Premier Auto Protect

Premier Auto Protect

 3.9/5 (45 reviews)

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Overall Rating3.9 out of 5
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About Premier Auto Protect

Premier Auto Protect helps car owners avoid costly vehicle repairs with its vehicle service contracts. The company offers four plan levels, which all include a 30-day money-back guarantee and 24/7 roadside assistance. Customers can choose any ASE-certified technician for repairs and transfer their contract after selling a car.

    Pros & Cons

    Pros

    • 24/7 support
    • Direct payment to repair shop
    • Rental car coverage

    Cons

    • Quote only over phone

    Bottom Line

    Premier Auto Protect is a direct provider of service contracts for vehicle repair. Customers can choose their own repair shop and get free roadside assistance. You can cancel or transfer coverage at any time.

    Top Premier Auto Protect Reviews

    Verified

    I got a plan through Premier Auto Protect. They were extremely professional and reliable. My car isn't new and my protection plan allows me to drive with confidence. I've been luc...

    Read full review
    Verified

    This is an awesome extended coverage company named premier car care coverage. Ralph is over the top amazing. He answered all my questions. He took all the time needed without hesi...

    Read full review

    What is Premier Auto Protect?

    Premier Auto Protect offers vehicle service contracts that protect drivers from costly auto repairs. Vehicle service contracts cover the cost of mechanical repairs to your car after the manufacturer warranty expires.

    Premier Auto Protect is a direct provider — meaning it both sells and administers plans. Plans come with a 30-day money-back guarantee, 24/7 roadside assistance and rental car coverage. Support is available to customers 24 hours per day, every day of the year.

    How does Premier Auto Protect work?

    To get started with Premier Auto Protect, you request a free quote online or by calling. You need to provide details such as your vehicle’s year, make and model. Then you choose from four coverage plans.

    When you need to make a claim, bring your vehicle to the repair facility or dealership of your choice and present your plan information. You can take your car or truck to any mechanic as long as they are ASE-certified.

    Premier Auto Protect pays for the covered repairs, including parts and labor, directly over the phone with the dealership or repair facility. You just pay your deductible (if your plan has one). Premier may provide you with a free rental car while your vehicle is being repaired.

    Premier Auto Protect plans

    Premier Auto Protect offers four levels of coverage: Premier Basic, Premier Value, Premier Complete and Exclusionary.

    The Premier Basic plan covers:
    • Engine
    • Transmission
    • Drive axle(s)
    • All-wheel-drive/four-wheel-drive systems
    • Cooling
    • Brakes
    • Roadside assistance
    • Rental car
    The Premier Value plan covers everything in the Premier Basic plan, plus:
    • Steering (manual or power)
    • Turbo/supercharger
    • Air conditioning
    • Fuel system
    • Seals and gaskets
    • Electrical
    The Premier Complete plan builds on the Premier Value plan, adding these coverages:
    • Anti-lock brakes
    • Heating
    • High-tech electronics
    • Front/rear suspension
    • Hybrid
    The Exclusionary plan covers everything except items specifically listed as excluded. It's Premier Auto Protect’s most comprehensive plan.

    How much does Premier Auto Protect cost?

    To learn about Premier Auto Protect’s pricing, you can request a free quote on its website or over the phone. The price of your coverage depends on your car’s make, model and year; its mileage; and other factors.

    Premier Auto Protect offers “preferred pricing” for members of certain organizations, including:

    • AAA
    • AARP
    • PenFed credit union
    • USAA
    • TRICARE
    • VA system

    Each Premier plan comes with a 30-day money-back guarantee; if you buy coverage and change your mind within 30 days, you can get a full refund. If you cancel coverage after 30 days, you get a prorated refund.

    Premier Auto Protect FAQ

    Can I choose my own mechanic with Premier Auto Protect?

    You can choose any mechanic who is ASE-certified. ASE, or the National Institute for Automotive Service Excellence, has certified over 250,000 professionals.

    Is a Premier Auto Protect warranty transferable?

    Premier Auto Protect allows you to transfer your warranty to a new vehicle owner.

    What are Premier Auto Protect’s coverage limits?

    Premier Auto Protect covers vehicles with over 200,000 miles on the odometer with certain plans. The Exclusionary plan is available on cars up to 8 years old with up to 100,000 miles.

    What is Premier Auto Protect’s cancellation policy?

    If you cancel your vehicle service contract within the first 30 days, Premier Auto Protect issues a full refund. If you cancel after 30 days, you receive a prorated refund for the remainder of the contract.

    Is Premier Auto Protect worth it?

