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Find the Best Car Insurance Companies

Auto insurance is a legal necessity that provides financial protection for you and your vehicle. Our research team vetted 50 car insurance companies that are rated by more than 28,340 customers. Read our guide to find the best auto insurance company by comparing types of coverage, policy options and discounts.

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by Matthew Brodsky Insurance Contributing Editor

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EverQuote Insurance Services

Free online marketplace that matches you with car insurers in minutes. Works with more than 160 insurance companies. Has handled over 35 million quote requests. Offers online resources on car insurance topics.

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Esurance
Read 1,039 Reviews

Offers car insurance backed by Allstate. Make claims and pay bills using the mobile app. Gives discounts for using the DriveSense app. Repairs from E-star facilities are guaranteed for life. Get a quote online in six minutes.

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Farmers Auto Insurance
Read 518 Reviews

Provides tailored auto coverage with personal service from an agent. Offers discounts for bundling, going paperless, being a safe driver, being a good student and using the Signal app. Policy management through the Farmers app.

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Mercury Auto Insurance
Read 404 Reviews

Offers auto insurance in 11 states, with add-on coverages available for roadside assistance and ride-sharing. Provides multiple opportunities for discounts. Guarantees repairs from authorized facilities. 24/7 claims filing.

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Grange Auto Insurance
Read 86 Reviews

Offers customizable car insurance in 13 states. Has over a dozen types of discounts to help you save on coverage. Local service from independent agents. Provides online account access, claims reporting and tracking.

Nationwide Insurance - Auto
Read 1,053 Reviews

Provides standard car insurance protections and optional coverages like accident forgiveness, roadside assistance, vanishing deductibles and total loss deductible waivers. Save multiple ways. Free annual On Your Side reviews.

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The AARP Auto Insurance Program from The Hartford
Read 579 Reviews

Provides coverage exclusively for AARP members. Features include 12-month rate protection, lifetime repair assurance, 24/7 claims, accident forgiveness and disappearing deductibles. Gives quotes in as little as eight minutes.

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Liberty Mutual - Auto
Read 1,442 Reviews

Customizes car insurance so you pay only for what you need. Has add-ons for new vehicle replacement, accident forgiveness and deductible savings. Over 15 types of discounts. Use the app to get ID cards, pay a bill or file a claim.

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The General Auto Insurance
Read 547 Reviews

Insures all types of drivers, including those with accidents or poor credit. Offers budget-sensitive payment plans. Use the app to make payments, start a claim or get support. Get a free quote in two minutes.

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MetLife Auto
Read 385 Reviews

Provides customized policies with 24/7 customer service and flexible payment options. Available services include roadside assistance, replacement coverage for total loss and identity theft protection. Offers multiple discounts.

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Our 3 favorite auto insurance companies

To select our top three picks, we compared cost, coverage, features and customer feedback of the top car insurance brands. Our top three are all highly-reviewed companies with a long history in the industry and a variety of discount programs in place to save customers money.

Our pick for special discounts
GEICO

Pros

  • Good driver and safe vehicle discounts
  • Military and senior discounts
  • Mechanical breakdown insurance available

Cons

  • No safe driver tracking program
  • Local agents may not be available in all areas

Geico is known for good coverage at a reasonable rate. Their discount programs are vast and can add. For example, their Good Driver program rewards policyholders who are five years accident-free with potential savings of up to 26%. Their bundling discount is also among the highest we’ve seen, with up to 25% savings for multi-vehicle coverage.

Geico car insurance discounts:

  • Vehicle equipment
  • Good driver
  • Driver’s education
  • Good student
  • Military and emergency deployment
  • Federal employee
  • Membership and employee discounts
  • Multi-vehicle/multi-policy
  • Senior driver

If you’re outside the ages of 25 and 65, you may see your insurance rates climb. Geico’s student and senior discounts provide relief for these policyholders and frequently come in below the competition for these age brackets. The Geico car insurance app makes paying your bill and filing a claim straightforward and easy.

Bottom line: When it comes to discounts, Geico is one of the best insurance providers out there. We’re fond of their teen, senior and military discounts. While they’re not the only company to offer these discounts, they’re very transparent about their discount rates and what you can expect to save — which is what we love to see.

