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CARCHEX Reviews

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Edited by: Morgan Cutolo

About CARCHEX

Founded in 1999, CARCHEX sells extended auto warranties and related vehicle protection products. It partners with third-party providers rather than offering its own plans. These vehicle service contracts cover repairs due to mechanical failures or malfunctions, but not collisions. Coverage is available in all 50 states, and CARCHEX accepts vehicles with up to 250,000 miles. Plans also come with additional benefits like roadside assistance and towing.

Visit www.carchex.com
Pros
  • Available nationwide
  • Plans are transferable
  • Accepts high-mileage vehicles
  • Helpful sales reps
Cons
  • May be hard to cancel
  • Some contracts aren't renewable

Helpful Reviews

Dallas, TX
Verified purchase
All tow trucks were busy that night, so we called Cierria Towing. They brought the flat bed tower, which I saw, thrilled…very professional as well! We were right by the tow truck ...

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Jacksonville, FL
Verified purchase
Very detailed review of repair claim. Was explained by customer service. Answered all my questions. I got a quick response through my email and a phone call. Adjuster response was...

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CARCHEX coverage plans

CARCHEX extended warranty plans cover repairs due to mechanical failures or malfunctions. Additional benefits include 24/7 roadside assistance, towing, rental car coverage, rideshare vehicle coverage and emergency fuel delivery.

Plans are available for vehicles with up to 250,000 miles. Coverage kicks in after a waiting period of 30 days and 1,000 miles, but this is a fairly standard requirement among extended auto warranty providers.

CARCHEX extended warranty plans

CARCHEX offers five coverage levels that span multiple warranty plans from different providers. With the exception of one plan, all include, at a minimum, a powertrain warranty. This means that your vehicle’s transmission, drive axle(s) and engine are covered along with the other components that send power to the wheels.

Compare CARCHEX coverage plans

The table below compares which key components and systems are covered under each CARCHEX plan, helping you see how coverage levels differ at a glance.

CARCHEX extended warranty exclusions

CARCHEX plans don't cover regular maintenance items like oil changes or consumable parts like wiper blades and air filters. Modified or aftermarket components aren’t covered, including lift kits.

In general, if a part is still under the original manufacturer's warranty, your extended warranty won’t cover it. Plans also don’t cover damage caused by collisions or weather events like hail (that’s what car insurance is for).

The following are not covered under any CARCHEX plan:

  • Routine maintenance
  • Wear-and-tear components
  • Exterior and interior trim
  • Preexisting conditions
  • Damage from accidents or environmental factors
  • Neglect or improper maintenance
  • Unauthorized modifications
  • Components covered by manufacturer's warranty

CARCHEX warranty costs

The average price of a five-year CARCHEX plan is about $1,500. Expect to pay approximately 2 cents per mile of coverage. The price of your CARCHEX warranty will vary based on your vehicle’s mileage, year, make and model, as well as the coverage level and deductible you select.

Recently, Michael in Colorado told us he paid $2,299 to extend coverage on his 2019 Ford F-350. The best way to get a better idea of your cost is to get a quote directly from CARCHEX. Another customer, Judy in Florida, said she pays about $1,000 per year for coverage.

It’s worth noting that you may be able to haggle for a deal. “I told them I wanted to take their highest plan, but I would not spend more than $99 a month,” Raymond in Rhode Island said. “They gave me it for $99.”

Payment plan details

CARCHEX lets you pay for your extended warranty over a maximum of 24 months. No down payment is required during this period. The company has a 30-day money-back guarantee in case you decide the plan isn’t right for you.

CARCHEX claims and repair process

Once you’re past the waiting period, CARCHEX covers authorized vehicle repairs made at licensed service facilities. You can use its mobile app or website to find a vehicle repair facility near you. Here’s what usually happens next:

  1. Choose a repair facility. CARCHEX vehicle protection plans are accepted at thousands of licensed repair facilities nationwide, including local dealers, independent auto repair shops and national chains like Pep Boys, Firestone and Goodyear.
  2. Your mechanic contacts the CARCHEX claims department. The repair facility must contact the claims administrator listed in your contract to obtain approval before proceeding with any repairs.
  3. You might need to provide maintenance records. If requested, provide your vehicle maintenance records to determine coverage eligibility. Maintenance records must include dates of services, mileage, supplies and your vehicle identification number (VIN).
  4. The repair facility receives authorization. Once the claim is approved, the repair facility will receive authorization for the covered repairs. This step makes sure the repairs are covered under your plan.
  5. CARCHEX pays the repair facility directly. Upon completion of the repair, you are responsible for paying any applicable deductible to the repair facility.

