
Zurich Vehicle Service Contract Reviews
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About Zurich Vehicle Service Contract
Zurich offers extended auto warranties, also known as vehicle service contracts, that help protect you from repair costs related to breakdowns or malfunctioning components. Its vehicle service contracts are available throughout the U.S. Zurich has representatives available to answer coverage questions 24/7, 365 days a year. It also claims 40-plus years of experience.
- Also covers motorcycles
- Comprehensive coverage available
- Transferable plans
- Roadside assistance
- Limited availability
- Low rental reimbursements
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Zurich Vehicle Service Contract cost
Vehicle service contract prices are not available on Zurich’s website. Expect prices to vary based on your local dealership and the make, model, year and mileage of your vehicle.
The best way to get an accurate price is to speak to a Zurich representative at an authorized dealership. They will be able to speak with you about your contract choices and what fits your budget.
Zurich offers your choice of deductible, including zero-deductible plans. Extended auto warranty deductibles generally vary, but a typical deductible is about $100.
Zurich extended warranty plans
Zurich currently offers three extended warranty plans for new and used vehicles. All plans contain certain exclusions, so just speak to a representative at a certified dealership for more information on which items are covered.
Powertrain
The Powertrain plan is Zurich’s most basic warranty coverage. It only covers named components, including:
- Engine
- Transfer case
- Transmission
- Drive axle(s)
Standard
The Standard plan covers everything in the Powertrain plan and adds coverage for specific named components, including:
- Suspension
- Steering
- Brakes
- Heating and AC system
- Electrical components
Comprehensive
The Comprehensive plan is an exclusionary policy, which means it covers everything on your vehicle except certain components. This type of plan is sometimes called a “bumper-to-bumper warranty.” Coverage includes everything in the two previous plans plus notable additions, including your vehicle’s:
- Cooling system
- Interior
- Exterior
The Comprehensive plan excludes parts not specifically listed in your contract, such as cosmetic trim, tires, batteries, exhaust components and nonfactory installations. Routine maintenance, wear-and-tear items and damage from rust, leaks or noise are also not covered.
» COMPARE: Best extended car warranties
Zurich Vehicle Service Contract coverage
Zurich covers repairs made at any ASE-certified facility or the dealership where you originally purchased your Zurich contract. Once the diagnosis is complete, have your repair facility file a claim with the Zurich claims team and obtain an authorization number by calling 800-643-9059. Once the repair has been authorized and completed, Zurich pays the repair facility directly. You may have a deductible, and you’ll have to pay for any noncovered expenses out of pocket.
Every plan also includes emergency roadside assistance, rental car reimbursement and trip interruption coverage. Depending on the plan you choose, the rental reimbursement is up to $30 or $40 per day with a six- or 10-day maximum.
Trip interruption reimbursement benefits also vary, but most are $100 a day for three days. You only qualify for trip interruption reimbursement if you have a breakdown more than 100 miles from home, requiring you to remain there overnight.
» LEARN: Car warranty vs. car insurance
Zurich Vehicle Service Contract additional coverage options
Along with its three service contract plans, Zurich also offers these coverages (separate fee applies):
- Road Hazard Tire & Wheel (car or truck)
- Road Hazard Tire & Wheel (motorcycle)
- Prepaid Maintenance Contract (maintenance at the dealership you purchased from only)
- Guaranteed Asset Protection (GAP)
- Universal Security Guard (theft protection)
- Premier Dent Coverage
- Simoniz GlassCoat and MotoTect (paint protection)
- Zurich Shield (windshield protection)
- Key protection (key replacement)
Zurich Vehicle Service Contract FAQ
What does a Zurich Comprehensive warranty cover?
Zurich’s Comprehensive warranty is an exclusionary policy, which means it’s defined by what it doesn’t cover, such as routine maintenance and wear and tear. However, you can expect the Comprehensive warranty to cover your vehicle’s:
- Engine
- Transmission
- Drive axle(s)
- Transfer case
- Suspension
- Steering
- Brakes
- Heating system
- AC
- Electrical components
- Cooling system
- Interior
- Exterior
What is the Zurich vehicle service contract coverage?
The Zurich vehicle service contract is an extended warranty that helps pay for repairs after a mechanical breakdown. It’s offered in three levels—Powertrain, Standard and Comprehensive—with coverage ranging from basic drivetrain components to most mechanical and electrical systems.
How many plans does Zurich offer?
Zurich offers three extended warranty plans. Powertrain covers your car’s engine, drive axle and transmission. Standard covers everything in Powertrain, plus components like your suspension, steering and brakes. Comprehensive offers exclusionary coverage that includes almost all vehicle components. See the expandable module above for a more complete breakdown.
Who accepts the Zurich auto warranty?
Zurich states you can take your vehicle to any dealership or state-licensed repair facility. However, it’s important to have the repair facility verify coverage and obtain a repair authorization number before any repairs are made by calling 800-643-9059.
Where are Zurich service contracts available?
Zurich's vehicle service contracts are only available at select dealerships throughout the United States and Canada. Restrictions and exclusions may vary in certain states.
How do I cancel my Zurich extended warranty?
To cancel your Zurich extended warranty, contact the dealership that sold you the contract or call Zurich Customer Service at 888-835-5063. Additional details are outlined in your contract under the “Cancellation of Contract” section.
Is a Zurich extended warranty worth it?
A vehicle service contract from Zurich is worth it if you're buying a car from a certified dealership. A Zurich representative at the dealership should be able to speak with you and help you choose the right plan. Zurich extended warranty plans are also available for motorcycles and ATVs, making the company a good choice if you want to keep your other vehicles protected.
Zurich Vehicle Service Contract video review
Zurich Vehicle Service Contract Reviews
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- 4,691,972 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Zurich Vehicle Service Contract Company Information
- Social media:
- Company Name:
- Zurich Vehicle Service Contract
- Address:
- 1299 Zurich Way
- City:
- Schaumburg
- State/Province:
- IL
- Postal Code:
- 60196-5870
- Website:
- www.zurichna.com
