Consumer Complaints and Reviews
They just don't want to cover car repair cost if it gets too expensive, even I purchased most expensive warranty plan. I took my car to dealership twice but they declined all mechanical claims because they want more, more, more details information regarding car problems. If mechanic found something to claim and that should be enough. They just want more info from the dealers so they make some excuses to reject claim.
This is an excellent warranty for anyone who owns a VW/Mercedes. I have used this warranty on 3 previous Volkswagens as well as on my current E Class and GLI with great experiences every time. Anytime there has been an issue with my car, I provide the service center with the contact info and contract number, and the covered parts are always approved and the service is very prompt. My most expensive item was a failed sway bar / subframe mount, the cost $2300 parts plus labor. Fidelity sent out an adjuster and approved the claim promptly. I definitely recommend this contract to anyone who properly maintains their car and keeps their maintenance records.
I purchased Platinum home warranty from Fidelity National Home Warranty, and when I talking to the sales rep while purchasing, he informed me that Platinum is their highest package and all the AC repairs are included in that package, including parts and labor. All I have to pay is the $65 service fee. I thought this would be a peace of mind for me. So I went for the highest package (Platinum). The date of the purchase was 09/03/2016 and contract # is **.
Last month my upstairs AC broke. The AC started blowing hot air, even when it is in AC mode. We had it completely turned off, still the hot air was blowing. This hot air made the upstairs really hot, temperature varied between 84F and 90F, even when the outside temperature was 65F. I have 2 little kids at home and their beds are upstairs. None of them could sleep at night. My wife had to take my little one at the hospital because of this heat issue on the night of December 14, 2016.
First time I called them on Thursday, December 8 2016 and placed a repair order with them (Order # **). I was out of town during that time, wife was home. A technician from Cool Blew showed up the next morning. He looked at the issue, and told my wife that air handling system need to be replaced. So, he will have to order the parts and should be able to fix it by early next week. He left, and 3 or 4 days went by no response or communication from Cool Blew or Fidelity. Finally, I called them (Fidelity) up, and they told me about having issues with the order that Cool Blew placed. So I called Cool Blew and they said that they have sent everything that Fidelity asked for.
This back-and-forth went on for couple more days and in the meantime family was suffering in the heat. I requested them to put some Freon temporarily while they are trying to fix their issues, so that my family don't suffer as much. They refused to do that. They said they don't do temporary thing. At that point I told them to replace the complete AC unit since this AC unit is over 10 years old and we had issues with that unit before. They refused to do that either.
Finally, Fidelity came back with a solution. Their solution was I must pay $600 out of my pocket if I want to get that fixed. The gentleman was very rude on the phone. He was asking me to answer either "Yes" or “No" to the agreement of paying $600 out of my pocket, when they were supposed to be taking care of the whole installation, parts and labor. That's what I was told when I purchased the warranty from them. They divided the whole installation into two pieces, one is the piece that they will pay for, and the other one is the $600 that they forced me to pay. They are calling my piece "modification". I don't know what modification I requested for. It is part of the whole installation and is required to get the installation done. They made it seem like I asked for some cosmetic change to make it look good, so I must pay for it.
Anyways, I called Cool Blew on December 21, 2016 morning, and paid them $600 as my family is being suffering a great deal because of this. Fidelity and Cool Blew both knew about it, and they are just taking advantage of it. I have another property with Fidelity. I do not intend to continue having service with them for any of my properties after whatever they did to me and my family. The real estate agent who recommended me to go with Fidelity, I have already informed him so that he can make all his clients aware of this company. I have another property with Old Republic, so far didn’t have any problem with them. I am planning to move both of my properties to Old Republic from Fidelity.
Purchased extended warranty on 4/30/2012 on a 2010 Hyundai Elantra for $1595. Noticed transmission slipping, diagnosed August 16, 2016, cost $108. Brought car back, "remedy" flush transmission and add fluid, $218. Winner Hyundai in Dover Delaware has been the WORST automotive service that I have ever experienced. When I purchased this auto, I got 4 phone calls within 3 hours to pick up this car. When I had problems with this car, forget about it. Perhaps 2 call backs after 6 calls to "Winner". 10/27/2016 replaced transmission with rebuilt tranny. Waiting for reimbursement over 2 months later.
