Phoenix Extended Care (formerly Wynn's Extended Care, Inc.)

I am so livid right now! I purchased this supposedly great extended warranty when I purchased my used vehicle a few months ago! The dealership said that the finance company requires it, to protect their investment! Well, my ignition switch locked up and was told by the mechanic that it was broken. So come to find out it was the ignition lock cylinder that needed to be replaced. So the mechanic went ahead and ordered the part and installed it, assuming that this critical part was covered. Not!!!

So when I called Phoenix, the rep was not only rude, but treated me like I was a child by telling me, "Follow along with me and look on page 2... do you see the part that says ignition? Did you find it? Well look there, and do we see the words ignition lock cylinder? No we don't, therefore it isn't covered". I was so angry, and wished I could've gone through the phone at that point!!! How is something that you have to have to even crank the car, not covered? This company is a rip-off!!!

I had the worst experience with this company. First the dealer at Suburban Jeep of Troy recommend this warranty company for our used Lexus we bought from them 2015. OMG so my engine blow, I have my car taken to dealership, they call and say the company won't cover the work. Why? They say cause the hose that caused the problem isn't covered with that mean my engine is gone... Don't matter how it's gone. I'm supposed to be covered. So now I have a Lexus that I pay a car note and it's not running... Lol. 6000$ damage. This company is the biggest ripoff I've ever experienced. Paid 2700 for a nothing warranty. HELP REPORT THESE PEOPLE...

I never received a handbook on the things that were covered. I requested it twice and still I don't know what my contract is for. I am convinced they don't pay out anything for repairs; they always weasel out it while bleed you dry with coverage payments. I just bought a used car that begin to leak oil after a few months of driving it. This warranty company would not cover repairs or the rental I needed to get back and forth to work. Their excuse was that it was a pre-existing condition and a wear item, both of which was not valid. The dealer and the repair facility tried talking sense into them, to no avail. They have no interest in serving the public, just taking their money.

To start off I own a 2011 Chevy Cruze that I financed from a car lot and got a extended warranty through these people for $1800.00 & I thought it would be a good warranty company! The first 3 days I had the car my turbo charger went out "no big deal, I'll just take it to Chevy and get it fixed". Well I dropped it off and the warranty company paid for a 2016 Chevy trax which was pretty nice! Had for only a 2 days then they call me back into the shop to tell me warranty company paid for everything besides NUTS & BOLTS!!! Why would they not pay for that? I got over it and paid for it.

Now my pcv valve in my intake manifold went out WHICH IS VERY MUCH COVERED IN MY CONTRACT! They tell me to get in the rent a car which I shall remind you it's a 2017 Chevy Traverse!!! $38,000 dollar car! I get a call back in two day so that they can tell me that none of it is covered and I owe $1,000 dollars! WHY??? Because my warranty company refuses to pay for the part and labor and continues to say that the part is not covered! They are the most rudest people I've ever talked to on the phone and they were even rude WITH MY MECHANIC!!! They are horrible people and they will scam you till the end! Would never recommend this warranty company to anyone!

Sorry to say, if you paid for a warranty and this is the company, you got screwed. They cover next to nothing, they are rude, they always try to get the customer to pay for a tear down & inspection when it's not necessary, they pay substandard labor rates. (Most licensed repair facilities charge a average of 85-125 per hour.) And if it's cheaper to buy a salvage yard component (such as a engine or transmission/axle assy). They will ship you a used part with 100-150k on it and pay the shop to install it. The worst possible company to deal with. Do not buy this company warranty if you have the option. I give it "0" stars.

Found a truck online. Drove an hour to check it out. Decided to finance the truck. This company not only takes your money for a bogus warranty they also have their middle men. The seller tell us we couldn't buy the truck unless we purchased this warranty because we said no we didn't have an extra $2000 for the warranty. We found out that this $2000 warranty was bogus. When the brake lines on the truck went took it to mechanic, called Phoenix and figured we have this $2000 investment. Why not use it. How convenient for them they don't cover existing rust and corrosion! Are you kidding me? You’re selling a warranty on vehicles that are over 10 yrs old and you don't cover existing rust and corrosion. That right there is enough to prove that they are ripping off hardworking Americans and they need to be exposed!!! There should be a class action lawsuit filed against them! I'm waiting.

