Premier Auto Protect Reviews

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About Premier Auto Protect

Premier Auto Protect helps car owners avoid costly vehicle repairs with its vehicle service contracts. The company offers seven plan levels, which all include a 30-day money-back guarantee and 24/7 roadside assistance. Customers can choose any ASE-certified technician for repairs and transfer their contract after selling a car.

Pros
  • 24/7 support
  • Direct payment to repair shop
  • Rental car coverage
Cons
  • No price information online

Helpful Reviews

Port Charlotte, FL
Verified purchase
Danny was fantastic, he answered every question, even the dumb ones. Additionally, he included a fantastic service plan and helped me with my low mileage driving habits being too ...

Read more

Lake Elsinore, CA
Verified purchase
I have a 2019 truck with close to 90K miles and it's running great. However I knew I needed some coverage type of coverage in place for when it starts to have problems. I did some...

Read more

What is Premier Auto Protect?

Premier Auto Protect offers vehicle service contracts that protect drivers from costly auto repairs. Vehicle service contracts cover the cost of mechanical repairs to your car after the manufacturer warranty expires.

Premier Auto Protect is a direct provider — meaning it both sells and administers plans. Plans come with a 30-day money-back guarantee, 24/7 roadside assistance and rental car coverage. Support is available to customers 24 hours per day, every day of the year.

How does Premier Auto Protect work?

To get started with Premier Auto Protect, you request a free quote online or by calling. You need to provide details such as your vehicle’s year, make and model. Then you choose from seven coverage plans.

When you need to make a claim, bring your vehicle to the repair facility or dealership of your choice and present your plan information. You can take your car or truck to any mechanic as long as they are ASE-certified.

Premier Auto Protect pays for the covered repairs, including parts and labor, directly over the phone with the dealership or repair facility. You just pay your deductible (if your plan has one). Premier may provide you with a free rental car while your vehicle is being repaired.

Premier Auto Protect plans

Premier Auto Protect offers seven levels of coverage: Powertrain, Premier Powertrain Enhanced, Essential, Premium, Premier Repair Assist, Exclusionary and EV Exclusionary.

Premier Auto Protect also covers older cars and higher mileage vehicles with its Exclusionary coverage. It also offers coverage for most exotics (newer models) and even the harder-to-cover brands like Land Rover, Maserati and Jaguar.

Premier Auto Protect has EV coverage and battery coverage for Tesla and electric vehicles as well as motorcycle coverage for bikes up to 20 years old.

Premier Auto Protect cost

Premier Auto Protect does not list pricing information online. To learn about Premier Auto Protect’s pricing, you can request a free quote on its website or over the phone. The price of your car warranty coverage depends on your car’s make, model and year; its mileage; and other factors.

Premier Auto Protect offers “preferred pricing” for members of certain organizations, including:

  • AAA
  • AARP
  • PenFed credit union
  • USAA
  • TRICARE
  • VA system

Each Premier plan comes with a 30-day money-back guarantee; if you buy coverage and change your mind within 30 days, you can get a full refund. If you cancel coverage after 30 days, you get a prorated refund.

Premier Auto Protect FAQ

Can I choose my own mechanic with Premier Auto Protect?

Yes, you can choose any mechanic who is ASE-certified. ASE, or the National Institute for Automotive Service Excellence, has certified over 250,000 professionals.

Is a Premier Auto Protect warranty transferable?

Yes, Premier Auto Protect allows you to transfer your warranty to a new vehicle owner.

What are Premier Auto Protect’s coverage limits?

Premier Auto Protect covers vehicles with over 200,000 miles on the odometer with certain plans. The Exclusionary plan is available on cars up to 8 years old with up to 100,000 miles.

How does Premier Auto Protect pay repair claims?

To have you repair claim paid, present your Premier Auto Protect information to the repair shop and Premier Auto Protect will pay for any covered repairs over the phone using the company credit card. You will only be responsible for your deductible (if you have one) and any repairs that aren't covered.

What is Premier Auto Protect’s cancellation policy?

If you cancel your vehicle service contract within the first 30 days, Premier Auto Protect issues a full refund. If you cancel after 30 days, you receive a prorated refund for the remainder of the contract.

Still have questions?

Is Premier Auto Protect worth it?

