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Allstate Extended Warranty Reviews

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About Allstate Extended Warranty

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While best known for its insurance, Allstate also provides extended auto warranties to protect your vehicle after your manufacturer’s warranty expires. Allstate Vehicle Protection’s Extended Vehicle Care plans come in three coverage levels. Each plan has additional benefits, including roadside assistance, alternate transportation coverage and trip interruption protection. You can also purchase add-on coverage such as tire and wheel coverage or guaranteed asset protection (GAP).

Visit vehicleprotection.allstate.com
Pros
  • Typically a $50 deductible
  • Can use any approved and licensed mechanic
  • Cancel at any time
Cons
  • Not available in all states

Allstate’s extended warranty coverage

Allstate’s extended warranty coverage is available in terms of up to seven years or 100,000 miles. You can buy one of Allstate Vehicle Protection’s Extended Vehicle Care plans through select dealerships or online through its website, if eligible.

Its coverage comes in three levels:

  • Powertrain: This basic plan covers your engine, transmission and drive axle.
  • Core Systems: This covers the brake system, steering, suspension, fuel system, engine cooling and electrical systems.
  • Comfort & Tech: This comprehensive plan covers your car’s safety and comfort systems, such as your air conditioning and heating systems, convenience technology (such as your radio, seats and windows) and safety technology (such as your camera and automatic emergency braking system).

Add-on coverage

Allstate also has add-on coverage options for more protection. It offers:

  • Tire and wheel coverage
  • Paint and fabric coverage
  • Windshield and dent repair coverage
  • Excess wear and tear coverage for leased vehicles
  • GAP coverage
  • Theft deterrent coverage

You can also opt for Complete Protection to protect your vehicle’s interior and exterior. Complete Protection comes in three levels and includes additional benefits such as roadside assistance and an alternate transportation reimbursement.

  • Silver: This level of coverage provides paintless dent repair and key replacement services.
  • Gold: Allstate's Gold plan includes the coverage from the Silver plan plus cracked windshield repair and repair of interior rips and tears.
  • Platinum: The Platinum plan includes Silver and Gold coverage plus tire and wheel repair or replacement, mounting and balancing services, and trip interruption coverage.

Allstate’s extended warranty cost

Allstate doesn’t list the cost of its extended warranty plans online. Generally, the cost of extended warranties vary depending on your vehicle’s age, mileage, coverage type and location.

To get an idea of how much an Allstate extended warranty will cost for your vehicle, you’ll need to get a quote online. To do this, you’ll need your state and your vehicle’s vehicle identification number (VIN) and mileage.

Deductibles

Allstate typically has a $50 deductible for its Extended Vehicle Care plans. If you purchase coverage through a dealership, your deductible may be between $0 to $200.

Allstate’s extended warranty exclusions

Read Allstate’s contract carefully before you purchase coverage so you know exactly what is and isn’t included, along with cancellation terms. Typical exclusions include:

  • Using your car for commercial use
  • Adding a lift kit or other aftermarket modifications
  • Preexisting damage
  • Breakdowns caused by lack of maintenance
  • Damage from normal wear and tear or natural disasters

Allstate’s extended warranty claim process

When you experience a mechanical breakdown or another problem that’s covered by your extended warranty plan, follow these steps to file a claim with Allstate.

  1. Take your car to an approved and licensed repair facility of your choice. Let the staff know you have extended coverage through Allstate and provide them with the first page of your contract.
  2. The mechanic will call the plan’s administrator for authorization before completing repairs. If the issue is covered, Allstate will pay the repair shop directly.
  3. You’ll then pay your deductible.

Allstate Extended Warranty FAQ

Where is Allstate’s extended warranty available?

Allstate’s extended warranty plans are available in all states except California and Massachusetts.

Can I pick my own mechanic with an Allstate extended warranty?

Yes, you can pick your own mechanic with an Allstate extended warranty as long as the repair facility is licensed, though the shop needs to provide a minimum warranty for the work completed. The repair facility must have a minimum warranty of 12 months or 12,000 miles for parts and labor from the date of service when all repairs are completed.

Can you cancel an Allstate extended warranty?