Our pick for roadside program
AAA

Pros

  • Great emergency roadside program
  • Membership discounts
  • Local agents available

Cons

  • Membership fees can be pricey
  • Limited safe vehicle and safe driver discounts

AAA is perhaps best known for its roadside assistance membership program. Membership comes with certain perks, like travel discounts and 24/7 emergency roadside assistance for things like battery replacement, flat tires, or tow away service. As a member, you can also purchase insurance policies from AAA. AAA’s auto insurance covers cars, motorcycles, boats and RVs, and you have the option to bundle your insurance with other policies like property and life insurance for a discounted rate.

AAA car insurance discounts:

  • AAA Member
  • Multi-policy
  • New car
  • Advanced shopping
  • Passive restraint
  • Loyalty
  • Good student/distant student
  • Theft recovery device
  • Defensive driving
  • Hybrid/alternative fuel
  • SMART driver

However, their online quote process is not instant; instead, you’ll fill out your personal information, your vehicle and the coverage you want. This information will be routed to a local AAA insurance agent to follow-up within one business day. Not every major insurance company operates with local agents, and many would rate this more personal touch as a plus in AAA’s column.

Bottom line: AAA has an excellent roadside assistance program, and members can receive a whole host of benefits for signing up. While their insurance can be pricier than some competitors, membership discounts may offset this cost for some customers.

Our pick for safe drivers
Progressive

Pros

  • Snapshot safe driving telematics program
  • Name Your Price tool
  • Numerous discounts available

Cons

  • Teen driver policies can be pricey
  • Telematics discount can take a long time to apply

Progressive has a few notable features worth highlighting — chief among them is their Snapshot safe driving program. Snapshot is a discount program that uses a telematics device, which is a $5 word that essentially means transmission. Via a plug-in device or Progressive's mobile app, drivers can elect to track their driving and have the information transmitted back to Progressive to analyze. You will be rewarded with policy discounts for safe driving habits, like staying within the speed limit, maintaining low mileage, avoiding late-night trips, hard breaks and phone usage. Progressive advertises an average discount of $145 for those who complete the program, which typically takes around six months.

Progressive car insurance discounts:

  • Multi-policy
  • Multi-car
  • Snapshot
  • Homeowner
  • Online and paperless discounts
  • Continuous insurance
  • Teen driver
  • Good student
  • Full and automatic payment discounts

Progressive is also home to the Name Your Price tool, which lets users specify what they’re able to pay for car insurance and be matched with a policy that fits their budget. Among other benefits, Progressive also offers small and large accident forgiveness programs.

Bottom line: Progressive’s Snapshot program makes it a great choice for safe drivers. The name your own price tool alongside various discount programs also make progressive an attractive option for the budget conscious. While you may pay more for teen drivers, Progressive can offer big savings to drivers over 25.

Types of car insurance coverage

Liability insurance

Liability insurance covers you if you’re in an accident deemed to be your fault. It will cover repairs to damaged property, as well as medical bills resulting from injury to the other driver and their passengers. Most states require at least a minimum amount of liability insurance, but it’s a good idea to purchase extra protection if you can afford it.

Collision coverage

If you are involved in an accident, collision coverage pays for the repairs to your car whether or not you’re at fault. If your car is “a total loss,” good collision coverage will pay for the value of your car. If you drive an older car that isn’t worth much money, it may not be worth it to pay for collision insurance.

Comprehensive coverage

Comprehensive coverage handles things that happen to your car outside of collisions, such as weather damage, theft and other factors. It’s a good idea to opt for comprehensive coverage if you can afford it, but it can get costly and might not be worth it for older, or otherwise inexpensive cars.  

Personal injury protection

Personal injury protection is imperative for all drivers. Medical bills following an accident can be devastating. Good personal injury coverage will cover medical expenses for you and your passengers, as well as missed work expenses.

Uninsured motorist protection

About one in six drivers is uninsured, even though this is illegal in most states. Uninsured motorist protection offers payment when you are in a collision with another driver who is at fault and does not have insurance, or after a hit-and-run. It can be relatively inexpensive to add uninsured motorist protection to an insurance policy.

Rental car coverage

Check your policy for rental reimbursement. It doesn’t usually add too much to your monthly bill and can be a lifesaver if your car has to undergo major repairs in the shop as a result of an accident.

Gap insurance 

For new cars, gap insurance covers the difference between what you owe and what the car is worth. Gap insurance generally comes into play for totaled or stolen cars.

