Follow Us

Call Now Toll Free
(888) 699-3692

About offers vehicle service contracts to customers who want coverage after their factory auto warranty expires. The company’s plans are month-to-month, and you can cancel at any time. Coverage is limited to cars with a model year of at least 2000 and mileage up to 200,000, and it includes emergency roadside assistance, rental car reimbursement, ID theft protection and more.


  • Month-to-month subscription
  • $0 deductible available
  • 24/7 customer service
  • Stacks Reward Plan


  • Personal info required for quote
  • No sample contract online

Bottom Line offers four levels of vehicle coverage, with optional tire and wheel protection. Coverage is month-to-month, so there’s no long-term commitment. You can get coverage immediately with a vehicle inspection.

What is is a provider of vehicle service contracts. The company offers customers month-to-month, no-commitment options for vehicle protection. It has four plans that can be “easily modified,” according to the company. There is also optional tire and wheel coverage. offers several benefits with its plans, including the Stacks Reward Plan. This reward plan reimburses your monthly premiums — minus some fees — if you don’t make any claims. also includes roadside assistance, rental car reimbursement and complimentary ID theft protection for you and your family.

How does work?’s process starts with customers getting a free, no-obligation quote. You provide your vehicle’s make, model, year and mileage and the state where you live. You eventually will need the vehicle identification number, information about your car’s features and a photo of the odometer.

You then choose your coverage level and deductible amount. Coverage is based on a monthly subscription, with no long-term contract or other commitments. When you’re ready to buy coverage, you pay for the first month. You're then billed monthly and can cancel whenever.

Coverage starts after a 30-day waiting period; however, you can get coverage right away if you agree to a vehicle inspection.

If your vehicle breaks down and you need to make a claim with, you can take your car to any licensed repair facility and have the mechanic call the number on the contract. You pay the deductible, and pays the rest directly to the repair shop. plans has four levels of coverage: Level 1, Level 2, Level 3 and Level 4:

  • Engine
  • Transmission
  • Drivetrain (except mounts)
  • Hybrid/electric vehicle components
  • Seals and gaskets
  • Suspension (only wheel bearings and seals)
  • “Hybrid/Electric Vehicle Plus” (certain components)
Everything in Level 1, plus:
  • Steering
  • Suspension (certain components)
  • Brakes (except anti-lock brake system)
  • Electrical
  • Air conditioning
Everything in Level 2, plus:
  • Brakes (including anti-lock brake system)
  • Enhanced electrical
  • Miscellaneous components
  • “Hybrid/Electric Vehicle Plus”
Everything in Level 3, plus:
  • Drivetrain (including mounts)
  • Suspension (all components except air suspension springs)

Tire and wheel protection can be added to any level of coverage. There are three options for this coverage:

  • Tire repair and replacement
  • Tire and wheel repair and replacement
  • Tire and wheel repair and replacement with extended protection to outside face of the wheel costs

The cost of a vehicle service contract from depends on factors such as your car’s make, model and year; the mileage; the level of coverage you choose; and the deductible you select. Starting costs for each plan are:

  • Level 1: $39 per month
  • Level 2: $44 per month
  • Level 3: $48 per month
  • Level 4: $55 per month

Deductible options are $0, $100 and $250. Not all deductible options are available for all plans. For exact pricing, including for the tire and wheel option, request a quote online or call FAQ only covers vehicles of model year 2000 or newer, with mileage up to 200,000.
If you have your vehicle inspected, your coverage with starts immediately. Without an inspection, you have to wait 30 days for coverage to start. has different deductible options, depending on the coverage you choose. Your deductible could be $0, $100 or $250.
You can cancel your service contract at any time since it’s a monthly subscription. You may be entitled to a refund of the unused premium based on the length of time you’ve had the contract or the mileage you’ve driven.

Is legit? is a legitimate option for anyone who wants vehicle coverage after the manufacturer warranty expires. It offers drivers some advantages over other companies, like its month-to-month subscription, immediate coverage if you get an inspection and the Stacks Reward Plan. To get a quote, call or request more information online.

Sort: Recent
Filter by: Any

Currently there are no customer reviews.

Select stars to rate your experience
Very dissatisfied with the experienceDissatisfied with the experienceSatisfied with the experienceHappy with the experienceWould recommend to a friend

A link has directed you to this review. Its location on this page may change next time you visit.

Loading more reviews... Company Information

Company Name: