Chevrolet Extended Warranty: Cost, Coverage and Plans

Chevrolet extended warranty at a glance

Chevrolet’s extended warranty coverage is relatively comprehensive, but costs can add up quickly, and timing matters since plans begin when you buy them, not when your factory warranty ends.

• Plans: Powertrain, Silver, Platinum
• Max coverage: Up to 8 years/100,000 miles
• Typical cost: $1,100 to $5,200 total
• Chevrolet reliability: Improving, but inconsistent (2016 to 2019 models)
• Biggest risk: Coverage starts at purchase date

Chevrolet extended warranty coverage

Chevy Protection Plans only cover repairs needed due to manufacturing defects — not accident damage or normal wear-and-tear items, like brake pads and clutches. Chevrolet’s official extended warranty program is called the Chevrolet Protection Plan.

You can purchase a Chevrolet Protection Plan for any Chevy vehicle under eight years old or with under 100,000 miles. If you’re near that limit, however, your only option may be a 1-year/12,000-mile plan, and it won’t be cheap.

» LEARN: What does a car warranty cover?

Chevrolet extended warranty plans

Chevrolet Protection Plans come in three coverage levels:

• Powertrain covers what you might expect from a powertrain warranty — mainly parts of your engine, transmission, drive axle and hybrid powertrain, if applicable.
• Silver covers all of the same components as the Powertrain plan plus components that make up your suspension, air conditioning, electrical system, steering and brakes.
• Platinum covers up to 1,500 components across all major component groups.

Here’s a more detailed breakdown of each Chevy Protection Plan and what it covers, as listed by Chevy itself:

The Platinum plan is Chevrolet’s closest equivalent to your factory bumper-to-bumper warranty, which expires after three years or 36,000 miles, whichever comes first. The Powertrain plan extends your factory Powertrain limited warranty (normally five years or 60,000 miles), and the Silver plan offers something in between the two.

Platinum is the best-selling of the three coverage levels. In fact, two of the dealers we spoke with had to check to see if Silver plans were still being offered. (They are.)

» MORE: What is a manufacturer’s warranty?

For Silver and Platinum plans, terms can range anywhere from 3 years/30,000 miles to 8 years/100,000 miles. Term limits for Powertrain plans start at 4 years/60,000 miles.

These terms begin the day you purchase the warranty, so you may want to wait until your factory warranty is about to expire before purchasing a Chevrolet Protection Plan. Even though the price may be a little higher by then, you’ll likely get more coverage and better value.

Chevrolet extended warranty benefits

In addition to covering repair costs, Chevrolet Protection Plans come with the following benefits:

• Roadside assistance, including towing for a covered breakdown (up to $100 per occurrence), battery service, flat tire assistance, emergency fuel delivery (up to three gallons three times), emergency fluid delivery (cost of fluids not included) and lockout assistance
• Rental car coverage of up to $40 per day for a maximum of 10 days while your vehicle is in the shop for a covered repair
• Trip interruption compensation of up to $200 per day for up to five days to help cover the cost of meals, lodging and other emergency travel expenses if your car breaks down over 100 miles from home

Overall, these are above-average benefits for a factory extended warranty. (Some other automakers limit rental car coverage to $35 per day and trip interruption compensation to $500 total.)

Timing is key with Chevrolet Protection Plans. Because coverage starts the day you purchase the plan, not when your factory warranty ends, you’ll usually get the most value by waiting until your factory warranty is close to expiring before buying.

Chevrolet also has a “disappearing $100 deductible” option that waives your $100 deductible if you have your vehicle serviced at the dealership that sold you the warranty. However, in our experience, dealerships often mark up extended warranties by up to 40%, so it’s probably cheaper to simply buy a $0 deductible plan directly from Chevrolet online.

Chevrolet electric vehicle coverage

In addition to its standard plans, Chevrolet also offers an EV Protection Plan for qualifying electric vehicles. Terms range up to 8 years/100,000 miles with $0, $100 disappearing or $250 deductible options.

You can also opt to add on Chevrolet’s “PowerUp” Protection to an EV Protection Plan. This service includes an additional two years of warranty coverage plus electrician reimbursement for your electric vehicle charger.

Chevrolet extended warranty cost

Chevrolet extended warranties typically cost between about $1,100 and $5,200, depending on your vehicle, coverage level and term. On a per-year basis, that often works out to roughly $400 to $1,000 per year of coverage, depending on the length of the plan and your vehicle.

Overall, the Chevrolet Protection Plan quotes we received for our sample vehicles indicated rates slightly above the average cost of an extended warranty ($1,000 per year of coverage), but that doesn’t mean they’re a bad value. On the whole, warranties for Chevy vehicles tend to be more expensive than average, no matter who you’re getting the warranty from. (More on that later.)

See extended warranty costs for specific Chevrolet models:

• Chevrolet Equinox
• Chevrolet Silverado
• Chevrolet Tahoe
• Chevrolet Traverse

Chevrolet Protection Plan costs

The cost of your Chevrolet Protection Plan may vary based on your vehicle, coverage level, term and warranty seller. These quotes came directly from Chevrolet — prices from dealers may vary but will likely be higher.

Keep in mind that these terms start from the date you purchase the warranty. For example, the 2022 Camaro SS quoted above still has 21,000 miles of factory limited (bumper-to-bumper) warranty left. Ignoring the age of the car, if the owner purchased a 3-year/36,000-mile Platinum Protection Plan, they’d only be getting 15,000 more miles of Platinum protection for their $1,395.

