American Auto Shield Reviews

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About American Auto Shield

Since 2002, American Auto Shield (AAS) has provided vehicle service contracts with a simplified claims process. AAS offers auto, ATV, motorcycle and off-road motorcycle coverage for dealers, agents, direct marketers, membership organizations and lenders. It also provides access to 24/7 online support and claims filing.

Pros
  • Monthly plans available
  • Motorcycle/ATV coverage
  • Lenient age/mileage requirements
  • Large number of plans available
Cons
  • Only sold through dealerships
  • Expensive towing fee

Helpful Reviews

Saint Peters, MO
Verified purchase
... A bad ignition coil was the issue. I let the service manager know I have a contract with American Auto Shield. They called me back 15 mins later saying it’s covered and its pa...

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Colorado Springs, CO
Verified purchase
After looking around for a while this was the best deal. The personnel was very helpful and courteous. I would recommend this company to all my friends. They were spot on as to wh...

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American Auto Shield plans

American Auto Shield offers eight plans. The Diamond plan is the most comprehensive plan. The Platinum and Deluxe plans both cover named components, but the Platinum plan has slightly more coverage. There are also optional, customizable coverage packages available.

American Auto Shield also has three options for more moderate coverage. The Aluminum plan offers a mid-level named component coverage, but the Bronze and Tech Plus plans are designed for specialty needs. The Bronze plan offers wrap coverage to complement an existing auto warranty. The Tech Plus plan exclusively covers electronics.

American Auto Shield then has two more basic plans: Powertrain and PT Gold. Powertrain is more affordable, but PT Gold offers more coverage.

PlanType of coverage
DiamondExclusionary
PlatinumNamed component
DeluxeNamed component
AluminumNamed component
BronzeWrap
Tech PlusElectronics only
PT GoldExpanded powertrain
PowertrainPowertrain

American Auto Shield also offers several levels of mechanical breakdown insurance, which is an insurance product that mimics the function of an extended auto warranty.

American Auto Shield coverage

American Auto Shield service contracts are available for cars up to 25 years old, which is much older than many companies are willing to cover. The company’s mileage limit is 250,000 miles, which is also comparatively high.

Customers can submit American Auto Shield claims online when their vehicles need repairs. American Auto Shield also offers 24/7 customer service by phone and online chat.

American Auto Shield offers towing coverage of up to $75 per occurrence. Many extended warranty companies offer complimentary towing, though. American Auto Shield’s rental reimbursements are about average at $40 a day for up to four days.

American Auto Shield FAQ

Can you get an American Auto Shield quote online?

American Auto Shield does not offer the option to get a quote online. However, calling directs you to customer service representatives who can help you get the right warranty plan.

How do you file claims with American Auto Shield warranty?

Customers or repair companies can call American Auto Shield to work on a claim. On the company’s website, there is a link to report a claim and upload supporting documents. Users can view claim history, status, milestones and payments when logged into their accounts online.

Are American Auto Shield warranties transferable?

Yes, you can transfer American Auto Shield warranties to a private party if you are trading in or selling your vehicle. Warranties can only be transferred from person to person and not to an auctioneer or dealership. This means you won’t necessarily waste money if you decide to sell before the end of your warranty. Also, transferring an extended warranty can increase the resale value of your vehicle.

Still have questions?

Is American Auto Shield legit?

American Auto Shield might be a good extended auto warranty provider for you if you have an older car with higher mileage. Its additional benefits leave something to be desired, but the company’s wide array of coverage options means many customers are able to find an extended warranty that works for them. Plus, American Auto Shield can cover motorcycles and ATVs.

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American Auto Shield Reviews

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    Page 1 Reviews 0 - 10
    Claims HandlingCoverageTechPunctuality & Speed

    Reviewed Feb. 18, 2026

    Purchased a Titanium Plus full coverage extended warranty on 2018 Jeep Grand Cherokee. Have had difficulty and extensive delays in getting claims covered. Their claims process is slow and evasive. Every effort is made to deny claims. Today after three weeks with the vehicle at the dealer service department, American Auto Shield denied the claim for a covered repair. Stay away from American Auto Shield. Service after the purchase is poor at best.

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    Customer ServiceClaims HandlingPrice

    Reviewed Jan. 16, 2026

    Writing this review from a repair facility. American Auto Shield is easily one of the most anti-consumer warranty companies I've ever had the displeasure of working with. There is no sense of urgency when it comes to facilitating repairs or communicating the status of ongoing claims. They have left customers without vehicles pending approval of claims for 60+ days. They promise to call back, they don't. They promise to resolve issues, they dont. I've been on hold over 40 minutes. There is no supervisor available. There is no flexibility in their ability to resolve a claim. This company is a scheme to siphon money from good paying customers. Avoid at all costs.

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      Customer ServiceStaff

      Reviewed Dec. 4, 2025

      Good response time and customer service. They were responsive and honored the claim for a new transmission. They communicated well throughout the process and were relatively hustle-free. Would recommend to others.

