GWC Warranty Reviews

Avoca, PA

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About GWC Warranty

GWC Warranty provides extended auto warranties that protect customers from expensive vehicle repairs. The company works with independent drivers, dealers and agents, offering a variety of protection plans to match your budget and needs. Its products include Exclusionary Coverage and Stated Component Coverage.

Pros
  • Customizable add-ons
  • High-mileage options
  • Coverage for new or used cars
Cons
  • Only at select dealerships
  • Costs not available online

Featured Reviews

Paoli, PA
Verified purchase
We've had the GWC Warranty policy for almost a year now. … We've used it for a claim and the dealer that fixed our vehicle took care of everything. They dealt with them. GWC was r...

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Holland, MI
Verified purchase
GWC is a really good insurance. The people were very nice and polite. ... When I had a claim, the transaction was great. … And so, I even went back to the place where I bought the...

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GWC Warranty plans

GWC Warranty offers two coverage plans for new or used vehicles: Exclusionary Coverage and Stated Component Coverage. Plans are transferable if you decide to sell the vehicle, and information on renewals and upgrades is available through the company’s website.

Exclusionary Coverage
With Exclusionary Coverage, you can expect to receive:
  • Protection for hundreds of components (similar to a factory warranty)
  • Coverage for vehicles with as many as 150,000 miles
  • Optional upgrades, like navigation system coverage
Stated Component Coverage
With Stated Component Coverage, you can expect to receive:
  • Mechanical breakdown coverage, including parts and labor
  • Coverage for vehicles with as many as 200,000 miles
  • 24/7 roadside assistance
  • Rental transportation
  • Optional upgrades, like navigation system coverage

GWC Warranty coverage

GWC Warranty plans are only available at certain dealerships and can cover vehicles with anywhere from 0 to 200,000 miles. There is no waiting period, which means you're covered the moment you drive off the lot instead of having to wait 30 to 60 days to make a claim.

Premium reimbursements for towing, trip interruption and rental car use are available in additional packages. Most plans from GWC Warranty include basic towing reimbursements for no additional fee. GWC Warranty has 3,000 preferred service facilities across the country.

GWC Warranty cost

Prices from GWC Warranty are not available on its website. This is common among extended auto warranty companies. If you want a firm price, it’s best to reach out to your local dealership to get a quote. GWC Warranty does not sell its plans directly to the public.

GWC Warranty will cover all costs for repairs, minus the deductible. Customers can take their vehicle to the licensed repair facility of their choice. All they have to do is have the repair facility contact GWC Warranty, and GWC Warranty will pay for the repairs (minus the deductible). GWC Warranty can also help customers find a repair shop nearby.

Optional upgrades, like sensor packages, technology packages and luxury packages, cost extra. GWC Warranty’s "No Worries, Just Drive" package also costs extra but includes zero deductible and zero transfer fee, enhanced rental car and travel reimbursements and other benefits like a $25 gas card and complimentary windshield repair.

GWC Warranty FAQ

How much does GWC Warranty cost?

GWC Warranty does not list its prices online because they depend on both the coverage plan you choose and the make, model and age of your vehicle. You can call GWC Warranty to get additional information about coverage plans, as well as pricing based on your vehicle’s condition.

How many plans does GWC Warranty offer?

GWC Warranty offers two coverage options. Exclusionary Coverage is available for vehicles with mileages as high as 150,000. Stated Component Coverage is available for vehicles with under 200,000 miles.

Can I purchase a warranty contract from GWC Warranty directly?

No, GWC Warranty works directly with authorized dealerships across the United States and does not sell directly to the public. If you have recently purchased a vehicle or are looking to purchase a vehicle soon, check if GWC vehicle service contracts are available near you.

Is GWC Warranty good?

GWC Warranty is a good option for new or used car buyers looking for a customizable plan for their car. GWC Warranty will cover cars with up to 200,000 miles. Another huge plus is that the extended auto warranty coverage kicks in as soon as the car is purchased, so there's no wait. Packages include protection for high-tech features and options like zero-deductible plans. With so many choices, GWC Warranty is a good option for those who want as much customizability as possible.