Stacked coverage

If you insure more than one vehicle, you may be able to stack your uninsured/underinsured motorist coverage. For example, let’s say you cover two vehicles on the same policy and each vehicle has a standard $25,000 in uninsured motorist protection. If you have stacked coverage and sustain injuries in a crash caused by an uninsured driver, you’ll be able to draw from both payouts for a combined total of $50,000 in coverage.

Pet injury coverage

Pet injury insurance will help cover vet bills in the event your pet is injured in an automobile accident. Pet coverage is sometimes included as a part of collision insurance.

New car replacement

Exactly as it sounds, new car replacement insurance pays for the cost of a new car of the same make and model of your insured vehicle in the event your car is totaled or stolen. New car insurance won’t be available for every vehicle, and generally must be purchased in addition to a full coverage policy, so it will be pricey.

Car insurance questions

What is car insurance?
Car insurance is protection for damage and injury resulting from accidents and collisions on the road. Having car insurance protects you against liability costs associated with at-fault vehicle accidents.
How does car insurance work?
You pay a monthly or yearly fee in exchange for protection against the costs associated with vehicle damage or bodily injury resulting from a collision and certain other circumstances. If your car sustains damage in an accident, you will file a claim with your car insurance company, and they will pay you the amount specified in your policy minus your deductible. If you’re determined to be at-fault in an accident, your premium may go up.

Terms to know

  • Claim: A claim is a request for a payout on an insurance policy. You will submit a claim in the event of a collision or other covered damage. Most car insurance companies have an online claims portal to make submitting a claim quick and easy.
  • Deductible: A car insurance deductible is the amount of money you will be required to pay out of pocket to cover a claim. Let’s say a car rear-ends you in traffic, scratching your paint, damaging your bumper and breaking one of your tail lights. The total cost of repairs is $2,500 and your deductible is $500. You will pay the $500 and your insurance will pay out the remaining $2,000 to cover the cost of the repairs. Electing for a higher deductible is one-way drivers can secure cheaper car insurance.
  • Policy: An insurance policy is a document that outlines the terms and conditions of your insurance coverage.
  • Policyholder: The named party on the insurance policy. For example, if you’re a teenager, your mother might be the policyholder on your insurance.
  • Premium: An insurance premium is the total amount you pay for car insurance policy each year. Premiums are often broken down into monthly payments.
Is it illegal to not have car insurance?
Yes. It is now illegal in all 50 states not to have car insurance. You are required to have insurance for any car on the road. Minimum required insurance, and penalties for not being insured varies from state to state.
How much car insurance do I need?
Generally, you will be required to have at least liability insurance. Liability insurance will pay out when you’re at-fault in an accident and covers vehicle repairs, property damage or the medical costs of anyone injured during the accident.

Liability insurance is usually presented as three numbers, which represent your coverage limits. For example, a 100/300/50 liability policy would cover up to $100k for bodily injury per person, $300k for bodily injury per accident and $50k for property damage per accident.

Coverage beyond liability is up to you, if you have a newer or pricier car, you may want to opt for total protection with collision and comprehensive coverage. If your car is being financed, the lien holder may require coverage beyond liability as well.

What does my car insurance cover?
The amount of coverage required by law varies from state to state. If you’re a cautious person, you might opt for a more expensive policy with better coverage. If you have a lot of assets, experts recommend that you get enough liability coverage to protect them; otherwise, the other party involved in an accident could sue and attempt to collect on those assets.

Carefully examine your auto insurance policy to understand exactly what’s covered and excluded, and work with your agent and insurance company to make the right adjustments to suit your unique situation.

  • Limits: Pay attention to the limits and deductibles set by the insurance policy. In some cases, there will be a maximum payout, which may not be as high as you’re looking for. Or in others, the deductible could be higher than you’re willing to pay out of pocket in the event of a claim.
  • Exclusions: Sometimes, insurance policies will have exclusions, and if you don’t read your policy carefully, you could end up paying out of pocket for an accident or repair that you thought would be covered. Some common exclusions are damage caused by an uninsured driver, car theft and damage from natural disasters.
How long do insurance claims take?
Car insurance claims can take as little as a few days to as long as a month to process depending on the type of claim. Total loss claims may take longer to process than a simple claim like a broken tail light or dented bumper.
Who has the cheapest car insurance?
When choosing a car insurance provider, it’s important to shop around for coverage that fits your budget and lifestyle. Multiple factors affect how much you pay for car insurance:
  • Your driving record
  • Your credit score
  • Type of car you drive
  • Type of coverage you want

Don’t be afraid to get quotes from multiple providers and compare benefits. You can also read company reviews to find out about other customers’ experiences.