Went to use my Auto plus Premier Insurance that I paid $1950 for the extended warranty today (bought it when I bought my 2012 Compass back then). Well Sansone, located in Avenel, NJ who sold me the policy, checked on my coverage and I was told not covered for the blending door for the heat according to Phoenix. Why do companies continue to lie, cheat, steal and get away with it. Not going to ramble on, just would like to let them know they are in my opinion SCUMBAGS, LIKE TERRORISTS!! Tried reasoning with the warranty company and the broad far as I am concerned that is what she is, was worried about if she was taped after she told me some interesting things. Can only hope when I pick up my vehicle Sansone will be able to correct the wrong that this company called Phoenix has done. They should remove the word American and put communist! Also hope they stop seller bogus policies!!

I was sold this warranty with the purchase of my vehicle. I have submitted 2 claims and the company has not paid either claim. They give you the runaround and present this warranty to you that you think will cover needed items on your used car. When they are called, there is always a "stipulation" in the contract (so they say) that relieves them of the responsibility to cover malfunctioning parts on the vehicle. This company is not worth the money that is paid to them and I would not recommend them to anyone who is looking for good customer service, assistance, and payment for parts and repairs when presented with the untimely breakdown of a vehicle. Not worth the money, time or stress that is required to deal with when you are paying for a needed vehicle service warranty. They take your money and offer you nothing in return.

You have to have the vehicle there in the shop with an open Repair Order number. You have to have the reason the vehicle is in (Cause for Concern) and it has to be approved. Additional information needed is mileage of vehicle now, customer name and address (must match contract) contract number, vin# as well as year make and model. On top of that its $100 deductible and they don't usually pay diag time. Then the shop gets all that and the 3 Cs are needed for every item covered. 1. Cause for concern (reason customer came in or found on inspection) 2. Cause of failure (there are specific standards that they have to go by and have to be meet or they are not covered) 3. Correction (the estimate to fix it). And all this has to be customized into their estimate and faxed in for approval. It's a lot of work, but there are some of us that don't mind doing it.

Then after being on hold forever you have to haggle. They don't pay full hourly rate for the shop. They usually pay around $60 per hour so right there is only usually a little over half of what labor will cost. Then they have a set price they will pay for the parts (that is predetermined in their system and usually not even close). Personally I have worked on many and got them approved and fixed no problems but I know what they need and have it ready and I am willing to be on the phone for 2 hours if that is what it takes. I have had them fix my personal vehicle with a brand new transmission put into my suburban 2500 with no problems at all. The experiences that I see I would guess are shops not wanting to deal with it or not having the information they need written correctly.

I bought a used Ford Ranger with a service contract back in March 2015. I needed a vehicle I could rely on, not cost me a fortune, in either time or money. Around the third week of December 2015, I lost the oil pump on the freeway. The engine was toast in seconds, despite me shutting it off. My service contract people said take it to the nearest licensed repair facility, which happened to be a Ford dealer. I did. My contract said my deductible was $100 dollars, Ford rep is telling me contract people will not cover all the cost and I'll be on the hook for around... TWO THOUSAND!!??

The truck is still sitting there, they have not finished it yet. I have not really worked since... you guessed it, around the third week of December, so when they are done, I have no idea how I am going to pay for it. The extended warranty company is called Wynn's extended care, and they have countless complaints similar to mine. If you see Wynn's as the warranty, you will probably be stuck in a bad place, especially if it is a Ford you bought. I can say that with comfort about Ford because I own a Ford van, with less miles than the Ranger, and 3rd and overdrive stopped working a few months ago, the same problem 3 of my contractor friends have with theirs.

