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Dodge extended warranty: cost, coverage and plans

They’re easy to buy online but not essential with Dodge’s rising reliability

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    Dodge has been steadily rising in reliability ratings since 2019, with data from the automotive data aggregator RepairPal suggesting that the Challenger, Charger and other models experience fewer problems than your average car.

    Still, anyone planning to own their Dodge past the three-year factory bumper-to-bumper warranty period might consider investing in an extended warranty, and Dodge even has an official extended warranty program to help people looking for extra protection. Keep reading to find out what these plans cover, how much they might cost you and how they compare to your other options.

    Key insights

    • Dodge’s official extended warranty plans come from parts supplier Mopar and are called Mopar Vehicle Protection plans.
    • While there are a variety of plan options, most consumers end up choosing bumper-to-bumper Maximum Care.
    • Prices for Maximum Care coverage on Dodges start at around $2,500 for a seven-year/100,000-mile warranty and go up from there, depending on the age of your vehicle.
    • Considering that recent Dodge vehicles have above-average reliability and below-average expected repair costs, an extended warranty likely isn’t necessary, though.

    Dodge extended warranty coverage

    Dodge technically doesn’t have its own brand-specific extended warranty program. Instead, all Dodge, Chrysler, Jeep, Ram, FIAT, Alfa Romeo and Wagoneer vehicles are eligible for a special, factory-backed extended warranty program called Mopar Vehicle Protection.

    Mopar is the official parts supplier for all of the brands listed above, which were formerly part of Fiat Chrysler Automotive (FCA). FCA has since merged with several European brands to become Stellantis, which is why you’ll often see Dodge, FCA and Stellantis mentioned together.

    All you really need to know is that Mopar Vehicle Protection serves as the de facto Dodge extended warranty program.

    It’s worth a brief reminder that practically no warranty covers repairs needed due to negligence, collision damage or missed maintenance. Warranties only cover repairs needed due to factory defects, i.e., parts that fail entirely on their own for no discernable reason other than poor build quality or design.

    Mopar has a variety of Vehicle Protection plans available, but its traditional extended warranty options are divided into two categories:

    • Mopar Vehicle Protection plans for “new vehicles” are available for Dodge vehicles that are still within their Basic factory warranty period (three years/36,000 miles) and don’t require an inspection. Terms last anywhere from five to eight years and 60,000 to unlimited miles.
    • Mopar Vehicle Protection plans for “pre-owned vehicles” are available for any Dodge under 10 years old that passes a dealer inspection (usually about $150 and not included in the cost of the warranty). Terms can last anywhere from one to five years and from 12,000 miles and up with no limit.

    These warranties are designed to build off of your existing Dodge factory warranty, which offers three years or 36,000 miles of Basic (aka bumper-to-bumper) coverage and five years or 60,000 miles of powertrain coverage.

    Given that your Dodge has a free bumper-to-bumper warranty for the first three years of its life, most drivers won’t need a Mopar Vehicle Protection plan right away. In fact, it may be better to wait before you buy.

    A five-year/60,000-mile Mopar Vehicle Protection plan for a new Dodge may only add two years or 24,000 miles of coverage past your factory bumper-to-bumper warranty.

    Mopar extended warranties for new vehicles have terms that are measured from your Dodge’s in-service date (when it was sold to its first owner with zero miles on the odometer). However, terms for pre-owned vehicle plans are measured from the day you buy your warranty. That means a Mopar Vehicle Protection plan for your Dodge may not actually add warranty coverage for as long as the advertised term would have you believe.

    » LEARN: What does a car warranty cover?

    Dodge extended warranty plans

    New and pre-owned vehicle plans share three coverage options: Powertrain Care Plus, Added Care Plus and Maximum Care. Pre-owned plans also have a fourth option, called Added Care, which splits the difference between Powertrain Care Plus and Added Care Plus. However, according to multiple dealer reps we spoke with, a significant majority of customers end up choosing Maximum Care regardless.

    You can see what component groups each of these plans covers and how thoroughly they cover the parts in each component group below.

    Component groupPowertrain Care PlusAdded Care (pre-owned only)Added Care PlusMaximum Care
    Engine Some Some Some Most
    Transmission Some Some Some Most
    Rear-wheel drive Some Some Some Most
    Front-wheel drive Some Some Some Most
    All-wheel drive Some Some Some Most
    Four-wheel drive Some Some Some Most
    Steering Some Some Some Most
    Air conditioning Some Some Some Most
    Engine cooling and fuel Some Some Most
    Brakes Some Some Most
    Front suspension Some Some Most
    Electrical Some Some Most
    Mopar accessories Some Some Most
    Power group* Some Some Most
    Anti-lock brakes Some Most
    Rear suspension Some Most
    Expanded electrical Some Most
    Instrumentation Some Most
    Luxury group** Some Most
    *Includes power window motors and similar parts, **Includes parts for features like sunroofs, heated seats and keyless entry

    There isn’t a massive price difference between Maximum Care and the other three options, but it does cover substantially more components. That’s why, according to the Zeigler Auto Group, a wholesale retailer of Mopar Vehicle Protection plans, the vast majority of customers choose Maximum Care.

