My Dealer's Choice Reviews

4,896,854reviews on ConsumerAffairs are verified
  • We require contact information to ensure our reviewers are real.
  • Our moderators read all reviews to verify quality and helpfulness.
  • We use intelligent software that helps us maintain the integrity of reviews.
+1 more
Author picture
Edited by: Matt Zane

About My Dealer's Choice

My Dealer’s Choice offers vehicle service protection plans to buyers in all 50 states. Coverage is available for both new and used cars, including electric vehicles. It also provides coverage for RVs via its affiliate brand, No Repair Cost. My Dealer’s Choice has over 30 years of experience in the extended service warranty industry and promotes a client-focused approach.

Pros
  • 3 plan levels for gas-powered vehicles
  • Coverage for EVs
  • Open 24/7
Cons
  • No pricing on website

My Dealer's Choice coverage and plans

My Dealer's Choice offers three vehicle service protection plans (extended auto warranties) for gas vehicles and one for electric vehicles (EVs). It also offers a plan for both new and used RV coverage. We’ve broken down the gas-powered and electric vehicle plans below to give you a better understanding of what’s covered.

Gas-powered vehicle service protection plans

My Dealer’s Choice offers three plan levels for gas-powered vehicles: Powertrain, Powertrain Enhanced and Platinum. My Dealer's Choice states it offers only the Platinum plan for new vehicle purchases. Here’s a brief overview of what’s covered:

Electric vehicle service protection plan

My Dealer’s Choice’s EV Platinum Fully Charged plan includes 24/7 roadside assistance, towing and trip interruption, along with coverage for the following electric vehicle systems:

  • Battery
  • Electric motor
  • Media control unit
  • Computer system
  • Suspension
  • Air conditioning
  • Heating system
  • Autonomous sensors
  • Sunroof
  • Touchscreens
  • Actuators
  • High-tech electronics
  • Power windows
  • Door locks

» RELATED: Is labor covered under an auto warranty?

How does My Dealer's Choice work?

To get started with My Dealer's Choice, you’ll need to fill out an online form on its website. The form asks for your vehicle’s VIN number, exact car mileage and your personal contact information (name, phone number, email address and physical address).

» RELATED: How an extended auto warranty works

My Dealer's Choice cost

My Dealer’s Choice doesn’t provide any cost details on its website.

» READ MORE: How much does an extended auto warranty cost?

My Dealer's Choice additional services

Each of My Dealer’s Choice’s vehicle service protection plans comes with additional benefits. Details on usage limits, coverage caps or exclusions were not available. Here’s what’s included with each plan:

Used vehicle sales

My Dealer’s Choice has sold used vehicles since 1983. It operates five dealership locations across California and coverage is available nationwide. Potential buyers can view inventory on the “Inventory” page of its website.

My Dealer's Choice coverage limits

My Dealer’s Choice does not provide cost details or information about coverage limits, such as vehicle age restrictions or maximum payout amounts, on its website.

My Dealer's Choice FAQ

Where is My Dealer's Choice available?

My Dealer’s Choice is available in all 50 states.

Does My Dealer's Choice offer rental car reimbursement?

Yes, rental car reimbursement is included with all plans except the EV plan.

Does My Dealer's Choice provide roadside assistance?

Yes, all plans include 24/7 roadside assistance.

Still have questions?

Is My Dealer's Choice worth it?

Whether an extended vehicle service protection plan is worth it depends on your individual situation, including the age and condition of your vehicle, your budget and how long you plan to keep the car. Auto warranties can help you avoid unexpected repair costs but come with limitations like coverage exclusions, deductibles and claim restrictions.

My Dealer’s Choice offers a range of plans and some extra benefits like roadside assistance and rental car reimbursement. Potential customers should carefully review all terms and conditions before purchasing.

» READ MORE: Is an extended auto warranty worth it?

