labor-intensive repairs, further raising overall expenses.
- Financial Vulnerability:
- Investing in an extended warranty can provide financial protection against costly mechanical failures. Consumers, particularly those with limited savings, should consider the potential savings and peace of mind an extended warranty can offer.
![Hyeong-Tak Lee]()
Hyeong-Tak Lee
Assistant professor, marketing, University of Iowa
Hyeong-Tak Lee
Assistant professor, marketing, University of IowaAn auto warranty can be particularly valuable when the vehicle’s brand is relatively new to the market and there isn’t enough data available for consumers to accurately estimate the likelihood or frequency of repairs. For example, an imported carmaker introducing a new brand to the U.S. market may use extended warranties to address potential quality concerns that consumers might have about the unfamiliar brand. In such cases, the warranty not only reassures consumers by providing additional protection but also helps the automaker build trust and confidence in their new brand.
Read their bio![Gyan Pradhan]()
Gyan Pradhan
Professor, economics, Christopher Newport University
Gyan Pradhan
Professor, economics, Christopher Newport UniversityAn auto warranty offers more value if one intends to own the car for longer durations; if the brand is unreliable; if the cost of the warranty compares favorably to the cost of potential repairs; if one does not tend to keep up with regular maintenance; or if one expects to drive a lot. Finally, it may also offer more value if peace of mind is important to the insurer. To put it differently, the more risk averse a person is, the more value the warranty provides.
Read their bio![Dina El-Mahdy]()
Dina El-Mahdy
Associate Professor, accounting, Morgan State University
Dina El-Mahdy
Associate Professor, accounting, Morgan State UniversityWhen evaluating an auto warranty, consumers should look beyond the price and focus on the depth of coverage and expected quality of service after the sale. Comprehensive warranties that cover expensive components tend to offer better value over time. Checking for claim limits and understanding exclusions is essential to avoid unpleasant surprises. The reputation of the warranty provider is another critical consideration. Researching reviews and complaint histories can help assess their reliability and responsiveness. Vehicle history and usage also matter — warranties are often more beneficial for less reliable vehicles or those with higher expected use. Consumers should evaluate the claims process, including options for repair shops, payment methods, and customer service quality. High deductibles or service fees can diminish savings, so these costs should be factored into the decision. Finally, the terms and conditions of the warranty should align with how long the consumer plans to keep the vehicle. If consumers intend to sell their vehicles in the short term, investing in a long-term warranty may not be a viable decision and could result in wasted resources.
Read their bio![Oguzhan Batmaz]()
Oguzhan Batmaz
Assistant professor, economics, Lewis University
Oguzhan Batmaz
Assistant professor, economics, Lewis UniversityTo assess whether an auto warranty is cost-effective, consumers should evaluate the following:
- Reliability Data:
- Data is invaluable in decision-making. Consumers should research the vehicle's history and reliability to make informed decisions about purchasing an extended warranty.
- Coverage Specifics:
- Consumers must carefully review what the warranty covers and what it excludes, ensuring all details are clear to avoid misunderstandings. It's equally important to watch out for hidden fees that could impact the overall value of the warranty.
- Claims Process:
- Before purchasing an extended warranty, consumers should investigate the claims process of the provider or dealer. Understanding how claims are handled can offer clarity and confidence in the warranty’s practicality.
- Transferability:
- Since vehicles are often sold or traded, consumers should check if the warranty is transferable. A transferable warranty can add value to the vehicle and make it easier to sell in the future.
![Tin-Chun Lin]()
Tin-Chun Lin
Professor, economics, Indiana University Northwest
Tin-Chun Lin
Professor, economics, Indiana University NorthwestBeyond price, the key indicators I would suggest for consumers to consider may include the covered parts and repairs, the deductible amount, the warranty provider’s reputation, the length of coverage, the claims process, the reliability of the vehicle, and whether the warranty is transferable to a new owner. Certainly, consumers need to evaluate their vehicle’s age, mileage, reliability, and their own driving habits. The above-mentioned key indicators may be used to judge whether consumers’ auto warranty will truly save them money in the long run.
Read their bio![Wooyang Kim]()
Wooyang Kim
Professor, marketing, Minnesota State University Moorhead
Wooyang Kim
Professor, marketing, Minnesota State University MoorheadI would like to emphasize two primary considerations for this assessment: brand reputation for vehicle reliability and quality customer service in the functional dimension, and peace of mind against anxiety about uncertain future events in the psychological dimension. While several other factors should be evaluated before making a final decision in the cost-benefit analysis, these two considerations serve as critical baselines for estimating the potential cost savings offered by a vehicle warranty. Since purchasing an auto warranty is an investment in both the monetary and psychological assets of car owners, these two rationales can help ensure meaningful savings in their perceived value over the long term.