    According to two reps we spoke with, Maximum Care covers 80% more components for 10% to 50% more cost. The only reason they reported seeing anyone choose lesser coverage is because they’re on a tight budget or only want to protect a certain component (like the Hellcat V-8).

    Dodge extended warranty benefits

    Besides paying for repairs to covered components, Mopar Vehicle Protection plans also provide the following benefits:

    • Car rental allowances of up to $45 a day (up to a maximum of $225 or five days) to help with the cost of a rental car (or Lyft rides, etc.) while your Dodge is in the shop for a covered repair
    • 24/7 roadside assistance of up to $100 per occurrence, which includes towing, flat-tire changes (assuming you have a spare tire), jump-starts, fuel deliveries (up to two gallons) and locksmithing
    • Trip interruption protection of up to $1,000 to help with the cost of meals and a hotel room if your Dodge needs covered repairs over 100 miles from home

    Overall, these are above-average benefits for a factory-backed extended warranty. Some automakers cap trip interruption at $500 — and roadside assistance at $50 total — so it’s nice to see Mopar step up to cover more of the costs you might incur while your Dodge is in the shop.

    Dodge extended warranty cost

    Something handy about Mopar extended warranties is that — unlike most other factory extended warranties — you can buy one online. That’s a bigger deal than it sounds because most manufacturers require you to purchase factory-backed extended warranties through their dealerships. (Our experience suggests that dealers often tack on $500-plus in fees to these products.)

    While you can’t technically purchase Mopar Vehicle Protection plans directly from Mopar, retailers, like Zeigler Auto Group, sometimes sell them for wholesale prices from their websites. (When we compared Zeigler’s quotes for Mopar extended warranties to dealership quotes, we saw that Zeigler offered the same plans for around 40% less.)

    Mopar Vehicle Protection plan costs for Dodge vehicles

    Here are some of the quotes we collected from Zeigler for various Dodge vehicles. Note that all plans were quoted using a $100 deductible and do not include tax or the cost of the required dealership inspection (roughly $150) for pre-owned plans.

    VehicleCoverageTermAdded coverage*Cost
    2023 Charger SXT (V-6) Added Care Plus 7 years/100,000 miles 4 years/64,000 miles $1,595
    2023 Charger SXT (V-6) Maximum Care 7 years/100,000 miles 4 years/64,000 miles $2,420
    2021 Caravan Added Care Plus 7 years/100,000 miles 4 years/64,000 miles $2,305
    2021 Caravan Maximum Care 7 years/100,000 miles 4 years/64,000 miles $3,640
    2019 Challenger R/T (V-8) Added Care Plus 4 years/48,000 miles 4 years/48,000 miles** $1,970
    2019 Challenger R/T (V-8) Maximum Care 4 years/48,000 miles 4 years/48,000 miles** $2,650
    *Beyond Dodge’s three-year/36,000-mile Basic factory warranty period, **Assuming you buy once your factory warranty expires

    Overall, prices for Maximum Care plans on Dodge vehicles tend to be around the industry average for an extended auto warranty. But is “average” actually a good deal for a Dodge warranty? More on that in a bit.

    First, let’s dive into the nitty-gritty terms of the contract itself.

    Dodge extended warranty terms and conditions

    While you should always read every line of an extended warranty contract extremely carefully, here is a general summary of the key points in Mopar’s warranty agreements.

    As part of your warranty agreement, Mopar requires you to complete — and keep the receipts for — the recommended maintenance services listed in your Dodge owners manual. That means getting oil changes and regular checkups. Mopar can also ask for proof of maintenance before approving any claims — that’s why it’s important to keep your receipts.
    The exclusions listed in Mopar’s warranty contracts are fairly standard for the industry. That means your Mopar Vehicle Protection plan won’t cover repairs needed as a result of negligence, misuse, racetrack/competitive use, off-road use or missed maintenance intervals.

    Cosmetics, wear-and-tear items (like brake pads or clutches), and any exclusions listed in the Maximum Care contract also won’t be covered.