Wynn's extended care now known as Phoenix Extended Care is an auto warranty company that my vehicle dealer set me up with. For $1530.00 you will get the runaround, unprofessional customer service, turtle like movement on service, claim denials and be S.O.L on your car for as long as they see fit! I was asked for a statement and when I provided my "statement" the representative took it upon themselves to respond with "you're saying that" and completely misconstrued my entire statement as if attempting to hold myself or my dealer responsible for the occurrence! I had to repeat the same thing over only to have been denied for a portion of my claim. I had to repeatedly call this company for updates which for days on end I was given the runaround and told to do all sorts of things to "get the ball rolling", things that $1530.00 should cover them to do!

On my final call I had a woman representative tell me that my claim was "approved" leaving the auto shop responsible for telling me that they had actually denied a portion of it. Had it not been for the dealer I bought the vehicle from I would still be getting the runaround because the owner of the dealership had to call their regional manager and demand that I be taken care of! Worst experience of my life!! I highly suggest that when they are recommended to you that you turn them down immediately!! The part I hate the most is how they make the dealers look bad when in actuality warranty work has nothing to do with your car dealer!

This warranty company stinks! They are definitely in cahoots with not only the used car dealership AutoMax in Maple Shade NJ but Charlie's Complete Service Center in Runnemede NJ. Not only is Charlie's Service Center conveniently the ONLY repair shop that AutoMax uses but Wynn's continually tries to find a loophole in the Premium Plus Extended Warranty we pay through the nose for and Charlie's continually charges the deductible for the same work they already did that they screwed up the first time!!! Also, our warranty covers our full suspension on our car which includes struts aka control arms and Wynn's is saying they are not covered because the word "strut" is not in the list of parts covered! It is appalling and we need to find out how to get out of this warranty - it is truly a nightmare! Does anybody know how to go about cancelling a Wynn's warranty when it is wrapped into your car payment?

Recently my mechanics contacted those company because there is a repair needed on my truck and it should be covered by my Wynn's Plus policy. First they wanted everything torn apart so that he could take pictures of the repair area... then when they were contacted today, they said that the contract for the truck expired on 2013 and our mechanic offered to fax him the original contract to help. He was told that was the final decision and they wouldn't discuss any further! The policy was bought with the purchase of the truck on 5/2013 and it was for 54 mos. or 54000, and neither has been reached. But the company is rude and will not deal with the mechanics or myself any further. The policy is not expired as they say, they just don't want to cover the cost of the repair. This company should be charged with fraud!

I have only had my car for 3 months and I have had it in the shop twice now. They have caused me tremendous grief both times. They tend to do business with shady dealerships in some sort of "shady cooperative". If your dealer is offering you a Wynn Warranty don't take it! Do not get their Wynn Plus Used Vehicle Service Warranty. Wynn will argue the parts listed on your contract "aren't covered anymore and/or that the defect although caused by a covered part isn't covered".

I paid $1530 for the full warranty, that comes with a $100 deductible and every time something goes wrong on the car they refuse to cover it, they nitpick by classifying parts as "associative parts" that are attached to the part that maybe listed in your warranty contract, e.g. "we replace your transmission just not the part that holds your transmission in place." Wynn does shady business, they are a waste of your time and money. They accept almost no liability! I am sure this keeps their shareholders happy but it pisses the customers off!

I bought a 2004 Chevy Trailblazer. When I purchased it, I paid $2000 for the Drivetrain Insurance from WEC. The car wouldn't start and, after having it towed to the repair shop and diagnosed, I was told it was the Throttle Body. WEC refused to cover a KEY part of the drivetrain. The attitude of the agent was, basically, "tough **, lady. Have a good weekend."

I bought a 2012 jeep with Phoenix full cover extended warranty. This company did not reimburse a single dollar for a check engine repair. Don't waste your money. If you planning to take extended warranty, take manufacturer extended warranty if they have.

I am having problems with my 2007 Dodge Charger. The car broke down on me in the middle of the street and I had to have the police help me push it out until a tow company could pick it up. This happened on a Friday. I call Wynn's expecting to get help and they are closed on a Friday night. I towed the car within 3 miles to the nearest repair company. They told me the alternator malfunctioned and they needed to get a new one. However the repair company did not want to deal with Wynn's because they do not pay on time.

