Hyundai extended warranty: cost, coverage and plans
Robust and affordable — but maybe unnecessary
+1 more
Hyundai’s own extended warranties can help protect you from expensive repair bills all the way until your car hits 120,000 miles. But, considering the fact that Hyundais are pretty reliable to begin with and their factory warranties already last for five years or 60,000 miles, do you even need an extended warranty?
Keep reading to find out what Hyundai’s extended warranties cover, what they cost and whether they’re right for you.
Coverage is available in Platinum, Gold and Powertrain tiers, and the price quotes we collected for a 10-year warranty ranged from roughly $1,800 to $3,500.
Jump to insightMost buyers choose Platinum coverage because it covers more than 1,500 parts for only $100 to $150 more than Gold coverage.
Jump to insightWhile Hyundai’s extended warranties are cheaper than average, its vehicles have above-average reliability and below-average repair costs, potentially diminishing the appeal of an extended warranty.
Jump to insightHyundai extended warranty coverage
Hyundai calls its extended warranties Hyundai Protection Plan Vehicle Service Contracts, or Hyundai Protection Plan VSCs for short. (“Vehicle service contract” is another name for an extended warranty, and it’s technically more accurate.)
Hyundai Protection Plan VSCs are designed to extend Hyundai’s already robust factory warranty coverage, which includes five years/60,000 miles of bumper-to-bumper coverage and 10 years/100,000 miles of powertrain coverage.
Hyundai’s extended warranty terms start from the in-service date, so a 10-year/100,000-mile plan ends when your vehicle turns 10 or hits 100,000 miles.
These optional extended warranties can cover your vehicle up to 10 years or 100,000 miles (whichever comes first), and you can purchase them as long as your vehicle hasn’t already reached your plan’s age or mileage limit. That being said, the prices do rise significantly as your Hyundai begins to age, so it’s best to invest in one before your factory warranty expires.
You might be wondering why anyone would buy an extended powertrain warranty that ends at 10 years/100,000 miles if Hyundai’s factory powertrain warranty already lasts 10 years or 100,000 miles. That’s because once the first owner sells a Hyundai, the factory powertrain warranty period drops to five years/60,000 miles — something to keep in mind if you’re buying pre-owned.
» LEARN: What is a dealership warranty?
Hyundai extended warranty benefits
Hyundai Protection Plan VSCs can come with the following benefits in addition to warranty coverage:
- 24/7 roadside assistance, including flat tire service, fuel delivery, jump-starts and locksmith service
- Towing to the nearest authorized Hyundai service provider following a breakdown covered by your warranty
- Rental car reimbursement of up to $35 per day for up to 10 days while your Hyundai is in the shop for a covered repair
- Trip interruption coverage of up to $200 per day for up to five days if your Hyundai experiences a covered breakdown over 200 miles from home
- Disappearing deductibles, which erase your $100 deductible if you bring your vehicle back to the authorized Hyundai dealer that sold you the warranty for service (not available on all vehicle/plan combinations — check your terms and conditions)
All in all, these are average benefits for an automaker-backed extended warranty. The one curious anomaly is the trip interruption coverage. Most automakers offer around $100 in coverage if you break down 50 or 100 miles from home; Hyundai offers double the assistance but at double the minimum distance.
Hyundai extended warranty plans
Extended warranty plans from Hyundai come in three coverage levels: Powertrain, Gold and Platinum. Check out the chart below for a visual breakdown of each Hyundai extended warranty plan and which component groups they cover.
| Component group | Powertrain | Gold | Platinum |
|---|---|---|---|
| Engine | |||
| Transmission | |||
| Drive axle | |||
| Front suspension | |||
| Rear suspension | |||
| Fuel system | |||
| Climate control | |||
| Electrical | |||
| Steering | |||
| Brakes | |||
| CV boots | |||
| High-tech parts | |||
| Audio | |||
| Navigation |
Platinum plans come with what’s called exclusionary coverage, which means that they cover every part of your vehicle except for what’s specifically named in the contract. That means you can protect over 1,500 parts with a Platinum plan. (In contrast, most vehicle service contracts only cover parts listed in the contract, with everything else not being covered.)
