Omega Auto Care

Omega Auto Care

 4.1/5 (123 reviews)
Omega Auto Care
4.1(123)

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Overall Rating4.1 out of 5
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About Omega Auto Care

Omega Auto Care offers extended auto warranties that continue coverage after factory warranties expire. The company has several coverage options that all include additional benefits like roadside assistance, rental car reimbursement, road hazard coverage and trip interruption insurance. Omega Auto Care covers cars up to 15 years old with less than 250,000 miles.

Pros & Cons

Pros

  • Wide-ranging plan options
  • Covers older cars
  • Small down payments
  • Maintenance plan for life of policy

Cons

  • No online quote process
  • Not available in every state

Bottom Line

Omega Auto Care offers a variety of options for extended auto coverage. It doesn’t have online quotes, but its pricing, reimbursement policy and ability to cover older cars make it worth the call.

Top Omega Auto Care Reviews

Verified

I filed a claim for a control arm of my 2016 Dodge Charger with Omega Auto Care. The process was fairly easy. I just gave my information to the people who fixed my vehicle and the...

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Verified

I couldn't afford to pay things that are not right with the vehicle. ... I went with Omega and everything was good. ... I made an appointment then I went in there and they did my ...

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Omega Auto Care cost

Although costs vary, expect to pay roughly $2 a day for one of Omega Auto Care’s extended warranties. Exact prices depend on your coverage and the make, model, year and mileage of your car.

The best way to get an accurate price is to request a quote. Unfortunately, there is no online quote process from Omega Auto Care. However, you can call and speak to a representative to receive more information on pricing.

Like most extended auto warranty companies, Omega Auto Care offers a 30-day money-back guarantee in case you change your mind. Omega Auto Care down payments can be as low as $50. Down payments for extended auto warranties from other companies are often $100 or more.

Omega Auto Care plans

Omega Auto Care offers five plans, ordered here from the least coverage to the most coverage: Powertrain, Powertrain Plus, Powertrain Enhanced, Used Stated and Exclusionary.

Powertrain
The Powertrain plan covers your vehicle’s:
  • Drive axle*
  • Transfer case*
  • Transmission*
  • Forced induction system*
  • Engine*
*The given Omega Auto Care plan covers some repairs in this category but not all
Powertrain Plus
The Powertrain Plus plan covers your vehicle’s:
  • Drive axle*
  • Transfer case*
  • Transmission*
  • Forced induction system*
  • Engine*
  • Electrical/high-tech components*
  • AC and heating systems*
*The given Omega Auto Care plan covers some repairs in this category but not all
Powertrain Enhanced
The Powertrain Enhanced plan covers your vehicle’s:
  • Drive axle*
  • Transfer case*
  • Transmission*
  • Forced induction system*
  • Engine*
  • Electrical/high-tech components*
  • AC and heating systems*
  • Cooling system*
  • Fuel system*
*The given Omega Auto Care plan covers some repairs in this category but not all
Used Stated
The Used Stated plan covers your vehicle’s:
  • Drive axle
  • Transfer case
  • Transmission
  • Forced induction
  • Engine*
  • Electrical/high-tech components
  • AC and heating systems*
  • Cooling system
  • Fuel system*
  • Brakes
  • Suspension
  • Steering
*The given Omega Auto Care plan covers some repairs in this category but not all
Exclusionary
The Exclusionary plan covers your vehicle’s:
  • Drive axle
  • Transfer case
  • Electrical/high-tech components
  • AC and heating systems
  • Transmission
  • Forced induction system
  • Cooling system
  • Fuel system
  • Engine
  • Brakes
  • Suspension
  • Steering

Every Omega Auto Care plan comes with roadside assistance, trip interruption insurance and rental car reimbursement. More specific information about what each Omega Auto Care plan covers is available on the company’s website.

Omega Auto Care coverage

Omega Auto Care covers cars up to 15 years old with up to 250,000 miles. This is on the higher end of the market in terms of both mileage and age.

Most Omega Auto Care warranties cover a car for five years, but there are also plans that don’t last quite that long. Omega Auto Care has a typical waiting period of 30 days and 1,000 miles before coverage kicks in. Repairs can be made at any licensed repair facility. To file a claim, just call Omega Auto Care’s claim department.

All Omega Auto Care warranties come with roadside assistance, trip interruption insurance and rental car reimbursement. 

