Alfa Romeo extended warranty: cost, coverage and plans
Debatably worth it
Alfa Romeos can embody Italian performance, styling and passion in a more affordable package than most exotic brands. Some Alfas even have Ferrari-built engines. However, Alfa has struggled with build quality and dependability for decades, and its recent reintroduction stateside hasn’t bucked that trend.
That’s why long-term Alfa owners should consider extended warranties as a way to protect themselves from repair bills once their factory warranty expires. Alfa Romeo even has an official line of extended warranties, but are they your best option?
Keep reading to find out what Alfa Romeo’s extended warranties cover, what they cost, whether they’re worth it and how they stack up to the competition.
- Alfa Romeo’s official extended warranties are called Mopar Vehicle Protection plans because they come from Mopar, the parts and service supplier for Alfa’s parent company.
- Plans are available for all Alfa Romeo vehicles under 10 years old, and most customers choose top-tier Maximum Care plans because they offer the most coverage.
- These exclusionary plans cost around $850 to $1,700 per year of added coverage.
- Considering that some Alfas cost $1,400 per year in repairs later in their lives, an extended warranty might pay for itself, but it’s close.
Alfa Romeo extended warranty coverage
Alfa Romeo doesn’t actually have its own extended warranty program. Instead, the official, factory-backed extended warranties for Alfas come from Mopar, the official parts, service and customer care provider for Fiat Chrysler Automobiles, now part of Stellantis. That means it covers models from Chrysler, Dodge, Ram, Jeep, FIAT and Alfa Romeo.
Mopar also supplies all of the official extended warranties for those brands, dubbing them Mopar Vehicle Protection plans. You can get plans for new and used vehicles, but Mopar defines these terms in a way that you might not expect:
- “New vehicle” plans are available for any vehicle still within three years or 36,000 miles of when it was brand new. (You may have to pay an additional surcharge once your vehicle passes one year or 12,000 miles, though.)
- “Pre-owned” plans, which are generally more expensive, are available to any Stellantis vehicle that’s under 10 years old and passes an inspection by a dealership.
Car warranty terms are usually stated in units of time and mileage. The warranty ends whenever either limit is reached.
As for term lengths, new vehicle plans can run anywhere from five years/60,000 miles to eight years/unlimited miles. Pre-owned vehicle plans can last between one year/12,000 miles and five years/unlimited miles. However, these advertised terms can be misleading.
Term lengths for Mopar’s new vehicle plans start from your vehicle’s in-service date, which is when it was delivered to its original owner. That means they will overlap with your four-year/50,000-mile factory warranty until it expires, so you’re effectively paying for coverage you won’t use. On the other hand, term lengths for pre-owned vehicle plans start on the date you buy your warranty, so you actually get the amount of coverage you see in your term limits.
» LEARN: What does a car warranty cover?
Alfa Romeo extended warranty plans
Mopar offers multiple extended warranty plans, including traditional extended warranty options and specialty coverages, like tire and wheel plans, appearance plans and plans for leased vehicles. We’ll focus on Mopar’s more traditional extended warranty options in this article.
Coverage options are identical for both new and pre-owned vehicle plans, with the exception of the Added Care plan, which is exclusive to pre-owned vehicles. Curiously, Added Care is also Mopar’s only coverage option with a mileage cap (150,000 miles).
Check out the chart for a detailed breakdown of which component groups each plan covers and to what extent they cover the parts in that group.
|Component group||Powertrain Care Plus||Added Care (pre-owned only)||Added Care Plus||Maximum Care|
|Engine cooling and fuel||Some||Some||Most|
According to a representative from Zeigler Auto Group, a wholesale retailer of Mopar Vehicle Protection plans, the vast majority of customers end up choosing Maximum Care because it covers nearly six times the parts that Added Care Plus covers for a disproportionately small increase in cost.
Powertrain Care Plus plans almost never sell because other Stellantis vehicles are already protected by five-year/60,000-mile factory powertrain warranties (Alfa powertrains are covered for four years/50,000 miles). As for Added Care and Added Care Plus, the only times the representative recalled selling those plans was to customers on strict budgets who only wanted to protect a specific part, like the Ferrari-sourced V-6 in the Alfa Romeo Giulia Quadrifoglio.
