Nissan Extended Warranty: Cost, Coverage and Plans

Nissan extended warranty coverage

Nissan’s official program for extended warranties (also called vehicle service contracts) is called Security+Plus. Like basically all extended auto warranties, it only covers parts that fail on their own. It won’t cover repairs needed due to negligence, damage, misuse or missed maintenance.

Nissan offers Security+Plus plans for new and used vehicles. A vehicle is considered “new” if it’s still within the original 3-year/36,000-mile bumper-to-bumper warranty. You can also purchase a Security+Plus plan for a used Nissan, as long as the vehicle is less than eight years old and has fewer than 100,000 miles on it. To Nissan’s credit, most automakers only let you purchase extended warranties for used vehicles on the date you buy the car.

Nissan extended warranty plans

Security+Plus plans come in three levels of coverage:

• Powertrain Preferred covers roughly 840 parts, mostly those related to your vehicle’s engine, transmission, drive axle, steering, suspension and air conditioning.
• Silver Preferred covers roughly 1,500 parts across most major systems in your vehicle.
• Gold Preferred covers roughly 2,200 parts across all major systems in your vehicle.

According to Nissan, 97% of Security+Plus customers choose Gold Preferred over the other two options, presumably because it provides the most coverage. That said, don’t forget that auto warranties aren’t designed to cover damage to your vehicle — only parts that fail on their own. That’s the main difference between auto warranties and auto insurance.

Which parts are covered under each Security+Plus plan?

Given the chart below, it’s clear why most Security+Plus customers go with Gold Preferred plans. Gold Preferred covers roughly 50% more parts than Silver Preferred, and Nissan’s factory powertrain warranty already lasts for five years or 60,000 miles, so an extended Powertrain Preferred warranty isn’t all that valuable.

When does coverage begin?

For new Nissans, term options range from 4 years/48,000 miles to 8 years/120,000 miles. For used vehicles, term options range from 1 year/12,000 miles to 7 years/100,000 miles.

Most automakers’ extended warranty terms are counted from the vehicle’s in-service date, which is when it was sold to its first owner, not the date you bought the warranty.

Keep in mind that if you purchase a 4-year/48,000-mile warranty on a “new” Nissan, you’re not extending your 3-year/36,000-mile factory warranty by another four years. Rather, you’re extending the warranty period to four years, essentially adding one year or 12,000 miles of coverage.

Nissan extended warranty cost

The quotes we gathered for various Nissan vehicles range from $830 to $4,338. The cost will ultimately depend on the vehicle you drive and the coverage you choose. Note that the deductible for all quoted plans was $100. Eliminating the deductible on Gold Preferred and Silver Preferred plans increased their prices by 25.5% and 20%, respectively.

Nissan Security+Plus costs

What to know about Nissan extended warranty quotes

Extended warranty providers rarely publish pricing for their plans online, and many automakers require you to reach out to a dealership for a quote if you want to know how much they charge. However, Gates Nissan maintains a handy website where you can price out a Nissan Security+Plus extended warranty for Nissan Altimas, Nissan Rogues, Nissan Sentras and Nissan Titans. Keep in mind that your results may differ if you get pricing from somewhere else.

Author’s note

If you were surprised by the low quotes for a Nissan LEAF, keep in mind that the factory warranty on a LEAF includes five years or 60,000 miles of EV powertrain coverage plus eight years or 100,000 miles of battery pack coverage. In other words, protection for pricey EV-related parts is already pretty good, so a Security+Plus warranty isn’t responsible for any critical gaps.

» RELATED: What do EV warranties cover?

Is a Nissan extended warranty worth it?

The average cost of an extended auto warranty is around $1,000 per year of coverage. That means Gold Preferred plans are surprisingly affordable for most terms below 6 years/75,000 miles, but after that, costs for certain models can rise quickly. In general, an extended warranty is more likely worth it if you:

• Plan to own an unreliable car past the factory warranty period
• Can’t afford a surprise repair bill of $1,000 or more, but you can budget roughly $40 per month for a warranty
• Don’t mind paying for the peace of mind that comes from warranty coverage, even if it doesn’t end up doing much for you

While your Nissan is unlikely to experience a catastrophic breakdown, it’s worth remembering that a 6-year/75,000-mile Gold Preferred warranty for a 2023 Nissan Altima costs just $830. That might be worth it just for peace of mind.

Nissan extended warranty pros and cons

» MORE: Pros and cons of extended auto warranties

Nissan reliability ratings

Nissans are pretty reliable these days. J.D. Power ranked Nissan 18th out of 30 carmakers in its 2025 U.S. Vehicle Dependability Study, with “just” 215 issues per 100 vehicles. For context, No. 1 was Lexus with 140, and No. 30 was Volkswagen with 285. However, if and when parts do fail, the price of getting your Nissan back on the road can be high.

If you’re on the fence, let’s examine how likely your Nissan is to have a covered breakdown and what that breakdown could cost. According to Nissan, the average repair estimate for a covered part can range anywhere from $378 for a failed power window motor to $6,328 for major engine repairs.

