Elite Warranty

Elite Warranty Reviews

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About Elite Warranty

Elite Warranty offers six extended automotive protection plans through agents and dealerships in the U.S. and Canada. Because its plans are not sold directly to consumers, we weren’t able to get much information in terms of pricing and policies. If you’re offered an Elite Warranty plan, we encourage you to shop around and look over the fine print of your warranty agreement before you buy.

    Pros & Cons

    Pros
    • $0 deductible on some plans
    • “Day-one” coverage available
    • Add-ons available with most plans
    • Provides 24-hour roadside assistance
    Cons
    • Only sells through dealerships
    • No online price quotes
    • Sample contracts not available on website

    Our editor’s take

    If you’re buying a car and your dealership offers a vehicle service contract from Elite Warranty, it might be worth considering — especially if you’re buying a rare or expensive vehicle that might be hard to get coverage for elsewhere. However, it’s hard to say for sure how Elite Warranty compares to the competition because we were unable to get pricing for our sample vehicles. If you’re in the market for an extended warranty, it’s generally a good idea to shop around, read reviews and compare options before you buy.

    Elite Warranty overview

    Elite Warranty is a vehicle service contract provider based in Springville, Utah, that’s been in business since 1988.

    Elite Warranty does not sell coverage plans directly to the public. Instead, it offers plans through dealerships and agents. (This is likely why Elite Warranty’s website doesn’t include features we’d normally expect from a consumer-facing business.)

    Elite Warranty administers all claims in-house, and it pays claims directly to your repair facility based on standardized, published repair times and local shop rates.

    » LEARN: What is a vehicle service contract?

    Elite Warranty availability

    Elite Warranty is available nationwide in the U.S. and in parts of Canada. However, not every dealership or agent partners with this company, so you may have to ask around to find Elite Warranty sellers.

    On the upside, Elite Warranty claims to cover vehicles of any make, model or mileage, so you may be in luck if you’re buying an older or exotic vehicle. (Many extended warranty companies have mileage limits for the vehicles they’ll cover, and some restrict coverage for certain rare or expensive makes and models.)

    Just be aware that not all plans are available for every vehicle:

    • The Standard plan is available to all drivers since there is no mileage limit.
    • The Premium plan is available for most vehicles with under 120,000 miles.
    • The Superior plan is only available for vehicles under 6 model years old with 75,000 miles or less.
    • The Certified Pre-Owned plan is available for vehicles under 10 model years old with under 125,000 miles that have passed an inspection.

    Elite Warranty coverage and plans

    All told, Elite Warranty offers six different auto protection plans:

    • Standard
    • Premium
    • Superior
    • GAP
    • Certified Pre-Owned
    • The Basics

    The Standard plan covers most of the components in your powertrain, and the Premium plan adds coverage for your steering, seals, gaskets and other components. You can also customize the Standard and Premium plans to cover additional components.

    Elite Warranty’s Superior and CPO plans mimic the vehicle manufacturer’s original coverage except for certain exclusions listed in the warranty agreement.

    GAP (guaranteed asset protection) coverage is a specialty plan that can help protect you if your vehicle is totaled, and The Basics exclusively covers items not normally included in auto warranties, like your windshield, tires, wheels and keys.

    * Transmission case covered when damaged by internal lubricated part **Does not include fuel injection pump ***Only when replaced as covered repair

    » LEARN: What does a car warranty cover?

    Elite Warranty coverage limits

    Elite Warranty does not publish much information on its coverage limits. The only relevant details we could find on its website stated that it paid 130% of NADA retail value on GAP coverage, but you’ll have to check your sample contract for the limits on any other plan.

    Elite Warranty cost

    Elite does not disclose the exact cost of its plans online, so you will need to speak to a representative to gather a quote for your vehicle.

    Most plans reportedly start with a $0 deductible, but only the Certified Pre-Owned plan had more specific information available. (Certified Pre-Owned plans come with a $200 deductible.)

    » MORE: How much does an extended car warranty cost?

    Elite Warranty benefits

    Elite Warranty does offer secondary benefits with its vehicle protection plans, but details were once again limited.

    Elite Warranty policies

    Elite did not disclose if its policies are transferable or if they require an inspection, so be sure to ask before you sign up for a plan. There’s also no information available from the company on how to cancel a plan, but calling its toll-free number or a representative in claims and sales should be able to help you if you ever need to cancel.

    Elite Auto Warranty does offer what it calls “day-one coverage,” which likely means there’s no waiting period before your coverage kicks in. In theory, once you sign with them for a plan, your coverage begins that day. (For context, most extended auto warranty companies require customers to wait a certain number of days and/or drive a certain number of miles before coverage starts. This is intended to filter out people seeking coverage for preexisting conditions.)

    Elite Warranty FAQ

    How does Elite Warranty work?

    Elite Warranty provides extra warranty coverage in case your vehicle breaks down or stops working due to manufacturing issues. Coverage varies by plan, and plans are only available for vehicles within certain age and mileage limits. For instance, the Premium plan is only available for vehicles with less than 130,000 miles.

    How do I file a claim with Elite Warranty?

    You can file a claim with Elite Warranty through the contact form on its website or by contacting its claims department via phone or email. If you purchased a warranty through an agent or dealership, you can contact your representative there as well.

    Is Elite Warranty legit?

    Elite Warranty is a legitimate extended auto warranty company that offers six different plans through dealerships and agents. However, Elite’s website keeps information brief, so you’ll want to discuss your preferred plan in detail with a representative before you buy.

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    Elite Warranty Company Information

    Company Name:
    Elite Warranty
    Year Founded:
    2005
    Address:
    PO Box 404
    City:
    Springville
    State/Province:
    UT
    Postal Code:
    84663
    Country:
    United States
    Website:
    www.elitewarrantyinc.com

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