NVP Warranty Reviews

NVP Warranty works with a select number of dealerships around the U.S. to provide extended service contracts. NVP contracts are sold only through approved dealers and can’t be purchased directly from the company.

NVP VSCs are available for cars of up to 20 model years old with up to 225,000 miles. Its contracts can cover most of your vehicle's mechanical and electrical components and extend protection beyond the manufacturer's warranty. Some plans have optional coverages, such as wear-and-tear coverage, business use, Lyft and Uber use and unlimited miles.

Unlike some extended warranty providers that restrict you to an in-network list of repair shops, NVP Warranty lets you take your car to any licensed repair shop in the U.S. or Canada. NVP doesn’t have a waiting period, unlike other extended warranty providers, so your coverage will begin as soon as payment is accepted.

NVP Warranty has five core coverage levels: Powertrain, 3 Star, 4 Star, 5 Star and Exclusionary. All plans come with 24/7 roadside assistance and rental car reimbursement.

Powertrain

The Powertrain plan covers major components like the engine, transmission, drive axle, seals and gaskets, and four-wheel drive systems. You can't add optional coverage to this plan.

3 Star

In addition to all Powertrain components, the 3 Star plan covers brakes, air conditioning systems, cooling systems, electrical components, steering systems and suspension systems.

4 Star

The 4 Star plan comes with everything in the Powertrain and 3 Star plans, plus adds coverage for fuel systems, sensors, fluids, Freon and diagnostics. You can also add on optional coverage for wear and tear, business use, lift kits and more.

5 Star

The 5 Star plan includes all of the components in the Powertrain, 3 Star and 4 Star plans, plus adds coverage for fluids and filters, interiors and exteriors, broader sensor package and trip interruption coverage.

Exclusionary

The Exclusionary plan is the most comprehensive plan option. It covers all of a vehicle’s mechanical and electrical components except those that are explicitly listed as exclusions. The Exclusionary tier also has two additional options, Exclusionary Plus and Exclusionary Wrap.

• Exclusionary Plus: The Exclusionary Plus plan is for a used car with up to 150,000 miles. It offers Exclusionary coverage for the first part of the contract, then switches to the Powertrain plan for an additional 24 months or 24,000 miles, whichever comes first.
• Exclusionary Wrap: The Exclusionary Wrap plan covers additional parts and systems that auto warranties typically don’t cover, such as maintenance items, wear-and-tear parts, tires and wheels, paint, trim, rust, corrosion and more.

NVP Warranty costs aren’t listed on its website, and it doesn’t sell directly to consumers. Instead, pricing is set by partnering dealerships. As with other extended warranty providers, how much you’ll pay for a plan varies based on your vehicle's age, make, model and mileage.

All NVP vehicle service contracts cover industry standard labor rates. The 4 Star, 5 Star and Exclusionary plans provide enhanced labor rate coverage.

After you purchase an extended service agreement from a participating dealer, you’ll get a contract specifying your coverage details. You can refer back to it if you have questions about what is or isn't covered.

The contract will contain basic information about your vehicle, including your coverage start date, which plan you have and how long your coverage will last. You’ll also see any applicable deductibles listed.

Your contract will also spell out which components are covered or excluded under your plan, along with information about the roadside assistance program.

When you purchase a Powertrain, 3 Star, 4 Star or 5 Star plan from NVP Warranty, only items listed on your contract agreement are covered. The Exclusionary plans work in reverse, covering everything except items listed specifically as exclusions.

Some typical car warranty exclusions include:

• Maintenance and wear-and-tear items
• Damage from neglect, lack of maintenance, accidents, misuse or abuse
• Failure caused by earthquakes, flooding or weather

An NVP Warranty can be worth it if you’re looking for extended warranty coverage that starts immediately and lets you choose your own licensed mechanic. It can also be worth it for older or high-mileage vehicles since it covers vehicles of up to 20 model years old with up to 225,000 miles. Plus, the company offers multiple levels of coverage, and every plan includes roadside assistance and rental car reimbursement.

The main hurdle is the lack of transparency in pricing. Since NVP Warranty doesn’t sell directly to consumers, no pricing information is available on its website. You’ll have to contact a partnering dealership for details about purchasing coverage and managing your contract.