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Best Extended Car Warranties in Louisiana

We compared 74 companies and chose the top extended auto warranty providers

    • Best overall
      Endurance Warranty
      4.6(17,473)
    • Coverage variety
      Assurant Vehicle Service Contracts
      3.5(832)
    • Older vehicle coverage
      CarShield
      4.1(9,947)
    Author picture
    By: Matt Zane
    +1 more
    Author picture
    Edited by: Jon Bortin

    Best Extended Car Warranties in Louisiana

    Based on local reviews, Endurance Auto Warranty is the best extended car warranty company for Louisiana drivers. Assurant is a good choice if you want a variety of plan options, and CarShield stands out for covering older cars that other companies might not.

    Why trust ConsumerAffairs?
    • Our recommendations are based on what reviewers say.
    • 4,820,134 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.

    Our top picks for extended car warranties in Louisiana

    1. Best overall: Endurance
    2. Best coverage variety: Assurant
    3. Best for older vehicles: CarShield

    Our research team reviewed dozens of extended car warranty companies in Louisiana. We compared coverage options, vehicle eligibility, extra benefits, costs and real customer feedback on claims handling. See our full methodology for details on how we picked the best companies. Our picks may be Authorized Partners that compensate us, but this does not affect our recommendations or evaluations.

    Learn more about extended car warranties
    Best overall

    Endurance Warranty

    Endurance Warranty
    4.6
    17,473 reviews
    Levels of coverage
    12
    Maximum mileage
    Unlimited miles
    Vehicle age limit
    20 years
    Waiting period
    30 to 60 days and 1,000 miles
    Get Pricing Read Reviews

    Endurance stands out as our top recommendation due to being a direct provider. Those with older vehicles will benefit from its plans for cars up to 20 years old with no mileage restrictions. 

    Louisiana reviews praise Endurance’s smooth sign-up process, polite representatives and reasonable pricing.

    Pros
    • Easy to sign up
    • One year of free Elite Benefits
    • No mileage limits
    • Covers older vehicles
    • Can cover maintenance
    Cons
    • Difficult to cancel
    • Can be pricey
    “The sign-up process was straightforward, and they were very clear about how to file a claim and what is covered, even though I haven't needed to make a claim yet. Regarding cost and coverage, I'd say it's quite reasonable.”
    VM Baton Rouge, LA
    “Overall, my experience with signing up with Endurance and their customer service warrants a high rating. The representative was helpful, and the entire process was smooth.”
    Raymond Shreveport, LA
    “During sign up, I was assisted by a representative from Louisiana, just like me, which made for a friendly and engaging conversation. As someone who's turning 85 soon, their patience and understanding were truly appreciated.”
    Oradell Baker, LA

    Endurance offers a variety of warranty plans, so you can select the level of protection that fits your needs and your car’s age:

    • Select Premier: Covers older cars with up to 150,000 miles and includes basic coverage for engine components, transmission, drive axles, cooling, fuel, AC and electrical systems.
    • Secure: Affordable coverage for older vehicles.
    • Secure Plus: The basic plan covers 10 component groups across your car’s powertrain, AC, brakes, steering and electrical system.
    • Superior: Offers extensive coverage for a wide range of components. This midtier plan adds coverage for your suspension, fuel system and cooling system.
    • Supreme: This exclusionary plan covers almost everything. All parts are covered except for specific exceptions listed in your contract.
    • EnduranceAdvantage: Available in Preferred, Plus and Prime levels, this plan adds on routine maintenance benefits like oil changes and tire rotations.

    You may be able to find additional plans by calling a company representative, depending on your vehicle. A year of Endurance Elite Benefits is included with the purchase of any Endurance vehicle protection plan. These benefits include 24/7 roadside assistance, tire coverage, key fob replacement, collision discounts and windshield repair.

    We were quoted the following annual costs from Endurance’s website:

    VehiclePlanAnnual cost
    2016 Toyota Camry (110,000 miles)Secure Plus$1,235
    2015 BMW 3 Series (125,000 miles)Premier Plus$2,573
    2014 Honda CR-V (135,000 miles)Secure Plus$1,834
    2013 Ford F-150 (150,000 miles)Premier$2,014
    3x Award Winner
    Selected for having one of the highest satisfaction rates for Best Customer Service, Best Coverage and Best Value
    Best coverage variety

    Assurant Vehicle Service Contracts

    Assurant Vehicle Service Contracts
    3.5
    832 reviews
    Levels of coverage
    4
    Maximum mileage
    200,000 miles
    Vehicle age limit
    12 years
    Waiting period
    30 days
    Read Reviews

    Assurant is our choice for Louisiana drivers seeking flexibility. Its plans allow you to customize your contract to your vehicle’s needs, and the dedicated Vehicle Care app manages and tracks your policy and claims.

