Best Extended Car Warranties in Utah

We compared 74 companies and chose the top extended auto warranty providers

    • Best overall
      Endurance Warranty
      4.6(17,424)
    • Value
      American Dream Auto Protect
      4.0(1,686)
    • Older vehicle coverage
      CarShield
      4.0(9,885)
    +1 more
    Author picture
    Edited by: Jon Bortin

    Best Extended Car Warranties in Utah

    Based on reviews from local drivers, Endurance Auto Warranty offers the best extended car warranties in Utah. American Dream Auto Protect is a great budget-friendly option, while CarShield is our top pick for protecting older cars.

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    Our top picks for extended car warranties in Utah

    1. Best overall: Endurance
    2. Best value: American Dream
    3. Best for older vehicles: CarShield

    Our research team reviewed dozens of extended car warranty companies in Utah. We compared coverage options, vehicle eligibility, extra benefits, costs and real customer feedback on claims handling. See our full methodology for details on how we picked the best companies. Our picks may be Authorized Partners that compensate us, but this does not affect our recommendations or evaluations.

    Learn more about extended car warranties
    Best overall

    Endurance Warranty

    Endurance Warranty
    Levels of coverage
    12
    Maximum mileage
    Unlimited miles
    Vehicle age limit
    20 years
    Waiting period
    30 to 60 days and 1,000 miles

    Endurance stands out for Utah drivers because it handles every step of the process directly, from sales to claims. This hands-on approach helps reduce delays and minimize confusion about coverage.

    Each Endurance plan also comes with a year of Elite Benefits, which add extra value through perks like tire repair, key fob replacement and more.

    Utah drivers often highlight Endurance’s wide-ranging coverage options, attentive customer service and hassle-free sign-up process.

    What to consider: Free Elite Benefits expire after the first year, so don’t count on having them long-term without paying extra.

    Pros
    • Easy to sign up
    • One year of free Elite Benefits
    • No mileage limits
    • Covers older vehicles
    • Can cover maintenance
    Cons
    • Difficult to cancel
    • Can be pricey

    Endurance offers a lineup of six main plans to address a wide range of needs and vehicle ages. Each one is built for different priorities, from high-mileage coverage to maintenance.

    • Select Premier: Covers older cars with up to 150,000 miles and includes basic coverage for engine components, transmission, drive axles, cooling, fuel, AC and electrical systems.
    • Secure: Affordable coverage for older vehicles.
    • Secure Plus: The basic plan covers 10 component groups across your car’s powertrain, AC, brakes, steering and electrical system.
    • Superior: Offers extensive coverage for a wide range of components. This midtier plan adds coverage for your suspension, fuel system and cooling system.
    • Supreme: This exclusionary plan covers almost everything. All parts are covered except for specific exceptions listed in your contract.
    • EnduranceAdvantage: Available in Preferred, Plus and Prime levels, this plan adds on routine maintenance benefits like oil changes and tire rotations.

    You may be able to find additional plans by calling a company representative, depending on your vehicle. A year of Endurance Elite Benefits is included with the purchase of any Endurance vehicle protection plan. These benefits include 24/7 roadside assistance, tire coverage, key fob replacement, collision discounts and windshield repair.

    We were quoted the following annual costs from Endurance’s website:

    VehiclePlanAnnual cost
    2016 Toyota Camry (110,000 miles)Secure Plus$1,235
    2015 BMW 3 Series (125,000 miles)Premier Plus$2,573
    2014 Honda CR-V (135,000 miles)Secure Plus$1,834
    2013 Ford F-150 (150,000 miles)Premier$2,014
    3x Award Winner
    Selected for having one of the highest satisfaction rates for Best Customer Service, Best Coverage and Best Value
    American Dream Auto Protect
    Levels of coverage
    3
    Maximum mileage
    200,000 miles
    Vehicle age limit
    20 years
    Waiting period
    30 days

    American Dream Auto Protect is our top pick for value because it consistently offers some of the lowest rates, based on our secret shopper research. The company also frequently runs promotions for even lower prices.