NOTE: In some cases, you may need to authorize the repair facility to disassemble parts to determine the cause of the breakdown. You will be responsible for teardown charges if the breakdown is not covered under your vehicle service contract.

What to do if your CARCHEX claim is denied

If your claim is denied by CARCHEX, first review your contract to make sure you have coverage for the repair you’re looking to get covered. If you think your claim was wrongfully denied, complete the Dispute Resolution form online within 90 days of the administrator’s claim decision. CARCHEX will contact you to discuss your claim.

CARCHEX FAQ

What does CARCHEX cover?

CARCHEX offers five levels of coverage, with multiple plans available through its various providers. These plans range from bumper-to-bumper to powertrain coverage.

  • The Titanium tier provides bumper-to-bumper coverage.
  • Platinum plans offer CARCHEX’s highest level of stated-component coverage.
  • Powertrain Plus warranties provide comprehensive coverage, including major vehicle components.
  • Powertrain programs offer essential coverage for major vehicle systems.
  • Extra Care is CARCHEX’s lowest level of coverage; it covers important items outside the powertrain.
Is CARCHEX legitimate?

Yes, CARCHEX is a legitimate company that partners with multiple warranty providers and is registered with reputable third-party organizations.

» MORE: Extended car warranty scam statistics

Where is CARCHEX available?

CARCHEX is available in all 50 states. You can take your vehicle to any licensed repair facility for repair, including dealerships and independent repair shops.

How do I cancel my CARCHEX warranty?

To cancel your CARCHEX warranty, contact the company in writing with a request to cancel your contract. If you cancel within one month of the effective date of the contract and you have not made a claim, you will receive a full refund. If you cancel after 30 days, you will receive a pro rata refund.

Does CARCHEX have a money-back guarantee?

Yes, CARCHEX has a 30-day money-back guarantee.

Still have questions?

Is a CARCHEX extended warranty worth it?

CARCHEX can be a good fit for drivers with older or high-mileage vehicles who want added protection after the factory warranty expires. It may also appeal to budget-conscious drivers looking for flexible payment plans, roadside assistance and the ability to use licensed repair shops nationwide.

Drivers who travel frequently or plan to keep their vehicles long term may also benefit from the peace of mind that extended coverage can provide.

But not all CARCHEX customers are happy. While some appreciate the coverage, others report pushy sales tactics and claims headaches. Janice in Illinois got stuck paying $473 out-of-pocket when CARCHEX said it would only cover a used aftermarket part her mechanic couldn't guarantee.

Ultimately, CARCHEX may be worth considering if you want customizable coverage for an aging vehicle and are willing to carefully review contract terms before signing. Drivers seeking simpler coverage terms or more predictable claims experiences may want to compare multiple extended warranty providers before making a decision.

CARCHEX Reviews

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    Page 1 Reviews 0 - 35
    Verified purchase
    Customer ServiceCoverageTechPriceMaintenanceStaffBillingRatesSales Tactics

    Reviewed July 28, 2026

    I did an AI search between Endurance and the other company that I had seen. I wanted to see what was really out there in that kind of market. AI went through all kinds of reviews and found that people had some good things to say about CARCHEX. So, I settled on them. At the time, I bought a used car that had 60,000 miles on it. And within a month, the transmission had some issues, and the transmission had to be replace the transmission. I bought it from a dealership, so they took care of that.

    I've already got 70,000 miles now and I put a lot of miles on my vehicle. The powertrain warranty is going to be gone soon, and then I'm going to need something to help with other things. So, getting CARCHEX is more of protecting my investment. And I don't buy new cars every year. Also, I don't want the whole car to fall apart on me and I still have a car payment. I don't like having car payments. So, I didn't want this to blow up in my face and not be able to afford the repairs if something does happen.