Read their bioGuide sources
ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work.
- Consumer Financial Protection Bureau, “What is an extended warranty or vehicle service contract?” Accessed June 12, 2025.
- Federal Trade Commission, “Auto Warranties and Auto Service Contracts.” Accessed June 12, 2025.
- Federal Trade Commission, “Extended Warranties and Service Contracts.” Accessed June 12, 2025.
- Federal Reserve Bank of St. Louis “Do You Want an Extended Warranty with That?” Accessed June 12, 2025.
- Federal Reserve Bank of St. Louis, “Consumer Price Index for All Urban Consumers: Motor Vehicle Maintenance and Repair in U.S. City Average.” Accessed June 12, 2025.
- California Department of Insurance, “Guide to Automobile Service Contracts, Extended Warranties and Other Repair Agreements.” Accessed June 12, 2025.
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Compare extended car warranty reviews
| Company | Customer rating | About | Learn More |
|---|---|---|---|
| 4.6
16,117 reviews
| Direct administrator and obligor for most types of plans. Covers vehicles up to 20 years old for unlimited miles. Waiting period is 30 days and 1,000 miles. Offers 30-day refund guarantee. MBI products available in California. | Get Pricing |
| 4.2
1,273 reviews
| Offers auto warranties for new and used vehicles. Has three plans available, plus custom options. Network of 50,000+ ASE-certified mechanics. Most plans are transferable. No published pricing or sample contracts. | Get Pricing |
 | 5.0
126 reviews
| Accepts luxury, vintage and exotic vehicles. Cancel within 30 days for a full refund. Live customer support offered daily. Can go to any dealership or repair facility. Roadside assistance included. Offers locksmith policy. | Read reviews |
 | 2.6
568 reviews
| Accepts cars up to 10 years old with up to 140,000 miles. Offers three plans with flexible deductibles and fixed monthly pricing. No waiting period or yearly mileage restrictions up to 185,000 miles. Available nationwide. | Read reviews |
 | 4.3
13 reviews
| Vehicle mechanical breakdown coverage with no required vehicle inspection and first-day coverage. No deductible for mechanical parts and labor. Includes 24/7 emergency roadside assistance. Two plans. Cancel any time. | Read reviews |
 | 4.6
49 reviews
| Online marketplace with multiple plans from different third-party providers. Three tiers of coverage. Provides 30-day money-back guarantee. Customer support available 24/7. Cancel your plan anytime. Quotes in less than a minute. | Read reviews |
| 3.8
1,454 reviews
| Offers exclusionary, used stated and powertrain protection for cars with up to 250,000 miles and 15 years old. Waives deductible if you go to a RepairPal-certified shop. Member of the Vehicle Protection Association. | Read reviews |
 | 5.0
37 reviews
| Offers month-to-month vehicle service contracts. Four plan levels with optional tire and wheel protection. Covers vehicles of model year 2000 and newer with mileage up to 200,000. Costs start at $39/month. | Read reviews |
 | 5.0
View profile
| Offers multiple vehicle service protection plans. Coverage for EVs available. Open 24/7 by phone. 30+ years experience. Sells used vehicles. Only available in California. | Read reviews |
 | 5.0
View profile
| Offers a range of products and services, from roadside assistance to insurance. Extended auto warranties are available via AAA Northeast or Club Alliance. Operates several independent branches; coverage options vary by location. | Read reviews |
 | 5.0
View profile
| Offers three vehicle service contracts ranging from powertrain to exclusionary coverage. Transferable policies with varying deductibles. Limited information about plans and pricing. Coverage not widely available. | Read reviews |
 | 4.8
13 reviews
| Four coverage plans. Nationwide availability. Personalized pricing with varying deductibles and contract lengths. Starts at $79 per month. Towing, roadside assistance and car rental coverage benefits. | Read reviews |
 | 4.8
28 reviews
| Auto protection plans with no hidden fees. Powertrain, standard and premium coverage. Pricing starts at $29.99 a month. 24/7 roadside assistance included. Not available in CA, FL and MA. 30-day and 1,000-mile waiting period. | Read reviews |
| 4.7
752 reviews
| Offers vehicle service contracts for cars up to 20 years old and up to 250,000 miles in most states. Plans available with no down payment and three-year terms. Waiting period is 90 days and 1,000 miles. | Read reviews |
 | 4.4
197 reviews
| Offers vehicle service contracts with 30-day money-back guarantee. Includes 24-hour roadside assistance. Choose your own repair shop. 10% back for referrals. Preferred pricing for members of some organizations. | Get a Quote |
| 4.4
920 reviews
| Provides coverage for cars, trucks, motorcycles and powersport vehicles. Perks include 24/7 roadside assistance, rental car coverage and trip interruption reimbursement. | Read reviews |
 | 3.8
21 reviews