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    Car insurance company reviews

    AAA Auto Insurance

    This company is a motorist membership organization that offers auto insurance and other services. You don’t need to be a member to purchase coverage, but members do receive special discounts. The company has an A+ rating from AM Best for financial strength.

    Read more about AAA Auto Insurance
    The AARP Auto Insurance Program from The Hartford

    AARP, the nonprofit organization devoted to senior living, partners with The Hartford to offer auto insurance to its members. Many seniors’ reviews of this company point out the benefit of working with a company focused on their demographic. AM Best gives an A+ rating for financial security.

    Read more about The AARP Auto Insurance Program from The Hartford
    Allstate Auto Insurance

    This company’s accident forgiveness means rates don’t go up after one accident, no matter who’s at fault. Customers also have options when it comes to limits and deductibles. The company’s Milewise program offers coverage based on mileage driven per day and is a good option for those who don’t drive as much.

    Read more about Allstate Auto Insurance
    Amica Auto Insurance

    This auto insurance company is fairly new but has a reputation for affordable car insurance. The company has an A+ rating for financial strength from AM Best. Customers enjoy several free benefits with every policy, including lock replacement, air bag repair and depreciation protection. Auto insurance is already priced affordably, but customers still can qualify for several discounts.

    Read more about Amica Auto Insurance
    Esurance

    This auto insurance marketplace has auto insurance policies available for 43 states. After a quick survey, this website automates the tedious process of price comparison and finds affordable car insurance plans for users.

    Read more about Esurance
    Farm Bureau Auto Insurance

    In addition to cars, this company offers insurance for vans, RVs and motorcycles. The company has an A rating from AM Best for financial strength. It’s important to note the company only offers auto insurance policies directly in Arizona, Idaho, Iowa, Kansas, Minnesota, Montana, Nebraska, New Mexico, North Dakota, Oklahoma, South Dakota, Utah, Wisconsin and Wyoming.

    Read more about Farm Bureau Auto Insurance
    Farmers Auto Insurance

    This insurance company has 24/7 customer service. Its ride-share insurance fills the gaps that regular auto policies don’t cover, and an app called Signal monitors driving behavior and helps customers qualify for discounts.

    Read more about Farmers Auto Insurance
    GEICO

    This company is one of the nation’s second largest auto insurers. It stores user information for 90 days, so prospective customers who want to think on their quote for a while can come back and pick up where they left off. Customer service is available 24/7. The company also insures motorcycles and recreational vehicles.

    Read more about GEICO
    Liberty Mutual - Auto

    This insurance company has a unique deductible-reducing policy and also offers auto insurance specifically designed for teachers. The company’s RightTrack program monitors driving and qualifies customers for additional discounts.

    Read more about Liberty Mutual - Auto
    Mercury Auto Insurance

    This insurance company sells both auto and home insurance that can be bundled together. The auto insurance is bare-bones and a good choice for those seeking basic, affordable coverage. This company offers coverage in Arizona, California, Florida, Georgia, Illinois, New Jersey, Nevada, New York, Oklahoma, Texas and Virginia.

    Read 404 Reviews
    Nationwide Insurance - Auto

    This company sells homeowners, life and other types of insurance, in addition to auto insurance. It has a 24/7 claims center. Insurance is available for all types of vehicles, including classic cars. Safe drivers receive discounts for good driving behavior tracked through an app.

    Read more about Nationwide Insurance - Auto
    The General Auto Insurance

    This insurance company provides good options for drivers perceived as being higher risk for coverage, including young drivers and those with poor driving histories. The annual cost for a 21-year-old male who has had an accident is about $4,000 a year. This may be expensive, but other companies can charge nearly $6,000 a year.

    Read more about The General Auto Insurance
    Progressive Auto Insurance

    This company, in addition to auto insurance, offers property, personal and commercial insurance products. Customers can bundle these plans with their auto insurance. The company’s Loyalty Rewards Program gives customers points for loyalty and offers benefits like accident forgiveness. Features include 24/7 customer service and plenty of discounts.

    Read more about Progressive Auto Insurance
    Grundy

    This company specializes in insuring collectible automobiles but offers coverage for regular-use automobiles as well. It is a division of Philadelphia Insurance Companies, which has a financial strength rating of A++ from AM Best. This is the highest possible rating.