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      CoverageTech

      Reviewed Aug. 29, 2025

      This company will gladly accept their monthly premiums from you. When you have a major claim that finally makes you glad you decided to get coverage, they look for a technicality to deny it. I have a Jeep Wrangler that I purchased as is. It had wider tires than stock, but that seemed to be it. They claim it is lifted and therefore an issue in the engine wasn't covered. I think the wheels make it slightly taller than stock. My mechanic informed me that even if it was lifted, it would have had no effect on problem with the motor. Big companies ripping off consumers that rely on them is unacceptable. I will not go quietly with their refusal to honor this claim.

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      Verified purchase
      CoverageTechPriceRefunds & PayoutsStaff

      Reviewed Aug. 12, 2025

      BUYER BEWARE....Took car to the dealership to get diagnosed and to have service invoice wrote up and submitted. It was valve body sensor in transmission which is covered. So I told Subaru to do the work as it is my daily driver, only to find that this warranty uses this to their advantage as loop to get out of paying for the legitimate services that have been paid for up front in full. The car is a daily driver for work and I'm aware the factory dealership/service department is not a storage facility. It's been 8 days now and have been denied the claim because who has that kind time to lose without car.

      If I knew this is how a local company looks out for the community around I would have never purchased this warranty... for the cost of warranty was same as repairs needed. Plus, had I known I was going to be the one paying out of pocket I could have had my car back 8 days ago. I will be going to dealership that sold this warranty as well as Better Business Bureau to raise awareness regarding this company's business tactics.

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      Contract & TermsClaims HandlingTechRefunds & PayoutsMaintenanceStaff

      Reviewed March 21, 2025

      Motor vehicles have two horns so when you honk, there is a high and low sound emitted, One of mine stopped working so when I honk, it is high pitched and not a loud sound. The claim was denied because the horn "worked." Transmission began having difficulty shifting. Took it to dealership who determined it was failing. Adjustor denied claim because Ford had a "technical service bulletin" on the problem so that mechanics knew how to fix. There is a sneaky clause in my contract that American Auto Shield will NOT repair failures if there is a Technical Service Bulletin on the item. It is NOT a recall, just information to the repair shop how to fix. I regret not seeing that clause and, at the time I purchased the agreement, understanding the impact of a simple Technical Service Bulletin.

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      Customer ServiceContract & TermsCoverageTechPriceRefunds & PayoutsMaintenance

      Reviewed Nov. 5, 2024

      My truck is sitting at Commonwealth Volkswagen. I took my car there two weeks prior and was sent home because they had to get clearance from CarShield. I was told to take my car to VW on Saturday for an inspection which I did. Got a rental that was approved only to be called today 11/4/24 and told that I had to return the rental because the oil leak was a “preexisting condition” because of grime build up under the vehicle. Learning this after my car is in the shop, car isn’t fixed, and only to find out it’s gonna cost me $2200 to fix out of pocket. This is the most atrocious thing I’ve ever gone through. I will NEVER and I mean NEVER refer anybody to this company. Absolutely ridiculous and a complete ripoff.

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      Customer ServiceSales & MarketingPunctuality & SpeedOnline & AppMaintenanceStaffTransparency

      Reviewed Sept. 14, 2024

      Carshield has consistently missed deadlines. Caused repair delays, missed scheduled update calls. Reps are unable to provide updates or make decisions or transfer customers to supervisors. Supervisors do not follow up with customers, some reps even say that they are the president of the company. Carshield advertises "stress free repairs". At this point I just want the repair to be done. Also when attempting to submit a complaint on their website, when you click "submit" the link leads to a dead page.

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      Customer ServiceTechPricePunctuality & SpeedStaff

      Reviewed Aug. 23, 2024

      I am a service advisor for a large GMC dealership. Every time I get one of these contracts I have to explain to the customer that I have to charge an additional $150 to process their American Auto Shield claim, because they are next to impossible to get a hold of. Every time I call in a claim to them I am put on hold for hours. If you don't believe me, CALL THEM AND SEE FOR YOURSELF!!! 1 800 five 31 1925. If you buy one of these contracts after reading this you deserve what you get. The pic at the bottom is the time I have waited today to get a hold of someone.. AND I STILL HAVE 4 CALLS AHEAD OF ME!!! TOTAL JOKE

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      Customer ServiceTechPriceMaintenanceStaff

      Reviewed Aug. 12, 2024

      They suck. My car has been in the shop three times for the same issue and they keep requiring the same horrible after market part that keeps breaking. It has been 5 days and they still haven’t approved the claim because it is in review. They quoted me 14 days for my rental and today I was told it would only be 7 days. I called them direct and questioned them on the rental timeframe and they told me there is nothing they can do to honor the 14 days that they told me I would get. No honor, no help, just excuses. NEVER USE THEM.

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        American Auto Shield Company Information

        Company Name:
        American Auto Shield
        Year Founded:
        2002
        Formerly Named:
        American Auto Shield
        Address:
        1597 Cole Boulevard, Suite 200
        City:
        Lakewood
        State/Province:
        CO
        Postal Code:
        80401
        Country:
        United States
        Fax:
        303.420.4722
        Website:
        americanautoshield.com