Yes, Premier Auto Protect is worth considering if you are in the market for an extended auto warranty. There are seven different levels of coverage and benefits that come with each plan, like roadside assistance and rental car coverage. We like that Premier Auto Protect is a direct provider and has a generous referral program. Before signing up for a plan, get quotes from multiple extended auto warranty companies and compare plans and prices to find the right coverage for you.

» READ MORE: How to choose an extended auto warranty

Premier Auto Protect Reviews

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    How do I know I can trust these reviews about Premier Auto Protect?
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    Page 1 Reviews 0 - 10
    Profile pic of the author.
    Customer ServiceCoverageTechSales & MarketingPricePunctuality & SpeedRefunds & PayoutsStaffRates

    Reviewed May 18, 2026

    I bought my 2014 GMC Sierra brand new from a dealer and drove it straight to a Tire and Wheel shop to have it lifted and new wheels and tires, they had it for 2 weeks and the work was perfect. So fast forward 12 years and 123K miles and last month my Transmission went out, so I took it the same dealer that I have been taking my truck for last 10yrs for repair. They tried calling Premier Auto protect for over 3 + weeks and finally got someone. Then after another week I get a call from the dealer saying Premier denied the claim. Now when I contacted Premier for the first time over 1 year ago, the first question I asked was "Do you cover lifted trucks with over sized tires?" Their answer, Yes, we have an optional plan for lifted trucks, I asked what is the monthly cost and he gave me the price and I said, "Fine lets do it."

    Now they are telling me that they don't cover lifted trucks?? This is basically Fraud, and I will be letting my 650K+ followers on all of the platforms that follow me know what king of company this is and to let everyone the know. But I'm not stopping there, I will contacting my State reps., the BBB, Consumer Affairs, the Attorney General, etc. This fight just started and they pick wrong person to deny the coverage that I have been paying for for over 1 year. Share this with whoever you can and don't let this company get away with is type of Scam.

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      Customer ServiceCoverageTechPrice

      Reviewed May 4, 2026

      Never can get management or adjustor to call you back at all with Premier Auto Protect. We had our vehicle towed to Ford Motor Company and the final approved amount was $4,246.60 because they couldn't send the parts into ford motor company. We called premier and asked if we to it to another shop where they could send the parts ingo if everything would be covered beside our deductible and we were told yes, so we had it taken to ammco and when they contacted premier auto protect they were told that premier auto protect would only pay the vehicle's actual cash value $2,475.

      The first claim should never have been closed out and a second one opened but it was and when we called to figure all this out some people say they don't see the claim for ford motor company also when asking to speak to management or adjustor they always have to take your name and phone to give to them and no return call is ever received when trying to get all of this fixed.

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      Customer ServiceClaims HandlingCoverageStaffTimeliness

      Reviewed April 24, 2026

      I purchased coverage from Premier Auto Protect, but unfortunately, my experience has been extremely disappointing. After getting the coverage, I tried to file a claim, but no one answered the phone. Every time I reach out, I either get no response or vague excuses. I even went to a tire shop and asked them to contact the company directly and send over the required photos, but still no one responded. It has now been three days, and I’ve been going back and forth with no progress on my claim. This has been one of the worst experiences I’ve ever had. The service is completely unprofessional, and I would not recommend this company to anyone.

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      CoverageSales & MarketingMaintenanceTransparency

      Reviewed April 15, 2026

      Biggest Scam. Paid 4k for a Level 3 Warranty. Car breaks down due to a faulty part and it's in limp mode. Took the car into repair, just needed a Software Update as a "Repair" to get the car moving again. Premier Auto Protect decided to deny the claim. We buy warranty to protect us in times when our car breaks down. Since you guys don't want to cover a few hundred bucks, I will just cancel the warranty, and you guys lose money. Do not buy any warranty from this company.

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      Customer ServiceContract & TermsCoverageTechPriceRefunds & PayoutsMaintenanceStaffRatesHonesty & Transparency

      Reviewed March 25, 2026

      I purchased a "Platinum Maintenance" and service contract from Premier Auto Protect and was told that it was a "bumper-to-bumper" coverage plan. I was also explicitly told that since it was a Platinum Plan, all I would ever have to pay was $100 per claim. However, I just took my 2021 Ford Explorer in for a transfer case leaking issue at Cen-Tex Automotive in Belton, Texas. Randy, the owner reached out to Head Start Automotive Group who administers the plan for Premier Auto Protect. He was told that of the approximately $1,250.00 repair, they would only authorize about $420, minus my $100 deductible, so they would pay only $320 and I would have to pay the rest (Claim #**).