I had to come out of pocket $431.74 to get the car fixed. I finally got in contact with Wynn's on a Monday morning to seek a reimbursement as they were closed all weekend. They informed me that since the repair company didn't call them, they will not pay. I have been trying to speak to a manager for two weeks and no one ever calls back. I left a v/m every single day! My car is messed up again and no one wants to deal with Wynn's! I am going to hire a lawyer to file a lawsuit against them for being scam artists! The manager never calls back, they do not pay and they are horrible as a company!

I need work on my vehicle and they refuse to pay for the items that's cover under their warranty. I would like to start a class action lawsuit against them to force them to honor the warranty that people are paying thousands dollars for.

Took my car to an auto repair facility with transmission issues. Gave them my "Wynn's" info, only to have the garage call me and inform me Wynns wanted me to pay the cost of removing and tearing apart the transmission, diagnose the bad component and Wynn's would cover the cost of the component only! I have to pay the removal, tearing down and replacing the tranny back into the car.... Needless to say they have one angry customer, who was not very polite with them on the phone. Cannot believe business are allowed to operate like this!!!!

Water pump in my 2006 DTS Cadillac failed and destroyed the belt tensioner or vice versa. The claims adjuster states the tensioner failed and destroyed the pump. Unknown how they can say one failed before the other. Company is denying my claim. I'll be tracking a Caddy mechanic down to prove it.

I believe this company is a scam. My car stopped and had to be towed to the repair shop and took the motor apart and said it had no oil. I had my oil changed on 11/29/14 and the oil topped off on 1/2/15 and the car stopped on 1/6/15. Phoenix refuse to pay, citing lack of lubrication and stating the repair shop cannot give them a cause other than lack of lubrication, that their own inspector said to deny my claim. If anyone have any suggestions on how I should proceed, please let me know.

Let me start by saying I am not an attorney nor is this information intended as legal advice. The information I am sharing is simply from one consumer to another. I purchased a used VW Touareg in August 2013 and included a Wynn's Extended Care Warranty at a cost of $1740.00. After a year I began to experience transmission trouble. I took the VW to Aamco. 2 days later they had fully diagnosed the problem. I should point out that the service manager at Aamco shared his experience, "some of these warranty companies don't like to pay claims." What an understatement that turned out to be.

Aamco contacted Wynn's in an attempt to open a claim. The claims adjuster simply denied the claim stating, "Aamco could not provide proof of the transmission failure." What is a polite way to say, BS? Aamco had informed me that most warranty companies will send out an independent field inspector once the claim is filed. Wynn's even refused to send anyone out. This would work to my advantage in the end.

I contacted customer service and was simply read the statement put into the file by the claims rep, "Aamco could not provide proof of the trans failure. Claim denied." The claims adjuster would never return my calls. These folks at Wynn's will not provide a last name for any employee. FYI - as of Sept 2014 Brian ** is the Claims Manager.

After getting nowhere on the phone I drafted a letter explaining the events that had taken place, symptoms my vehicle exhibited, tests Aamco had completed and solution to the problem. I made sure to put it in writing that Wynn's refused to send out a field investigator. I did this with the belief that I was going to have to sue Wynn's in small claims court. Luckily this was not necessary. Again Wynn's failed to respond.

The next day I had obtained the name of the Claims Mgr, Brian **, and sent a second letter. Both these letters were sent via fax and I kept the fax receipt so I could prove they had received the documents. My second letter was slightly more firm and mentioned if Wynn's did not respond within 5 days I would instruct Aamco to proceed with the repairs and I would be forced to retain counsel (I had already spoken to an attorney and he was drafting a letter to Wynn's). Wynn's claims adjuster, Dan, again contacted Aamco and denied the claim. Still Wynn's claims adjuster refused to call me.

Fast forward to 5 days later and the attorney faxed and sent via certified mail their letter as well as made a phone call to Wynn's. The attorney received a same day phone call from Matthew **. The attorney explained that this matter was heading to court if they didn't step up and honor their contract. As promised I had instructed Aamco to complete the repairs (which only took 4 hours). I paid the bill and had my VW back.