Fidelity Warranty was suppose to give me a call 3 days ago to let me know what my reimbursement would be. Didn't happen. I guess customer service is in the past. Never have I experienced such terrible service in my life!!! "Winner" equals "LOSER". I can't believe there is repeat business. Monopoly! Owners have many different auto dealerships and can control pricing and continue terrible service. AMEN!!!
First of all let me preface my remarks by letting you all know I spent 16+ years in the automotive dealership arena as a Top Flite Service Advisor for Honda, Volvo, & BMW. I left that industry and am employed as an IT Professional. During my time as an advisor we encountered many "aftermarket" extended warranty companies as well as our "in house" extended warranty plans i.e. HondaCare, Volvo "VIP", etc. which were tailored to our vehicles, coverages are spelled out nicely, reimbursement is flawless. The finance department would sell "aftermarket" warranties for non-Honda, Volvo, BMW or high mileage vehicles which were out of the coverage zone because of mileage (Fidelity was not offered at any dealership I worked for).
Far and away Fidelity was the worst I/we ever encountered. They would search for any reason to deny coverage. Their reimbursement process takes even with all paperwork submitted correctly is slower than most (several companies will call with an authorized payment within minutes of submitting), and what I find to be the worst offense in most cases will not allow parts replacement with original equipment parts preferring you shop around for aftermarket parts at a lower cost which in my opinion are substandard in most cases.
Fast forward to 2013, my wife & I are purchasing a new VW Jetta Sportwagen TDi at a very reputable dealership. The finance person is pushing us to buy the extended warranty @ $2700 that will tack on 4 yrs to the manufacturer's warranty + up to 100,000 miles, or warranty is 3yr/36k. I am very hesitant to buy because I really don't trust this finance guy. He was really pushing this warranty because it's a diesel model and not once does he tell us it is not a true VW warranty. So I'm thinking about my wife being stranded somewhere after the standard warranty runs out and knowing repair costs after warranty is fairly exorbitant, plus my wife tends to keep her cars a long time I finally cave. The selling point is he tells us the warranty is 100% refundable up to a specific point and time (small fees for paperwork).
I asked him all the scenarios before agreeing. Well I go back to the dealership 3 days later only to find he quit and we were his last suckers! Now fast forward to present day, the vehicle is under the VW Buyback program (we are returning it Monday) so as I am perusing the warranty contract I don't see VW warranty. I see Fidelity! I submitted the paperwork to Fidelity as stated in the contract to get the ball rolling and hopefully receive a substantial portion of the warranty contract refunded. Keep in mind the new car vehicle warranty just expired in June and the "extended" portion just kicked in (6 months) of usage but Fidelity is going to prorate it at 52%! Meaning they are saying we used 48% of the warranty even knowing darn well their coverage just started in July 2016!
You can't use extended warranties when the new car coverage is still in effect! To make matters worse the VW Dealership who sold us the warranty is also sticking to this which is a bad move on their part because we had another VW picked out to replace ours, plus I service my other vehicle there (we have purchased 2 cars from them) so no sale and they have lost the service also. These guys (Fidelity) are no good in every facet. I cannot recommend Fidelity in good faith to anyone. As you can tell the unsatisfied consumers far outweigh the satisfied.
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My car had a multi-cylinder misfire. Had the car towed to the dealer. The dealer stated that a bad coil (which is covered) caused too much spark to go to the spark plugs (not covered) which ruined the cylinder head and caused the engine to fail (covered). Fidelity is not going to cover the cost of the repair because they are saying the spark plug caused the engine problem and since the spark plugs are not covered they are not going to cover the engine repair. I had an inspector come out and he determined that the coil did cause the problem and decided to cover the engine. Fidelity had the dealer break down the engine to the point of failure to determine if I need a complete engine or just part of the engine. When it was determined I needed a complete engine the second inspector denied the claim going back to the spark plug theory. So tired of dealing with these people.
In 2011 my wife and I purchased a 2008 Lexus RX350 from our local Lexus dealer. The salesman talked me into a 6 year, 60,000 mile Fidelity extended warranty with the understanding that I could get my premium back at the end of the contract period, if I didn't have any claims. The price of the warranty was $2,225. I was skeptical, but purchased it anyway.