    Read more about Grundy
    State Farm Auto Insurance

    This insurance company offers customers — current and potential — tons of helpful educational resources via its website, including helpful tips for purchasing the right car and equipment for the lowest insurance prices possible. A bevy of discounts allows customers to save on their premiums.

    Read 3723 Reviews
    USAA Auto Insurance

    This company offers auto insurance and other insurance options for active-duty, retired and honorably discharged military personnel and their eligible family members. The company sets up flexible payments at no charge. Customers get discounts for storing vehicles at a military base.

    Read more about USAA Auto Insurance
    Chubb Auto Insurance

    Chubb has insurance options for regular vehicles, classic motorcycles, classic cars, vintage trucks, vintage military vehicles and antique tractors. The company also offers home insurance policies.

    Read more about Chubb Auto Insurance
    Hagerty

    This auto insurance company specializes in insurance for classic cars. It also sells boat insurance. Individuals with negative driving histories are not eligible for the company’s auto insurance plans.

    Read more about Hagerty
    Auto Owners Insurance

    This company is an independent agency that customizes quotes from a large network of providers to find the best choice for the individual customer. The company has 35,000 independent agents and coverage in 26 states. Its financial strength rating from AM Best is A++.

    Read more about Auto Owners Insurance
    Erie Auto Insurance

    This auto insurance company writes policies in 12 states and Washington, D.C. The company also offers homeowners insurance. Bundling this with auto insurance means lower premiums on both. The company’s Auto Plus package includes benefits like rental car coverage, vanishing deductibles and death benefits.

    Read more about Erie Auto Insurance
    Grange Auto Insurance

    Grange offers auto, business, home and life insurance. It has an AM Best rating of A for financial strength. The company has insurance options in Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Carolina, Tennessee, Virginia and Wisconsin.

    Read more about Grange Auto Insurance
    NJM Auto Insurance

    The company has an A++ rating for financial strength from AM Best. This is the highest possible rating. The company writes insurance policies in New Jersey and Pennsylvania. Consumers can turn to the company to find coverage for personal vehicles, business fleets and motorcycles.

    Read more about NJM Auto Insurance
    Plymouth Rock Auto Insurance

    The company has a rating of A- for financial strength from AM Best. Its auto insurance is available in Connecticut, Massachusetts, New Hampshire, New Jersey, New York and Pennsylvania. The company also offers home insurance, condo insurance, renters insurance and umbrella insurance. These are available for bundling discounts.

    Read more about Plymouth Rock Auto Insurance
    SAFECO Auto Insurance

    This is a Liberty Mutual Company that provides a broad range of insurance products for vehicle and property owners. While the company has a national presence, it also employs local agents who provide services in specific states.

    Read more about SAFECO Auto Insurance
    Shelter Auto Insurance

    This insurance company offers car insurance policies in the Midwestern and southern United States. It has more than 1,300 licensed agents. Policies are available in Arkansas, Colorado, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Mississippi, Missouri, Nebraska, Nevada, Oklahoma, and Tennessee.

    Read more about Shelter Auto Insurance

    Compare Top Car Insurance Companies

    Travelers Auto Insurance
    Read 359 Reviews

    Offers auto insurance with access to specialists 24 hours a day. Get additional coverages for rental cars and roadside assistance. Responsible Driver Plan features accident and minor violation forgiveness.

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    Dairyland auto
    Read 233 Reviews

    Offers car insurance in select states with pay-as-you-go plans and low down payments regardless of your financial history. Coverage for teen drivers, drivers with DUIs, nonowners and those needing SR-22 filings.

    Amica Auto Insurance
    Read 280 Reviews

    Creates policies to fit your budget and lifestyle. Plans feature free lock replacement, glass repair and deployed airbag repair. Policy, vehicle and driver discounts. Dividend policies return up to 20% of annual premiums.

    USAA Auto Insurance
    Read 2,018 Reviews

    Offers car insurance to current and former military members, their spouses and their children. Flexible payment plans with no upfront payment. Free accident forgiveness after five years if you have no at-fault accidents.

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    AAA Auto Insurance
    Read 1,186 Reviews

    Provides auto insurance through regional clubs. May require membership in order to purchase a policy. Provides roadside assistance, discounts and deals, travel planning tools and financial services to over 57 million members.