As for which plan is right for you, consider this: Multiple Hyundai dealers we spoke with said they don’t even offer Powertrain or Gold warranties anymore because nobody bought them.
“Everybody buys Platinum because it covers twice the parts for just $100 or $150 more,” one rep told us.
Everybody buys Platinum because it covers twice the parts for just $100 or $150 more. ”
Speaking of cost, let’s take a look at what a Hyundai Vehicle Protection Plan VSC will set you back.
Hyundai extended warranty terms and conditions
Hyundai doesn’t provide sample contracts unless they’re tied to a specific buyer, so we weren’t able to review one directly. However, dealership reps were able to walk us through key terms verbally. Just keep in mind that these details are secondhand, so it’s important to read your own contract carefully.
Maintenance
Preexisting conditions
Transferability
Cancellations and refunds
» LEARN: What voids a car warranty?
Hyundai extended warranty exclusions
Similar to other extended warranties, Hyundai’s extended warranty doesn't cover:
Hyundai extended warranty cost
Based on quotes we collected from multiple Hyundai dealerships, most extended warranty plans cost between $1,800 and $3,500 total, or about $376 to $688 per year of added coverage. That’s lower than the industry average of around $1,000 per year for bumper-to-bumper protection.
Pricing isn’t available online, so we contacted dealers directly to get real-world numbers for different Hyundai models. In general, newer vehicles qualify for lower pricing.
See extended warranty costs for specific Hyundai models:
Sample Hyundai warranty quotes by model
| Vehicle | Coverage | Term | Deductible | Cost |
|---|---|---|---|---|
| 2023 Sonata with 500 miles | Platinum | 10 years or 100,000 miles | $100 (disappearing) | $1,879 |
| 2020 Veloster N with 35,000 miles | Platinum | 10 years or 100,000 miles | $100 | $3,441 |
| 2019 Tucson with 61,000 miles | Platinum | 10 years or 100,000 miles | $100 | $3,127 |
As we gathered quotes, we also started noticing a trend that the dealers confirmed — Hyundai’s pricing algorithm for these plans heavily favors newer cars. That means the company wants you to buy one when you purchase a new Hyundai, and it will ramp up prices accordingly if you choose to wait.
This was evident in the huge price gap between the new and used Hyundais listed above. All three cars are essentially getting the same protection for the same period of time — and their original prices were similar — yet the used cars are significantly more expensive to get under an extended warranty.
» READ MORE: Should I buy an extended warranty on a new car?
Hyundai extended warranty alternatives
Generally speaking, it’s worth getting quotes from different third-party extended warranty providers just to give yourself context for how much a warranty on your vehicle should cost. Prices vary from company to company and vehicle to vehicle, and we’ve seen companies offer significant savings with little rhyme or reason.
With that in mind, we wanted to see how the prices we were quoted for Hyundai Protection Plan VSCs compared with rates from third-party warranty companies. Note that all the prices below are based on a $100 deductible (unless otherwise stated) and don't include tax.
| Vehicle | Hyundai | olive | Endurance | Toco Warranty | Omega Auto Care ($200 deductible) |
|---|---|---|---|---|---|
| 2023 Sonata with 500 miles | $1,879 | $2,004 | $4,051 | $5,271 | $8,399 |
| 2020 Veloster N with 35,000 miles | $3,441 | Unavailable | $4,051 | $5,271* | $8,399 |
| 2019 Tucson with 61,000 miles | $3,127 | $3,507 | $5,611 | $5,271* | $8,399 |
In a rare turn of events, the automaker’s own extended warranty plans are much cheaper across the board than the third-party options we consulted. While we’d still encourage you to get multiple quotes for your own vehicle, it appears that Hyundai may offer great options for keeping your Hyundai on the road long-term.