My Dealer's Choice Reviews

Filter by Rating

  • (2)
  • (12)

Popular Mentions

    How do I know I can trust these reviews about My Dealer's Choice?
    • 4,896,854 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Recent
    • Recent
    • Oldest
    • Most helpful

    A link has directed you to this review. Its location on this page may change next time you visit.

    How do I know I can trust these reviews about My Dealer's Choice?
    • 4,896,854 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 10
    PriceRates

    Reviewed May 19, 2026

    It doesn't give you any prices, it just gives you the same screen every time.

    Thanks for your vote!

    Not sure how to choose?

    Get buying tips about Extended Auto Warranties delivered to your inbox.

      By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. Unsubscribe at any time.

      Thanks for subscribing.

      You have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations.

      Profile pic of the author.
      CoverageSales & MarketingPunctuality & SpeedMaintenanceHonesty & Transparency

      Reviewed April 20, 2026

      Absolute scammers. I can't wait for the class action lawsuit. They will lie and tell you anything to keep from fixing the car. Even have you start a new policy

      And then make you wait thirty days and then try and scam you again because they find other reasons not to repair the vehicle. PLEASE, EVERYONE, BE WARNED, STAY AWAY FROM THIS COMPANY.

      Thanks for your vote!
      CoverageSales & MarketingRefunds & PayoutsStaff

      Reviewed March 12, 2026

      You have denied a claim because I have not driven 1000 miles. The policy started 1/5/26, I am retired, I have only driven 571 miles in 3 months. By the time I hit 1000 miles would be June. The policy would be 6 months old, and I would have no warranty coverage for 6 months. So, if you do not change the denied claim, I would like to cancel. I would like a full refund, I asked the salesperson twice when I could take the car in, after 30 days. No mention of the 1000 miles. The 48-month policy would only be 42 months. The policy was paid in full at the time of signing, no coverage till June. Please refund me the full amount. $3920.00.

      Thanks for your vote!
      Claims HandlingTechMaintenance

      Reviewed March 5, 2026

      Horrible, my car did not pass a smog test, so I took it to the dealer to figure it out. They said I needed a new motor. Dealer's Choice sent someone up to verify, they also asked for receipts dating back a few years for oil changes, I could produce some, but not enough. I had couple of changes at Jiffy Lube, but they could only pull one year back and another pulled 5 receipts, but they wanted to know the actual amount of oil, etc, even though the receipt said Full Service.

      They rejected my claim. I am not saying they were wrong to ask, it does seem to me, if they are needing all receipts from prior to you getting the warranty, they should be required to go over your records and verify the maintenance has been sufficient to the point of my purchase, and then inform you to keep every invoice and receipt, to verify the claims. I thought bank statements reflecting the oil changes would be ok. I am trying to cancel the contract but they are hesitating when there is no reason to keep it, they will turn down every claim going forward.

      Thanks for your vote!
      Profile pic of the author.
      Verified purchase
      Customer ServiceCoverageTechPricePunctuality & SpeedRefunds & PayoutsMaintenance

      Reviewed Nov. 26, 2025

      I bought the bumper to bumper warranty on my BMW i8. After a few months I brought the car to the dealership and was told that I will need to cover the cost of $3500 maintenance out of pocket because the vehicle hasn't been driven 1000 miles yet. These are all in the fine print and wasn't communicated during the initial call. Then I tried to call to cancel the service. Email doesn't work, was told to call this number, then I called, said department is closed (at 1pm Pacific time, what's their excuse, the call center not in the pacific time zone? I thought this is for California), the second day I called in the morning, was told that department is on lunch break and call back in 30 mins, then I called 30 mins later and was told that the department is closed. This is ridiculous.