    I like the fact that if I decide I don't want the warranty anymore, I can let it go. Also, it was unlimited mileage, so it didn't matter how much mileage I put on the car because that's going to be an issue for me in another 30,000 miles when I hope the car lasts that long. Then, the price was reasonable on what I felt like I was getting. If someone is considering getting CARCHEX, I would tell them that they should definitely talk to them about what they offer. Plus, their reps were were not high pressure and I felt like they were trying to help me choose the best plan for me. All in all, it's great to know that I can keep my car running without major expense and that I wouldn't have to fork out thousands of dollars on top of my car payment to keep my car running.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Suzanne, thank you for sharing your experience! It's great to hear you took the time to research your options and found a plan that gives you confidence in protecting your vehicle for the long haul. We're glad our team helped you find the coverage that fit your needs without any pressure. Thank you for choosing CARCHEX, and if any questions come up along the way, we're just a phone call away.

    Not sure how to choose?

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      Verified purchase
      Customer ServiceCoverageTechStaffBillingTimeliness

      Reviewed July 19, 2026

      A friend of mine had Carchex, and my mother-in-law, who's a mechanic, looked into it and said it was a good idea. We have an older 2006 vehicle with low miles, and she said it would be good to have coverage just in case something happens. The sign-up process was easy. I called the phone number, and my mother-in-law helped me with it too, because she knew exactly what to ask about, such as what was covered.

      The rep was nice and worked with me because we didn't get paid until the next day. He was able to start the plan while we were on the phone and delay the payment until the following day, which was cool. He explained the different levels of what’s covered and the amount of money that's covered a month. He explained that big things are covered, like the engine, the transmission and exhaust, but little things are not covered, like brake pads and motors. So, he was knowledgeable and explained everything.

      One plan was probably $10 too much, so he suggested another option that was about $12 less than the other plan per month. He was trying to help me find a plan I could afford. He was very detailed with everything. I would give Carchex 10 stars. If someone doesn't want to spend a lot of money, they’d better call Carchex.

      The biggest benefit is having protection for unexpected realities of what can happen to vehicles, especially with older cars. You never know when something is about to give out. You could be driving somewhere and then there's no sign of something going bad, and then you're stuck on the side of the road. Carchex is a good thing, especially if you're on a budget. With an unexpected repair, you could be stuck without a car because you don't have the funds for it. But if you're making the monthly payments on a program like this, it's easier to come up with whatever. I'd rather come up with $250 or $500 than have to pay $1,500, $2,000, or $3,000 for a repair.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      Thank you for your review, Kaitlyn! Knowing you found a plan that fit your budget and gave you the peace of mind you were looking for means so much to us. Thank you for putting your trust in CARCHEX. We look forward to being there whenever you need us.

      Verified purchase
      Customer ServiceCoveragePricePunctuality & SpeedRefunds & PayoutsStaffRates

      Reviewed July 12, 2026

      I tried to go to the CARCHEX website before calling the number. I tried to do a little research before calling to see if it's even something I'm interested in. By the time I called, the person I spoke to was able to give me even more information on where to go and look to check against other car warranty businesses. He was very helpful and knowledgeable. He knew about other brands that were in the industry as well to help me toggle along, “They do this, we do this. And this is why our product is so much better because we do this and we don't do that.” I've had two others before that I was not happy with. So, I was armed with the questions that the person that CARCHEX had answering the phone was able to assure me and give me good feedback on that's not how they operate.

      The rep also let me know about the period of time where you'll have to pay $1,000 until you've had it for 90 days. It was affordable. Also, there were different options that I could start with or add on later if needed. It sounds good, I signed up, and I'm hoping that it's a service that's worth having. We all know we need insurance, so just having that in the back of your mind that if something happens, you don't have to pay the outrageous cost of repairs because you've been paying for it along the way. It's always an assurance to have for you in case you need it. Do your homework. Don’t just go for the first one because I did my homework.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      What an awesome review! We love hearing that you took the time to do your research and felt confident choosing CARCHEX. If any questions come up along the way, just give us a call.

      Verified purchase
      CoverageTechSales & MarketingRefunds & PayoutsMaintenanceFollow-Through

      Reviewed July 8, 2026

      My factory warranty expired and I got 70,000 miles on my car, so I wanted to make sure, if I have some issues, I have something that's gonna cover it. I read about Carchex and tried them out to see if they're gonna do what they say they're gonna do as far as fixing my vehicle without any issue. Signup was smooth. The guy that sold it to me is a salesman and he answered my basic questions. I just got the warranty and it's new, but one thing I don't like about Carchex is that I gotta get 1,000 miles before I even use it if I need it.