    Premier Auto Protect is worth considering if you are in the market for an extended auto warranty. There are four different levels of coverage and benefits that come with each plan, like roadside assistance and rental car coverage. We like that Premier Auto Protect is a direct provider and has a generous referral program. Before signing up for a plan, get quotes from multiple extended auto warranty companies and compare plans and prices to find the right coverage for you.

    Premier Auto Protect Reviews

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    Page 1 Reviews 0 - 5
    Verified Reviewer
    Original review: Oct. 30, 2022

    I had a great experience with this company. They handled my repairs quickly and it was great to have my car back so soon. I have had some bad experiences with warranty companies in the past, but the Premier Auto Protect customer service staff was very helpful and friendly. I would recommend this company to anyone and if I ever need another warranty I will definitely choose Premier Auto Protect.

    Premier Auto Protect response

    Hey Tom, We appreciate you taking the time out & Thank you for leaving your feedback with us! We appreciate your review, and are happy to hear you enjoyed speaking with us. Thank You , Premier Auto Protect

    3 people found this review helpful
    Verified Reviewer
    Original review: Oct. 28, 2022

    I was referred to Premier Auto Protect by a friend. I was hesitant at first and thought the price may be too good to be true. I gave them a call and was able to get a vehicle protection plan for a great price. I saved over $700 from what I was quoted at the dealership. I think they're among the few companies you can afford on budget.

    Premier Auto Protect response

    Hey Jeffrey, We appreciate you taking the time out & Thank you for leaving your feedback with us! We appreciate your review, and are happy to hear you enjoyed speaking with us. Thank You , Premier Auto Protect

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      Verified Reviewer
      Original review: Oct. 21, 2022

      Conducted pricing from several auto warranty companies, and decided to go with Premier Auto Warranty. Tom M. was very professional, no pressure sales, explained their product and different plans, provided discounts, and very easy to work with. Other companies I called were trying to make the make the same the same day and bashing other companies warranties stating theirs is the best out there. Tom was friendly, courteous, easy to work with and the fact that he respected me as a customer who is looking for pricing and comparison without expecting me to make a decision right there or the next day.

      Followed up a couple of days after further review of 6 companies and decided to go with Premier Auto because of their pricing, coverage, maintenance plans included for the next 12 months, and the outstanding customer service provided by Tom M. What surprised me was the addition discount Tom M provided after going through the pricing and terms, for multi-vehicle coverage. Saving is savings. Thanks Tom M. for allowing your company to provide an additional 5-yr extended warranty in my vehicles. I will definitely recommend Premier Auto Warranty to family and friends. :-)

      Premier Auto Protect response

      Hey Mike, We really appreciate you taking the time out & Thank you for leaving your feedback with us! We appreciate your review, and are happy to hear you enjoyed speaking with Tom. Thank You , Premier Auto Protect

      7 people found this review helpful
      Verified Reviewer
      Original review: Sept. 16, 2022

      Premier was the only warranty site that corresponded with me by email. Other companies want a phone number to immediately call you to make a sale. There was no pressured phone call or salesmen pushing for a deal. I was able to get a quote and read a sample warranty before I chose to do business with Premier. Once I saw the info in my email I was able to write down questions and concerns and was prepared when I called. The process was so easy and I felt as if I was in control of the process. I got a great deal and could not be more satisfied.

      Premier Auto Protect response

      Hey Donald, We appreciate you taking the time out & Thank you for leaving your feedback with us! We appreciate your review, and are happy to hear you enjoyed speaking with us. Thank You , Premier Auto Protect

      3 people found this review helpful
      Verified Reviewer Verified Buyer
      Original review: Aug. 19, 2022

      Premier was about the same amount with other companies, and by the time we finished up, it was $10 cheaper a month. I asked the guy that talked to me questions and he told me the truth. I felt that he was being sincere and wanting to make sure that I got protected. And I went with him. I got the policy that takes care of everything from the bumper to the transmission. That’s what I needed. Because I love my car. If something happened to my car, I couldn't afford to put a down payment down for a new car because I can't afford the car payment. It was cheaper to get this because it has road assistance, too. It was cheaper to do this every month than it is a car payment. And I keep my car.

      Premier Auto Protect response

      Hey Peggy, We appreciate you taking the time out & Thank you for leaving your feedback with us! We appreciate your review, and are happy to hear you enjoyed speaking with us. Thank You , Premier Auto Protect

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      Verified Reviewer
      Original review: May 30, 2023

      We took a trip to Arkansas in April 2023 prior to our trip we had a water pump leak that cost us 3 hundred dollars out of our pocket. While on the trip we experienced a wheel bearing failure that cost us 8 hundred dollars for a tow. Then an additional 3 thousand dollars in should have been covered multiple parts that Premier would not cover unless a representative inspected the damage. Even after Midas had sent pictures of damaged parts. Stay away from this company and maybe others. Can't be diligent enough not to be taken. Just read reviews!