You can cancel an Allstate extended warranty at any time. Depending on how soon you cancel, you may be eligible for a prorated refund. To cancel a contract, you’ll typically need to contact the dealer who sold you the contract. A cancellation fee will typically apply.

Still have questions?

Is an Allstate extended warranty worth it?

An Allstate extended warranty can be worth it for drivers who want extra coverage after their factory warranty expires. The company stands out for its multiple coverage levels, add-on coverage and the ability to use any approved and licensed mechanic. However, coverage is unavailable in California and Massachusetts.

If you qualify and want comprehensive protection backed by a well-known brand, an Allstate Vehicle Protection plan is worth considering, particularly if you value flexibility in choosing a repair shop as well as extra benefits with your extended warranty, such as roadside assistance, rental car reimbursement or trip interruption coverage.

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Allstate Extended Warranty Reviews

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    Customer ServiceCoverageTech

    Reviewed July 17, 2026

    We had them for an extended warranty on a vehicle. Never used them except for the last year that we had the car. They wanted to send an inspector out that's going to take two business days to determine if the said part that was covered under the warranty and the dealership said it was covered under the warranty, but yet they took their sweet time and wouldn't get a rental without the number for the claim being after the fact that the inspector came and took about 4 days to do such. I have never dealt with anything like this in my life with any extended warranty. The dealership calls, the claim gets paid and the car gets fixed.

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    Customer ServiceClaims HandlingStaffTransparency

    Reviewed June 22, 2026

    I have several active plans with Allstate and I can't file a claim or login to my account. It keeps telling me that it's sending a confirmation email but it never comes. I tried to chat to get help and it states that it can't do anything due to my network servers. What does that mean? Why can I login literally everywhere else? It offers no other explanation or a phone number to call. I've tried two different browsers and clearing my history/cache. I think they have my account blocked from logging in.

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      Customer ServiceClaims HandlingTechPunctuality & SpeedStaffRates

      Reviewed March 3, 2026

      As a service advisor at a busy dealership, I deal with extended warranty companies every day. From an operational standpoint, my experience with Allstate’s vehicle protection plan has become increasingly frustrating. I understand that most third-party warranty companies do not pay our full labor rate — that’s fairly standard in the industry. In the past, that wasn’t a major issue because their claims customer service was responsive and relatively easy to work with. Unfortunately, that has changed.

      It now takes 15–25 minutes on hold just to reach someone to begin a claim. The total call time averages around 45 minutes. In a dealership environment where customers are arriving every 15 minutes, this is completely unacceptable and disruptive to daily operations. What makes it worse is that after waiting on hold for 20+ minutes, if I don’t respond within 10 seconds because I’m actively assisting a customer, they disconnect the call. There is no courtesy hold or flexibility. This has happened repeatedly, forcing me to call back and start the process all over again.

      This level of service is typically associated with lower-tier warranty companies, not a nationally recognized name like Allstate. The current claims process feels inefficient and poorly structured, and it puts unnecessary strain on advisors and customers alike. If improvements aren’t made to response times and call handling, it will continue to damage the experience for both dealerships and vehicle owners. Furthermore, I will no longer be recommending all state to my friends and customers.

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      Customer ServiceClaims HandlingCoverageTechPricePunctuality & SpeedMaintenanceStaffBilling

      Reviewed Feb. 1, 2026

      (*Zero stars was not an option) In March 2025, I purchased a 2016 Subaru Forester plus an extended warranty to cover the engine & transmission. The extended warranty is contracted with Allstate. Three months after purchasing the vehicle, I started to notice excessive oil consumption. The low oil light illuminated twice before my first 5K oil change. A local Subaru dealer performed an oil consumption test and the car failed. They submitted a claim for the repair and Allstate has denied the claim stating they will not apply the manufacturer’s standards for oil consumption and will be applying “industry standards”. NO such language is stated in my warranty contract. Why would a manufacturer’s standards be so easily disregarded?

      A manufacturer knows their engines better than any one else. Additionally, the service adviser from the dealership advised Allstate that their service dept has facilitated similar claims/repairs through Allstate. Now, Allstate has altogether stopped responding to the dealership’s service advisor. So unprofessional. It makes absolutely no sense why they would not cover this claim. My extended warranty policy expires March 2026 or 12,000 miles (whichever occurs first), and my guess is they are waiting for it to expire. This is a classic insurance move to deny, delay, avoid payment to protect their profit margins. Allstate is acting in bad faith. (I understand an engine repair/replacement is expensive and this is why I purchased an extended warranty!)