| Offers three auto warranty plans with varying levels of coverage. $100 deductible per service. 24/7 roadside assistance and rental cars included in each plan. Pays mechanic directly for service. | Read reviews |
 | 3.5
765 reviews
| Offers a tier of four plans, with deductibles ranging from $50 to $100. Plans are only offered through select dealerships across the country instead of sold directly to consumers. | Read reviews |
| 3.1
4,285 reviews
| Plans available for cars with up to 250,000 miles. Multiple plan options from different providers. Terms up to 10 years. Finance over six, 12, 18 or 24 months. Comes with a 30-day return policy. | Get Pricing |
 | 3.0
View profile
| Provides extended auto warranties to drivers in all 50 states. Three plans to choose from. Customizable deductibles. No limits on payouts. Roadside assistance included. Use any ASE-licensed mechanic or dealership nationwide. | Learn More |
 | 2.8
9,459 reviews
| Markets warranty plans for cars and motorcycles backed by American Auto Shield. Coverage, deductibles and payments vary by vehicle age and mileage. Contracts are transferable and come with a 30-day return policy. | Get a Quote |
 | 2.6
View profile
| Provides extended warranties for many types of vehicles. Plans range from powertrain to exclusionary coverage. All contracts include maintenance benefits. Only sold through dealerships at the time of vehicle purchase. | Read reviews |
 | 2.6
8 reviews
| $0 deductibles at preferred repair facilities. $200 deductibles at other shops. Roadside assistance for all plans. Cancel your plan at any time. Three levels of coverage available. | Read reviews |
 | 2.3
View profile
| Plans available for cars up to 20 model years of age. Covers vehicles with up to 225,000 miles. Multiple plans available. Optional coverage to choose from. No waiting period. Same-day processing for most claims. | Read reviews |
 | 2.2
133 reviews
| Vehicle service plans and contracts. Accepted nationwide. Components, part and labor included in service plans. No inspection for coverage. No mileage or odometer restrictions. Transferrable. 24/7 roadside assistance included. | Read reviews |
 | 2.1
20 reviews
| No limits to number of claims. No transfer fees, claims paperwork or waiting for reimbursements. Can use any ASE-certified mechanic. Accepts all makes and models. Must call for quote. | Read reviews |
 | 2.0
View profile
| Three levels of extended auto warranty coverage. 30-day review period. All plans come with roadside and car rental assistance. Services can be performed by any licensed repair shop. DriveSmart pays the repair shop directly. | Read reviews |
 | 1.8
130 reviews
| Offers auto warranty coverage. Highlights include interest-free payment plans, roadside assistance and guaranteed part replacement. Over 90% of claims paid in an average of three hours or less. | Read reviews |
 | 1.8
128 reviews
| Offers extended warranties for cars, motorcycles, boats, snowmobiles and RVs. Terms and conditions vary by state. Doesn’t sell directly to consumers. Contact an authorized dealership for pricing. | Read reviews |
 | 1.8
View profile
| Offers extended warranty coverage for a variety of vehicles, including exotic cars. Customizable plans with add-on options available. Price quotes only available from partnering dealerships. | Read reviews |
 | 1.8
17 reviews
| Offers vehicle service contracts. Three plan options: drivetrain, intermediate and exclusionary. No deductible. Available nationwide. Total loss refund. Transferable to a new owner. Only available through partner institutions. | Read reviews |
 | 1.6
169 reviews
| Extended service contract through CarMax. Optional for vehicles of any year, make, model or mileage. Only available at the time you purchase a vehicle. Choose from different plans and deductibles. Cancel anytime. | Read reviews |
 | 1.6
244 reviews
| Offers vehicle service contracts with coverage for road hazards, tires and wheels. Affiliate plans include total loss waiver and lease excess with wear and tear. Accepts high-mileage cars. Available in all states. | Read reviews |
 | 1.5
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| Extended warranty company offering comprehensive plans for new, used and leased vehicles. Customers can also add on additional coverage for wear-and-tear parts. Only available for Stellantis family makes. | Read reviews |
 | 1.4
1,220 reviews
| Direct provider of three tiers of coverage. Offers 0% interest payment programs and a 30-day refund policy. Available in all 50 states. | Read reviews |
 | 1.3
228 reviews
| Provides coverage for cars, motorcycles, powersport vehicles and RVs. Offerings include vehicle service contracts, warranties, asset protection, maintenance plans and theft deterrent products. | Read reviews |
 | 1.3
View profile
| Offers extended auto warranties for new and used vehicles with multiple add-on plans. Also offers coverage for recreational and commercial vehicles. Only sells plans through select dealerships in 10 states. | Read reviews |