      I'm concerned because I don't drive a lot. I live in Florida and I know a lot of people have a lot of problems with the air conditioning. If something happens with my AC, and I haven't met the 1,000-mile marker yet, then what are they gonna do? I'm paying every month over 100 something dollars. So, I'm gonna see how that turns out if I need to use the warranty. The salesman was a good guy and we had a good conversation, but he can't make any real decisions on what they're gonna cover and not cover. He can only go by what they say they're gonna do. Talking to him was just talking to somebody that’s trying to get commission off of getting my sale. He couldn't do much as far as giving me the confidence that everything's gonna work out if I need them.

      I had Carshield and Endurance before. Endurance was good, but they all offer the same thing. When it comes to paying for something, I'm not sure how that's gonna go yet. A lot of the places that I dealt with before said they would cover the air conditioner unit, but when I took my car in to get it fixed and it came to paying, they didn't cover it because something else was broken or wasn't functioning properly, and it wasn't exactly on the item list that they said they fixed. I have the contract with Carchex online and I'm wary of the fine print. However, I can't say that about Carchex yet because I haven't interacted with the company yet as far as a claim, so I'm still looking to see how that goes. With the other two companies though, I had issues like that. So, I'm hoping that Carchex isn't gonna do the same thing.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      Andre, we appreciate you taking the time to share such detailed feedback. We understand wanting to feel confident about your coverage, especially when you've had mixed experiences with other companies in the past. If you have any questions about your contract or would like to go over your coverage, please don't hesitate to reach out.

      Verified purchase
      Customer ServiceCoverageTechSales & MarketingPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffRatesSales Tactics

      Reviewed June 28, 2026

      Modern cars got their issues, and when they go bad, it's usually quite expensive because of the computer stuff that's involved. I looked around, then I read an article on car and driver magazine. Car and driver gave Carchex the highest rating, so then I called Carchex and the deal was awesome. However, I didn't realize that I had a five-year factory warranty instead of a three-year warranty, but as soon as I did, I canceled that. Carchex was very good about refunding the money that I paid them. It was prompt, no questions, and no pressure to keep it. So, I said, "When I get to the end of my warranty from the factory, Carchex is who I’m going with.”

      The dealership called me two days before the warranty was up, and they gave me a quote. They were high pressure, "Let's do this. What can I do to get you to sign up?" I told them, "I want to make one more phone call before I commit with you guys." When I called Carchex, they were one third or less than what the dealership wanted for the exact same coverage, but the difference was the deductible with Carchex. I thought, "Okay. I can afford $250 if the car breaks down, not 2,500." The reps were very straightforward with all the pricing and answered any questions I have. It was an easy, pleasant experience. My signup date was June 11, and so far, so good. I'm not expecting my car to break down anytime soon, but I have the peace of mind of having that warranty in case something major goes wrong. I'm not looking forward to using this, but it's nice to know that it's there if I need it.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      William, it means a lot that you came back to CARCHEX after comparing your options, and we're so glad our team made the process straightforward and pressure-free. We hope your coverage gives you the peace of mind you're looking for, and we appreciate you placing your trust in us.

      Verified purchase
      Customer ServiceCoverageTechPriceMaintenanceStaffRates

      Reviewed Aug. 1, 2026

      I had bought a pretty expensive, high maintenance vehicle, and I wanted to ensure that it had the maximum warranty and coverage for it because it costs a lot for maintenance. I had a different provider, but Carchex has a better warranty package and better cost. It was more relatable to my needs and they were very easy to work with and efficient. I did a lot of research and after a while, I settled on Carchex because they had exactly what I wanted and offered me the best price that I could get it at.

      So far, so good. When I had questions, I called and they answered and walked me through what I needed. It's nice to have physical copy of the contract that I keep secure in case I need to rely on it. But for the most part, everything in there is pretty self-explanatory. Everything is laid out and they are very detailed about what they cover and what they don't cover. They explained all that upfront. It's very reasonable. I don't like dealing with big corporations because they seem to not really care about the individual. On the other hand, I liked that Carchex is a small, more family-oriented business who's been around. They seem to be more reliable and more concerned about the average individual need of the person more so than just selling.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      Welcome to CARCHEX, Gregory! We're so glad you found the coverage that fit your needs and had such a positive experience from the start. Thank you for sharing your experience, and we look forward to serving you for years to come.