    With customizable coverage, you pay only for what you need, making it a practical option for those who want to cover specific systems instead of purchasing a full bumper-to-bumper plan. 

    Drivers in Utah consistently highlight American Dream for offering strong coverage, helpful customer service and smooth claims handling.

    What to consider: Some customers report issues with communication.

    Pros
    • Simple sign-up process
    • Multiple coverage options
    • Transferable contracts
    • Wide repair network
    • Frequent promotional offers
    Cons
    • No online quotes
    • Cancellation fees

    American Dream Auto Protect offers three distinct levels of coverage, each designed to fit different budgets and repair concerns.

    • Silver: Covers the engine, transmission, drive axle, transfer case and water pump.
    • Gold: Includes everything in the Silver plan plus the AC, starter, alternator, power windows, fuel pump, radiator and fuel injector.
    • Platinum: Includes everything in the Gold plan plus steering, suspension, the electrical part of the ABS, navigation/backup camera, differential assembly, seals and gaskets.

    Plans also include helpful benefits like 24/7 customer service and roadside assistance, which includes services like towing.

    We were quoted the following annual costs from a secret shopper phone call to American Dream:

    VehiclePlanAnnual cost
    2016 Toyota Camry (110,000 miles)Silver$933
    2015 BMW 3 Series (125,000 miles)Silver$1,069
    2014 Honda CR-V (130,000 miles)Silver$1,167
    2013 Ford F-150 (120,000 miles)Silver$1,428
    3x Award Winner
    Selected for having one of the highest satisfaction rates for Best Customer Service, Best Coverage and Best Value
    Best for older vehicles

    CarShield

    CarShield
    Levels of coverage
    6
    Maximum mileage
    300,000 miles
    Vehicle age limit
    25 years
    Waiting period
    30 days and 1,000 miles

    CarShield is our recommendation for Utah drivers with older cars or high-mileage vehicles. CarShield offers numerous plan options, including specific coverage for vehicles with up to 300,000 miles — something many providers refuse to cover. We also like that its flexible, month-to-month contracts start at just $99.

    What to consider: While some Utah reviewers praise straightforward claims and fair pricing, others have complaints about vague contract language.

    Pros
    • Wide variety of coverage options
    • Month-to-month, price-locked plans available
    • Covers vehicles with up to 300,000 miles
    • Covers older vehicles
    Cons
    • Rental reimbursement isn’t standard
    • Quote only available over the phone
    • Cancellation fees

    CarShield provides six different protection plans that cater to both newer and older vehicles, so you can match your coverage to your car’s needs.

    • Diamond: Bumper-to-bumper plan that covers nearly all mechanical and electrical components.
    • Platinum: Covers big-ticket items, including the engine, transmission, AC, electrical components, fuel system, starter and water pump.
    • Gold: Covers the engine, transmission, AC, starter, alternator and power windows.
    • Silver: A basic powertrain plan that covers the engine, transmission, drive axles and any parts that send power to the wheels.
    • Aluminum: An electronics-focused plan that covers your GPS, instrument cluster and wiring harness.
    • EV/Motorcycle/ATV: Specialized coverage for electric vehicles, motorcycles and ATVs.

    Most CarShield contracts also include 24/7 roadside assistance, courtesy towing and rental car reimbursement options.

    Extended Car Warranties in Utah Buyers Guide

    Jump into our guides and start learning

    Top Picks

    See who reviewers like

    Endurance Warranty logo
    American Dream Auto Protect logo
    CarShield logo
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    Simplify your search

    Compare plans tailored to your car & budget.

      When picking a car warranty in Utah, focus on your vehicle’s age, expected longevity and repair history. A good extended car warranty can save you thousands on repairs and give you peace of mind when unexpected issues arise. But the wrong plan could lead to unnecessary expenses and delays in getting your car repaired.

      Key insights

      Most extended auto warranty plans run about $1,000 per year. Prices vary based on your car, provider and coverage level.