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    State Farm Auto Insurance
    Read 3,723 Reviews

    One of the largest auto insurers in the U.S. Offers personalized service from agents nationwide. Safe driver, safe vehicle and loyal customer discounts. Manage insurance, get roadside assistance and file a claim using the app.

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    Allstate Auto Insurance
    Read 2,104 Reviews

    Protects drivers with standard and specialty coverages. Policies include claim satisfaction guarantee, Drivewise and Allstate Rewards. Accident forgiveness and roadside assistance add-ons. Offers more than 10 types of discounts.

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    Progressive Auto Insurance
    Read 4,279 Reviews

    See car insurance within your budget with the Name Your Price tool. Get a personalized rate based on your driving with Snapshot. 99% of drivers earning at least one of multiple discounts. Insures over 20 million drivers.

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    GEICO
    Read 4,539 Reviews

    Offers auto insurance with 24/7 customer service. Choose from various payment plans. Provides a range of discount options. Pay your bill, get digital ID cards and file claims on the app. Insures over 28 million vehicles.

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    Erie Auto Insurance
    Read 181 Reviews

    Offers car insurance in 12 states and Washington, D.C., with locked rates, accident forgiveness, diminishing deductibles, roadside assistance, pet coverage and glass repair. Local agents help find discounts and make claims.

    SAFECO Auto Insurance
    Read 177 Reviews

    Provides car insurance exclusively through independent agents. Standard features include claims-free cashback and diminishing deductibles. Save by enrolling in RightTrack. Use the app to obtain ID cards and pay bills.

    NJM Auto Insurance
    Read 51 Reviews

    Covers drivers and vehicles in Connecticut, New Jersey, Ohio and Pennsylvania. Physical damage coverage includes limited pet coverage, transportation expenses and new car replacement. Offers more than 10 types of discounts.

    Shelter Auto Insurance
    Read 39 Reviews

    Offers roadside assistance and new car replacement as standard coverage. Add-on options include rental car reimbursement. More than 12 discount opportunities available. Provides resources through its online learning center.

    Auto Owners Insurance
    Read 130 Reviews

    Offers car insurance through independent agents in 26 states. Save by getting a quote in advance, purchasing multiple policies, paying on time, going paperless or being a good student. Promises “No Problem” claims service.

    Plymouth Rock Auto Insurance
    Read 58 Reviews

    Provides car insurance backed by the company’s Pledge of Assurance in Northeastern states. Offers valet claims service, Get Home Safe coverage, rewards for loyal customers and benefits for sports fans. Free quotes online.

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    Farm Bureau Auto Insurance
    Read 326 Reviews

    Covers all types of vehicles, with options for replacement cost coverage and roadside assistance. Save up to 30% through the Driveology safe driving program. Offers discounts for bundling, being claim-free and low mileage.

    Hartford - Auto
    Read 287 Reviews

    Specializes in auto coverage for those 50 and older. Policyholders get 12-month rate protection, financial assistance after an accident, lifetime repair assistance and 24/7 claims assistance. Save up to 5% by bundling insurance.

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    American Family Insurance - Auto
    Read 361 Reviews

    Offers auto insurance with local agent support. Use MyAmFam app to set up payments, view proof of insurance, get roadside assistance and track claims. Save up to 20% with KnowYourDrive usage program. Over 15 kinds of discounts.

    Hagerty
    Read 7 Reviews

    Insures collector and classic cars, trucks and SUVs. Includes instant new purchase coverage, spare parts coverage and auto show medical reimbursement. Responds to claims within one business day and pays most claims within 15 days.

    Chubb Auto Insurance
    Read 15 Reviews

    Offers car insurance and classic car insurance. Masterpiece coverage includes access to specialists, rental insurance up to $15,000, child seat replacement and pet injury payments. Save by combining auto and home policies.

    Wawanesa Auto Insurance
    Read 175 Reviews

    Provides auto insurance to drivers in California and Oregon. Offers discounts for good drivers, mature drivers, loyal customers and those insuring multiple cars. 24/7 claims service. Get a quote online or over the phone.

    Hanover Auto Insurance
    Read 60 Reviews

    Customized car insurance to fit your needs. Offers accident forgiveness, OEM parts coverage, newer car replacement, deductible dividends, roadside assistance and rental coverage. Manage your account through the app.

    AIG Auto Insurance
    Read 101 Reviews

    Provides car insurance to members of its private client group. Includes worldwide liability coverage, rental reimbursement with no per-day limit and original manufacturer parts. Offers complimentary lifestyle reviews upon request.