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      TechMaintenanceStaff

      Reviewed Jan. 30, 2026

      Horrible!! We bought an extended warranty through them for our refrigerator. We have had nothing but problems. They sent people out, but didn’t send parts out. We’ve had technicians come out and say that our fridge is a lemon because we’ve had to have them out seven times and Allstate will do nothing. We are on a month and a half now of our fridge not working and our extended warranty, not helping with anything.

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      CoverageTechTransferability

      Reviewed Jan. 21, 2026

      Worthless warranty. Denies all claims as says the dealer that sold the car is responsible not them for any fixes. What point is a warranty if it covers nothing? Never will I do business with them again!

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      Customer ServiceTechPricePunctuality & SpeedRates

      Reviewed Jan. 20, 2026

      It’s a waste of time. They don’t have a good team to respond quick. Also they don’t like to pay to the shop you bring. They wants to dictate the price. They like to put price on the work labor in the shop and parts Toyota, Honda, etc. Don’t like this type of warranties. I regret purchase one contract but thank God I open my eyes before too late and cancel this. People love to hang the phone on you and been rude.

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      Verified purchase
      Customer ServiceClaims HandlingCoveragePricePunctuality & SpeedStaff

      Reviewed Jan. 17, 2026

      I bought a 43" TV and filed a claim a few months after I bought it and was told contact the manufacturer. When I did Phillips told me they would send me a refurbished tv. I then called Allstate and was told wait until one year mark. Today I called and was told they would send me a comparable, but the agent was bothered by my call altogether. He even said you paid $36.00 for warranty meaning what do I expect. I was also told that I would get a replacement and my warranty would be over. Seems if you buy a 2-year warranty it should be 2 years. I will never purchase another warranty. Now I have to get rid of the old one and spent 4 hours on the phone between Phillips and Allstate. Not worth the purchase.

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      Claims HandlingCoverageTechSales & MarketingPriceRefunds & PayoutsMaintenanceStaff

      Reviewed June 21, 2025

      I purchased a 2017 convertible VW bug eight years ago. We purchased an extended car warranty also and we’re told that it would kick in after the three year manufacturer's warranty, I remember feeling good that we had a long time before we had to worry about expensive repairs. There was a $50 co-pay. The warranty was for 96 months or 85,000 miles whichever came first. Yesterday my convertible roof would not close and affected the windows also and they wouldn’t go up. I took it to the dealership. I told my warranty was over in January, which would’ve been 96 months from date of purchase. I told them I was told that the warranty would kick in after the manufacturer's warranty of three years, they said, "No. It starts the day you buy the car." Well that would be redundant to have manufacturer's warranty and extended care warranty at the same time. It doesn’t make sense. We wouldn’t have purchased it then if that were true.

      We would’ve purchased it just before the end of the three-year warranty expired but because they said it would kick in after the three years we purchased it then, but they are denying my claim. I feel like I’ve been scammed. It is not a reputable company in my name. I think this is fraud and I’m going to report them to the Better Business Bureau. I checked my contract and it doesn’t say either way when it starts, it just gave a date that I purchased the warranty.

      If I had thought that this was gonna happen I would’ve said, "Make sure you put that it starts after the three year warranty," but at the time I believed Allstate to be a reputable company, and it wouldn’t even make sense that it would start at the same time as the manufacturer warranty because if I needed a repair during that time, it would be the manufacturer that would have paid for the repair not the extended care warranty. I am really pissed off. This is fraud. This is a scam. We buy insurance for protection, but then when we have a claim, they deny our claims. What is the point? I’m reporting them to the Better Business Bureau. Don’t buy Allstate and it looks like everybody on here says the same thing.

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      Customer ServiceCoverageStaffFollow-ThroughHonesty & TransparencyTransferability

      Reviewed May 20, 2025

      We recently bought a house, and the previous owners told us the refrigerator was brand new and came with a transferable extended warranty through Allstate (purchased via Costco). Thinking we were covered, I called the number provided to confirm the warranty transfer. At first, I was told “absolutely, yes” — it was transferable. Great, right? Wrong.