Alfa Romeo extended warranty benefits
Mopar Vehicle Protection plans come with these additional benefits:
- Rental car allowances of up to $45 per day (for up to five days) to help cover the cost of a rental car or taxi while your Alfa Romeo is in the shop
- 24/7 roadside assistance of up to $100 per occurrence, which includes flat-tire changes (if you have a spare), towing, fuel delivery (up to two gallons), battery jump-starts and locksmith services
- Trip interruption protection of up to $1,000 to help you afford lodging and meals if your Alfa Romeo breaks down more than 100 miles from home and the repairs are within your warranty coverage
(Previously, Mopar restricted roadside assistance and trip interruption protection to new vehicle plans, but they now come with pre-owned vehicle plans too. You may still see references to the way it used to be online, but a representative from Zeigler Auto Group confirmed the policy change for us.)
Overall, these are above-average benefits for a manufacturer’s extended warranty program. $45 likely isn’t enough to cover the cost of a rental car in 2023, but it’s still more than the $35 most other automakers offer. The trip interruption protection may also be nice to have, considering Alfa Romeos may require long repair times in some cases.
Alfa Romeo extended warranty cost
One nice thing about Mopar extended warranties is that you can buy one online in under two minutes. Most factory-backed extended warranties can only be purchased from the dealership. That means you have to call multiple dealerships and negotiate with each, only to still pay hidden commissions and fees in the end.
Because Mopar Vehicle Protection plans are available online, though, you can find them for wholesale prices from companies like Zeigler Auto Group. In our experience, wholesale prices tend to be around 40% less than you’d pay at a dealership. You can also get instant quotes without giving up any personal information.
While you’ll still have to get a dealer inspection to activate any pre-owned vehicle plan, the ability to buy the warranty itself online is a huge time- and money-saver.
Mopar Vehicle Protection plan costs for Alfa Romeos
Here are some of the quotes we collected from Zeigler Auto Group for various Alfa Romeo vehicles. Note that prices don’t include tax and factor in a $100 deductible.
|Vehicle||Coverage||Term||Coverage beyond factory warranty||Cost|
|2023 Stelvio||Added Care Plus||7 years/100,000 miles||3 years/50,000 miles||$1,710|
|2023 Stelvio||Added Care Plus||8 years/125,000 miles||4 years/75,000 miles||$2,375|
|2023 Stelvio||Maximum Care||7 years/100,000 miles||3 years/50,000 miles||$2,620|
|2023 Stelvio||Maximum Care||8 years/125,000 miles||4 years/75,000 miles||$3,780|
|2020 Giulia||Added Care Plus||7 years/100,000 miles||3 years/50,000 miles||$2,150|
|2020 Giulia||Added Care Plus||8 years/125,000 miles||4 years/75,000 miles||$3,045|
|2020 Giulia||Maximum Care||7 years/100,000 miles||3 years/50,000 miles||$3,375|
|2020 Giulia||Maximum Care||8 years/125,000 miles||4 years/75,000 miles||$4,940|
|2017 Giulia Quadrifoglio||Maximum Care||3 years/36,000 miles||3 years/36,000 miles*||$4,460|
|2017 Giulia Quadrifoglio||Maximum Care||5 years/60,000 miles||5 years/60,000 miles*||$8,225|
The average cost of an extended auto warranty is around $2,500, so it’s clear that Alfa Romeo extended warranties cost more than average. But they don’t necessarily cost as much as we were expecting, given Alfa’s reputation for reliability and high cost of ownership.
Alfa Romeo extended warranty terms and conditions
Most of the terms and conditions in Mopar’s Vehicle Protection plan contracts are pretty standard fare for extended auto warranties, and we’ve broken down some of the key things you should know below. That said, it’s always best to read your extended auto warranty agreement line by line before signing.
- You must perform — and keep records of — all recommended maintenance services listed in your Alfa Romeo owners manual to keep your warranty active. That means getting oil changes, alignments and other services at specific intervals. If you can’t prove to Mopar that you’ve been keeping up with maintenance, you may see a claim denial.
- Normal exclusions for an extended auto warranty apply, so negligence, misuse and missed maintenance intervals can all result in denied claims. Quadrifoglio owners should know that track and competitive use is not covered.
Your Mopar Vehicle Protection plan also won’t cover:
- Wear-and-tear parts, like worn-out brakes or clutches
- Damage from accidents, vandalism or weather
- Unauthorized repairs or modifications
According to a Mopar Vehicle Protection claims officer we spoke with, the No. 1 reason for denied claims is unauthorized aftermarket parts. Mopar can’t legally void your warranty simply because you installed a cold air intake or a lift kit, but if those parts cause other parts to misbehave, neither will be covered by your warranty. However, he did say that Mopar-certified parts installed by a Mopar-certified dealership would be covered.
- Preexisting conditions
- Preexisting conditions aren’t covered by Mopar Vehicle Protection plans, and Mopar stipulates that you get a certified dealer inspection (roughly $150) to activate a pre-owned vehicle warranty.