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      Verified Reviewer
      Original review: May 19, 2023

      To start, I was told when I got a hold of Customer Service that I didn't have the right acc. # and was told to call back the following week. I did have the right acc. #, so apparently he just didn't want to deal with me at that time. When I did get through to another #, they took my information and would give a call back. On the call back, there was no one on the line. This happened to the garage as well. Finally I was informed I could go to a website to fill out an application. After that it was at least a week of back and forth with garage before they came to an agreement. They did not believe I needed a water pump as well. What they did agree to pay, I am still waiting on that.

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      Customer increased Rating by 4 stars!
      Verified Reviewer
      Resolution response: May 6, 2023

      Although it took a month, they paid my claim. I am a very happy customer and I will purchase a Premier Auto warranty every time I buy a used car!!!!

      Original review: May 2, 2023

      I bought my truck in December. I purchased this extended warranty 30 days after my purchase. I took my truck to Ford after my check engine light came on in April. My vehicle has been at Ford waiting for the claim adjuster to make a decision since the beginning of April. I have been calling for the past two weeks and I have been hung up on or given a blanket statement that they will send a message to the adjuster. It is May 2 and I am still waiting for them to approve my claim. So far this experience is horrible and frustrating. The rental car they promised is not approved until after the claim is approved so I have had no car for over a month and still no decision.

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      Verified Reviewer
      Original review: April 25, 2023

      I purchased my warranty with this Company in 2022. Last week was my 1st time having to use it. I called Premier prior to taking my vehicle to the repair shop, and stayed on hold for about an hour before the phone hung up. A rep called me back and I told him that I was needing to have my vehicle looked at by a repair facility and what I needed to do on my end. So the rep told me to take it to a licensed repair facility and have the repair facility call them. I took my vehicle to the repair facility on 4/19/23, the repair itself wasn’t going to take too long. I called the repair facility on 4/21/23 to get an update and the repair man said that he’s been waiting 2 days to get authorization from Premier to start on my vehicle. He stated that he’s called and emailed them numerous times since my vehicle has been in the shop.

      It’s Tuesday, I called the repair facility today to get an update and was told that he’s still waiting to hear from Premier about the authorizations and payments. He also said that Premier asked for pics for the 2nd claim on Friday and he sent those the same day. Here it is still no response from Premier and I’m still without a vehicle. This is just UNACCEPTABLE. I’ve paid on time every single month since having this warranty and I cannot get an authorization from these people!!

      I WILL NEVER, EVER RECOMMEND THEM TO ANYBODY. In fact, I’M GOING TO CANCEL THIS WARRANTY AND SEEK LEGAL COUNSEL REGARDING THIS SITUATION. As I’m writing this review, I’m on hold with Premier right now and have been on hold for more than 30 minutes and haven’t talked with anyone yet!! Premier, YOU ALL SHOULD BE ASHAMED OF YOURSELF!! I’m heading to the repair facility now and I’m probably just going to have to pay the cost for the repairs because I have to have my vehicle so that I can get to several doctor appointments that I gave this week and next week, plus take my son back and forth to school because I’ve been paying a family member to take him ever since my vehicle has been in the repair facility.

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      Verified Reviewer
      Original review: Jan. 13, 2023

      Purchased the top auto warrant Premier offers. The first time I've used it and my 2017 GMC Yukon (70000 miles) has been in an top-rated ASE certified shop for four days for a failed starter motor. This repair should have taken 2 hours including testing. My vehicle has been at the shop for four days now! Premier keeps telling the shop to perform more test, when they jumped through all their hoops for the testing, then they want time to review the test findings? The next day the shop tries to get approval AGAIN, and after a full day, Premier now wants a picture of the starter in the vehicle????

      My vehicle has now been in and out of the shop, and up and down off the lift 3 different times for these different request. Remember that shops are busy, they can't tie up a bay and lift for days waiting on an approval, so it's back out to the parking lot to wait for the approval. Meanwhile my favorite shop is saying, all this time and effort for a $350. starter job??? The electrical test verified the starter was bad, what does a picture of a starter do for the process? and why wasn't the picture asked for with the testing process.

      We feel like this run-around process is done to deter you from using the warranty. What it's going to result in is my canceling the warranty. SO, if you buy the warranty... do like I did and choose the monthly payment plan. I could have paid it in full, but then if you cancel you have to fight to get the full refund. Now, I'll cancel and just stop the credit card withdrawal. GOOD LUCK!

      11 people found this review helpful

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        Premier Auto Protect Company Information

        Company Name:
        Premier Auto Protect
        State/Province:
        NY
        Country:
        United States
        Website:
        www.premierautoprotect.com

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