      After that initial call, it’s been nothing but a runaround. Every attempt to follow up has been met with automated responses and no actual help. I’ve sent multiple emails and have received zero replies. There is no clear way to reach a real person, and no one seems willing to take ownership of the situation or provide any actual assistance.

      For a company as reputable as Allstate, this experience has been extremely disappointing. Costco should seriously reconsider partnering with them for extended warranties. I feel completely misled and unprotected. Save yourself the headache and look elsewhere for an extended warranty — one where they actually pick up the phone and follow through on their promises.

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      CoverageTechStaff

      Reviewed May 5, 2025

      Purchased an extended warranty through them. Warranty expired while in the shop, now they won’t cover it. Motorhome had been in the shop for a year before warranty expired and hasn’t left. They refuse to help at all. I even asked if I could purchase a new warranty.

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      Customer ServiceCoveragePriceRefunds & PayoutsMaintenanceStaff

      Reviewed Jan. 19, 2024

      The T.V. we have the warranty on went out on Dec.26. We did all the things asked of us to show that is was not working. Claim was filed and we were told that a replacement was not available. We looked online at several places and could see that was not a true statement. We told them we would go buy a T.V. and they could send us a check for what the original T.V. would be worth. No that could not happen. They finally did send an email that they have one and it will be shipped to us. Although they have no information to give you about tracking it. This is after several emails (7) to them and numerous phone calls. They gave us a number to call about delivery. Again several phone calls and being on hold for long amounts of time.

      The company it was coming from kept changing the delivery date. We did have some bad weather and we were understanding about that. Still more phone calls and still another date and then another date and so on. Our opinion of these two companies is they have no idea what the other one is doing and could careless. We will never buy another warranty from them. They have no accountability and no understanding of timely manner. Poor service! Still do not have a T.V.

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      Steven increased rating by 2 stars.
      Customer ServiceCoverageTechPunctuality & SpeedCoverage - Components
      After a positive interaction with Allstate Extended Warranty, Steven increased their star rating on Dec. 20, 2023.

      Updated review: Dec. 20, 2023

      In the end the warranty company did cover the repair as expected. Although I feel the wait for approval was way out of line. In the end they did come through and pay so I have change my rating from a don't use 1 start to a 3 star.

      Original Review: Dec. 15, 2023

      I bought a certified used truck that came with an Allstate powertrain warranty and I also purchased the extended wrap coverage being told it covered everything bumper to bumper. At first oil change dealer tells me it's leaking fluid from transmission both warranties claim to cover transmission including gaskets. Dealer tells me they don't know if it will be covered. I've been without my truck for 13 days and counting being told they're waiting on Allstate to evaluate the needed repair. $40,000 truck, $3500 warranty and it sits at the dealers. I've tried calling Allstate, texting and chatting, can't get through to anyone. They should be shut down by consumer protection.

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      Reviewed Nov. 16, 2023

      Been almost a month, new Sony TV was "shipped", then cancelled. Have spoken with Allstate/Fairtrade on numerous occasions, no resolution to problem is apparent. No hope?? Will contact State and Fed governments next.

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      Customer ServiceCoverageTechRefunds & PayoutsHonesty & Transparency

      Reviewed Sept. 13, 2023

      Called Allstate Squaretrade when my Samsung S22 Ulta network connections stopped. AT&T and local repair shop said it was a common motherboard failure and not repairable. Allstate Squaretrade said they could fix it but I would have to drive 60 miles away to a shop. After I refused to drive 120 miles twice to drop off and pickup a non-repairable phone they said they would replace it with a like-phone. After 3 weeks of runarounds and lies I had to buy a new phone. They never intended to replace or refund me for my phone the was only 3 months into an extended 2 year warranty. Allstate Squaretrade deals with Walmart and Costco and other companies selling extended warranties. Before you buy an extended warranty, ask who they use for extended warranty service for TVs, computers, appliances, etc. If Allstate Squaretrade, do not buy it or you'll be giving your money away for nothing. Gave 1 star as 0 stars not an option.

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        Allstate Extended Warranty Company Information

        Company Name:
        Allstate
        Website:
        vehicleprotection.allstate.com