  • Roadside assistance includes vehicle fluid delivery, towing, lockout services, flat tire changes and jump-starts.
  • Rental car reimbursement values vary by plan, but the most common is $30 per day for up to five days.
  • Trip interruption reimbursements are $75 per day for up to three days. You must be 100 miles or more from home to qualify for this, though.

Omega Auto Care’s Road Hazard Coverage also pays up to $400 to cover repairs on your tires (limit $100 per tire).

All Powertrain plansUsed StatedExclusionary
Car ageUp to 15 yearsUp to 10 yearsUp to 7 years
MileageUp to 250,000 milesUp to 150,000 milesUp to 250,000 miles

Omega Auto Care FAQ

Where is Omega Auto Care available?

Omega Auto Care is available in 46 states. The company does not offer warranty plans in Minnesota, Rhode Island, Washington or California.

How many plans does Omega Auto Care offer?

Omega Auto Care has five plans across three tiers.

  • Exclusionary coverage is suitable for vehicles that are seven years old or less with under 100,000 miles at the time of signing.
  • Used Stated warranty coverage is suitable for vehicles 10 years old or less with under 150,000 miles.
  • Powertrain protection is suitable for vehicles less than 15 years old with under 250,000 miles. Within this tier are three additional plans: Powertrain, Powertrain Plus and Powertrain Enhanced.
Does Omega Auto Care cover older vehicles?

Yes, but Omega Auto Care does not offer coverage for vehicles more than 15 years old or with over 250,000 miles.

Is Omega Auto Care legit?

Omega Auto Care is a solid choice if you are looking for an extended auto warranty. Its reimbursements are relatively generous, even if the overall costs of its plans are average. Small down payments make it easy to get started. Omega Auto Care is a particularly good choice for cars with high mileage since it covers vehicles with up to 250,000 miles.

Omega Auto Care Reviews

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Page 1 Reviews 0 - 5
Verified Reviewer Verified Buyer
Original review: April 17, 2023

I first got the Omega when I had my truck and it's been five years now that I've had the warranty.

I took my truck to the dealer as I needed service. I gave them my extended warranty, but it didn't go through the extended warranty because I didn't realize that I still had an extended warranty from the dealer. When my truck was paid, I extended the warranty. When there was an issue with my air conditioner, I went to get service and it was declined. The first time I took the car to the dealer, they ripped me off. I was not going to take my truck there so I asked Omega what dealers they have listed so I can go to them. I went to the one here in Port Saint Lucie. The guy there was so rude and he he said it was declined and it was gonna cost me $3000 to fix my air conditioner.

I asked why it was declined and he said "Because you still had an extended warranty on that particular part of the air conditioner." When I called the dealer and I asked if I had an extended warranty on the compressor, he looked it up and said no. The warranty expired a certain year. That was when I called the auto repair again and told him what the dealer said. But he said that was what my extended warranty said. I called Omega again and I told them the story about how I no longer had the warranty. The rep looked and told me it was still warrantied. I said, "No, it's not. I have proof here that it's not." He told me "I can't do anything. You have to go back to your auto. That's what your auto repair said."

When I went back, I said the auto repair, "Don't do anything until you get this fixed." That's a lot of money and I've been on this insurance for a long time. I showed proof that the part wasn't on the warranty. The repair shop called Omega again and got it fixed. Omega finally accepted the claim. I still paid the guy 800 and Omega extended warranty paid the remaining.

On top of that, the repair shop guy said I was gonna need brakes and pads. He said he could do everything for almost close to $3,000. In the beginning, he was so nice. But when I didn't wanna do the brakes and everything with them, he got mad. I called two other mechanics and they told me, "But that doesn't have to do anything with Omega." That's too much as well. I got my brakes and everything for less than 1,000.

When they fixed my air condition, the guy had to take pictures for Omega to believe them that it was a true statement. When they declined the claim, I was gonna cancel my Omega extended warranty because what's the use of having extended when they're always declining my claim? But I still kept it and my truck's been in good condition. I still have it until '24. But no, definitely, I'll give them a 5. I'll give Omega a 5.

Go for Omega. But you have to be careful with the shops because they'll double the price. Even the dealer will double the price. I have a really good friend at the Cadillac. I said, "When I brought it here, they still charged me over $2,000. I know that I could have fought it, but I was just so busy." I really got mad at the insurance sometimes. Omega didn't wanna talk to me because they go directly to the shop.

