Average Car Maintenance Costs

Annual car maintenance typically costs $400 to $1,200 per year

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    Two cars on lifts in a clean auto repair shop with tools and manuals on a workbench

    Generally, the typical car costs around $400 to $1,200 per year to repair and maintain, according to data from RepairPal. How much you’ll pay generally depends on what kind of car you drive and how well you keep up with routine maintenance, which can reduce the frequency of unplanned repairs. Continue reading to learn more about routine maintenance schedules and costs, plus which car brands tend to have cheaper annual maintenance costs.


    Key insights

    Some of the most expensive car repairs include transmission, head gasket and transfer case replacements.

    Jump to insight

    Annual car maintenance typically costs between $400 and $1,200 per year, according to RepairPal data.

    Jump to insight

    You can typically reduce annual upkeep costs by choosing a reliable vehicle and following your vehicle’s recommended maintenance schedule.

    Jump to insight

    Scheduled car maintenance costs

    Maintenance and repair costs generally vary by make, model and year. For instance, a Toyota Corolla will have cheaper maintenance costs than a Mercedes-Benz AMG S 63. Some other factors that will affect your car maintenance costs include:

    • Driving habits, such as how frequently or aggressively you drive
    • The climate where you live
    • Where you drive your car, such as city versus highway driving

    The best way to keep repair costs down is to keep up with routine maintenance. The table below shows a list of general maintenance items, how often you should schedule them and how much they typically cost.

    *Average costs from RepairPal

    Keep in mind that this is a general list. Every vehicle will come with its own recommended maintenance schedule that you can find in your owner's manual.

    Example: Mazda CX-5 maintenance schedule

    The table below shows selected items from the recommended maintenance schedule for a Mazda CX-5.

    Source: Mazda

    Example: Kia Sorento maintenance schedule

    The table below shows selected items from the recommended maintenance schedule for a Kia Sorento.

    Source: Kia

    Typical car repair costs

    The main difference between maintenance and repairs is that maintenance items are routine, expected and predictable. In contrast, repairs are random and unpredictable. Understanding potential repair costs is crucial for effective budgeting, as it helps car owners prepare for both expected and unexpected expenses.

    The table below shows how much certain repairs might cost you as your car ages.

    *Average costs from RepairPal

    » MORE: 10 most expensive car repairs

    Annual maintenance and repair costs by brand

    Annual maintenance and repair costs will typically vary by car brand, among other factors such as parts availability, labor rates and changes in vehicle reliability over time. The table below shows average annual repair and maintenance costs for a variety of car brands, according to RepairPal.

    *Average costs from RepairPal

    Car maintenance and repair costs over time

    According to the U.S. Bureau of Labor Statistics, the average cost of car maintenance and repair has gone up about 53% from January 2019 to February 2026. The infographic below shows average vehicle maintenance and repair costs for urban consumers.

    How to keep repair costs low

    Here are a few ways you can keep your out-of-pocket repair costs to an absolute minimum, both before and after you buy the car.

    Choose a reliable vehicle

    Driving a vehicle that’s well known for its reliability can potentially keep ongoing repair costs to a minimum. For instance, in J.D. Power’s 2026 U.S. Vehicle Dependability Study, Lexus ranked the highest for dependability for the fourth year in a row. Buick, Mini, Cadillac and Chevrolet ranked second through fifth, respectively.

    Get a prepurchase inspection

    If you’re buying a used vehicle, it’s best to have it inspected by a trained technician to ensure it doesn’t need repairs. This service is called a prepurchase inspection (PPI), and it typically costs around $200. While paying for a PPI might cut into your overall budget, it’s cheaper than buying a car that urgently needs $11,000 in engine work.

    Follow routine maintenance schedules

    Every vehicle sold has a recommended maintenance schedule listed in its owner’s manual, and if you want your vehicle to last long term, it helps to stick to it.

    “If you want to cut costs, get a copy of that regular maintenance schedule in your owner’s manual and take it to your local mechanic,” said Eric Hamilton, a prepurchase inspection specialist.

    If you want to cut costs, get a copy of that regular maintenance schedule in your owner’s manual and take it to your local mechanic.”
    — Eric Hamilton, prepurchase inspection specialist

    “I once looked at a BMW with 34,000 miles on it and it already had a seized [broken] engine,” Hamilton said. “The owner thought it had ‘lifetime fluids’ and had never changed the oil.”

    Routine maintenance may be a bit tedious and occasionally expensive, but it’s still preferable to a seized engine. Plus, routine maintenance keeps your car feeling new for longer and can provide invaluable peace of mind on long trips.

    Do small maintenance yourself

    To keep costs down, it can help to do small maintenance tasks yourself, such as installing wiper blades, batteries or cabin air filters. With a little experience, you may eventually be able to repair small scratches or do an oil change.

    Just be careful not to get in over your head with difficult repairs, or you may make your problems worse. Also, some do-it-yourself (DIY) repairs or aftermarket modifications could void your warranty.

    Get an extended car warranty

    An extended auto warranty can help cover unexpected repair costs over time. A bumper-to-bumper extended warranty typically costs around $1,000 per year of coverage, but it should almost entirely cover the cost of a suspension repair or an engine replacement, as long as the failure is covered under the contract.

    Basically, an extended auto warranty might be worth the cost if you anticipate a lot of breakdowns, worry about getting hit with one massive repair bill or just value having peace of mind.

    » MORE: Are extended car warranties worth it?

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      FAQ

      How much should I budget for car maintenance each year?

      Generally, it can help to budget anywhere from $400 to $1,200 per year for routine car maintenance and unexpected repairs. However, this varies depending on the make, model, age of your vehicle and your driving habits.

      How can I reduce car maintenance costs?

      You may be able to reduce car maintenance costs by choosing a reliable vehicle, following the recommended maintenance schedule by mileage, handling simple maintenance tasks yourself and performing regular inspections to catch potential issues early.

      Does the climate I live in affect car maintenance costs?

      Yes, extreme temperatures can impact car components differently. Cold weather can affect a car’s battery, while hot weather can stress the cooling system. Rust is also more common in humid or snowy climates, which can increase maintenance needs.


      Article sources

      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this article include:

      1. RepairPal, “Car Repair by Make and Model.” Accessed Apr. 6, 2026.
      2. Federal Reserve Bank of St. Louis, “Consumer Price Index for All Urban Consumers: Motor Vehicle Maintenance and Repair in U.S. City Average.” Accessed Apr. 6, 2026.
      3. J.D. Power, “Vehicle Software Updates Become More Routine, but Fall Short on Perceived Benefit, JD Power Finds”.” Accessed Apr. 6, 2026.
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