Best Extended Car Warranties in Ohio

We compared 79 companies and chose the top extended auto warranty providers

    • Best overall
      Endurance Warranty
      4.5(16,946)
    • Focused coverage
      Assurant Vehicle Service Contracts
      3.5(818)
    • Value
      American Dream Auto Protect
      4.2(1,498)
    +1 more

    Best Extended Car Warranties in Ohio

    Ohio’s extreme seasonal shifts, from freezing winters to hot, humid summers, can take a toll on vehicle components like batteries, cooling systems and suspensions. Combined with long commutes in metro areas, these conditions increase the risk of breakdowns. For many Ohioans, where car ownership is essential, an extended warranty offers financial protection against climate-driven wear and unexpected repairs.

    Based on recent reviews from Ohio drivers, available coverage levels and the overall value, Endurance Auto Warranty stands out as the best extended car warranty provider in the state. If you want more flexibility and tailored protection, Assurant Extended Warranty is a solid choice for focused coverage. For those who prioritize value, American Dream Auto Protect is a strong option.

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    Our top picks for extended car warranties in Ohio

    1. Best overall: Endurance Auto Warranty
    2. Best for focused coverage: Assurant Extended Warranty
    3. Best value: American Dream Auto Protect

    Our research team reviewed dozens of extended car warranty companies in Ohio. We compared coverage options, vehicle eligibility, extra benefits, costs and real customer feedback on claims handling. See our full methodology for details on how we picked the best companies. Our picks may be Authorized Partners that compensate us, but this does not affect our recommendations or evaluations.

    Learn more about extended car warranties
    Best overall

    Endurance Warranty

    Endurance Warranty
    Levels of coverage
    12
    Maximum mileage
    Unlimited miles
    Waiting period
    30 to 60 days and 1,000 miles
    Availability
    Nationwide (not MA)

    Endurance Auto Warranty earned our top spot because it is open to older, high-mileage vehicles with no mileage cap. The company offers a strong suite of perks like 24/7 roadside assistance, rental car coverage and trip interruption benefits. Feedback from local customers points to a clear sign-up process and helpful staff, which can make a real difference when making decisions about vehicle protection.

    When selecting our best overall provider, we weighed eligibility requirements, extra protection options and the experiences of Ohio customers, especially how they rated coverage, pricing and support.
    Pros
    • Easy to sign up
    • No mileage limits
    • 24/7 roadside assistance
    • Online quotes
    • Older vehicles are eligible
    Cons
    • Cancellation can be tricky
    • No corrosion coverage

    Endurance lists three plans on its website:

    • Secure Plus: Basic powertrain, brakes, steering and electrical
    • Superior: Adds fuel and cooling systems
    • Supreme: Exclusionary bumper-to-bumper coverage

    Endurance offers nine more options, but you’ll have to contact the company to learn more about these coverage plans.

    We were quoted the following annual costs from Endurance’s website:

    VehiclePlanAnnual cost
    2016 Toyota Camry (110,000 miles)Secure Plus$1,235
    2015 BMW 3 Series (125,000 miles)Premier Plus$2,573
    2014 Honda CR-V (135,000 miles)Secure Plus$1,834
    2013 Ford F-150 (150,000 miles)Premier$2,014
    3x Award Winner
    Selected for having one of the highest satisfaction rates for Best Customer Service, Best Coverage and Best Value
    Best for focused coverage

    Assurant Vehicle Service Contracts

    Assurant Vehicle Service Contracts
    Levels of coverage
    4
    Maximum mileage
    200,000 miles
    Waiting period
    30 days
    Availability
    -

    Assurant Extended Warranty is our recommendation for those who want coverage tailored to their needs. With multiple plans that let you select only the systems you want protected, it gives Ohio drivers flexibility to avoid paying for unnecessary extras. The Vehicle Care app streamlines both policy management and claims.