    Most Louisiana reviewers found Assurant’s claims process seamless, professional and hassle-free. The main downside is that you can only purchase a plan through a participating dealership.

    Pros
    • Easy-to-use app
    • All plans are fully transferable
    • Long history of financial stability
    Cons
    • No online quotes
    • Plans only offered by dealerships
    “Found a hole in my radiator. Within a few days the radiator had been replaced and the insurance company had already sent payment. The experience was flawless. I would definitely recommend Assurant to my friends and family upon purchasing their vehicles.”
    Candice Westlke, LA
    “Great service. I got a flat tire in the morning on the way to work. They ordered me a new tire because it wasn’t in stock. My husband pulled the old tire off and picked up the new tire. I was off and running before work ended. I would recommend this package.”
    Dianne Kenner, LA
    “Everyone we dealt with was very professional and helpful. … Our first time to deal with this kind of paperwork and they were great. For some reason we expected the worst and was completely the opposite.”
    Carl Walker, LA

    Assurant has several options, letting you focus on the coverage you need most. Plans include:

    • Engine: A plan specifically focused on the engine.
    • Powertrain: A basic plan that typically covers the engine, transmission and other essential drivetrain components.
    • Silver: A plan focused on major components.
    • Gold: A mid-level plan with broader coverage than the Silver or Powertrain plans.
    • Platinum: The most comprehensive coverage, including most parts and systems of the vehicle.

    All Assurant plans include 24/7 emergency roadside assistance, which covers towing, flat tires and fuel delivery for up to $125 per occurrence. Plans also come with rental car reimbursement (typically $35 to $40 per day) and trip interruption benefits that can cover lodging and meals if a breakdown occurs over 100 miles from home. Some plans also offer key replacement.

    Best for older vehicles

    CarShield

    CarShield
    4.1
    9,947 reviews
    Levels of coverage
    6
    Maximum mileage
    300,000 miles
    Vehicle age limit
    25 years
    Waiting period
    30 days and 1,000 miles
    Get a Quote Read Reviews

    CarShield is our top pick for high-mileage or older vehicles. It offers a broad menu of coverage options, including plans specifically designed for cars with more than 100,000 miles. CarShield’s month-to-month, price-locked contracts start as low as $99.

    Local customers appreciate the easy sign-up and sense of security. However, one Baton Rouge reviewer was surprised that CarShield denied their claim because their truck’s lift kit voided the warranty. They also weren’t impressed with the repair shop CarShield had them bring their vehicle to.

    Pros
    • Wide variety of coverage options
    • Month-to-month, price-locked plans available
    • Covers vehicles with up to 300,000 miles
    • Covers older vehicles
    Cons
    • Rental reimbursement isn’t standard
    • Quote only available over the phone
    • Cancellation fees
    “The sign-up process at CarShield was straightforward and the sales rep was very helpful, answering all my questions and concerns with professionalism. … I’d recommend their services based on my interactions.”
    Deshawn New Orleans, LA
    “When I signed up for the policy, the customer service was quite pleasant. The representative explained everything clearly, and I genuinely appreciated his approach.”
    Shelia Shreveport, LA

    CarShield gives drivers a choice of six protection plans, from basic powertrain coverage to nearly full bumper-to-bumper protection. Options include:

    • Diamond: Bumper-to-bumper plan that covers nearly all mechanical and electrical components.
    • Platinum: Covers big-ticket items, including the engine, transmission, AC, electrical components, fuel system, starter and water pump.
    • Gold: Covers the engine, transmission, AC, starter, alternator and power windows.
    • Silver: A basic powertrain plan that covers the engine, transmission, drive axles and any parts that send power to the wheels.
    • Aluminum: An electronics-focused plan that covers your GPS, instrument cluster and wiring harness.
    • EV/Motorcycle/ATV: Specialized coverage for electric vehicles, motorcycles and ATVs.