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    Verified Reviewer Verified Buyer
    Original review: April 3, 2023

    Omega has helped me pay for quite a few things with the car, but it's not all easy. The car kept stopping. It's an INFINITI, so it's a smart car. I was driving down the road, and then the car just said, "Car malfunction." Then I just lost complete power in the middle of the road. I took it to get fixed, and they fixed the alternator but they did it three more times to where I had to take it to the dealership and get all of this stuff done. Initially, Omega covered the alternator, which was cool. I had to pay the deductible. Then, once they messed up again, I took it back to the place, and they just replaced the alternator on some type of warranty because I had maxed out. Then the third time, once they did it, they said that I needed a new computer for the car, and Omega didn't cover that, which was like $3,500. Then, we needed a new transmission and I had to get another alternator after that.

    As far as the claim process, I have to find a dealer that will accept Omega, which is really hard for me. Then, when my car is there, Omega says that they'll pay for a rental car, which they never did. I've been in a rental car for quite a while because my car broke down on Christmas Eve. I just got it back on March 23rd. They didn't pay for the rental and the battery. They just kept saying that I have to send my receipts in and send them to all these different places. That's too much. I'm already dealing with all this stuff with a car. I still recommend them to everybody. Every time someone's car is down, I'm like, "You gotta get Omega so they can help you pay for it." The best part about having a warranty with Omega is I don't have to pay as much if my car breakdown. I would have been out of like $12,000 fixing my car but because I have Omega, I only came out at $4,000.

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    Verified Reviewer Verified Buyer
    Original review: Feb. 2, 2023

    I have a Honda HR-V and I had to have a transmission replaced on it. There was a lot of back and forth to see who was going to pay and it took me over a month to really get my car somewhere where I could begin to get it fixed. When I brought my car to Honda Hills and they called Omega up, they said that my warranty expired. I got really pissed off with that and I had to get in touch with them to ask what was going on. I had to go through all the channels to find somebody to say the correct status. They said they didn't know who said that and why it was said because I pay every month on time.

    I have Omega for over two years and never missed a payment. And I don't know why I had to go through so many people. That's not what they go through every month when they take that money out of my checking account. Also, I don't know if I got a used transmission or a new one. Nobody ever came back to let me know but the person who did the repair for me said that most likely, it's a rebuilt. That bothered me because I don't know how much mileage is on this rebuilt.

    It was ridiculous trying to get the repair done thru Omega Auto Care, but after all the dust settled, they kicked in and did what they had to do. It's a good company, but they need to sharpen up the edges a little bit and have a little bit more patience, especially when you're dealing with people like me who really don't know stuff about this field. That's why we rely on them. And maybe they need to revamp their company when it comes down to putting personnel on the phones or work with people who really don't have it that well. The patience of some of the reps was short and they didn’t want to answer the questions that I had. But there were some people who picked up where the other ones had fallen and straightened it out.

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    Verified Reviewer Verified Buyer
    Original review: Dec. 13, 2022

    Throughout the whole program when I had Omega, in the beginning, I had no issues. When I purchased my vehicle, I used to take the car to a dealership and that was only the dealership that works on the car. I took the car four times to the dealer. But the last experience, in the end, I wasn't too happy about it. I had a gentleman that called me back and he was very rude. He went ahead and told me that they no longer do it like that. Now, they have somebody that's overseeing the repair. They only send the car to the repair center that they would suggest to us. We can choose another one, but the hourly rate that the dealership was charging, they were not going to cover that. They could only cover what was average in the area.

    I said, “I have a contract with you guys where my car was being serviced, and that was the only place I specifically require, if I'm gonna go with that, this is where I wanted.” He said, “I'm sorry, there's nothing I can do. You can try to reach anyone you want. You can talk to a supervisor.” And he was a supervisor, for my understanding. He was trying to send me to a transmission repair place but my car didn't have any kind of transmission issue. Then on top of it, the dealership said, "This cannot be done. Take your car somewhere else. I don't know what you want to do." I had to go ahead and find myself another place. I was very dissatisfied.