      Verified purchase
      CoverageSales & MarketingPriceStaffBilling

      Reviewed July 31, 2026

      CARCHEX offered a monthly cost and it wasn't this much money for these many miles in this amount of time. All of the other ones that I looked at were restrictive on your mileage and time. But according to the salesman that I spoke with, there's no limit on sales, mileage, or time. As long as you make your payment every month, then the plan just goes on into eternity. We're planning on keeping the vehicle so we liked that the plan was on for a long term. We signed up with them in September and their reps were very helpful.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      Chuck, it's always nice when you find a plan that fits your long-term goals. We're glad our team made the process easy and helped you feel confident in your decision. Thank you for choosing CARCHEX, and if you ever have any questions, just let us know!

      Verified purchase
      Customer ServiceCoverageTechPriceRefunds & PayoutsStaffRates

      Reviewed July 30, 2026

      I wanted an extended warranty to have peace of mind. I'm a bit of a researcher, so I did a lot of research with different types of extended warranty companies. Based on the reviews that I read and the direct information from people who had used Carchex, they seemed the best fit, and they had good pricing. I now have them for four cars. They were able to do an extended warranty on a car that still has a factory warranty. They were also able to do a month by month contract so as long as I continue to pay the monthly premium on another car, it'll be covered. I also liked their ability to bundle the services that I needed.

      I have already recommended Carchex to friends. They have good communication and callbacks. They walked me through the process and were really good and knowledgeable. I bought a policy one time for a vehicle that had a branded title, and the other people were really devastating. When we went to get a repair done, they said they should have never sold it to me and that they had to refund my money because I shouldn't have had the policy. On the contrary, Carchex was really clear about what we can do and what we can't do if it's a branded title.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      Welcome to CARCHEX, John, and thank you for putting your trust in us for all four of your vehicles! It means a lot to know your research led you to us and that our team made the process clear and straightforward. We truly appreciate your recommendations to friends, and if you ever need anything, don't hesitate to give us a call.

      Verified purchase
      Staff

      Reviewed July 29, 2026

      I love CARCHEX. The reps have been very nice and helpful. I got my five cars on there.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      Thank you for sharing your love for CARCHEX, Minnie! We're delighted that our friendly, helpful representatives made your experience a pleasant one. Trusting CARCHEX with five of your cars is an honor, and we're here to ensure you continue having a positive experience. If you ever need assistance, feel free to reach out.

      Verified purchase
      Staff

      Reviewed July 27, 2026

      Everything was easy when I signed up with Carchex. They were upbeat and straightforward. The gal that I was in touch with there was very pleasant and informative.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      Welcome to CARCHEX, Brian! We love hearing that your first experience was such a positive one. It's wonderful to know everything was easy and that our team made you feel comfortable from the start. If you ever need anything, don't hesitate to give us a call.

      Verified purchase
      Customer ServiceCoverageTechPriceRates

      Reviewed July 26, 2026

      I've been with CARCHEX for six years. So far, they have been great., but this time around, I was seriously thinking about going with another company because nothing’s been explained to me the right way. When my car got hit and I had to get another car and change it over to their insurance, there was a woman who was very rude. She never texted me back, called me back, or nothing. Then when I inquired about it, she put me on hold for 20 minutes and never came back to the phone. Then after some time, it transferred over to somebody else. I really didn't appreciate that because I was just inquiring about my car getting hit the third time in front of my house. So, I was upset about that. The way she handled me was horrible.

      As far as the price, when I started with CARCHEX, I was paying $40 and some change. Now, I have the Silver package and I'm paying $106.99. The miles on my vehicle are very high. So, that would be the smart thing to get. I just think that the price is high, being that I've been with them so long. I've had the plan for all of the years and never used it. That’s why I was disgusted because of what I was getting back.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      Delores, thank you for continuing to choose CARCHEX over the years. We appreciate you sharing your concerns about your recent experience, and we're sorry it didn't reflect the level of service you expected. Feedback like yours is important to us. If you'd like to discuss your experience further, please give us a call at 1-800-442-1432. We'd appreciate the opportunity to learn more and answer any questions you may have.