    Pros
    • Easy-to-use app
    • TAll plans are fully transferable
    Cons
    • No online quotes
    • Plans only offered by dealerships

    Assurant offers four plans:

    • Powertrain covers the basics, including the engine, transmission, all-wheel/four-wheel drive, forced induction, gaskets, seals and hybrid components
    • Base adds coverage for electrical systems, steering, brakes and suspension to the Powertrain plan
    • High-Tech matches the Base plan's coverage with a focus on additional systems like electrical systems, steering, brakes and suspension
    • Comprehensive provides the most coverage, including all components in the three other plans plus safety systems and electronics/technology
    American Dream Auto Protect
    Levels of coverage
    3
    Maximum mileage
    130,000 miles
    Waiting period
    30 days
    Availability
    Nationwide (not CA)

    American Dream Auto Protect is ideal for drivers who want to pick and choose which vehicle systems to cover. The company allows customers to tailor plans, so you’re only paying for what you need. This flexibility and broad repair network can be especially helpful if you have unique concerns about your car. American Dream also offers generous promotional discounts and better deals for covering multiple vehicles.

    Pros
    • Simple sign-up process
    • Multiple coverage options
    • Transferable contracts
    • Wide repair network
    Cons
    • No online quotes
    • Some complaints about exclusions

    American Dream Auto Protect offers three standard plans:

    • Silver: Basic coverage (engine, transmission, brakes)
    • Gold: Adds steering system
    • Platinum: Adds GPS, suspension, A/C, seals and gaskets

    We were quoted the following annual costs from a secret shopper phone call to American Dream:

    VehiclePlanAnnual cost
    2016 Toyota Camry (110,000 miles)Silver$933
    2015 BMW 3 Series (125,000 miles)Silver$1,069
    2014 Honda CR-V (135,000 miles)Silver$1,167
    2013 Ford F-150 (150,000 miles)Silver$1,428
    3x Award Winner
    Selected for having one of the highest satisfaction rates for Best Customer Service, Best Coverage and Best Value

    Extended Car Warranties in Ohio Buyers Guide

    Jump into our guides and start learning

    Top Picks

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    Endurance Warranty logo
    Assurant Vehicle Service Contracts logo
    American Dream Auto Protect logo
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    Compare plans tailored to your car & budget.

      A reliable extended car warranty can protect you from sudden repair bills, but a bad policy may cause more stress than it's worth. If you’re weighing your options, consider the costs, potential for scams and whether coverage is necessary for your car’s age and reliability.

      Key insights

      On average, extended car warranty coverage costs about $1,000 per year but this varies depending on the age and type of your car, the plan you pick and which company you choose

      Jump to insight

      The market is full of confusing contracts and misleading sales pitches, so it pays to read company reviews and compare what each plan actually covers before you sign up.

      Jump to insight

      Extended warranties are often worth it if you plan to keep your older vehicle for a few years and if the coverage includes the repairs you’re most likely to need.

      Jump to insight

      How do extended car warranties work?

      An extended car warranty (sometimes called a vehicle service contract) helps cover repair costs for certain vehicle components after your manufacturer’s warranty expires. It’s essentially a contract where the provider agrees to pay for specific types of mechanical breakdowns or failures that would otherwise come out of pocket.

      Types of car warranties

      Car warranties generally fall into two categories: stated-component and exclusionary. Both options are designed to help with repair costs, but their coverage specifics differ:

      • Stated-component warranties list every part that’s covered in your contract. For example, a drivetrain warranty will only cover certain major components like the transmission and drive axles. A powertrain warranty usually adds the engine into that mix.
      • Exclusionary warranties work in the opposite way by covering nearly everything except a short list of excluded items. Bumper-to-bumper plans are a common example, covering most mechanical and electrical parts not specifically excluded.

      Car warranty vs. car insurance

      An extended car warranty is designed for breakdowns and failures due to normal use. It is not a replacement for car insurance, which is required for accidents or damage from outside causes.

      » GUIDE: Everything to know about car warranties

      Extended car warranty costs

      Comprehensive extended warranty prices range from $1,400 to $4,000 per year, depending on the plan type and your specific vehicle. Many companies allow monthly payment plans, which can help spread out the cost, but purchasing through a dealership usually adds interest and can be more expensive in the long run.