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    Verified Reviewer Verified Buyer
    Original review: Dec. 4, 2022

    When the original warranty from Chrysler and Dodge and Jeep went out on my vehicle, Omega contacted me and I talked with them. They told me what they covered and I liked the deal. They told me the price, what my payments would be, and what my down payments would be. Everything was manageable for me so I signed up. So far, I've renewed twice. I have the same protection but it's on a different policy because my old one expired at 101,000. Omega said I had 30 days and that I had to drive so many miles before I was covered as far as what they will pay.

    My car was taken in for repair and I was told the shop wanted to flush out all my system. The gasket in my exhaust by the manifold was loose. Omega was gonna do the exhaust but they couldn't cover it because that was under the basic maintenance of the vehicle. But I always kept that truck in running condition with the oil changes and stuff like that. We figured that out and it was a minor problem.

    What happened was my vehicle was trying to start over and it wouldn't catch. It was a relay switch that Chrysler came out with and it was discontinued. What they did was they came out with a new switch that they put in the box. They probably sent me something saying that it was a recalled product. The guy that actually did the switch found out it was a relay switch with a wire to it. He opened up my hood and showed that to me. I went on and had it done. It cost me $300 but it's okay.

    I had a claim way back in 2018 and Omega covered it. I took the car to a Dodge, Chrysler, and RAM in Naperville. I paid my $100 deductible and the issue was fixed. They gave me the receipt and it was $1,100 worth of work to do on that truck. Omega always told me that any ASE-certified shop can work on the vehicle and they will cover it. But I rather for the dealership to deal with it.

    I've been dealing with Omega and since they're good, I would recommend them. But as far as looking forward to and seeing what a warranty covers, make sure it covers everything as far as what you need to cover. I even have that now with the new warranty. It has that basic maintenance coverage on it such as oil changes and tire rotation. I'm satisfied with Omega. I had different companies calling me trying to get me to switch over and I told them, "No, I have a warranty, an extended warranty on my vehicle and I'm very happy with who I have." I've been locked in with them for years.

    Omega Auto Care response

    Thank you for being a longtime Omega Auto Care customer. We are so happy to hear that you have enjoyed your coverage, and been with us all this time. We truly appreciate you!

    -Omega Auto Care

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    Verified Reviewer Verified Buyer
    Original review: June 2, 2023

    I was always taught it's decent to have a warranty. They pick it up where it needs to be and it helps a lot. When my car wasn't running correctly, I put it in the shop and the claims process went great. Omega took care of everything for me.

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    Verified Reviewer Verified Buyer
    Original review: June 2, 2023

    Omega was supposed to call me back about this claim that I had. That was two days ago. Nobody called me back. They mentioned that it was approved. Then when the shop called and was waiting for the part, they called them back and mentioned that it was not approved, and they're not sending the part. The customer service is not so great because they always have issues helping me. In fact, with the first claim that I had, they told me that they can't approve it. Then when I took the car to a different shop, they approved it. So I was like, "Okay, what's really going on?"

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    Verified Reviewer Verified Buyer
    Original review: June 2, 2023

    Omega's sales department explained the proceedings of how the process will go on. The price was right and I liked the benefits. So, I chose them. The payment plan was really reasonable. The representative was very thorough with explaining the details of the package I was getting. I got a 2016 Chrysler 300 covered. It was taken in recently. I just went to the shop, presented my card, and told them to call before they started any work. I also put a claim in before. I had to get some control bars. Everything went smoothly.

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    Verified Reviewer Verified Buyer
    Original review: June 2, 2023

    Omega is a good company. When I had a problem, they fixed it, but it was the service repair people that got in touch with them. I just paid for my plan and I didn't deal with someone one-on-one. Also, for an extended warranty, I don't think they covered everything. I paid out of pocket a few times for a few things.

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    Verified Reviewer Verified Buyer
    Original review: June 2, 2023

    Omega does a wonderful job and I would recommend them to anyone. They had to do a transmission and a rear end. I called them and told them my issue. They Omega to get confirmation for myself to know what was going on besides what the shop was telling me. They told me what was going on and what the process was. There were a few problems but it was on the shop's part where my car was. Omega is a good company. As long as you take care of what you need to, they are gonna take care of you.

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    Omega Auto Care Company Information

    Social media:
    Company Name:
    Omega Home & Auto Care
    Company Type:
    Private
    Address:
    50 N Laura St
    City:
    Jacksonville
    State/Province:
    FL
    Postal Code:
    32202
    Website:
    omegaautocare.com