SOS Auto Protect Reviews

SOS Auto Protect offers three plan options depending on your needs.

• Standard: A basic option that covers the most expensive components of your car’s drivetrain.
• Premium: A middle-tier plan that covers all drivetrain components plus seals, gaskets and steering systems.
• Ultimate: The most comprehensive, bumper-to-bumper plan that covers all major components of your car.

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To get a quote, you can either call the company directly or use the online quote tool and have a representative contact you to discuss coverage options. You can purchase extended warranties in monthly, two-, three-, four- and five-year terms, and you get to choose your deductible, ranging from $100 to $500.

After you sign up, there’s a mandatory 30-day waiting period before you can use your policy. After this time, you can take your car to any dealership or ASE-certified mechanic nationwide, provide your policy information and they’ll work directly with SOS Auto Protect to authorize your claim and collect payment. As long as the repair is covered, the only amount you’ll owe is your deductible, which is payable directly to the repair facility.

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Pricing is determined by the vehicle’s year, make, model, mileage, title brand and use (for example, if your car is used for commercial purposes like ride-sharing). We received a quote for a 2013 Toyota Rav4 for a five-year/50,000-mile Ultimate plan for $2,705 or $541 per year.

SOS Auto Protect also allows you to choose your deductible, ranging from $100 to $500.

Most SOS Auto Protect plans require upfront payment for the entire premium, though you may be approved for a prorated payment plan. All plans come with a 30-day money-back guarantee if you’re not satisfied.

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In addition to standard repair services covered by your extended warranty, SOS Auto Protect’s plans also include the following services:

• Roadside assistance: Includes towing ($100 per occurrence), jump-starts, tire changes and lockout assistance.
• Rental car reimbursement: $35 per day for a maximum of seven days, totaling up to $265 per breakdown.
• Hotel reimbursement/trip interruption: $60 per day for up to three days, provided the vehicle is at least 100 miles away from home.

With all three plan options — Standard, Premium and Ultimate — there are no payout caps or limitations on any approved claims. SOS Auto Protect also offers its contracts for all cars, regardless of the vehicle’s mileage or age.

Not everyone will want or need an extended warranty, but many drivers value the peace of mind it gives them knowing future repairs will be taken care of. If you don’t think you can comfortably cover the cost of an unexpected repair, or if you have a less-reliable car and anticipate repairs in the future, an extended warranty with SOS Auto Protect can be a good option.

The company offers three tiers of coverage and has no caps on payouts, making an SOS Auto Protect warranty appealing to many drivers.

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