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About CornerStone United
CornerStone United offers vehicle service contracts for new and pre-owned vehicles. The company has plans for vehicles exceeding 200,000 miles as well as coverage options for modified, commercial and exotic cars. Most plans also come with additional benefits, including towing assistance and rental car reimbursement.
- Flexible plans with optional add-on coverages
- Offers coverage for often-excluded vehicles
- Contract transferable if you sell your car
- Only sells through dealerships
- No online price quotes
- Complex plan options
Our editor’s take
If you have a vehicle that’s normally excluded from warranty coverage, CornerStone United may be a good option for you. It covers vehicles that most warranty companies won’t, and it has a variety of plan options to fit different needs. At the time of publishing, we don’t have any consumer reviews for Cornerstone United (and we weren’t able to get price quotes for our sample vehicles), so it’s tough for us to offer a definitive judgment, but you might want to keep the company in mind as you shop.
About CornerStone United
CornerStone United provides a range of coverage options for passenger vehicles, recreational vehicles (RVs), off-road vehicles and watercraft. Its vehicle service contracts offer coverage for mechanical breakdowns. Additionally, the company has products to maintain your car’s appearance, such as tire and wheel coverage, dent protection and windshield repair coverage.
The company has operated for over 50 years and has locations in the United States and Canada. It’s headquartered in Hickory, North Carolina, with a second location in London, Ontario. Its customer support staff can offer assistance in English, Spanish and French. However, you can only buy CornerStone United products through a participating dealer. The company doesn’t sell its vehicle service contracts directly to customers.
» LEARN: What is a vehicle service contract?
CornerStone United availability
CornerStone United operates across the United States and Canada, and its vehicle service contracts can protect new, pre-owned and high-mileage vehicles, including those exceeding 20 years of age or with 200,000 miles on their odometers.
However, it offers different products depending on the age and mileage of your vehicle, and some benefits may not be available in all states. Contact a participating dealer for more information about the benefits, terms and conditions where you live.
CornerStone United coverage and plans
CornerStone United offers a wide variety of vehicle service contracts and warranty programs.
The Xtra Series (which is designed for older, high-mileage vehicles) has four plans, ranging from a basic powertrain plan to comprehensive coverage for most vehicle parts. You can also choose add-on options for the three lower-tier plans to customize your coverage.
Meanwhile, CornerStone United’s Xpanded series covers cars up to more than 20 years old or with up to 200,000 miles. The company offers plans for luxury vehicles, such as Alfa Romeos and the Porsche 911 Turbo.
Here’s a breakdown of the coverage you can get with the Xpanded series.
Component group | XP-1 Bronze | XP-2 Silver | XP-3 Gold | XP-4 Platinum | Ultimate |
---|---|---|---|---|---|
Engine | Y | Y | Y (enhanced coverage) | Y (enhanced coverage) | Y (enhanced coverage) |
Transmission | Y | Y | Y | Y | Y |
Drive axle(s) | Y | Y | Y | Y | Y |
Turbo/supercharger | Y | Y | Y | Y | Y |
Cooling system | N | N | Y | Y (enhanced coverage) | Y (enhanced coverage) |
Electrical system | N | Y | Y (enhanced coverage) | Y (enhanced coverage) | Y (enhanced coverage) |
Steering | N | Y | Y (enhanced coverage) | Y (enhanced coverage) | Y (enhanced coverage) |
Emissions system | N | N | N | Y | Y |
Brakes | N | N | Y | Y (enhanced coverage) | Y (enhanced coverage) |
Electronics | N | N | N | Y | Y |
» LEARN: What does a car warranty cover?
CornerStone United coverage limits
Like other companies with vehicle service contracts, CornerStone United sets coverage limits for how much it pays to repair or replace parts for your vehicle. However, CornerStone United doesn’t specify coverage limits online, so be sure to ask when you get a quote for a contract.
CornerStone United cost
CornerStone United sells its products through select dealerships and doesn’t make its prices publicly available. If you want to purchase a CornerStone United vehicle service contract, contact a participating dealership for a quote. You can call CornerStone United to find a participating dealer in your area.
CornerStone United benefits
CornerStone United offers some additional benefits besides repair coverage. The benefits and limits depend on your plan, so speak with your dealership to learn what’s included in each policy.
Benefit | Limit with Xpanded Series |
---|---|
Roadside assistance and towing | Up to $50 per occurrence for covered emergencies |
Rental car | Up to $75 per day for five days |
Trip interruption benefits | Up to $75 per day up to three days |
CornerStone United policies
When purchasing a vehicle service contract from CornerStone United, make sure you review the plan carefully to understand the terms and conditions.
For most contracts, you’re allowed to transfer the plan to the next owner if you sell your vehicle privately (not to a dealer).
To cancel your contract, contact the dealership that sold it to you. If it’s gone out of business, you can contact CornerStone United directly. The cancellation process can take up to 30 days.
CornerStone United FAQ
How does CornerStone United work?
CornerStone United sells vehicle service contracts through participating dealerships in the United States and Canada. That means you don’t purchase a plan through CornerStone United. Instead, you contact a participating dealership to get a quote, review your plan options and buy a policy.
How do I file a claim with CornerStone United?
When you need to file a claim, contact CornerStone United by phone. If you’ve taken your car to a dealership or a licensed repair shop, you can have it call the company for you. CornerStone United must authorize the repairs before any work begins on your vehicle.
Is CornerStone United legit?
CornerStone United is a legitimate company that offers vehicle service contracts for extended warranty coverage. It sells these contracts through participating dealerships, so you’ll need to contact a dealer to purchase one of its plans.
CornerStone United Reviews
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CornerStone United Company Information
- Company Name:
- CornerStone United
- Address:
- 1020 Main Ave. NW
- City:
- Hickory
- State/Province:
- NC
- Postal Code:
- 28601
- Website:
- cornerstoneunited.com