      Jump to insight

      It’s common to see misleading sales tactics and hard-to-read contracts in this industry. Always understand exactly what is covered before you sign a contract.

      Jump to insight

      Extended warranties may not be cost-effective if you’re planning to sell the car soon or the policy has too many coverage gaps.

      Jump to insight

      How to choose a car warranty in Utah

      The best car warranty companies offer several features: wide-ranging coverage, positive customer feedback and a smooth claims process. As you compare plans in Utah, follow these steps:

      1. Pick your coverage

      Start by deciding what parts of your car you want to protect. The most complete option is a bumper-to-bumper warranty, while a basic powertrain warranty only covers the essential parts that make your car move.

      Utah drivers in mountain areas like Park City or Logan may want broader coverage, since steep grades and winter weather can put extra stress on engines, brakes and transmissions.

      2. Find a company that fits your needs

      Check to see if the company has limits on vehicle age or mileage, and ask about the waiting period before coverage begins — usually 30 days and 1,000 miles.

      Make sure the company works with certified mechanics in your area so you have a convenient place to get repairs done. If you live in Salt Lake City, Provo or Ogden, you’ll likely have multiple options. Drivers in rural areas should confirm repair shop availability before buying.

      3. Read customer reviews

      Customer reviews can tell you a lot about a company's performance. Find stories from people who have actually filed a claim to shed light on how the company handles repairs and payment processes.

      Pay special attention to feedback from other drivers in Utah to see if there are any issues with service or repair shop availability where you live.

      4. Compare quotes

      Warranty prices are rarely listed online, so you'll need to get quotes from at least three different companies. Costs can vary by hundreds or even thousands of dollars for the same level of coverage on the same vehicle.

      When you compare quotes, look at similar plans with the same deductible. This is the only way to know if you're getting a good deal.

      5. Read the fine print

      Before signing, ask for a sample contract and read it carefully. Many claim denials happen simply because the broken part wasn't included in the plan. Pay close attention to the "exclusions" section to see what isn't covered, such as preexisting conditions.

      For example, Mark from Salt Lake City told us this: “Upon receiving my policy, I discovered a surprising requirement: To be covered, I had to produce a complete record of all maintenance from the date my vehicle was initially made.”

      It’s also important to check cancellation policies — Utah law allows some consumer protections for service contracts, but you should still know the terms in case you need to cancel your plan.

      How do extended car warranties work?

      If your manufacturer’s warranty has expired, an extended car warranty helps shield you from unexpected repair bills. These plans pay for specific repairs (not routine maintenance) after your original warranty ends.

      Plans are structured by years and mileage, but price is based on your car’s age and condition, chosen coverage and the required deductible.

      If you have a covered breakdown, you’ll visit a repair shop and the provider will either pay the shop directly or reimburse you, minus your deductible, after approving the claim.

      You can purchase coverage from an automaker, a local dealership or a third-party provider.

      Types of car warranties

      There are two primary categories of car warranties: stated-component and exclusionary. Both types are designed to pay for repairs when covered parts fail under normal use.

      • A stated-component warranty covers only the parts listed in the contract. For example, a drivetrain warranty covers your car's transmission, drive axle, drive shaft, differential and transfer case. A powertrain warranty includes all of those parts, plus your engine.
      • An exclusionary warranty covers everything except the parts named in the contract. For example, a bumper-to-bumper plan covers almost all parts except a short list of excluded items.

      Pro tip

      Read the claim process section carefully. Some plans require you to contact the provider before towing or repairs.

      » GUIDE: Everything to know about car warranties

      Extended car warranty costs

      A typical bumper-to-bumper extended warranty costs between $1,400 and $4,000 per year, depending on your vehicle and chosen level of coverage. Factors that affect the price include:

      • Vehicle make and model
      • Vehicle age and mileage
      • Type of coverage
      • Warranty provider

      A basic powertrain warranty for a newer car may be less than $1,000, while an exclusionary plan for an older or luxury car could top $3,500. Choosing a higher deductible will reduce your premium, but you’ll pay more per repair.

      Paying for the warranty up front is usually more affordable than opting for a monthly payment plan.