Second call from Wynn's to the attorney was received the following day and Wynn's was asking for sworn statements from me and Aamco stating that the work Aamco had now completed fixed the problem. I provided an Affidavit, but Aamco refused. Instead Aamco provided a simple letter briefly explaining how they had fixed the problem. Long story short Wynn's must have realized that this simple $2396 repair was about to cost them a lot more. I had a check in hand from Wynn's 4 days later. Lesson from this story: Stand up to these bullies! Wynn's M.O. seems to always be the same: Deny the claim and most folks will go away. Don't fall for this. YOU CAN WIN!! Here is a summary of my advice to anyone fighting with these idiots:

Keep good notes of what is said and the process you are put through. Ask for help from the shop where your vehicle is taken. They can provide important information they are told by Wynn's. The shop will be motivated to help since they want to get paid. If you don't have the cash to front the shop for the repairs perhaps they will put your project on hold until you can get Wynn's to step up. Hire a local attorney to draft a letter to Wynn's and perhaps make a phone call. I recommend faxing the letter to Wynn's (fax 305-267-3664) for faster response. You can probably find a small law firm who will do this for you for a couple hundred bucks. If Wynn's still refuses and you are confident your claim should be covered according to your Wynn's policy file a small claims action in your area. Since the loss occurred where you live they will have to come to you to defend themselves. I am willing to bet Wynn's will simply write you a check if you are forced to file rather than attempt to defend themselves.I hope my experience can help a few folks who are taken advantage of by these unscrupulous people. By reading other complaints they have gotten away with this kind of behavior for years. Have confidence. You can win!

I had to take back to where I got my car to fix - NO MECHANIC WILL NOT TAKE WYNNS WARRANTY! I had a list from my service consultant with everything is wrong with my car. Wynns will ONLY pay for my ac compressor!! Ok - I had to pay for Freon $90 and dye $18.60 = so I paid $100.60+$100 deductible - $200.60!! WHY!!!!!

Well I purchased a truck for VIA Auto sales. Less than a year ago and the engine went and the transmission. The warrant is not trying to honor the repairs with my deductible. What should I do? I have 2 more years on paying for this vehicle.

I purchased 2004 Cadillac SRX along with a two year warranty. Till today I have made 5 major separate claims. New motor, wheel bearings, radiator, etc. The key is to find a certified mechanic THAT HAS EXPERIENCE dealing with extended warranties! They have invested over 5,000 just in my car in addition to the car rental service they offer. Don't take your car to a mom and pop or high end shop because they are not willing to invest the time that's needed to work out the logistics over the phone for a pre-authorization. Do your research people. I honestly have a car mechanic for extended warranty service and another for maintenance that this warranty don't cover....DO YOUR RESEARCH!

No indication of engine problems, serviced 2003 honda and only had car for 6 months and took it to mechanic and Wynn denied fixing car. States clearly covered engine, this is a rip off, sold product and mislead consumer with false warranty coverage. I am suing, hope to get money back and more.

Warranty company is extremely unprofessional and not at all customer friendly. Rather than politely talk and walk you through a situation and their reasoning they were combative and defensive. While trying to have repairs made to my car under the premium ValueGuard with added seals and gaskets coverage added they denied my claim. When I called to ask why I was told, "We don't cover that part. Read your agreement. Anything else?” I explained that I’m looking at my agreement and yes it does cover that part. Their response was "the part that cause it to break isn't covered so we won’t pay to have it fixed".

I tried the mechanics at BMW tried to explain that the sensor they say they won’t cover had nothing to do with the cracked valve cover they, the company itself, says it will cover. Their response now is “We don’t know how it broke so we won’t pay for it to be repaired.” When I told them if they weren’t going to cover repairs there was no reason to have the warranty and I wished to cancel it. They said, "Go back to where you bought the car and fill out paperwork to cancel it", then hung up. Bad bad customer service. Why be a warranty company if you're not going to assist with repairs? Oh because you're a scam.

Wynn's extended auto care gave me the run around on a repair while my car sat in the shop for two months which led to my wife losing her job and my three small children on public transportation. Gee, thanks wynn's.