In September of 2016 we hit the 60,000 mile mark and I never filed a claim. I submitted the 4 required documents needed for a premium refund, and in less than 2 weeks Fidelity sent me a refund check, minus their $50 administrative fee. I see a lot of negative views for Fidelity Warranty Services. Although I never tried to file a warranty claim with them, I found them to be honest and reputable, and they were very quick to refund my premium at the end of my warranty contract period.
I was advised from my dealer that I needed to replace my steering rack, drivers lower control arm, and passenger arm. The inspector told the dealership that the Platinum warranty will only cover the Steering rack and not the control arms. It clearly states in the contract that the Platinum coverage plan Includes the Powertrain, Silver, Gold, and Gold Plus coverage PLUS any ANY OTHER MECHANICAL BREAKDOWN...
Looking at the warranty paperwork, the SILVER level covers: FRONT SUSPENSION: Upper and lower control arms, shafts and brushings; struts, housing and cartridge; Spinning/Steering knuckle and spindle support. So why doesn't this insurance claim not cover everything. I paid a lot of money to extend the coverage on my car. Why can I not utilize the coverage as promised??? I would like a response to this insanity. Thank you.
When I purchased a slightly used vehicle from a reputable dealer, for my son who would be starting and traveling to college soon, I opted to purchase the extended warranty to cover or help with any mishaps that may occur. I didn't want to purchase the rock bottom plan due to minimal coverage, nor the top of the line as I am somewhat mechanically inclined and can repair or replace a lot. 3 weeks after the purchase, a portion of the computer went out. Guess what, not covered (ex. part A went out, causing part B to go out, causing part C to fail. Part B is covered, but because Part A failed (not covered) CAUSING Part B to fail, that's not covered). So I was out of pocket for the entire repair.
Fortunately, the dealership split the cost, because they agreed it was a crock. 7 months later (this week) the fuel pump goes out while he is in another town. Tow it in to Ford (will be reimbursed tow bill IF problem covered under warranty). Diagnostic test verifies fuel pump and fuel pump harness. Great I think, fuel pump is covered. I'm reading the list. WRONG. Again, harness caused the fuel pump to malfunction. Harness is NOT covered, therefore, fuel pump NOT covered, therefore tow bill NOT reimbursed. Called to speak with the Mechanical section at Fidelity. TERRIBLE customer service. Guy chuckled and said I should've bought the platinum level. DO NOT PURCHASE THIS EXTENDED WARRANTY AT ANY LEVEL. It will always be one part away from the covered part.
I felt I needed to write this review after reading all of the bad ones. I was nervous taking my car in after it kept popping out of first gear. They gave me no problems replacing the transmission in my 2013 Ford Fiesta, totaling about $2500. I would recommend.
My 2011 Kia Sorento had a failed water pump that caused the engine to overheat without any dashboard notices. It only took a few minutes and the engine and cylinder head were warped beyond repair, and a crack in the cylinder head. Before they would even process the claim they forced me to pay $583 for a diagnostics inspection by their contracted inspector which they use to help them find reason to deny the claim. Even though the water pump and engine are specifically covered under the full powertrain warranty that came with the car and there was a proven parts failure due to manufacturer's defect, Fidelity refuses to cover any damages due to a clause in the fine print excluding overheating.
After I paid $6K for the dealership to put in a new engine, the new one blew within 5 weeks. The 2nd engine at least was covered by the engine re-build company. So you pay more for a used car because it's "Certified" and carries a 100K mile powertrain warranty. However it's not backed by Kia or their dealership in any way. They use Fidelity Warranty to be the front company and deny any claims. The hard learned lesson I learned from this is "Don't buy a KIA". They use cheaper metals with aluminum heads that will warp if it ever overheats, and that Fidelity Warranty will only sell you a false sense of security that they will not back.
After the first 50K miles on my Mercedes ML350 Bluetec I purchased a 5 year or 60K extended warranty which amounts to $3600. During these past four years I had a few major repairs that amounted to substantial costs exceeding $6K but cost me out of pocket a total of $400 to cover the deductibles. This was the best investment I could have made and Fidelity Warranty responded promptly. I let the dealership handle everything with Fidelity. I give them FIVE stars.
I submit all document for getting my GPR refund. However, they said check was issue and mailed out. It has been over 1 month, I still not get it. Probably will say USPS lost it. How can this company is still providing any services or product to public.