 | 1.3
7 reviews
| Three levels of coverage. Add-on products available for complete protection. Sample contracts readily available. Roadside assistance with all plans. Prices start as low as $19 a month. | Read reviews |
 | 1.2
10 reviews
| Wide range of plans for new and used cars, plus EVs. Exclusionary coverage available. Different deductible options, including a disappearing deductible. Towing and rental benefits. Only sold through dealerships. | Read reviews |
 | 1.2
11 reviews
| Transparent pricing. Monthly and annual plans available. Annual plans come with maintenance benefits. 24/7 roadside assistance included on all plans. Operates in every state. 30-day money-back guarantee. | Read reviews |
 | 1.2
357 reviews
| Exclusionary coverage on cars with up to 150,000 miles and stated component coverage up to 200,000 miles. All plans are transferable. No waiting period. Available nationwide through dealerships. | Read reviews |
 | 1.2
363 reviews
| Accepts cars of any year or mileage. Select from 14 service contracts with a range of terms and protections. Gap and ancillary coverage also available. No waiting period. Available nationwide through certified AUL dealerships. | Read reviews |
 | 1.1
22 reviews
| Extended auto warranty. Covers cost of breakdowns and repairs. Three plan and coverage tiers. Customizable coverage. Free quotes. $100 deductible. Plan pays the mechanic directly for covered repairs. Money-back guarantee. | Read reviews |
 | 1.0
105 reviews
| Partners with Nationwide to offer coverage for cars and RVs. Products and program options include gap, private label and theft protection. | Read reviews |
 | 1.0
485 reviews
| Does not sell vehicle service contracts directly. Partners with third-party providers to offer eight programs for cars up to 250,000 miles, plus coverage for motorcycles, ATVs and dirt bikes. Available nationwide. | Read reviews |
 | 1.0
342 reviews
| Provides extended car warranties without long-term contracts. Customizable deductible options. No mileage limitations in most states. Customer service is available through phone, email and live chat. | Read reviews |
 | 1.0
69 reviews
| Provides powertrain and bumper-to-bumper limited warranties, tire and wheel protection, GAP coverage and more. New vehicles are automatically enrolled in the manufacturers' protection program. Additional coverages available. | Read reviews |
 | 1.0
68 reviews
| Offers four tiers of extended warranty coverage. Powertrain Plus is available for up to five years and 100,000 miles. Coverage begins 30 days or 1,000 miles after the purchase date. Available in more than 30 states. | Read reviews |
 | 1.0
57 reviews
| Serves dealerships and car-buying customers. Partners with more than 15,000 dealers across the country to offer vehicle service contracts. Contact a company representative or your dealership for more information. | Read reviews |
 | 1.0
35 reviews
| Select from three tiers of coverage. Some vehicles qualify for up to 120,000 miles of additional protection. Coverage for rental car, fluids and towing included. More than 6,000 authorized service centers. | Read reviews |
 | 1.0
34 reviews
| Offers three customizable warranty plans. Available in 50 states. Includes roadside assistance. Gap and ancillary coverage can be purchased separately. Claims can be submitted via app and are typically paid the same day. | Read reviews |
 | 1.0
29 reviews
| Offers home and auto protection plans, including coverage for commercial vehicles, in most states. Accepts most vehicles up to 20 model years and up to 500,000 miles. Features flexible payment plans and a 30-day refund period. | Read reviews |
 | 1.0
6 reviews
| Offers a disappearing deductible option. Service agreements for leased vehicles. Options for recreational and power sports vehicles and tire and wheel add-ons. Theft prevention device and geofencing. | Read reviews |
 | 1.0
View profile
| Sells auto warranties. Three warranty options to choose from. $100 deductible required for service. Free cancellation in 30 days. Plans start at $99 per month. 24/7 roadside assistance comes with all plans. | Read reviews |
 | 1.0
View profile
| Wide range of extended warranties for new and used vehicles. Customizable plans with optional coverages. Benefits include towing and rental reimbursement. Only sold through dealerships. Some coverage exceptions. | Read reviews |
 | 1.0
View profile
| Offers plans backed by Black Diamond Administrative Company. All plans include roadside assistance. Seven plans available for new and used vehicles. Accepts cars with up to 500,000 miles. | Read reviews |
 | 1.0
View profile
| Offers extended auto warranties. Works with licensed mechanics in the U.S. and Canada. Has plans for most cars up to 14 model-years old. 24-hour roadside assistance and trip interruption included. Must contact for a quote. | Read reviews |
 | 1.0
View profile
