My Dealer's Choice Reviews

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Edited by: Matt Zane

About My Dealer's Choice

My Dealer’s Choice offers vehicle service protection plans to buyers in all 50 states. Coverage is available for both new and used cars, including electric vehicles. It also provides coverage for RVs via its affiliate brand, No Repair Cost. My Dealer’s Choice has over 30 years of experience in the extended service warranty industry and promotes a client-focused approach.

Pros
  • 3 plan levels for gas-powered vehicles
  • Coverage for EVs
  • Open 24/7
Cons
  • No pricing on website

My Dealer's Choice coverage and plans

My Dealer's Choice offers three vehicle service protection plans (extended auto warranties) for gas vehicles and one for electric vehicles (EVs). It also offers a plan for both new and used RV coverage. We’ve broken down the gas-powered and electric vehicle plans below to give you a better understanding of what’s covered.

Gas-powered vehicle service protection plans

My Dealer’s Choice offers three plan levels for gas-powered vehicles: Powertrain, Powertrain Enhanced and Platinum. My Dealer's Choice states it offers only the Platinum plan for new vehicle purchases. Here’s a brief overview of what’s covered:

Electric vehicle service protection plan

My Dealer’s Choice’s EV Platinum Fully Charged plan includes 24/7 roadside assistance, towing and trip interruption, along with coverage for the following electric vehicle systems:

  • Battery
  • Electric motor
  • Media control unit
  • Computer system
  • Suspension
  • Air conditioning
  • Heating system
  • Autonomous sensors
  • Sunroof
  • Touchscreens
  • Actuators
  • High-tech electronics
  • Power windows
  • Door locks

» RELATED: Is labor covered under an auto warranty?

How does My Dealer's Choice work?

To get started with My Dealer's Choice, you’ll need to fill out an online form on its website. The form asks for your vehicle’s VIN number, exact car mileage and your personal contact information (name, phone number, email address and physical address).

» RELATED: How an extended auto warranty works

My Dealer's Choice cost

My Dealer’s Choice doesn’t provide any cost details on its website.

» READ MORE: How much does an extended auto warranty cost?

My Dealer's Choice additional services

Each of My Dealer’s Choice’s vehicle service protection plans comes with additional benefits. Details on usage limits, coverage caps or exclusions were not available. Here’s what’s included with each plan:

Used vehicle sales

My Dealer’s Choice has sold used vehicles since 1983. It operates five dealership locations across California and coverage is available nationwide. Potential buyers can view inventory on the “Inventory” page of its website.

My Dealer's Choice coverage limits

My Dealer’s Choice does not provide cost details or information about coverage limits, such as vehicle age restrictions or maximum payout amounts, on its website.

My Dealer's Choice FAQ

Where is My Dealer's Choice available?

My Dealer’s Choice is available in all 50 states.

Does My Dealer's Choice offer rental car reimbursement?

Yes, rental car reimbursement is included with all plans except the EV plan.

Does My Dealer's Choice provide roadside assistance?

Yes, all plans include 24/7 roadside assistance.

Is My Dealer's Choice worth it?

Whether an extended vehicle service protection plan is worth it depends on your individual situation, including the age and condition of your vehicle, your budget and how long you plan to keep the car. Auto warranties can help you avoid unexpected repair costs but come with limitations like coverage exclusions, deductibles and claim restrictions.

My Dealer’s Choice offers a range of plans and some extra benefits like roadside assistance and rental car reimbursement. Potential customers should carefully review all terms and conditions before purchasing.

» READ MORE: Is an extended auto warranty worth it?