    Kemper - Auto
    Read 188 Reviews

    Offers auto insurance in 26 states, with Protect Your Wallet, Protect Your Sanity and family protection coverage options. Multiple discounts available. Choose from various payment plans. Get a quote in just minutes online.

    21st Century Insurance
    Read 238 Reviews

    Part of the Farmers family. Provides car insurance in California. Offers driver and vehicle discounts and online tips and resources. Mobile app lets you view ID cards, review and pay bills and make claims. Quotes in minutes.

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    Fiesta Auto Insurance
    Read 24 Reviews

    Offers car insurance for as little as $1 a day. Customers have access to 40 insurance carriers. Provides services in Spanish. Also offers tax preparation services. Contact for free quotes and information about discounts.

    SafeAuto Insurance
    Read 152 Reviews

    Specializes in nonstandard coverage for drivers with poor driving records. Get short- or long-term protection. Offers policies for those with low incomes or those in need of SR-22 filings. 24/7 customer service.

    Alfa Auto Insurance
    Read 174 Reviews

    Covers drivers in Alabama, Mississippi and Georgia. Get discounts for insuring multiple vehicles, taking a defensive driving course, having a qualifying occupation or using safety features. Alfa2Go app helps manage policies.

    Mendota Auto Insurance
    Read 98 Reviews

    Car insurance for all types of drivers. Accepts low down payments and offers flexible payment options. Claims service is available 24/7. Tailors coverage to customers’ needs, working closely with independent agents.

    Cost-U-Less Insurance
    Read 46 Reviews

    Covers drivers throughout California. Finds and personalizes policies for customers with tickets, accidents and DUIs. Assists with SR-22s. Discounts for good drivers, students and military. Service in English and Spanish.

    Bristol West Insurance
    Read 247 Reviews

    Offers car insurance for customers in 42 states, including those with no or poor credit, little driving history, accidents or DUIs. Get 24/7 policy access online. Set up a flexible monthly payment plan with a low down payment.

    Freeway Auto Insurance
    Read 156 Reviews

    Works with multiple insurance companies to find customers coverage they can afford. Helps all types of drivers. Agents speak English and Spanish. Has an online auto insurance knowledge center with resources. Online quotes.

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    NetQuote.com
    Read 50 Reviews

    Operates an online insurance marketplace with access to over 100 companies. Fill out a simple application and get connected with up to four car insurance offers in minutes at no cost. Offers online insurance calculators and tools.

    Automobile Club of Southern California
    Read 93 Reviews

    AAA club serving 13 counties. Policyholders save with yearly dividends. Get lifetime workmanship warranty on vehicle repairs at qualifying shops. Offers a complimentary policy review to go over coverage options and discounts.

    Fred Loya
    Read 253 Reviews

    Hispanic-owned company with over 700 offices in 11 states. Provides quotes to all customers despite poor driving or credit history. Low down payments and convenient monthly payments. Claims department available six days a week.

    American Access Casualty
    Read 201 Reviews

    Focuses on car insurance for Spanish-speaking communities in Illinois, Indiana, Nevada, Arizona and Texas. Works with individuals with Mexican, international or no driver’s licenses. Low down payments and flexible payment plans.

    American Freedom Insurance
    Read 37 Reviews

    Offers insurance for drivers in Illinois, Indiana, Pennsylvania and Tennessee. English- and Spanish-speaking agents. Accepts drivers licensed in Mexico and unlicensed drivers. Multiple discounts available.

    Grundy Read Reviews

    Specializes in insuring classic cars. Also protects modern muscle cars and exotic vehicles. Agreed value insurance gives you 100% of agreed car value in case of total loss. Combine all vehicles on one policy with “MVP” coverage.

    QuoteWizard

    Compares insurance offers from various providers. Requires some personal information, vehicle details and insurance and driving history for quotes. Over 50 million people use its free online service.

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    SmartFinancial

    Finds the lowest rates from over 200 insurance companies. Costs nothing to use and takes just a few minutes. Users can also call 24/7 for quotes. Provides real-time rates and services in all 50 states.

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    by Matthew Brodsky Insurance Contributing Editor

    Matthew Brodsky is an established expert on insurance, having written hundreds of articles and other pieces of content on the subject, interviewed countless practitioners, and attended dozens of conferences and events. He served as an editor at industry magazine Risk & Insurance for six years.