
Empire Auto Protect Reviews
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About Empire Auto Protect
Empire Auto Protect offers vehicle service plans that cover auto breakdowns or repairs. This includes coverage on components, parts and labor. All of Empire Auto Protect’s plans include emergency roadside assistance. Customers can choose from deductible-based and deductible-free plans. All makes and models are eligible for coverage, regardless of vehicle age and odometer reading. Empire Auto Protect is accepted at repair shops and dealerships nationwide.
- Three plan options
- Available nationwide
- Transferable
- Any vehicle age is eligible for coverage
- 30-day waiting period
- No online pricing
Helpful Reviews
What is Empire Auto Protect?
Empire Auto Protect provides vehicle service plans (VSPs), often called extended auto warranties, that help cover the cost of unexpected auto repairs after your factory warranty expires. These plans are contracts between you and Empire Auto Protect that outline which vehicle components and systems are covered. Vehicle service plans are not insurance and typically exclude routine maintenance and normal wear and tear.
Empire Auto Protect accepts vehicles of any age as long as they are in good working condition at the time of enrollment. Coverage options can be customized based on your budget and protection needs, with flexible payment options available. Plans are offered nationwide, making it easy to use coverage whether you visit a local repair shop or a dealership.
» READ MORE: How to choose an extended car warranty
How does Empire Auto Protect work?
Empire Auto Protect quotes are available online or by phone with a representative. To receive a quote, you need to provide the year, make and model of your vehicle as well as its mileage and your contact information.
After requesting a quote, you see pricing based on your vehicle's information. Three plans are available: Silver, Supreme and Titanium. Add-on coverage is offered for rim and tire protection at an additional cost.
Once you’ve selected your vehicle service plan, there is a 30-day waiting period for coverage to take effect. During this time, you can receive your money back if you cancel. After the plan takes effect, you're covered for components, roadside assistance, parts and labor under the chosen contract.
According to Empire Auto Protect, its plans are accepted at all dealerships and repair shops nationwide. You may be responsible for a deductible based on your protection plan. Claims are made after a dealership or repair shop runs diagnostics and contacts Empire Auto Protect.
Empire Auto Protect plans
Empire Auto Protect offers three vehicle service plan tiers, Silver, Supreme and Platinum. Empire also offers an EV Platinum coverage plan for Teslas and all EV vehicles.
| Silver | Supreme | Platinum | |
|---|---|---|---|
| Engine | |||
| Transmission | |||
| Cooling system | |||
| Brake system | |||
| Electrical system | |||
| Drive axle | |||
| Trip interruption | |||
| Gas refill | |||
| Roadside assistance | |||
| Rental car coverage | |||
| Towing | |||
| Lock out | |||
| Steering system | |||
| ABS brakes | |||
| AC system | |||
| Heating system | |||
| Fuel system | |||
| Turno/supercharge | |||
| Hi-tech | |||
| Front suspension | |||
| Back suspension | |||
| AWS 4x4 |
Rim and tire protection is offered at an additional $49 a month. This includes coverage for damage from nails, potholes and other specified hazards.
Coverage exclusions
The most common coverage exclusions are:
- Pre-existing problems or issues that started before your coverage began
- Wear-and-tear items like brake pads, tires, and wiper blades
- Routine maintenance like oil changes and fluid checks
- Damage from neglect, poor maintenance, or aftermarket parts
- Non-mechanical or cosmetic items like upholstery, paint, and glass
Knowing what is excluded before you sign up can help you avoid surprises.
Empire Auto Protect cost
Empire Auto Protect plan prices start at $89.99 per month, with flexible payment terms and a price-match guarantee. Pricing varies based on your vehicle's age, mileage and coverage chosen; you can get a free, instant online quote.
Additionally, you may be responsible for a deductible. However, deductible-free plans are available. In addition to the VSP price, add-on coverage for tires and rims is available for $49 a month. All contracts include 24/7 roadside assistance, parts, components and labor costs.
Empire Auto Protect FAQ
Does Empire Auto Protect require a vehicle inspection?
No, Empire Auto Protect does not require a vehicle inspection. If your car is in working order, you can purchase a plan.
Are Empire Auto Protect plans transferable?
Yes, Empire Auto Protect plans are transferable. If you sell your car, you can transfer the plan to the new owner or to your new car.
Does Empire Auto Protect have a waiting period?
Yes, Empire Auto Protect does have a waiting period. A 30-day waiting period is required before a VSP takes effect.
How do I file a claim with Empire Auto Protect?
If you need repairs, you take your vehicle to a dealership or repair shop. The shop diagnoses the problem and then contacts Empire Auto Protect to file and handle the claim. You can also file a claim online with its in-house claims team.
» LEARN MORE: How do you get your car warranty claim approved?
Is there a deductible with Empire Auto Protect warranty plans?
It will depend on the warranty plan you choose. Empire Auto Protect offers deductible-based and deductible-free plans.
Still have questions?
Is Empire Auto Protect legit?
Yes, Empire Auto Protect is a legitimate vehicle service plan company. It works with dealerships and repair shops nationwide, which offers availability virtually anywhere. Plans also include roadside assistance. With multiple service plans to choose from, coverage varies but it can be tailored to your needs. As long as your vehicle is in good working order when you sign a contract, it’s eligible for coverage, regardless of age or mileage. This is particularly beneficial for those seeking coverage on older or high-mileage vehicles.
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Empire Auto Protect Company Information
- Company Name:
- Empire Auto Protect
- Website:
- empireautoprotect.com








