Zurich Vehicle Service Contract

I wanted to find out if what problem I was having was covered and when I called Zurich, it literally took 25 minutes of being on hold for somebody to finally pick up that I had to put my phone on speaker because my arm was getting tired. But the reps were very helpful. They asked me a few questions and got my contract number.

I've had a good experience with Zurich. They are one of the better warranty companies. We had some issues with my husband's car not that long ago. We had the alternator go in it, but that was the first issue we've had with his car. I also took my car to the dealer and they handled everything. They said it was the fuel pump. The only issue that I had was when I bought my car, I bought a tire and rim protection with my car along with the extended warranty. And when my tire went flat, I took it to the dealer and the rep said, "Your warranties aren't popping up." So I don't know if that's necessarily an issue on Zurich or if it's something to do with the dealership's computer. When I bought my car, the dealership pointed out the warranties for me. Because they put everything on a flash drive, but the warranties, he printed out. Luckily, I had the printed version in my car. And he called Zurich to make sure it would be covered, and it was fine.

The first time I used Zurich, there was something wrong in the motor that shifted the gears. The second time, there was something wrong with the valve that would force the gas into the engine. I've never had any issues while using it. I just had to make sure that I went to an AAA Ford dealership. I just gave them the phone number. They know what Zurich is and they're good. They always told me that it could take a couple of weeks for me to get my car back because of the payment processing, but I've never had it gone for more than two days. Zurich is quick on getting the payments to the dealership so the car can be released. I made a call to Zurich and they had the funds for them in 45 minutes while I was waiting at the dealership. The nicest part was that I was able to tag it to the loan. I added a few months to my payment, but that way, I didn't have to worry too much about having a cushion for those major repairs. I could just have enough for the deductible and from there, I know I am gonna be okay if anything went wrong.

I live in Chicopee. And I got the flat in Holyoke. So, I’ve had to put a donut on and take that tire off, put the donut on. I drove to Rucki’s which is a tire company that I always deal with to buy tires. And I brought it there. So, they ordered me the tire, put it on later in the afternoon. I didn't realize that when I called Lia Toyota in Boston Road in Wilbraham, they told me that I had Zurich and that I could go to anybody and they would just put a claim in, or I could go to any Toyota dealer. I would have went to West Springfield, which was closer to the Toyota dealer. I've already had to buy three new tires. So, Zurich has paid for itself. At 300 a tire, that was $900. I paid $998 for the contract. And it's good until 2025.

The reps from Zurich have been great so far. My tire keeps going flat and my car was pulling. So, I did an alignment but the car was still pulling. I was told my rim was cracked and I told the guys fixing it to replace it. They said they can’t and they would try to weld it. I told them to do what they gotta do. They welded it and then, a few days later, my tire pressure light went off again. I have all brand-new tires and they're saying that there's something up with the crack. They keep just fixing the cracks and I'm not happy about that because they won't replace my rim. It's still just a fixed crack. It's a little better but I don't like knowing that I'm driving a $120,000 car with a welded rim. I bought a protection and I want a replacement rim. But if fixing is the same as replacing, then I'm okay with it. For my situation for the BMW that I drive, Zurich is 100% worth it. I don't know any of my friends or constituents that buy these cars without a protection plan.

Dealing with Zurich was a very straightforward experience and it was easy to get all the questions answered. But dealing with Firestone was a little troublesome because the people I was working with there said they have never heard of this company or the concept of a warranty. It was a little confusing and strange. But everything worked out. Zurich exceeded my expectations of any kind of warranty because typically, you hear bad experiences.

It's been a great experience with Zurich. They did everything they said they'd do.

Recently, I had a big piece of metal in one of my tires. So my tire had to be replaced. I have a Mercedes Benz and it's very pricey to fix the tires. I dropped it off before work and picked it up after work. But it was done within an hour. Zurich covered the cost of the tire and I didn't have to pay anything additional at the time of repair. Zurich is very reasonable. It helps to cover those large expenses when they pop up unnecessarily.

Two weeks after I bought my warranty from Zurich, I had a nail in the tire. I went back and they changed the tire. It was a seamless transaction. I would tell my friends that my experience with them so far has been pretty good, so maybe it would work out for them, too.

An emissions valve was getting stuck and I had to have that fixed on my vehicle. I asked the mechanic if it would be covered by the extended warranty and he said that Zurich probably would and told me to bring the paperwork and he would take care of it. He dealt with them. I brought it up there for an oil change, had them check that out and they ordered the part and fixed it the next day. Zurich’s coverage is great.