I've read lots of negative reviews about this company. I was really nervous when I brought my truck into the Dealer for a transmission issue because of the negative press I had read. Even the service tech was skeptical because she had never dealt with them. I purchased the warranty (2 year/24,000) Silver plan on a 7 year old vehicle with 95000 miles. It included the Powertrain and some A/C items. I purchased the warranty and the vehicle from a different dealer, 200 miles away, who is no longer in business. I did the 90k service at the dealer closer to home and did regular oil changes there as well. About 3 months ago, I noticed some random slipping with the transmission and brought it to a shop, close by. Shop told me they couldn't find anything wrong. I continued driving it for another 2 months, but noticed the slipping getting worse. I was due for an oil change, so I figured I would let the dealer take a stab at it.
When I arrived, I notified the service tech about the warranty and she said they would diagnose it and let me know. The next day I got a call saying the transmission was shot as well as some timing chain items, which would amount to about 7k worth of parts and labor. She said they notified the warranty company (Fidelity) and an adjuster would be out that afternoon. I was expecting nothing to be covered because of all the bad reviews, but to my surprise, they covered both the timing chain and the transmission. I did end up paying 1k for some of the other items, but overall, I would have to say I am extremely satisfied how it turned out. 5 stars.
The FWS agent refused to approve payment of Fairfax VW service dept's repairs (estimated at $1300) to fix the sunroof of our 2010 VW Jetta. We had purchased the 7 year, zero deductible warranty with the car and were told everything would be covered. Now with a year left on the warranty and a malfunctioning sunroof, I can see that is not true. Stay away from the extended warranties by Fidelity Warranty Services.
a rear passenger window that has not operated in a year. The service center informed me that Fidelity was sending out a claims rep after they read the codes and determined what the vehicle's troubles were.
Not ever having any real issues with this vehicle. I had not used the warranty that I purchased when I bought the car new. So while waiting for the Inspector to arrive, I began to research Fidelity and found this page. I read the horror stories here and braced myself for bad news. Thinking about burning down the New York and Florida offices. To my surprise the claim was accepted even the window, open door alarm, and a fuel code that the service center also found. In Pittsburgh Fidelity works. I saw so many bad reviews here that I just had to write to let people know that Fidelity is not all bad. Thanks for your time. I did not talk to Fidelity at all so I don't have a order number but this is a real review.
Working with Dan in claims was great on my Dodge Diesel transmission. Highly recommend. The torque converter went out, valve body rebuild, it was burnt. I would buy another warranty on my next truck from Fidelity Warranty Services. Thanks again.
I purchased an extended warranty for my 2010 Audi. Upon reading the contract I was not supposed to pay a deductible on covered repairs. I had some work done and was charged an $85 deductible and requested reimbursement from FWS. I sent them the required documentation and the claim was not paid. I called to check after a few weeks and they needed to verify my address. A few more weeks passed and still no payment. I called today and was told the my prior claims manager no longer works there and could I send the documentation again. It's the classic stall and deny payment tactic.
Was offered this warranty. Was told I could add it in a few days and decided to look online. Look, please just use a credit union when you buy a car. Most people do not realize just how low they can get an interest rate for and end up giving the dealership easy profit. The F&I person has a buy rate and a sell rate. If they add an extra percent then they make more commission. Do not focus on the trade in or down payment, or the monthly or the price or the interest rate, look at the deal as a cohesive whole. This warranty is just "payment packing." I am glad I said no. Now my car payment stays at $276 at 2.90% interest.
I have been trying to receive payment for repairs performed in November of 2015, obtained an authorization claim number prior to any repairs for a specific amount. After submitting all information to claims dept, there was no response for over sixty days. When I contacted Fidelity they informed me they needed copies of my receipts for parts installed with cost & retail amounts. In my conversation with "Joe" I told him I was reluctant to send price sensitive information as I felt it wasn't any of their business to know what my profit margin was & was informed quite rudely that "well we just won't pay you". I submitted the copies they had requested, & in return received payment that was a lesser amount than the authorized amount prior to the repair. Unfortunately for the customers in my area in the future they will have to submit claims on their own as I cannot afford to do business with this company.
I paid $1,302.00 for an extended warranty for a 2009 Hyundai Accent. I did not read the very small letters. The engine on the car started failing, it was some kind of electrical part of it. This company refused to pay for the repair stating that it did not cover electrical parts. My question is, what parts of the whole car work without electricity? I ended paying $425.00 for the repair. I cancelled the warranty and they are not refunding me any money. This should be illegal.