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GWC Warranty Reviews

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    Page 1 Reviews 0 - 10
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    PriceMaintenance

    Reviewed Feb. 17, 2026

    Horrible warranty company. They charged you and approve you when they need your money, but when you need repairs, depending on the cost, they will deny your claims based on complete false parameters. GWC will make up any excuse about your car to NOT be responsible for the repair.

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    CoverageRefunds & Payouts

    Reviewed Feb. 12, 2026

    Gwc sucks. Yyes I didn’t read the fine print on the cancellation page. Yes I bought the vehicle. In Pennsylvania sold the truck. Cancelled the warranty and was told there is no refund on the warranty. Criminals in my mind so I’ve been informing everyone in my area to not purchase a warranty through Gwc. Only warranty company I’ve ever bought a warranty through and didn’t get my money back after cancellation. I only owned the vehicle for 10 months so I was basically robbed of 3000 roughly.

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      Customer ServiceTechPunctuality & SpeedRefunds & PayoutsStaffHonesty & Transparency

      Reviewed Jan. 14, 2026

      GWC is reprehensible, unethical, dishonest, and they offer as little help as possible. I purchased the platinum vehicle service contract and they did not honor it. They are polite, but, they are either unwilling or just incompetent and do not help. They pass the buck and do not follow up. After more than a month I am still waiting for refund. I am going to have a consumer attorney and/or a small claims suit. Bottom line. Do not purchase a service contract with GWC.

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      CoverageTechStaff

      Reviewed Jan. 13, 2026

      Beware to get an extended warranty with this company. They will do anything to try and get out of honoring a warranty. I brought my truck in and the dealership said the water pump is leaking and needs to be changed. They denied the claim because I didn’t have the coolant flushed at 150000 miles which has nothing to do with the water pump going bad. I only had 152000 miles on it. I would not recommend this company to anyone. Please beware and I hope this helps someone else so they don’t get screwed over like I did.

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      CoverageMaintenance

      Reviewed Jan. 3, 2026

      Every claim you submit gets denied somehow. No point in having them give you fake warranty even though I got their gold package. Waste of money. I should take them to court! Everything gets denied as "failed maintenance or rust isn't covered. Or it was a faulty installation". Every excuse in the book to deny covering anything.

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      Customer ServiceCoverageTechPriceRefunds & PayoutsMaintenanceTransparency

      Reviewed Dec. 18, 2025

      What GWC has put our family through should be criminal, but their arbitration policies protect them from any sort accountability for their blatant theft. They sent two inspectors to basically deny coverage of a transmission which the mechanics clearly proved was the issue. This added hours to the diagnostic cost which they left us with. After finally complaining enough a third inspector was sent out. This one brought an instrument to evaluate the transmission...I'm not sure why the other two didn't bring one...oh yeah, because they were sent to deny coverage. At this point GWC said we had to update software which costs 250 dollars plus labor.

      The mechanics in the Toyota shirts said this wouldn't fix the problem, and GWC said they wouldn't cover the transmission if we didn't...so we did. Guess what? It didn't fix the transmission. So GWC said they would actually do what they promised in their warranty. Oh..whoops, no they didn't. They covered what they think a transmission should cost and what they think Toyota should charge to install it. 2500 dollar warranty left us without vehicle for almost two months, a lost job because my step daughter couldn't make it to work twice, and almost four thousand dollars out of pocket to install a covered part.

      Feel free to listen to the recorded calls for quality assurance when Sarah, a manager in claims, said "dealerships can charge whatever the f.... they can charge whatever they want, but this is what we are covering". Almost let that slip. This is a testament to the award winning personalities they have to manager the theft of your money. If this saves one family the thousands of dollars and hardship of paying on a truck you can't drive then I will be grateful.

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      TechSales & MarketingBilling

      Reviewed Dec. 13, 2025

      These people are the worst Service contracts for your car that you can ever get. They've had our car for two months at the garage for saying that they were gonna pay $5000 for the timing chain after two months they've only paid 1900 and they're saying they're not gonna pay the rest and so the garage is held the car for two months. We are getting a lawyer and we're gonna sue them because the shop is holding the car hostage because the service contract will not pay the bill for almost $3000. They're a scam and don't buy with them.

