Protection Direct Reviews
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About Protection Direct
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Protection Direct offers vehicle service contracts (VSCs) nationwide, with special coverage options in California. The company lets you choose your own ASE-certified mechanic and offers perks such as roadside assistance and rental car coverage.
Helpful Reviews
What is Protection Direct?
Protection Direct sells vehicle service contracts (VSCs), paid plans that cover specific repair costs after your original manufacturer's warranty has expired. These plans are sometimes called "extended warranties," but they are legally distinct contracts.
The company focuses on providing a safety net for major mechanical failures. Protection Direct contracts also include some secondary perks, including 24/7 roadside assistance, rental vehicle coverage and towing benefits.
How does Protection Direct work?
The process for using a Protection Direct contract is designed to be straightforward for you and the mechanic. If your vehicle has a mechanical breakdown, you can take it to any shop that employs Automotive Service Excellence (ASE) certified mechanics.
Once you show the shop your Protection Direct ID card, the mechanic contacts the company's administrator for repair authorization. After the claim is approved, Protection Direct pays the shop directly for the covered costs. You’re only responsible for paying your deductible.
Protection Direct coverage options
Protection Direct’s plans center around three main tiers of coverage based on your vehicle's mileage. The company’s nationwide service plans are:
- EZ Guard (1 to 100,000 miles): This is the most comprehensive plan, similar to a manufacturer’s new car warranty. It covers major systems like the engine, transmission, AC, electrical, fuel, brakes and steering.
- EZ Elite (100,000 to 150,000 miles): An all-inclusive option for mid-life vehicles. It protects critical components like the engine, transmission, AC, electrical system, starter and fuel pump.
- EZ Select (150,000+ miles): Specifically for high-mileage vehicles, this plan focuses on the powertrain to keep older cars on the road. It covers the engine, transmission and transfer case.
Regardless of which tier you choose, all Protection Direct plans also include the following complimentary services:
- 24/7 roadside assistance: Help with jump-starts, flat tires and lockouts.
- Towing services: Transportation to the nearest qualified repair facility.
- Rental car coverage: Reimbursement for a rental vehicle while yours is being repaired.
- Money-back guarantee: Most policies offer a full refund if canceled within the first 30 to 60 days.
Protection Direct costs
Protection Direct offers a flat-rate monthly fee of $89 for each of its three standard plan tiers. These plans cover the costs of covered components to help you avoid sudden surprise repair expenses. Each plan type requires a deductible. The company doesn’t list any other costs on its website.
FAQ
Does Protection Direct cover used vehicles?
Yes, the company says used or pre-owned vehicles can qualify for coverage, and it has plan tiers suited to high-mileage vehicles.
Are Protection Direct contracts transferable?
Yes, Protection Direct’s auto contracts are transferable if you sell your vehicle.
Is there a deductible for Protection Direct warranties?
Protection Direct plans typically have a per-visit deductible, but specific charges depend on your contract terms.
Can I pick my own mechanic with Protection Direct?
Yes, Protection Direct lets you choose your own ASE-certified mechanic.
Still have questions?
Is Protection Direct worth it?
Protection Direct may appeal to drivers who want monthly pricing, transferable coverage and the option to choose an ASE-certified repair facility. It also provides complimentary roadside assistance and rental vehicle coverage while your car’s in the shop. Some customer reviews, however, report high-pressure sales tactics.
Ultimately, the value of any service contract depends on your vehicle, mileage, coverage needs and whether the included benefits match how you plan to use the vehicle. You should look into multiple companies before choosing a VSC provider.
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Protection Direct Company Information
- Company Name:
- Protection Direct
- Formerly Named:
- Service Protection Direct
- Website:
- www.protectiondirect.com