Waiting for someone to contact me regarding delivery of pay off check to move forward with repairs to my kitchen faucet. The last thing I heard was that the status of my claim had not reached the point of offering me that option. I waited patiently for a phone call or email, finally a week later feeling frustrated I called and was told the delay was my fault. I needed to call and tell them which option I would like, not what I was last told. Furthermore I'm a paying customer. Why is it my job to call and make sure the service I'm paying for is being carried out timely and professionally. Extremely disappointed. Please don't waste your time or money with this company or trust your home to these degenerates.
When I bought my car, I asked for the bumper to bumper warranty and Cherokee Toyota, Canton, GA added it to my loan. After all the miles and time, every time I called, Fidelity had every excuse to not pay for not even one repair. Even when I needed a valve cover that was supposed to be covered, they said it was, "Not the correct part number." I am disappointed with the dealership for charging me thousands for a worthless warranty. The public needs to know that they are better off on their own than paying so much money for nothing. Thank you social media for giving me a voice. This is my true story, therefore, I will be letting the dealership know as well so that they will no longer use Fidelity to rip people off. It just leaves a bad taste in your mouth and makes me wonder if I would buy there again. Fidelity would have zero stars but the scale starts at one star.
Fidelity Warranty will find something wrong so they won't pay. My mechanic says they are a joke and get rid of it.
I read these reviews after I had already purchased my car and the extended warranty from Fidelity. I was a bit worried that I would have problems getting coverage in the event that something went wrong. Well, after a year of having my car, one of the pulleys started making a weird noise. I called Fidelity and they informed me that I could pretty much take my car to any Ford dealer and they were very likely to accept direct claims from them. Sure enough!! Took the car to the closest Ford dealership and they not only handled the claim for the pulley issue, they also found a leak in my AC and fixed that too! There was an Enterprise car rental on site and Fidelity and Ford took care of it all. The only thing I paid was my deductible of $100 and my bill was nearly $1000! Couldn't be happier. :)
I received a letter terming **Respond within 5 business days** highlighted in RED. I had a call transferred to some local fellow with a tagline "MANAGER". They are real KIDS in marketing who doesn't know to talk to customers. I had a friend who took this up. But, honestly he has a very bad experience dealing with this company. Please don't waste your valuable money buying this for no use. They mistreat their customers and turn hard when it comes to matter of claim. This call is the worst customer service I ever had before! I wouldn't recommend any of you buying this. If any of you already purchased this insurance, I feel sorry for you. Good luck dealing with them!
In January 2012 at 82,000 miles my 2005 Volkswagen Beetle Convertibles timing belt broke (a common problem for small Volkswagen vehicles). One and a half months before this happened I had my timing belt checked at 79,000 miles because my last car was a Beetle (my first car) and when the timing belt broke on that car- I ended up stuck with the bill. So, I knew that if the belt fails (usually can happen any time after 80,000 miles) the entire engine has to be replaced or rebuilt. At that time, what my dealer service tech could see of the belt looked like it was in ok condition and could wait while I saved up the $1,000+ for the timing belt service. So of course I was completely floored when the belt broke 6 weeks later.
The VW service gave me an estimate of approximately $7,500 and I breathed a sigh of relief because I had the foresight to purchase a Gold Plus warranty from Fidelity when I bought my Beetle. I then gave my dealer service tech the OK to get started, pending approval from Fidelity. A few days later I get a call from my service tech saying that Fidelity denied the claim, stating that the failed part wasn't covered. I cried for 2 days wondering what I was going to do - I couldn't afford a new car and could barely afford the rental car I was paying for until I could get things figured out.
Then I got angry - really angry. I poured over the purchase contract I signed in March 2009 and examined the list of covered parts and guess what I found - the Timing Belt is in fact a covered part! In fact it's covered in the base Powertrain plan, and doesn't even have to be listed in the higher cost option I paid for. Of course I immediately called Fidelity and after trying to be respectful and pleasant to the first representative, I was rudely explained in slow, small words that the failure of the timing Belt is only covered if you followed a regular maintenance schedule.