That’s also a possible reason why some of the shorter warranty terms for the Bolt and Camaro SS are considerably more affordable than similar terms for the Silverado.

» LEARN MORE: Chevrolet certified pre-owned warranty

Chevrolet extended warranty terms and conditions

Here are a few key terms to keep in mind from a Chevrolet Protection Plan contract, especially if you’re not familiar with how extended warranties work.

Chevrolet extended warranty exclusions

As with almost all extended warranties, damage from accidents, negligence and misuse are not covered. Normal wear-and-tear items, like brake pads and clutches, aren’t covered either, and the installation of unauthorized aftermarket parts may quickly void your warranty.

Towing within your vehicle’s rated towing capacity is covered, but commercial use is excluded unless you pay extra to include light-duty use. Plans also won’t cover “competitive driving or racing.”

We strongly recommend reading your entire contract carefully to ensure that the parts you want covered are covered and that there aren’t any unfortunate surprises later on.

How to file a Chevrolet extended warranty claim

To file a claim through your Chevrolet extended warranty, first, make sure you do not attempt to drive your vehicle if it is not safe or if doing so could cause further damage. If necessary, contact roadside assistance for a tow. Your claim could be denied if you continue to operate the vehicle after a breakdown.

Then, you can contact your vehicle dealer or the Chevrolet claims team to initiate your claim. Be sure to have a copy of your customer agreement outlining your coverage available. Follow the instructions provided for where to go for repairs and replacement parts.

Chevrolet extended warranty pros and cons

Chevrolet extended warranty alternatives

Getting an extended warranty for a less reliable Chevy can be a good idea, but that doesn’t mean you have to get your extended warranty directly from Chevrolet. Dedicated extended warranty companies can often offer more coverage options at lower prices than manufacturers. We got some quotes to see if that was the case here.

For coverage similar to a Platinum plan from Chevrolet, olive quoted us $147.82 per month ($8,871 total) to protect our 2017 Silverado for five years with an identical $100 deductible. That’s almost triple our quote from Chevrolet ($3,045).

Extended warranty quotes can differ in seemingly random ways. It’s important to shop around for a deal from a company you trust.

Endurance quoted us $92.30 per month for three years of coverage ($3,322.84 total). For a comparable three-year Platinum plan, Chevy quoted us $1,813.

For our 20,000-mile Bolt, olive quoted us $30.72 per month for three years ($1,105.92 total), and Endurance quoted us $4,658.97. While olive’s quote fell in line with what Chevrolet charges ($1,176), the quote from Endurance was far more expensive.

These elevated prices may be the result of Chevy’s well-publicized build quality issues in the late 2010s, but it’s hard to know for sure.

So, while Chevrolet Protection Plans aren’t cheap, they may still be your best option for your pre-2020 Chevy. The surest way to know you’re getting a good deal on your extended warranty is to get quotes from different companies and compare their offerings. That way, you have the context to make a smart purchase you’re comfortable with.

» MORE: How to choose an extended car warranty

Chevrolet vs. third-party extended warranties

Choosing between a Chevrolet Protection Plan and a third-party extended warranty comes down to flexibility, cost and where you want repairs done. Chevrolet’s plans tend to be more straightforward and predictable, while third-party warranties may offer broader options but often at a higher price.

Is a Chevrolet extended warranty worth it?

Generally speaking, extended auto warranties are worth considering if any of the following are true for you:

• You drive an unreliable vehicle.
• You can’t afford the cost of a major repair bill, but you can budget for a warranty.
• The cost of your warranty is less than you expect to spend on the repairs it would cover.
• You don’t mind paying for additional peace of mind, even if you never file a claim.

For Chevrolet Protection Plans, specifically, the answer depends on the balance between the cost of the warranty and how much you can expect to spend owning your Chevy out of warranty.

According to J.D. Power, modern Chevrolets rank above average in terms of reliability. The firm ranked Chevy fifth out of 28 carmakers in 2026.

That said, Consumer Reports — which draws from a wider range of model years — ranked Chevrolet 17th out of 22 in its 2025 survey.

Such a disparity could indicate that Chevrolets are becoming more reliable, but models made in the late 2010s still seem to be plagued with issues.

That’s why founder of Whyte Knyte Inspections Eric Hamilton told ConsumerAffairs in an email that, “Chevy owners should consider investing in an extended warranty because the common points of failure on these vehicles are also highly expensive to repair. If your infotainment system fails, for example, you can’t just replace individual components — you typically have to replace the entire unit at a cost of $2,500 to $5,000. Other common points of failure include the engine, transmission and electric power steering.”

You can also see evidence of that in consumer reviews for Chevy products.

“I will never buy another Chevy,” wrote Richard, a ConsumerAffairs reviewer from Maryland. “Bought a brand new 2018 Malibu at 38k miles. Motor has fuel In the oil and I’m pretty sure a piston rings is bad. Chevy service said they would not fix it. … The whole motor will need replaced.”

Who it’s best for

A Chevrolet extended warranty can make sense for certain drivers, especially if you’re concerned about high repair costs as your vehicle ages. It’s generally best suited for owners who fall into one or more of the following categories:

• You own a 2016 to 2019 Chevrolet
• You drive a Silverado, Malibu, Equinox or Bolt
• A $2,500 to $5,000 repair would be financially stressful
• You plan to keep your vehicle past 100,000 miles

» MORE: Pros and cons of extended auto warranties

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