    Most CarShield contracts also include 24/7 roadside assistance, courtesy towing and rental car reimbursement options.

    Extended Car Warranties in Louisiana Buyers Guide

    Jump into our guides and start learning

    In this guide

    Top Picks

    See who reviewers like

    Endurance Warranty logo
    Assurant Vehicle Service Contracts logo
    CarShield logo
    See our top picks

    Simplify your search

    Compare plans tailored to your car & budget.

      Picking the right extended car warranty can mean the difference between stress-free repairs and surprise expenses. Start by considering your vehicle’s age, mileage and maintenance history.

      Then, compare plans from multiple providers, paying close attention to coverage details, costs and customer reviews from Louisiana drivers. Finally, check the fine print and make sure the warranty lets you use trusted local repair shops.

      Key insights

      The average extended car warranty costs about $1,000 per year. But your actual costs depend on your car, the coverage you need and the company you choose.

      Jump to insight

      Some warranty companies use vague language or confusing sales tactics. Always look at customer reviews and compare the fine print across plans.

      Jump to insight

      If a plan has too many coverage gaps, or if you expect to sell your car soon, an extended warranty may not be worth it.

      Jump to insight

      How to choose a car warranty in Louisiana

      The best auto warranty providers offer reliable coverage, clear contracts and accessible customer support. Take these steps to find the best extended car warranty for you. 

      1. Pick your coverage

      Decide whether you want comprehensive coverage, such as bumper-to-bumper, that pays for nearly any repair, or a more basic plan that just covers your vehicle’s powertrain. Consider your budget and the repair risks you want to protect against.

      Because Louisiana frequently experiences flooding, coverage that includes towing and roadside assistance may be especially valuable. Keep in mind, however, that rust damage caused by heavy rainfall typically isn’t covered under extended warranties.

      2. Find a company that fits your needs

      Check whether the provider covers your car’s age and mileage, and confirm the waiting period before benefits begin (commonly 30 days and 1,000 miles).

      Also, verify that the warranty is accepted at repair shops you trust. This is particularly important if you live outside Louisiana’s major cities — New Orleans, Baton Rouge and Lafayette — since you’ll want to ensure independent garages in smaller towns are still included.

      3. Read customer reviews

      Read reviews from other drivers in Louisiana who have filed claims. This feedback will show you how well a company delivers on its promises and if there are any local issues with repair shop choices. Reading reviews from across the state gives you a clearer picture of how providers handle breakdowns and replacement parts.

      For example, one policyholder, Fabiola from Baton Rouge, shared her frustration with us in a review: “They don’t want to pay for parts that they ‘DO NOT CONSIDER’ appropriate.”

      4. Compare quotes

      Get estimates from at least three providers. Warranty prices can vary widely for the same car and coverage level. Compare deductibles, what’s included, and any perks such as roadside assistance.

      5. Read the fine print

      Always request the actual contract before you buy. Review it carefully to see which parts, repairs and situations are excluded. Pay close attention to cancellation terms and refund policies in case you decide to cancel later.

      How do extended car warranties work?

      An extended car warranty, or vehicle service contract, is a policy that pays for certain repairs after your manufacturer’s warranty expires. While it usually doesn’t cover maintenance or wear-and-tear, it can greatly reduce out-of-pocket costs for unexpected mechanical failures.

      When your car breaks down, you’ll bring it to a local shop. The warranty provider will approve and pay for covered repairs after you pay any deductible.

      You can purchase coverage from a dealership, third-party provider or sometimes directly from the manufacturer. Terms are set by years and mileage limits.

      » GUIDE: Everything to know about car warranties

      Types of car warranties

      You’ll find two main types of extended warranties. Both pay for mechanical breakdowns that happen during regular use.

      • A stated-component warranty covers specific parts listed in your contract. For instance, a drivetrain warranty only pays for repairs to your vehicle’s transmission, drive axle, drive shaft, differential and transfer case. A powertrain warranty expands coverage to include the engine.
      • An exclusionary warranty covers all systems except those specifically excluded in your contract. The most comprehensive plans, such as bumper-to-bumper, protect nearly everything except a short list of components.
      An extended car warranty helps pay for replacements or repairs when parts fail, but it doesn't cover damage caused by accidents or misuse — that’s what car insurance is for.