      Are extended car warranties worth it?

      The main advantages of a warranty are less stress and the potential for significant savings when repairs are needed.

      An extended car warranty may provide peace of mind and help you avoid large, unexpected expenses, especially if you rely on your car for daily use and it’s out of the manufacturer’s warranty. However, in Ohio, where long commutes and tough weather can accelerate wear, costs may be higher for coverage. If your plan is easy to use and covers the repairs you’re most likely to need, an extended car warranty may be worth the cost. If not, it could be an unnecessary expense.

      To make the most of a warranty, carefully read your contract, check reviews and ask the warranty provider smart questions about exclusions, claim limits and repair shop options.

      How to choose a car warranty in Ohio

      To choose a car warranty in Ohio, figure out the right coverage level, compare trustworthy providers, check local reviews, gather multiple quotes and read the fine print before signing. Focus on three main areas when looking for the best car warranty provider:

      • Coverage clarity: Read the details so you know exactly what is and isn’t included. Look for plans that are transferable or easy to cancel, especially if your circumstances might change.
      • Company reputation: Select providers with a strong track record of satisfied customers in Ohio. Patterns in complaints can reflect how the company handles real-world issues.
      • Claims process: Time can be critical if your car is in the shop. Check how quickly claims are approved and

      FAQ

      How can I avoid car warranty scams?

      To protect yourself from scams, never respond to unsolicited sales calls or give personal information to unknown companies. Always contact the warranty provider directly using their official website or phone number. If you suspect a scam, report it to the FCC to help prevent others from falling victim.

      Should I get an extended warranty when I buy a new car in Ohio?

      It’s generally not necessary to purchase an extended warranty at the time you buy a new car in Ohio. The state’s Lemon Law covers new vehicles for serious defects during the manufacturer’s warranty. The best time to consider an extended warranty is when your original warranty is nearing expiration.

      » COMPARE: Best car warranties for new cars

      Can I cancel my extended car warranty?

      Most providers allow you to cancel your extended warranty, but you may be charged a cancellation fee. Refunds typically depend on how much time is left on the contract and whether you’ve made any claims.

      What laws and regulations govern Ohio service contracts?

      Ohio service contracts are governed by Ohio Revised Code 3905.423, which requires providers to back obligations with a reimbursement insurance policy. Motor vehicle service contracts must follow ORC 3905.426, mandating clear claim procedures and emergency repair instructions. Ohio Administrative Code 109:4-3-13 also protects consumers by regulating repair estimate disclosures and authorization practices.

      Methodology

      The ConsumerAffairs Research Team used a research-backed, data-driven approach informed by our expert editors to choose the best extended car warranty companies. We looked at thousands of verified reviews, levels of coverage, maximum mileage, maximum vehicle age and additional benefits.

      Companies were given a score out of 10 for each metric, with 10 going to the company with the highest value and other companies receiving relative scores. We then weighted each metric and added together the nine metric scores to get a final score.

      • Reviews: We analyzed consumer sentiment related to coverage satisfaction, customer service satisfaction, price satisfaction and claims handling satisfaction:
        • Coverage satisfaction: How well consumers felt the plan’s coverage met their needs.
        • Customer service satisfaction: The responsiveness, helpfulness and professionalism of support.
        • Price satisfaction: How consumers viewed the value of their warranty relative to the cost.
        • Claims handling satisfaction: The ease, speed and fairness of the claims process.
      • Levels of coverage: We evaluated how many plan tiers each company offered and whether those plans included comprehensive warranty options like bumper-to-bumper and powertrain coverage.
      • Maximum mileage: We assessed the highest mileage limit a provider allows for contract eligibility or coverage duration, giving higher scores to those with more generous high-mileage caps.
      • Maximum vehicle age: We considered how old a vehicle can be and still qualify for coverage, prioritizing providers with higher age limits to better serve owners of a used vehicle or older car.
      • Additional benefits: We examined the availability and quality of extra features like roadside assistance, rental car reimbursement and trip interruption coverage, rewarding companies that offer a more robust set of perks.

      Not sure how to choose?

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