      Thanks for your vote!
      Profile pic of the author.
      Customer ServiceContract & TermsCoverageTechPunctuality & SpeedRefunds & PayoutsStaffHonesty & Transparency

      Reviewed Nov. 26, 2025

      Worst car warranty ever. I have worked with several warranty companies and this is by far the worst experience I’ve ever had. To say their customer service is unprofessional is being nice. The way they treat their paying customers is pathetic. My car was in the shop for an issue that is covered, per the warranty agreement, and every time me or my mechanic tried to get ahold of someone, nobody would answer the phone, after two days of attempting to reach someone I gave up and paid for it out of pocket.

      A couple days later I called the warranty company to see if there was any way to get reimbursed and was met with disrespect and rudeness. I was told by the man on the phone that the service would not have been covered anyways, which is a blatant lie because I read every word of the warranty agreement and I know I did everything correctly, per the agreement. I canceled my policy on the spot and will be telling everyone to avoid this company like the plague. They are nothing but disrespectful liars and have no idea how to run a company.

      Thanks for your vote!
      Customer ServiceContract & TermsCoverageTechSales & MarketingPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffHonesty & Transparency

      Reviewed Nov. 5, 2025

      I’ve had the platinum coverage since I bought my car. I missed one month due to being hospitalized and was charged $700 to reinstate my policy. Once I needed to file a claim I was screamed at on the phone being accused of fraud and then hung up on. It took several calls back and hours of waiting on hold before I received any help.

      My car has been sitting in the shop for almost a month now and no inspector has come to even look at it. I was even told that my car wasn’t even there when the inspector came. Turns out he lied about showing up. I’m still waiting for them to approve repairs on my car and communicate with the service center. This has been an extremely frustrating process and I feel scammed. I’ve spent a lot of money on rentals and Ubers and am extremely stressed and disappointed with the service I have received from them.

      I’m considering calling an attorney to get my money back so I can pay for the repairs myself. I uploaded a censored photo of my receipt however I don’t want to give too many identifying details due to the unprofessionalism I’ve experienced and the fact that I am still waiting for them to honor their agreement with me and repair my vehicle. Save yourself the grief and find another company that will actually help you.

      Thanks for your vote!
      Customer ServiceTechStaffRental Car

      Reviewed Oct. 30, 2025

      I’m extremely disappointed with how unprofessional this business has been. When I put my car in the shop—a stressful situation on its own—the staff were rude, insensitive, and completely lacking in empathy. I was hung up on multiple times and denied the chance to speak with upper management. The person who first answered claimed to be the manager, then said he was the owner, and continued to speak to me disrespectfully instead of trying to help. When I asked for clarity on their policies, I was met with attitude and confusion instead of answers. To make things worse, they canceled my account without my confirmation and sent me a cancellation email while my car is still in the shop. This experience has been unacceptable, unprofessional, and unnecessarily stressful. I would not recommend My Dealer’s Choice to anyone. Mike was the individual who said he was both the manager and owner of the company before rudely hanging up.

      Thanks for your vote!
      Customer ServiceTechRefunds & PayoutsBilling

      Reviewed Oct. 28, 2025

      Avoid this company for extended warranties. I requested a full refund within 24 hours, but they refused to return my $330 payment. It’s now been over 90 days, and I still haven’t received my refund. My bank closed the dispute, saying I had signed the contract, but I made it clear to the dealer that I wanted to cancel. They keep insisting there’s nothing they can do. Getting a refund from this company has been a complete nightmare. Their customer service is unhelpful, rude, and gives off the impression that they don’t care about their customers.

      Thanks for your vote!
      Customer ServiceSales & MarketingPriceStaffRates

      Reviewed Sept. 26, 2025

      I called this company to get a quote for my 2014 Ford Escape. I spoke to Matt, I had questions concerning the low ratings on here. Instead of answers I was hung up on. Not professional at all and rude!

      Thanks for your vote!
      Loading more reviews...

      My Dealer's Choice Company Information

      Company Name:
      My Dealer's Choice
      Address:
      1680 S. East St., #B-220
      City:
      San Bernardino
      State/Province:
      CA
      Postal Code:
      92408
      Country:
      United States
      Website:
      mydealerchoice.com