Hyundai extended warranty pros and cons
Pros
- Lower annual cost than industry average
- Includes useful perks like roadside assistance, rental reimbursement and trip interruption coverage
- Disappearing deductible option if you return to selling dealer
- Can transfer to a new owner if you sell your vehicle
Cons
- Pricing increases significantly as vehicle ages
- Factory powertrain coverage is already strong for original owners
- Limited sample contract access unless you’ve purchased
Is a Hyundai extended warranty worth it?
A Hyundai extended warranty might be worth it under certain conditions. Generally, it’s more valuable if any of the following apply:
- You drive a less reliable vehicle.
- You don’t have enough savings to pay for a surprise repair bill, but you can budget for a warranty.
- The cost of your warranty is less than what you’d expect to spend on the repairs it covers.
- You don’t mind paying for additional peace of mind even if you’ll likely spend more on your warranty than you would on repairs.
On average, a bumper-to-bumper extended warranty costs about $1,000 per year, based on in-house pricing data across hundreds of vehicles. Hyundai’s quotes came in lower, ranging from $376 to $688 per year, depending on the vehicle and when you buy.
Bottom line:
Most comprehensive extended warranties cost around $1,000 per year. Hyundai’s plans came in well below that, which could make them a better value — especially for newer vehicles.
That said, Hyundais are fairly dependable, and if a breakdown does occur, the repair bill probably won’t be too bad.
We don’t want to make it seem like your Hyundai is immune to major expenses, though. Tommy, a reviewer from Illinois, took his Hyundai into the dealership when the engine started knocking, only to be told it would cost $6,700 to fix. “I won’t be buying a Hyundai car again,” he wrote.
The key thing to remember is that stories like this are unfortunate but not the norm. That’s all to say: You probably don’t need to spend roughly $2,500 on a Hyundai Protection Plan VSC unless you really want the added protection against a catastrophic breakdown.
To find out how much peace of mind is worth it for you, put aside the numbers for a second and take the following litmus test: If you never ended up using your Hyundai extended warranty, would you still be glad you got it?
A 2023 ConsumerAffairs survey found that almost 60% of drivers don’t have enough savings to cover a $1,000 car repair bill. Most said they’d have to borrow the money, and 13% had no way to afford a repair that large. If that sounds like your situation, an extended warranty might be a smart safety net — just make sure it fits your budget.
FAQ
How do you cancel a Hyundai extended warranty?
To cancel a Hyundai extended warranty, you need to contact your dealership. If you cancel within 60 days, you’ll receive a full refund. If you cancel after 60 days, or you’ve already filed a claim, you’ll receive a prorated refund.
How much should I expect to pay for a Hyundai extended warranty?
Based on the quotes we gathered, expect to pay between $376 and $688 per year of added coverage for a Hyundai extended warranty — often less than what third-party providers charge.
Can I purchase a Hyundai extended warranty online?
No, you can’t purchase a Hyundai extended warranty online. To purchase a warranty, you’ll need to contact a dealership.
How long is Hyundai’s factory warranty?
Hyundai’s factory warranty includes five years or 60,000 miles of bumper-to-bumper coverage and 10 years or 100,000 miles of powertrain coverage.
Is Hyundai’s extended warranty transferable?
Yes, Hyundai’s extended warranty is transferable within 30 days of the sale.
Is a Hyundai extended warranty available up to 150,000 miles?
Most Hyundai extended warranties end at 100,000 miles. Certain cars have engine coverage up to 15 years or 150,000 miles for specific repairs. Ask your dealer if your vehicle fits those criteria.
Article sources
ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this article include:
- RepairPal, “Hyundai Reliability Rating.” Accessed March 27, 2025.
- J.D. Power, “Vehicle Dependability Slumps as Rate of Deterioration Increases, J.D. Power Finds.” Accessed Nov. 15, 2024.
- Consumer Reports, “Who Makes the Most Reliable New Cars?” Accessed Dec. 13, 2023.
- Federal Reserve Bank of St. Louis, “Consumer Price Index for All Urban Consumers: Motor Vehicle Maintenance and Repair in U.S. City Average.” Accessed Nov. 8, 2023.
