MasterTech Warranty

MasterTech Warranty Reviews

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About MasterTech Warranty

MasterTech offers five extended auto warranty plans, a GAP coverage plan, and supplemental plans for coverage on unprotected items. Instead of selling plans directly to customers, MasterTech’s plans are sold through partnered dealerships. We could not find pricing and some policy information, so remember to read the fine print and ask your representative specific questions about the company's products.

    Pros & Cons

    • Wide range of coverage options and plans
    • 60-day money-back guarantee
    • Nationwide availability
    • Option to transfer policy
    • Only sold through dealerships
    • No online quotes

    Our editor’s take

    MasterTech could be a good option if you own an old or high-mileage car. The company offers plenty of plans and coverage options to choose from compared to other companies like it. However, you can only purchase coverage through a dealership at the time of purchase and you must pay attention to what is and isn’t covered before selecting a plan.

    MasterTech overview

    Founded in 2015 with headquarters in Brazil, MasterTech is an extended auto warranty company providing standard and GAP coverage with extra supplemental plans. MasterTech is not a direct provider, but rather an administrator that partners with dealerships across the country and parts of Canada to offer plans when purchasing a new or used vehicle. Since it sells through dealerships, you may have to check with the dealer for specific warranty information since coverage plans vary per person.

    » LEARN: What is a vehicle service contract?

    MasterTech availability

    MasterTech plans are only available through dealerships. This means you will have to purchase coverage through one of its primary and supplemental plans when you purchase your vehicle. MasterTech partners with dealerships nationwide and offers coverage in Canada.

    MasterTech coverage and plans

    MasterTech offers three programs that are broken down into tiers or more coverage options. Their Vehicle Protection Program operates as an extended auto warranty for vehicle owners who want coverage with one of the five available plan options:

    • Primary
    • Premier
    • Elite
    • Ultra
    • Ultra Plus

    Meanwhile, its Debt Protection program includes GAP coverage. This program states it can cover up to $50,000 in GAP coverage for new and pre-owned vehicles valued at or financed up to $125,000.

    MasterTech’s Ancillary Complete Protection program helps cover repairs for common areas not usually covered in a standard extended auto warranty — like the windshield, exterior, tires, wheels, and other areas. This program has four tiers to choose from:

    • Primary: Covers key replacements
    • Premier: Covers key replacements and windshields
    • Elite: Covers key replacements, windshields, and dent repair
    • Ultra: Covers key replacements, windshields, dent repair, and road hazards

    » LEARN: What does a car warranty cover?

    MasterTech coverage limits

    MasterTech does not disclose how it limits payouts on its website, but policyholders are responsible for paying all diagnostic, tear-down, and repair charges that do not meet contract requirements. When you begin shopping, your representative should provide details on payout limits per plan so you can choose one with the best coverage for your needs.

    MasterTech cost

    MasterTech doesn’t provide price quotes for its plans, so we were unable to get estimates for our sample vehicles. To find out what a MasterTech plan might cost you, contact your local dealership for a quote. You can choose a monthly payment plan for your coverage or pay it in full at the time of signing.

    MasterTech also does not disclose its deductibles. However, the company does offer you the flexibility of choosing your deductible amount.

    » MORE: How much does an extended car warranty cost?

    MasterTech benefits

    On top of its repair coverage, MasterTech offers extra benefits, but it doesn’t specify the limits of these perks publicly.

    MasterTech policies

    MasterTech does not disclose information pertaining to purchase eligibility for its plans, so you will have to speak to your dealer about the requirements and the limits for each plan. However, the company does advertise that all plans are transferable (for a fee).

    There is a 60-day waiting period for all plans, and, according to its website, MasterTech will issue a full refund if you cancel your plan within the 60 days as long as no claim has been filed. Should you ever need to cancel your plan, you must cancel it in writing and send the letter to your dealer along with the mileage on your vehicle at time of cancellation.

    MasterTech FAQ

    How does MasterTech work?

    You have to select one of MasterTech’s six plans for auto repair coverage before deciding if you want to add on one of their Ancillary plans for special parts of the interior or exterior. After purchasing a plan that fits your needs from an authorized dealer, you have to wait 60 days before coverage kicks in.

    How do I file a claim with MasterTech?

    Filing a claim starts with taking your vehicle to the issuing dealer to start repairs. If you’re unsuccessful in returning your vehicle to your dealer, you can try calling an administrator for instructions on how to best proceed.

    Is MasterTech legit?

    MasterTech is a legit extended auto warranty. Operating out of Florida, Georgia, and Texas, the company offers five plans that can be purchased through dealerships. However, the company is not as forthcoming about its prices and policies on its website, which means you will need to ask your warranty representative for more specific information.

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    MasterTech Warranty Company Information

    Company Name:
    MasterTech Warranty
    Postal Code:
    United States

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