      Extended car warranty costs

      A bumper-to-bumper extended car warranty costs between $1,400 and $4,000 for each year of coverage, according to ConsumerAffairs research. The biggest price variables are:

      • Make and model of your car
      • Age and mileage of your vehicle
      • The coverage you select
      • The provider you choose

      A basic powertrain warranty may cost less than $1,000 for a new car, while full coverage for an older luxury car can run over $3,500 per year.

      Higher deductibles lower your premium, but you’ll pay more out of pocket for each repair.

      If you pay upfront, you may save compared to a monthly plan.

      If you buy a policy from a dealership, remember that rolling the cost into your car loan will mean paying interest on the warranty, which increases the total cost over time.

      Is an extended car warranty worth it?

      Whether an extended car warranty is worth it depends on your vehicle’s reliability, your financial situation and how long you plan to keep the car. If you’re likely to face expensive repairs, plan to keep your car for several more years or want the security of knowing repair costs in advance, a warranty can be valuable.

      Match the plan to your car's repair history.

      For many Louisiana drivers, the cost of coverage, exclusions and limitations may make it a less practical choice, especially if your vehicle has a good track record or you have savings set aside for repairs.

      » GUIDE: What to ask an auto warranty company

      Common auto repair costs in Louisiana

      One radiator, alternator or AC compressor job can cost as much as a year of coverage, making a service contract a practical choice for Louisiana drivers. Here’s what you’ll pay for repairs without a warranty on some of the state’s most common vehicles.

      *Cost ranges from the RepairPal estimator tool for ZIP code 70118

      FAQ

      How can I avoid car warranty scams?

      You can avoid car warranty scams by ignoring unsolicited phone calls or emails, purchasing coverage directly from reputable providers and never sharing personal information with unknown salespeople. If you receive a suspicious call, report it to the Federal Communications Commission using its official complaint form.

      Should I get an extended warranty when I buy a new car in Louisiana?

      There’s no need to purchase an extended warranty with a new car in Louisiana, since it will already have a manufacturer's warranty that covers most repairs for at least three years or 36,000 miles. The Louisiana lemon law also protects you if your new car has major, unfixable issues.

      » COMPARE: Best new car warranties

      Can I cancel my extended car warranty?

      Yes, most providers allow you to cancel your extended car warranty, but you may owe a cancellation fee. Any refund you receive will be based on how long you’ve had the plan and whether you’ve used it.

      What laws and regulations govern Louisiana service contracts?

      Louisiana service contracts are governed by Louisiana Revised Statutes Title 51, §§ 3161-3173, which require contracts to include clear language and specific disclosures. Additional consumer protection comes from the Unfair Trade Practices and Consumer Protection Law.

      Does Louisiana require a “free look” or cooling-off period for warranties?

      Yes, Louisiana requires a “free look” period of 10 days if the contract is delivered at the time of sale or 20 days if it’s mailed. During this time, you can cancel for a full refund as long as no claim has been filed.

      Methodology

      The ConsumerAffairs Research Team used a data-backed process informed by expert editorial judgment and verified customer reviews. We started with extended auto warranty companies available in Louisiana, then evaluated which performed best for local residents.

      What we evaluated

      We prioritized real customer experiences in Louisiana but also considered national reviews. We discarded companies with fewer than three in-state reviews. Our review evaluation focused on four satisfaction drivers:

      • Coverage
      • Customer service
      • Price
      • Claims handling

      In addition to reviews, we compared the companies on:

      • Tiers of coverage
      • Maximum vehicle mileage covered
      • Maximum vehicle age covered
      • Additional benefits
      • Cost

      Why verified reviews matter

      ConsumerAffairs collects in-depth, verified reviews to surface real customer stories. These reviews are the primary factor in our ratings because they highlight how real customers experience the product and service. Only the companies with the highest satisfaction rates among Louisiana reviewers made our top picks list.

      Guide sources

      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this article include:

      1. Louisiana State Legislature, “Section 3164. Required disclosures; service contracts.” Accessed Sept. 5, 2025.
      2. Louisiana State Legislature, “Section 122. Contracts, combinations and conspiracies in restraint of trade illegal; penalty.” Accessed Sept. 5, 2025.
      3. Louisiana Law Help, “Contracts, Warranties, Deceptive Trade Practices.” Accessed Sept. 5, 2025.

      Not sure how to choose?

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