| Offers vehicle, debt and ancillary protection programs. Five customizable auto protection plans available. Waives GAP amounts up to $50,000. Fully transferable coverage. Money-back guarantee within 60 days of purchase. | Read reviews |
 | 1.0
View profile
| Extended warranty company offering plans for vehicles, boats, RVs and ATVs. Plans range from $700-$5,000 per year depending on make, model and other factors. Deductible options range from $0-$1,000. No waiting periods for plans. | Read reviews |
 | No reviews | Offers three levels of protection. Covers vehicles up to 20 years old with up to 140,000 miles. Coverage is not available in Alabama, California, Florida, Missouri, Texas and Washington. | |
 | No reviews | Partners with United Car Care, Matrix Warranty Solutions, Royal Administration Service, DOWC and National Warranty Administration to offer coverage nationwide. Provides a "best price guarantee” and a money-back guarantee. | |
 | No reviews | Offers basic, enhanced, exclusionary and stated coverage maintenance plans. New customers are entitled to a full refund within the first 30 days. | |
 | No reviews | Select from 12-month, 12,000-mile, or 24-month, 24,000-mile terms. Requires at least 10% of the total cost to initiate a payment plan. Includes roadside assistance and rental coverage for covered claims. Cancel anytime. | |
 | No reviews | Specializes in providing credit union members warranty products, including vehicle service agreements and mechanical breakdown insurance. Features include emergency roadside assistance and rental coverage. | |
 | No reviews | Select from warranty options with custom coverage, no network limits and no limits on repairs and roadside assistance. Provides free rapid-response quotes to estimate pricing. Available nationwide. | |
 | No reviews | Sells several extended warranty plans. Technology, EV and maintenance plans available. Deductible amounts from $0 to $200. Can visit any licensed mechanic. Must purchase through dealership. No pricing information online. | |
 | No reviews | Offers four warranty plans with contracts up to 96 months. Can only purchase through a dealership. $0 deductible on all covered services. 24/7 roadside assistance included in all warranty plans. | |
 | No reviews | Offers five vehicle protection plans with multiple deductible options available. Covers most vehicle repairs at any licensed repair facility. Provides roadside assistance and rental car and travel expense reimbursements. | |
 | No reviews | Offers a range of benefits and reimbursement options for vehicle repairs. Provides up to 25% off car rentals. Covers every car in your household for $19.95 per month regardless of mileage or age (as of publishing). | |
 | No reviews | Offers several plans for powertrain and exclusionary coverage. Plans include roadside assistance, rental reimbursement and maintenance benefits. No rate increase after filing a claim. Down payment required. | |
 | No reviews | Warranties are available primarily through car dealers. Offers four levels of coverage, including EV components. Warranties come with a range of benefits and available add-on coverage. | |
 | No reviews | Offers six coverage plans, including three extended auto warranties with optional add-ons and $0 deductibles. Claims are handled by in-house representatives. Only sells through dealerships. | |
 | No reviews | Vehicle service contracts for a wide range of vehicles, including luxury cars and EVs. High mileage limits for older cars. Exclusionary coverage available. Plans include towing and rental assistance. Only sold through dealerships. | |
 | No reviews | Offers exclusionary, comprehensive, enhanced powertrain and powertrain protection. Choose your own ASE-certified repair shop. Includes towing and roadside assistance. $100 deductible for covered claims. No-fee payment plans. | |
 | No reviews | Extended auto warranty provider. Three available plans. Range of coverage options with each plan. Only available through dealerships. Partners with over 5,000 dealers to offer warranties nationwide. Can use any repair shop. | |
 | No reviews | Offers vehicle service contracts through two established providers. Exclusionary coverage available. Some plans come with roadside assistance and rental car benefits. Payment plans available. | |
 | 1.1
4,132 reviews
| Offers plans for newer and older vehicles up to 20 years old and with up to 299,999 miles. All services provided in-house by Protect My Car employees. Special offers for military personnel. Not available in California. | Read reviews |
 | 1.0
155 reviews
| Offers three coverage options for used cars. Guarantees 100% payment of all covered repairs, less the deductible. Waiting period is 30 days and 1,000 miles. | Read reviews |
 | 1.0
129 reviews
| Offers three coverage plans with customization options. Covers parts, services and roadside assistance. 14+ years of experience. Available across the U.S. 30-day money-back guarantee. | Read reviews |
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