      When I called and spoke to the claims agent, I was told that my contract was not "bumper-to-bumper," even though I was told that and had added on extra for my 4-wheel drive vehicle. I was also told that I should have read the details of my contract, which I did not get until about a month or more after purchasing it. The woman also informed me that they only pay for used part prices, if they are available, and not new and that accounted for part of their claim calculation! I was lied to about the coverage I bought and it is only paying about a fourth of what I will have to pay! I paid $2075.00 for my so-called protection agreement that covers barely anything!

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      Premier Auto Protect
      Response from Premier Auto Protect

      Hello Mr Francis,

      Thank you very much for leaving this review / complaint here and in multiple places.

      So we did reach out to claims and here was what their reply was:

      Summary of Claim Review (Called in 3/24/2026)
      The claim was submitted for a failed transmission output seal and transfer case motor. OEM parts pricing was used and approved; used‐parts pricing was not applied in this case.
      No additional components, diagnostics, or line items were called in beyond the two failures above.

      Approved Amount:

      • No additional items were submitted that would justify the customer’s statement of a bill exceeding $1,200.

      So we are not sure where you are getting the information from , the claim was authorized OEM parts as well.

      This was also called in on 03/24/2026 – same day you wrote these reviews / complaints so you also got really fast service.

      Profile pic of the author.
      Customer ServiceContract & TermsClaims HandlingCoverageTechStaff

      Reviewed Feb. 13, 2026

      **Beware**Beware**Beware. I would highly recommend that you choose a different warranty company for your vehicle. I secured the ultimate/highest coverage plan for my Ram 2500. I ended up needing to file a claim for significant engine problems that were all covered per the warranty agreement. Premier Auto did everything they cold to deny the claim and did just that. The 3rd Party company that processes claims was extremely rude, unprofessional and argumentative. They denied my claim and left me with thousands in repairs that were clearly listed in my contract. Find another company and don't use these crooks.

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      CoverageTechMaintenanceHonesty & Transparency

      Reviewed Jan. 27, 2026

      Terrible. First all the positive reviews are sign up only, which makes me think the positive reviews are not legitimate. I have not come across a positive review that discusses a positive actual experience with the repair shop and Premier's service. The negative ones, the most common complaint is that Premier does not cover "preexisting" issues. For example, every item on a used car could be considered "preexisting" as any part can fail at any time. Premier seems to yes that as an excuse for most denials. The engine, transmission will have component failure at some point. Premiere tends to use that logic as "preexisting".

      If they were honest, up front, they would state that after the initial 1k (or even 2k) miles for the warranty to kick in, all components could be considered "as new" to start off the warranty. But if the engine transmission fails at 2.5k miles... it will be deemed at "preexisting". I would advise to stay away from this company (and others) because of the loophole. Also, asked for a detailed policy review, which they will NOT send out, until AFTER the contract has been signed.

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      Verified purchase
      Customer ServiceCoverageSales & MarketingPricePunctuality & SpeedOnline & AppStaffRates

      Reviewed Jan. 23, 2026

      I have a 2019 truck with close to 90K miles and it's running great. However I knew I needed some coverage type of coverage in place for when it starts to have problems. I did some research online and Premier Auto had the best reviews. I submitted an online application for a quote. Received a phone call in less than 5 minutes. Alex helped me through the quick and easy process and answered all my questions. The whole process took less than 10 minutes and now I have great coverage for a price I can afford. Would highly recommend.

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      Verified purchase
      CoveragePrice

      Reviewed Jan. 19, 2026

      Edward made me feel comfortable about obtaining full covered warranty. Because of the type of car that I had it would be in my best benefit to do the investment and although it is very expensive due to the type of car that I have, I guess this is what I asked for since this was my dream car.

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      Verified purchase
      CoveragePunctuality & SpeedStaff

      Reviewed Jan. 9, 2026

      Danny was fantastic, he answered every question, even the dumb ones. Additionally, he included a fantastic service plan and helped me with my low mileage driving habits being too long to start coverage quickly.

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      Premier Auto Protect Company Information

      Company Name:
      Premier Auto Protect
      State/Province:
      NY
      Country:
      United States
      Website:
      www.premierautoprotect.com