I cussed that heifer out and finally was able to speak to a supervisor and explain that I DID follow regular maintenance and in fact had just had my timing belt inspection/oil change 2 months before at 79,000 miles and the timing belt is advised to be serviced at 80,000 miles and replaced if worn (and I had been told it wasn't worn enough to have to be serviced right then and there. I don't blame the mechanic though - from what I understand and have researched you cannot see much of the timing belt in the engine unless you take everything apart, which I couldn't afford at that time).
After several more calls from me, submitting copies of my contract and service receipts, AND threatening to sue them - Fidelity finally covered the cost of the repairs. My service tech actually was very surprised that they caved in and said that he has never seen anyone get a major repair like mine covered by Fidelity (insert - exhale on nails and brush on shirt, lol). My car was in the shop for about 5 weeks (fighting them to cover the rental car for that long was also a pain in the butt) and the service tech said that he doubted Fidelity would cover any other claims on my car, but I never needed to use them again before my contract expired so I don't know about that. All of this of course makes me angry/frustrated that VW pushes this company as their warranty service provider, but what can you do?
Don't buy an extended warranty from this company, they won't cover anything! I bought a 2012 Chrysler 200 and I got their Gold Plus package which the finance manager swore to me covered everything under the sun so I bought it. Well, every issue I've had with my car, Fidelity has denied the claim, saying it's not covered under my warranty. They give you a vague brochure that generalizes saying they cover everything involving the ac unit or the evap system, they don't however, put in what is excluded WHICH IS THE MAJORITY OF THE PARTS, then when you try to dispute it, they tell you that it say's in the fine print of the "contract" what is covered, which I never received when I bought it. This company is a joke, don't waste your time or money. I might as well have set $2,500 on fire!
After reviewing all 130 BAD reviews about this company I was upset. But we took our car to a ford dealership and they kept the car for a week only to find out that the adjuster refused to make any repairs on our transmission per his words "not bad enough to replace". I am angry and feel just like the rest of the people that have bought this extended warranty. DO NOT GET treat into buying this crap is worthless...
In April my a/c wasn't cooling. Fidelity gave me number of service company. They came after few days and said they would have to order a part. That took a week. Then a/c went out again. They came back and said compressor in back wasn't working. They had to order it. It was 2 weeks later in extreme heat. They kept telling me they were waiting on unit to come in. So I asked what warehouse it would come to and type of unit. Fidelity put me on hold and seconds later said my unit was in! It's now June! Finally first week in July they install my compressor. Then it gets hot in my house again a few weeks later. Now they come back and say it's my motor in garage and they would have to order that unit also. I wait again.
Finally they put it in but charge me 300.00 as a modification charge. I pay it because I'm roasting. I took pics of thermostat showing 93 degrees in my house. A little over a week it gets hot again and now it's August already. Fidelity sent out another company but they have to order another part for my new unit. It's now Aug 20 and I still don't have this a/c fixed. I'm still waiting. They won't answer my calls and they won't call me either. BAD, BAD COMPANY.
Lauren FixAuto & Finance Contributing Editor
Lauren Fix, also called The Car Coach, is an automotive and auto finance expert. Her understanding of vehicles has made her the “go to” person on TV, radio, print media and the Internet. She has authored multiple books and writes a column for several outlets, including Parade Magazine, NewsMax and Car Coach Reports. She is a regular guest on major news and morning shows, discussing the latest updates on cars and car financing that will help drivers make smart decisions when buying, maintaining and financing cars.
With more than 30 years of experience and 6,000 repair centers nationwide, Fidelity Warranty Services offers a total package of vehicle coverage choices. The company’s plans are sold at participating dealerships nationwide.
- Options: Fidelity has many different plans, including vehicle service contracts (VSC), maintenance plans, gap protection and more.
- Deductible options: When they sign up for protection, consumers can choose the amount they want to pay for their deductible. Options are $0, $50, $100 or $250.
- Lease coverage: Many warranties only cover vehicles purchased outright, but those who lease face significant financial penalties for wear and tear. Fidelity has a solid program in place to help lessees recoup their entire security deposit.
- Transferable: Fidelity’s VSC’s are transferable if the original purchaser sells the car during the coverage period. A vehicle service contract may help increase a used car’s resale price.
- Mechanic choice: Customers can choose from over 6,000 authorized repair facilities in the United States or Canada. They can also choose to go to a repair shop that is not authorized by Fidelity if the mechanics have the appropriate certifications.
- Best for car buyers and used car dealers.
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