Everything Breaks - Auto Warranties

Everything Breaks - Auto Warranties

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About Everything Breaks - Auto Warranties

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Everything Breaks sells auto, home and electronics warranties. Everything Breaks auto warranties offer multiple levels of coverage that can help you pay for repairs when your car breaks down, and they have several atypical features that separate them from other vehicle service contracts.

    Pros & Cons

    • Transparent pricing makes for easy comparisons
    • Provides maintenance benefits on long-term plans
    • Has an unconventional, low-cost option
    • Long-term plans don’t have lower monthly rates
    • Critical Coverage limits not based on your car's value
    • It's unclear if all plans are available nationwide

    Our editor’s take

    Everything Breaks has several interesting features, and its transparent pricing makes it convenient to compare the cost of an Everything Breaks plan to the competition.

    However, at the time of publishing, we don’t have enough consumer reviews to judge how it operates. If its reviews turn out positive, Everything Breaks might be worth considering as you shop for an extended auto warranty.

    How does Everything Breaks work?

    To be eligible for an Everything Breaks extended vehicle warranty, your car has to be less than 20 years old and have less than:

    • 240,000 miles for Standard Powertrain and Enhanced Powertrain plans
    • 165,000 miles for Deluxe and Topline plans

    All of the company’s auto warranties also have a 30-day and 1,000-mile waiting period that you must complete before you can submit a claim. After your waiting period has passed, you can bring your car to any ASE-certified mechanic or dealer when you have a covered failure.

    Once your mechanic diagnoses the issue and estimates the repair costs, the shop has to call Everything Breaks’ claims department to get authorization before starting any repairs. (If it’s an emergency repair, then you have to call the company the next day so it can determine if you’re eligible for reimbursement.)

    If your repair is approved, Everything Breaks pays the shop directly, and you’ll only owe the deductible listed on page one of your contract. (In the company’s sample contract, the deductible is $100.)

    You can cancel your plan anytime by calling the company or visiting your online customer portal.

    Everything Breaks plans

    Everything Breaks offers five levels of extended auto warranty coverage:

    1. Critical Coverage
    2. Standard Powertrain
    3. Enhanced Powertrain
    4. Deluxe
    5. Topline

    Unlike most extended car warranties, the unconventional Critical Coverage plan is more like an enhanced roadside assistance membership that adds guaranteed 50% coverage for mechanical repair costs. (Critical Coverage repairs are limited to $500 per occurrence, up to a maximum of $2,000 in a 12-month period.)

    Meanwhile, the company’s other protection plans cover the full cost of repairing certain parts across your car’s components groups, including its:

    • Engine
    • Transmission
    • Drive axle
    • Air conditioning and heating
    • Suspension
    • Steering
    • Cooling
    • Fuel system
    • Transfer case
    • Brakes
    • Electrical system
    • Seals and gaskets
    • Hybrid system

    Your exact coverage will vary based on the plan you choose. Here’s how many components each of the company’s conventional extended warranty plans cover.

    All of Everything Breaks’ plans also come with 24/7 roadside assistance, which includes:

    • Towing assistance
    • Fuel, oil and fluid deliveries
    • Flat tire assistance
    • Winching assistance
    • Lockout assistance
    • Battery jump-starts
    • A $1,000 theft reward
    • Emergency money
    • Exclusive deals
    • Expert assistance

    All plans except Critical Coverage provide additional benefits, like rideshares to get to your destination if your car breaks down mid-trip and rental car reimbursements ($30 per day for up to five days) if you need a rental while your car is in the shop. Non-Critical Coverage plans are also transferable, meaning they follow the vehicle if you sell it to someone else.

    Finally, maintenance benefits are included with all one- and three-year plans. In most cases, these benefits are reimbursements for keeping up with your vehicle’s recommended service schedule, like a $40 reimbursement on each regular oil change. You’ll get benefits for:

    • Three oil changes
    • Brake pad replacements
    • One battery replacement
    • One cooling system maintenance
    • One hand-held computer engine diagnostic and alignment check
    • One safety inspection and wiper blade replacement

    Maintenance benefits start 60 days after your plan begins and end 14 months from your purchase date.

    Everything Breaks prices

    Unlike most extended auto warranty companies, Everything Breaks offers transparent, upfront pricing for its plans.

    It’s worth noting that the company’s long-term contracts aren’t any cheaper than its monthly plans, but you do get maintenance benefits included when you sign up for a one- or three-year contract.

    Everything Breaks FAQ

    What is Everything Breaks?

    Everything Breaks is a service contract provider with plans for cars, homes and electronics.

    Where is Everything Breaks available?

    Everything Breaks claims that its Critical Coverage plans are available in all 50 states, including California. However, a company representative told us over the phone that they don’t offer auto warranty plans in California or West Virginia.

    Is Everything Breaks legit?

    Everything Breaks has been in business since 2017, and the company’s leadership claims to have 20 years of experience in the protection plan industry.

    At the time of publishing, however, we don’t have enough consumer reviews to make a determination about Everything Breaks’ legitimacy.

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    Everything Breaks - Auto Warranties Company Information

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