    Finally, one of the most common reasons for denied claims is the unauthorized installation of aftermarket parts. Basically, if a Mopar-certified tech determines that your aftermarket lift kit caused your suspension failure, the latter won’t be covered. However, all dealer-installed Mopar accessories are covered.

    Preexisting conditions aren’t covered by Mopar Vehicle Protection plans, which is why Mopar requires you to get your vehicle inspected when you buy a pre-owned vehicle warranty. That’s arguably an additional hassle, but getting an inspection before your warranty coverage starts is a good idea in most cases anyway because, later on, it lets you prove that whatever issue you’re looking to get fixed isn’t a preexisting condition (and, therefore, not covered).

    Most extended auto warranty companies don’t require an inspection, but many of those same companies will later deny claims because warranty holders can’t prove their issues aren’t preexisting conditions.

    If you sell your Dodge, you can transfer your remaining warranty to the new owner by filing some paperwork and paying a $75 fee.
    Warranty holders can cancel their Mopar Vehicle Protection plans within 60 days of purchase for a full refund if they haven’t yet submitted a claim. After 60 days — or a claim has been paid — you can still cancel for a prorated refund, however.

    All things considered, these are pretty standard warranty terms, but there is one more thing we should point out.

    If you drive a Hellcat- or Demon-branded Dodge, you may want to confirm with Mopar what sort of driving behavior may void your warranty. Even if you never take your performance vehicle to the track, some extended warranty providers will deny claims on the basis that the vehicle simply appears to have been used for competitive events based on signs like bald tires or visible stress on the engine mounts. We’d recommend asking about this before you buy and getting all responses in writing.

    Is a Dodge extended warranty worth it?

    Based on everything we’ve covered, is a Dodge extended warranty worth it? The odds aren’t good, and here’s why.

    Broadly speaking, an extended auto warranty is more likely to be worth what you pay for it if:

    1. Your vehicle isn’t very reliable.
    2. You think you’ll spend less on your extended warranty than you would on the repairs it would likely cover.
    3. Getting a surprise repair bill would trigger a chain of events that severely impacts other parts of your life.
    4. You’re okay with paying a few thousand dollars for extra peace of mind.

    Since points three and four above are personal, we’ll leave those for you to consider and focus on the first two.

    Historically speaking, Dodge has had a mixed record of reliability, but things have been looking up in recent years. J.D. Power ranked the brand 11th out of 32 carmakers in 2023, and although Consumer Reports didn’t rank Dodge in 2022 because of a lack of data, the brand previously ranked eighth out of 26 automakers in 2020.

    RepairPal data suggests that Dodge vehicles only make unplanned trips to the mechanic 0.2 times per year, compared to an average of 0.4 times per year for the industry overall. It also estimates that Dodges cost their owners $634 per year in maintenance and repairs — a pinch below the industry average of $652 per year.

    It’s worth noting, however, that Dodge owners are given eye-popping quotes more often than the average driver. According to RepairPal, 15% of Dodge repairs are “severe” — costing about $2,000 or more. Compare that to the 12% average across all brands.

    All things considered, though, these vehicles have slightly above-average reliability and slightly below-average repair costs. This diminishes the value of an extended warranty since paying out-of-pocket would likely end up cheaper than investing $2,500 or more in a Mopar Vehicle Protection plan.

    But before we wrap up, let’s see if a third-party warranty company can do any better.

    » MORE: Pros and cons of extended auto warranties

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      Dodge extended warranty alternatives

      We got quotes from olive and Endurance, two other extended car warranty companies, to see how their rates compared with what Mopar offered us. (The quotes below are for a Maximum Care-equivalent warranty with a $100 deductible and don’t include tax or the cost of a dealer inspection report).

      2023 Charger SXT (V-6) $2,420 $1,846 $2,306
      2021 Caravan $3,640 $4,543 $4,612
      2019 Challenger (V-6) $2,650 $3,962 $5,637

      Overall, the results were a mixed bag. Zeigler offered better rates for our example Caravan and Challenger but higher rates for the brand new V-6 Charger. So, you might be able to save money and tilt the scales in favor of an extended warranty being worth it if you shop around for coverage.

      In our experience, extended warranty quotes can vary significantly based on a variety of factors, so it often pays to get quotes from different warranty companies before you decide whether warranty protection is right for you.

      » MORE: How to choose an extended car warranty

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      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this article include:
      1. RepairPal, “Dodge Reliability Rating.” Accessed April 5, 2023.
      2. J.D. Power, “Vehicle Dependability Improves Despite Continued Problems with Technology, J.D. Power Finds.” Accessed April 5, 2023.
      3. Consumer Reports, “Consumer Reports Identifies Mix of New SUVs, Cars & Trucks That Are Dependable.” Accessed April 5, 2023.
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