
CNA National Warranty Corporation Reviews
- We require contact information to ensure our reviewers are real.
- Our moderators read all reviews to verify quality and helpfulness.
- We use intelligent software that helps us maintain the integrity of reviews.
+1 more
About CNA National Warranty Corporation
CNA National Warranty Corporation offers vehicle service contracts for both new and used cars, including specialized options for electric vehicles. Its plans range from basic powertrain coverage to more comprehensive, exclusionary protection for most vehicle components. While CNA National administers these contracts, they are sold exclusively through participating dealerships. To purchase coverage, you’ll need to work with a dealer that offers CNA National plans.
- Multiple coverage levels for new and used vehicles
- Electric vehicle service contracts available
- Flexible deductible options depending on the plan
- Many contracts include benefits like towing and roadside assistance
- Only sold through dealerships
- Must pay upfront or secure financing
- Limited pricing transparency
Our editor’s take
CNA National is a long-standing vehicle service contract provider that offers multiple coverage tiers through dealerships. Its plans often include benefits like roadside assistance and rental reimbursement, but coverage details and costs vary by contract. While the company has strong industry credentials, customer experiences with CNA National Warranty Corporation are mixed, and claims handling often depends on the dealership that sold the warranty.
Unfortunately, the company doesn’t have much information about its contracts available online. And it doesn’t sell its products directly to consumers, so you have to contact an authorized dealer in your local area for pricing information.
You may run into issues canceling your contract since not all products are eligible for cancellation. Make sure you understand what you can and cannot do before buying a vehicle service contract.
What is CNA National Warranty Corporation
CNA National Warranty Corporation has operated in the vehicle service contract industry for over 40 years. Headquartered in Scottsdale, Arizona, the company offers service contracts, guaranteed asset protection (GAP) coverage and supplementary products, such as dent repair. It’s a subsidiary of CNA Financial, a commercial insurer.
» LEARN: What is a vehicle service contract?
CNA National Warranty Corporation availability
CNA National’s vehicle service contracts are generally honored throughout the U.S. and Canada when repairs are completed at authorized facilities. The company offers both exclusionary and powertrain coverage options for new and used vehicles, though eligibility (including maximum mileage limits) varies by contract, vehicle condition and the dealership offering the plan.
CNA National Warranty Corporation coverage and plans
CNA National Warranty Corporation offers several types of vehicle service contracts, including its Z2 plans, which feature multiple coverage levels ranging from basic powertrain protection to more comprehensive, exclusionary-style coverage. The company also provides service contracts designed for electric vehicles, with benefits that vary by plan.
For drivers interested in added maintenance coverage, CNA National’s Term Protect program combines a vehicle service contract with scheduled maintenance benefits and is often designed to complement a manufacturer’s warranty.
This table shows the four tiers of the company’s Z2 service contract; these plans should provide adequate coverage for most drivers.
| Component group | Powertrain Advantage Care+Plus | Vehicle Value Care+Plus | Mechanical Advantage Care+Plus | Automotive Preferred Care+Plus |
|---|---|---|---|---|
| Engine | ||||
| Transmission | ||||
| Drive axle(s) | ||||
| All-wheel drive/four-wheel drive | ||||
| Fuel system | ||||
| Cooling system | ||||
| Gaskets and seals | ||||
| Electrical system | ||||
| Steering | ||||
| Brakes | ||||
| Climate control | ||||
| Suspension | ||||
| Safety systems | ||||
| Electronics and technology |
» LEARN: What does a car warranty cover?
CNA National coverage limits
CNA National contracts typically include a limit of liability clause that caps how much the provider will pay for repairs. In many cases, the per-claim limit does not exceed the vehicle’s fair market value at the time of repair, and the total amount paid over the contract’s lifetime is capped at the vehicle’s original purchase price. These limits can vary depending on the specific contract.
CNA National Warranty Corporation cost
CNA National Warranty Corporation sells its products through dealerships, so you can’t contact the company to get a quote. A participating dealer can provide details about pricing. The cost may vary depending on your car, mileage and location.
A CNA National contract may come with a deductible, which you will pay if your car needs repairs. A company representative says deductibles can range from $0 to $500. There’s also the option to have a disappearing deductible. This option allows you to get repairs done without paying a deductible if you take your car to the dealership where you purchased the contract.
When buying a CNA National contract, you can pay for the policy upfront in one lump sum or roll the contract price into your vehicle financing (if the lender allows). You can also get a separate loan for the service contract.
CNA National Warranty Corporation benefits
CNA National vehicle service contracts often include additional benefits such as roadside assistance, towing, rental car reimbursement and trip interruption coverage. For example, some plans may offer roadside assistance with towing reimbursement, rental car coverage of up to $50 per day (with a maximum limit) and trip interruption benefits to help cover meals and lodging during a breakdown.
| Benefit | Limit |
|---|---|
| Roadside assistance & towing | Often includes service calls and towing reimbursement (limits vary) |
| Rental car reimbursements | Commonly around $50 per day, up to a set maximum |
| Trip interruption benefits | May cover meals and lodging, often around $100 per day with a per-occurrence cap |
While these perks are commonly included, coverage limits and availability vary by contract, so it’s important to review your specific plan details.
CNA National Warranty Corporation policies
When purchasing a CNA National vehicle service contract, it’s important to understand key policy details. Many contracts are transferable to a new owner if you sell your vehicle privately, though fees and eligibility requirements may apply. While CNA National does not offer traditional renewals, you may be able to purchase a new contract before your current coverage expires.
To cancel a CNA National contract, you’ll typically need to contact the dealership where you purchased the plan, as dealers often handle cancellations and refunds. If you’re unable to resolve the request through the dealership, you can contact CNA National directly at 800-345-0191. Cancellation terms, including your refund amount, depend on your specific contract.
FAQ
How does CNA National Warranty Corporation work?
CNA National Warranty Corporation offers vehicle service contracts, which cover repairs after mechanical breakdowns. The company administers the contracts but sells them through dealerships. You cannot contact CNA National to purchase a vehicle service contract.
How do I file a claim with CNA National?
To file a claim with CNA National, provide the dealership or licensed repair facility with your contract number. Ask the service provider to contact CNA National to authorize the repairs and submit your claim.
Depending on the service facility, you may need to pay out of pocket for repairs. If they’re covered under your contract, CNA National will reimburse you for the cost, minus your deductible.
Is CNA National Warranty Corporation legit?
Yes, CNA National Warranty Corporation is a legitimate company. It’s been in business for over 40 years and sells vehicle protection products, including service contracts.
Can I buy a CNA National warranty directly from the company?
No, CNA National vehicle service contracts are not sold directly to consumers. The company works exclusively through dealerships, so you’ll need to purchase coverage from a participating dealer when buying a vehicle or through a dealer partner.
Still have questions?
CNA National Warranty Corporation Reviews
Filter by Rating
- (2)
- (1)
- (16)
Popular Mentions
- 4,885,955 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
A link has directed you to this review. Its location on this page may change next time you visit.
- 4,885,955 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
CNA National Warranty Corporation Company Information
- Company Name:
- CNA National Warranty Corporation
- Address:
- 4150 N Drinkwater Blvd.
- City:
- Scottsdale
- State/Province:
- AZ
- Postal Code:
- 85251
- Country:
- United States
- Website:
- www.cnanational.com