That may seem like a hassle or a hidden fee, but a pre-purchase inspection is usually a good idea anyway. Having an inspection done helps you prove that whatever problem you encounter later on wasn’t a preexisting condition.
Most extended auto warranty companies don’t require inspections, but many will later deny claims because warranty holders can’t prove their problems weren’t preexisting conditions. Having an inspection helps you avoid that conundrum and get the coverage you paid for.
- If you sell your Alfa Romeo, you can transfer your remaining warranty coverage to the new owner by contacting Mopar and paying a $75 fee (or less, depending on your state).
- Cancellations and refunds
- Mopar Vehicle Protection plans can be canceled within 60 days of sign-up for a full refund if you haven’t submitted a claim. You can still cancel after 60 days or once a claim has been filed for a prorated refund, though.
Is an Alfa Romeo extended warranty worth it?
A Mopar Vehicle Protection plan could be worth it for an Alfa Romeo, but let’s take a step back to explain why. In general, an extended auto warranty is more likely to be worth it if:
- You drive a vehicle with below-average expected reliability.
- It costs less than you expect to spend on the repairs it would cover.
- A surprise repair bill would ruin your finances.
- You don’t have a problem with paying a few thousand dollars for extra peace of mind.
Since we can’t predict how the third and fourth bullets apply to your situation, we’ll focus on the first two to help you decide.
J.D. Power didn’t rank Alfa Romeo in its 2023 U.S. Vehicle Dependability Study, but in 2022, the brand ranked 29th out of 32 automakers with 245 problems per 100 vehicles. Consumer Reports didn’t rank Alfa Romeo in its most recent ranking either, but the outlet did say that it “expects” the Giulia, Stelvio and Tonale to be less reliable than other vehicles.
As for the expected cost of repairs, data was hard to come by. Neither RepairPal nor YourMechanic had calculated an average annual repair cost for these vehicles at the time of publishing, presumably due to a lack of data.
However, Edmunds estimates that, by its fifth year (when its factory warranty runs out), an Alfa Romeo Giulia will cost around $1,400 a year in repairs. For context, that’s on par with the BMW 3 Series and more than double the expected yearly repair cost of the Lexus IS.
Circling back, the cost of a Maximum Care plan for our sample Giulia was around $1,200 per year of added coverage (remember, the factory warranty overlaps with the first four years of a new vehicle plan’s term). Once you factor in the cost of your deductible ($100 per visit in this example), you’re roughly breaking even.
It’s up to you if you think warranty coverage is worth the cost in cases like this. On one hand, your money is tied up in a warranty that may not be useful if nothing goes wrong with your Alfa Romeo. On the other hand, you’re likely spending the same amount of money either way, and with a warranty, you have protection against any massive repair bills your vehicle might incur if something major breaks.
Alfa Romeo extended warranty alternatives
Mopar may be the official provider of Alfa Romeo’s extended warranties, but it’s not your only option if you want to cover your Alfa Romeo with an extended warranty. Third-party extended warranty companies can often offer coverage that’s similar to what manufacturers offer for less money.
We collected quotes from two warranty companies (Endurance and olive) to see how they compared with what we got from Mopar for similar situations —we’ll let the results speak for themselves.
|2023 Stelvio||$3,780 ($100 deductible)||$9,672 ($500 deductible)||N/A|
|2020 Giulia||$4,940 ($100 deductible)||$9,672 ($500 deductible)||N/A|
|2017 Giulia Quadrifoglio||$4,460 ($100 deductible)||N/A||N/A|
Unfortunately, neither company was keen on protecting Alfa Romeo vehicles. olive told us that it simply doesn’t offer warranties for Alfa Romeos, while the best Endurance could do was over $9,500 for 25,000 miles less coverage. (Endurance wasn’t interested in covering our example Giulia Quadrifoglio either.)
You may have better luck with other warranty companies (we’ve seen quotes vary significantly with little apparent reason), but we wouldn't be surprised if Mopar offers the best rates on these niche performance cars, even if they’re only just worth it in the long term.
- Article sources
- ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this article include:
- J.D. Power, “Vehicle Dependability Improves Despite Continued Problems with Technology, J.D. Power Finds.” Accessed April 12, 2023.
- Consumer Reports, “Alfa Romeo Giulia.” Accessed April 12, 2023.
- Consumer Reports, “Alfa Romeo Stelvio.” Accessed April 12, 2023.
- Consumer Reports, “Alfa Romeo Tonale.” Accessed April 12, 2023.
- Edmunds, “2022 Alfa Romeo Giulia Cost to Own.” Accessed April 12, 2023.
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