Common Nissan problems

Automotive expert Brian Medford further explained in an email to ConsumerAffairs the types of repairs likely to occur in Nissan vehicles. “While Nissan’s CVT woes seem to be under control at the moment, hard-to-diagnose electrical issues seem to be cropping up now. Also, Nissan is squeezing a lot of power out of some very small engines, some of which are not fairing very well. An extended warranty isn’t a bad idea to help defray what could be costly repairs.”

Real-world example

“Our 2018 Nissan Titan SV developed an engine knock and the transmission was slipping between 2nd and 3rd gears,” wrote Melinda, a ConsumerAffairs reviewer from Utah. “It took two months to diagnose, submit and get approval for the warranty and to complete the repairs. It's a work truck with just under 120k miles.”

Nissan extended warranty benefits

All Nissan Security+Plus plans include up to $100 of emergency roadside assistance per claim, and it’s available 24/7 with no deductible. This assistance includes jump-start, locksmith, fuel delivery and flat tire services.

Gold Preferred and Silver Preferred coverage tiers add the following benefits. Overall, this is a pretty common slate of benefits for an extended auto warranty plan.

• Trip interruption coverage reimburses you up to $500 for meals, lodging and alternate transportation if you break down over 100 miles from home.
• Car rental assistance reimburses you up to $35 per day for up to five days if you need a rental car while your Nissan is in the shop for a warranty-covered repair.
• Towing reimbursement means you can get up to $100 per claim.

» RELATED: Nissan certified pre-owned warranty

Nissan extended warranty terms and conditions

Overall, the only major “gotchas” we could find hiding in the Security+Plus terms and conditions were the stipulations against track and performance use. However, we always recommend reading your contract before you sign to make sure there are no surprises down the road.

• Maintenance requirements: Nissan requires you to follow all scheduled maintenance as outlined in your owner’s manual, which includes oil changes, alignments and more services at specified intervals. It may also ask to see receipts as proof, which is a common practice for warranty providers.
• Preexisting conditions: Any preexisting issues won’t be covered by your Security+Plus warranty. Warranty companies often deny claims on the basis that the warranty holder can’t prove the issue started during the warranty period, which is why we almost always recommend getting a pre-purchase inspection before buying a car warranty. That way, you’ll have paperwork proving what was — and wasn’t — an issue when you bought coverage.
• Transferability: If you sell your Nissan, you can transfer your Security+Plus warranty to the new owner as long as you contact Nissan or the dealership where you purchased the warranty within 30 days of the sale. You’ll have to fill out some paperwork and pay a $50 transfer fee.
• Cancellation and refunds: You can cancel your Security+Plus warranty within 60 days of purchase for a full refund, minus the cost of any claims. After 60 days, you can cancel for a partial, prorated refund minus a $75 fee.

Nissan extended warranty exclusions

For the most part, standard exclusions for extended auto warranties apply. That means your Security+Plus warranty won’t cover repairs needed due to accidents, negligence, misuse or missed maintenance.

Nissan GT-R and Z owners take note: Racetrack use is explicitly listed as an exclusion, as is “improper shifting.” In other words, if Nissan techs discover signs that you were missing shifts or revving your engine too high (like premature clutch wear), Nissan may deny your warranty claim.

Author’s note

Even though the Nissan GT-R and Nissan Z are both marketed as high-performance sports cars, “use on a track” is a general exclusion for all Nissan vehicles. Even damage as a result of using factory-installed launch control can void the warranty on your transmission.

» MORE: What will void a car warranty

Nissan extended warranty alternatives

An extended auto warranty isn’t your only way to manage unexpected car costs. Think about these options:

• Emergency savings: Build a dedicated fund just for vehicle repairs.
• Mechanical breakdown insurance (MBI): This policy helps cover costly repairs and may offer more flexibility than a warranty.
• Prepaid maintenance plans: These plans handle routine services and can make budgeting easier.
• Credit access: Credit cards or lines of credit can be useful in emergencies but often have high interest rates.
• DIY repairs or local mechanics: Tackling repairs yourself or using a local shop can save you money compared to dealership prices.

Nissan vs. third-party extended warranties

Broadly speaking, third-party extended warranties stand out from original equipment manufacturer (OEM) extended warranties in two ways. First, they offer longer terms. OEM options rarely extend past 150,000 miles, while third-party extended warranties can stretch all the way to 10 years or 300,000 miles.

Second, third-party extended warranty companies offer a wider range of options for you to choose from. They might not all be better than what you’d get from Nissan, but getting quotes from different companies can often net you some savings on similar coverage.

An extended warranty from a third-party warranty company might be a particularly good option if you plan to own your Nissan past 75,000 miles. According to the quotes we received from Nissan, that’s when Security+Plus warranties start getting expensive.

Compare extended warranty providers

Read our guide on the best-rated car warranty companies for more information on plans and coverage details.