      If you purchase a warranty from a dealership, be aware that costs are often included in your auto loan. This will add interest and can make the total price much higher over time.

      Is an extended car warranty worth it?

      An extended car warranty is worth it if your vehicle is no longer under manufacturer warranty, is known for expensive repairs and you want predictable costs. These plans can be a helpful safety net, especially for drivers who rely on their car daily and need coverage for sudden breakdowns.

      You can cancel early if a plan isn't paying off.

      “It was well worth it,” said Efrain from West Valley. “It's saved me almost as much as what we paid for it and we still have 3 years left on the warranty.”

      However, for many Utah drivers, it may not pay off if your car is reliable, has low repair costs or you have savings set aside for emergencies.

      For example, Cindie from Layton didn’t find a warranty worth the cost: “If I would have put the money aside on each month for the payments of three vehicles I would have been able to cover the other problems.”

      It all depends on how much you value peace of mind and how good your provider is about stepping up when you file a claim.

      Common auto repair costs in Utah

      An extended warranty in Utah might cost about $1,200 per year plus two $100 deductibles, for a total of $1,400 annually. That’s less than the price of a single AC compressor replacement on a 2019 F-150 or a head gasket repair on a 2021 RAV4.

      Here’s what other common fixes look like for some of Utah’s most popular vehicles.

      *Cost ranges from the RepairPal estimator tool for ZIP code 84095

      FAQ

      How can I avoid car warranty scams?

      To avoid car warranty scams, never share your information with unsolicited callers or emails. Only purchase a warranty directly from a reputable provider, not through random solicitations. If you suspect scam activity, you can report it to the FCC to help reduce unwanted robocalls and scams.

      Should I get an extended warranty when I buy a new car in Utah?

      You do not need an extended warranty when you purchase a new car in Utah. New vehicles come with a manufacturer’s warranty that covers most repairs for at least three years or 36,000 miles. Utah’s lemon law also provides protection for major, unfixable problems during this period.

      » COMPARE: Best new car warranties

      Can I cancel my extended car warranty?

      Yes, most providers allow you to cancel your extended car warranty, but you may be charged a cancellation fee. Refunds are generally based on how long you’ve had the contract and whether you’ve filed any claims.

      What laws and regulations govern Utah service contracts?

      Utah service contracts are governed by Utah Code Title 31A, Chapter 6a, which requires companies to insure their contracts with a reimbursement policy. The law also requires specific contract disclosures, including notification that the contract is regulated by the Utah Insurance Department in a limited way.

      Does Utah require a “free look” or cooling-off period for warranties?

      No, Utah doesn't require a statutory "free look" or cooling-off period for service contracts or vehicle purchases. Any cancellation rights are determined by the provider’s or dealer’s policy.

      Methodology

      The ConsumerAffairs Research Team used a data-backed process informed by expert editorial judgment and verified customer reviews. We started with extended auto warranty companies available in Utah, then evaluated which performed best for local residents.

      What we evaluated

      We prioritized real customer experiences in Utah but also considered national reviews. We discarded companies with fewer than three in-state reviews. Our review evaluation focused on four satisfaction drivers:

      • Coverage
      • Customer service
      • Price
      • Claims handling

      In addition to reviews, we compared the companies on:

      • Tiers of coverage
      • Maximum vehicle mileage covered
      • Maximum vehicle age covered
      • Additional benefits
      • Cost

      Why verified reviews matter

      ConsumerAffairs collects in-depth, verified reviews to surface real customer stories. These reviews are the primary factor in our ratings because they highlight how real customers experience the product and service. Only the companies with the highest satisfaction rates among Utah reviewers made our top picks list.

      Guide sources

      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this article include:

      1. Utah State Legislature, “Title 31A, Insurance Code, Chapter 6a, Service Contracts.” Accessed Sept. 5, 2025.
      2. Utah State Legislature, “Title 13, Commerce and Trade, Chapter 24, Uniform Trade Secrets Act.” Accessed Sept. 5, 2025.

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