My Dealer's Choice Reviews

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    Page 1 Reviews 0 - 10
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    Verified purchase
    Customer ServiceCoverageTechPricePunctuality & SpeedRefunds & PayoutsMaintenance

    Reviewed Nov. 26, 2025

    I bought the bumper to bumper warranty on my BMW i8. After a few months I brought the car to the dealership and was told that I will need to cover the cost of $3500 maintenance out of pocket because the vehicle hasn't been driven 1000 miles yet. These are all in the fine print and wasn't communicated during the initial call. Then I tried to call to cancel the service. Email doesn't work, was told to call this number, then I called, said department is closed (at 1pm Pacific time, what's their excuse, the call center not in the pacific time zone? I thought this is for California), the second day I called in the morning, was told that department is on lunch break and call back in 30 mins, then I called 30 mins later and was told that the department is closed. This is ridiculous.

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      Customer ServiceContract & TermsCoverageTechPunctuality & SpeedRefunds & PayoutsStaffHonesty & Transparency

      Reviewed Nov. 26, 2025

      Worst car warranty ever. I have worked with several warranty companies and this is by far the worst experience I’ve ever had. To say their customer service is unprofessional is being nice. The way they treat their paying customers is pathetic. My car was in the shop for an issue that is covered, per the warranty agreement, and every time me or my mechanic tried to get ahold of someone, nobody would answer the phone, after two days of attempting to reach someone I gave up and paid for it out of pocket.

      A couple days later I called the warranty company to see if there was any way to get reimbursed and was met with disrespect and rudeness. I was told by the man on the phone that the service would not have been covered anyways, which is a blatant lie because I read every word of the warranty agreement and I know I did everything correctly, per the agreement. I canceled my policy on the spot and will be telling everyone to avoid this company like the plague. They are nothing but disrespectful liars and have no idea how to run a company.

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      Customer ServiceContract & TermsCoverageTechSales & MarketingPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffHonesty & Transparency

      Reviewed Nov. 5, 2025

      I’ve had the platinum coverage since I bought my car. I missed one month due to being hospitalized and was charged $700 to reinstate my policy. Once I needed to file a claim I was screamed at on the phone being accused of fraud and then hung up on. It took several calls back and hours of waiting on hold before I received any help.

      My car has been sitting in the shop for almost a month now and no inspector has come to even look at it. I was even told that my car wasn’t even there when the inspector came. Turns out he lied about showing up. I’m still waiting for them to approve repairs on my car and communicate with the service center. This has been an extremely frustrating process and I feel scammed. I’ve spent a lot of money on rentals and Ubers and am extremely stressed and disappointed with the service I have received from them.

      I’m considering calling an attorney to get my money back so I can pay for the repairs myself. I uploaded a censored photo of my receipt however I don’t want to give too many identifying details due to the unprofessionalism I’ve experienced and the fact that I am still waiting for them to honor their agreement with me and repair my vehicle. Save yourself the grief and find another company that will actually help you.

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      Customer ServiceTechStaffRental Car

      Reviewed Oct. 30, 2025

      I’m extremely disappointed with how unprofessional this business has been. When I put my car in the shop—a stressful situation on its own—the staff were rude, insensitive, and completely lacking in empathy. I was hung up on multiple times and denied the chance to speak with upper management. The person who first answered claimed to be the manager, then said he was the owner, and continued to speak to me disrespectfully instead of trying to help. When I asked for clarity on their policies, I was met with attitude and confusion instead of answers. To make things worse, they canceled my account without my confirmation and sent me a cancellation email while my car is still in the shop. This experience has been unacceptable, unprofessional, and unnecessarily stressful. I would not recommend My Dealer’s Choice to anyone. Mike was the individual who said he was both the manager and owner of the company before rudely hanging up.

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      Customer ServiceTechRefunds & PayoutsBilling

      Reviewed Oct. 28, 2025

      Avoid this company for extended warranties. I requested a full refund within 24 hours, but they refused to return my $330 payment. It’s now been over 90 days, and I still haven’t received my refund. My bank closed the dispute, saying I had signed the contract, but I made it clear to the dealer that I wanted to cancel. They keep insisting there’s nothing they can do. Getting a refund from this company has been a complete nightmare. Their customer service is unhelpful, rude, and gives off the impression that they don’t care about their customers.