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      Claims HandlingCoverageTechRefunds & PayoutsTransparency

      Reviewed Nov. 18, 2025

      DO NOT BUY A WARRANTY FROM THIS COMPANY. They denied my engine claim using a completely false explanation that is not part of my contract. I submitted a claim for internal engine failure (scratched cylinder and piston ring failure). These are clearly internally lubricated parts, which my contract says are covered. The company denied my claim saying it was due to “carbon buildup.” I reviewed my entire contract and there is NO clause that excludes coverage for carbon buildup or combustion deposits. When I asked them to show me the exact clause, they admitted they could not provide one. They also refused to send me a written explanation, saying it could take “up to 30 business days,” which feels like an unnecessary delay.

      I have already filed complaints with the Connecticut Department of Insurance and the New Jersey Division of Consumer Affairs because I strongly believe this is a bad-faith denial and a breach of contract. I simply want the coverage I paid for, according to the contract. Instead, I received delays, excuses, and a denial based on something not supported by the contract or mechanics. Very disappointing experience.

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      CoveragePrice

      Reviewed Nov. 9, 2025

      GWC denies every claim submitted so far, but eventually had to cover repairs when pushed with undeniable proof. Even then a battle to get them to cover the repair. They do not have to provide facts to back up their denial of coverage. You can not sue them in court. Arbitration is costly and they know it. The company is GARBAGE and looks for any and every reason to deny. Do not waste your money with GWC. They provide crappy NON OEM replacements parts that have required on two major driveline repairs at least (2) faulty front end parts that leak. Still will not provide OEM or equal and will not cover the repair shops first second replacement. Horrible company. STAY AWAY as they will look for every possible angle to deny a valid claim repair.

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      Customer ServiceCoverageTechPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffRental Car

      Reviewed Nov. 4, 2025

      I have a GWC Comprehensive Service Contract on my 2020 Lincoln Navigator L. Purchased with 98k just around 156k miles, I noticed an issue with the Shifting. I went into the dealership to have service completed and diagnosed. The transmission was bad and needed replacement. GWC warranty asked to see documents of if I had the Transmission service within the time the Manufacturer recommended. I showed them that I had it serviced before Ford recommended it. I always get my maintenance done early or on time, never late and I take care of the vehicle. They approved the transmissions from Ford OEM Motorcraft Transmission. Didn't even insist on using their own used ones; they just paid for a brand-new Ford OEM. It was around 3600 for parts and 1800 for labor. I don't have a deductible so they covered 100%.

      The only thing I wish that was smoother and easier for the first time, the dealership called GWC to file a claim and start it. We found out a week later that the claim had not been started, but when the service advisor finished on the phone, he had thought it was completed so GWC dropped the ball on that. But they made up for it quickly once it was started again. The other issue was that the Inspector they sent out took the full time, I think even longer, to get out to inspect it from the time they said it would be. This caused the time to order and have the transmission delivered longer and also time for the tech to install it a bit longer, 'cause he had other jobs in line and couldn't wait to start until the part showed up, since it was coming later, since they didn't get to order it in time for that week because of the above issues.

      But it got done. So the only complain I have is that I had to go into a rental vehicle for longer than the 5 days allowed for rental reimbursement. I had been prepared to pay for 3 or 4 days more than the 5 that was allowed so I was ready to pay another 200 for my rental on top of what GWC would cover but because of the delays from GWC and the inspector I had to spend more out of pocket. And I'm not happy about that. But I am happy that they didn't argue about putting a new trans in, and they covered it.

      I see all the bad reviews they get, and what people don't understand is that if you don't follow the contract, follow the manufacturer service intervals, then of course the service contract is going to deny the claim even on covered parts. You still have to upkeep the vehicle, and people also need to read their contracts and understand that when they are buying them.

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        GWC Warranty Company Information

        Company Name:
        GWC Warranty
        Company Type:
        Private
        Year Founded:
        1995
        Address:
        P.O. Box 7900
        City:
        Wilkes-Barre
        State/Province:
        PA
        Postal Code:
        18702
        Country:
        United States
        Website:
        gwcwarranty.com