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      Customer ServiceSales & MarketingPriceStaffRates

      Reviewed Sept. 26, 2025

      I called this company to get a quote for my 2014 Ford Escape. I spoke to Matt, I had questions concerning the low ratings on here. Instead of answers I was hung up on. Not professional at all and rude!

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      Customer ServiceTechRefunds & PayoutsBillingHonesty & Transparency

      Reviewed Aug. 20, 2025

      They do not refund you your money when you cancel, we have been dealing with them since May, they 2025 said check is in the mail, you call and they overtalk you and lie and we have all the recordings to prove, beware of James in billing and Prit if these are their real name..They never sent the signed contract over voice recording of my father buying these program.

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      Claims HandlingCoverageTechPunctuality & Speed

      Reviewed Aug. 7, 2025

      I was sold a “5-year” warranty by Chris L. on the condition I signed that day. I was told I was fully covered and “good to go,” even before receiving a copy of the contract. That contract never arrived. I relied on the seller’s statements, brought my vehicle in 4 days before the supposed start date, and my $15K claim was denied. Only later did I learn the contract was 4 years, not 5. This is material misrepresentation. I offered to pay in full ($4,200) and acted in good faith. They ghosted me. I have receipts, texts, and proof of what was said. Stay away.

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      My Dealer's Choice
      Response from My Dealer's Choice

      Hi Mr. Barbush

      We’re sorry to hear about your experience and appreciate the opportunity to provide clarity on the situation.

      While we understand your frustration, it's important to address a few key details for accuracy. As you noted in your review, you brought your vehicle in four days before the contract's start date, which falls within the clearly stated waiting period outlined in all service agreements. Claims made during this time are not eligible for coverage and are considered pre-existing issues, which is why your claim was unfortunately denied.

      Additionally, after your claim was denied, you offered to pay the full price of the policy—$4,200—despite knowing the repair bill exceeded $15,000 all while this was within the waiting period.

      We take accusations of misrepresentation very seriously. All customers are provided with warranty terms and documentation. If, for any reason, you did not receive your contract promptly, we can always email and mail it out again.

      We remain committed to fairness and transparency—even when a customer attempts to take advantage of the process, in your case and in any case one cannot offer to pay the policy in full with the policy not in effect to take care of an issue while the policy is not effective.

      Verified purchase
      Customer ServiceCoverageTechStaff

      Reviewed June 1, 2025

      I recently signed up for coverage with My Dealer's Choice for my Mercedes-Benz GLK, and I couldn't be more satisfied with the experience. Cory G. was absolutely exceptional professional, knowledgeable, and genuinely helpful throughout the entire process. He took the time to explain all of my options clearly and ultimately provided me with a great deal that fit both my needs and budget. What stood out the most was his recommendation of the Platinum Plan, which offers extensive coverage and gives me real peace of mind. I'm thrilled to have secured such comprehensive protection for my vehicle, and I feel confident knowing that I'm in good hands with My Dealer's Choice. Highly recommend Cory G. and the entire team for anyone looking for quality vehicle protection and outstanding customer service.

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      Verified purchase
      Customer ServiceCoveragePriceStaff

      Reviewed May 20, 2025

      Called company got a fair quote for my vehicle. I had for got to mention it was diesel. They were good in letting me know the extra cost and the policy type. I appreciate that they were upfront Company. The different personel whom I talked with were quite helpful. No.

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      My Dealer's Choice
      Response from My Dealer's Choice

      Thank you for sharing your experience with us. We're delighted to hear that our team was able to provide helpful information and a fair quote for your diesel vehicle. It's important to us that all of our customers feel informed and valued. We're here to assist you anytime, so please feel free to reach out if you have any further questions or need assistance in the future.

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      My Dealer's Choice Company Information

      Company Name:
      My Dealer's Choice
      Address:
      1680 S. East St., #B-220
      City:
      San Bernardino
      State/Province:
      CA
      Postal Code:
      92408
      Country:
      United States
      Website:
      mydealerchoice.com