      Verified purchase
      Customer ServiceStaffRates

      Reviewed July 26, 2026

      The customer service representative from CARCHEX that I spoke to initially told me that if I sent my clean and clear title in, they would bring it down to the rate that's not a salvaged vehicle. Then there seemed to be some confusion in that, and they were saying that wasn't the case. So, I had to do several calls to CARCHEX to get it canceled. So, it was a pain.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      Tyler, thank you for sharing your experience with us. We apologize for any confusion and the extra effort you had to put in to resolve these issues. A refund has been processed on your account. If you have any further questions or concerns, please feel free to call us at 1-800-442-1432. We’d be happy to assist you.

      Verified purchase
      TechPriceRates

      Reviewed July 25, 2026

      My dad had a Carchex contract, and he said that they are a good company. I tried them out, and so far, it's been good. The enrollment process was easy, and I've gotten my contract. I like their price and the peace of mind it brings. Knowing that, if something malfunctions on the car, I have a safety net of support and a minimal deductible that I need to meet.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      Thank you very much for choosing CARCHEX! We're delighted to hear that your experience has started positively with our straightforward enrollment and affordable plans. It's great to know you're enjoying the peace of mind provided by the coverage. If you ever need support or have any questions, our team is here to assist you.

      Profile pic of the author.
      Refunds & Payouts

      Reviewed July 25, 2026

      Paid for Carchex, got nothing but a request for review.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      We'd like the opportunity to learn more about your experience. If you're willing, please give us a call at 1-800-442-1432 so we can discuss your concerns and see how we can help.

      Verified purchase
      Customer ServiceCoveragePriceStaffRates

      Reviewed July 25, 2026

      I just signed up with CARCHEX two months ago. I really haven't had any experience with them other than starting my policy. I have two policies with them, one for my car, and one for my daughter's car. I was just a little confused because I was looking for it, and I called CARCHEX, and they quoted me one price, and then I called CarShield, and they quoted me a better price, and I said, “Well, I already signed up a CARCHEX. How come your price…?” He said, “Well, we're a sister company, so they should honor our price.” So, then I had to call CARCHEX back and get the lower rate. So, it was a little odd that I didn’t get the lowest rate in the beginning. Other than that, the representatives I spoke with were good. They explained everything well.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      Daniel, thank you for your thoughtful feedback! It's great to hear our representatives took the time to answer your questions and explain your coverage. We also appreciate you bringing your pricing experience to our attention. Rates can vary based on the coverage options available at the time of purchase, and feedback like yours helps us continue improving. If you have any questions about your coverage, please give us a call at 1-800-442-1432.

      Verified purchase
      CoverageTechSales & MarketingOnline & AppStaffRates

      Reviewed July 25, 2026

      Carchex was rated fairly high on the ranking report and the rep was knowledgeable. He got me what I needed and gave me the right information. He did what he was supposed to do. The year and mileage of my vehicle influenced the coverage they suggested. It seems like it covers a lot and covers the extent of the vehicle. I might be interested in learning a little more about the other coverage options, but for now, I'm fine with what I have. The app is Carchex’s downside. When I tried to log in and upload my contract, it kept giving a message and wouldn't let me open it up. So, I have the physical copy. They should make sure the website is active.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      Thank you for your thoughtful review and for sharing both the positives and the areas where we can improve. We appreciate you letting us know about the app, and feedback like yours helps us continue improving the customer experience. If you'd ever like to explore other coverage options or have questions about your plan, just give us a call.

      Verified purchase

      Reviewed July 24, 2026

      I bought the Titanium plan. This seems like a good plan but I just got it and haven't had to use it yet. Johnny G. was the person I dealt with. He was very nice and seemed to do things well. He definitely has a lot of product knowledge.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      Thank you for your thoughtful review, Thomas! It's great to hear you felt confident in your coverage and had such a positive experience getting started. When the time comes, we'll be here for you every step of the way. If you ever have any questions before then, just give us a call.

      Verified purchase
      Customer ServiceCoveragePricePunctuality & Speed

      Reviewed July 24, 2026

      I got CARCHEX off the internet. I have an older car and they take older vehicles, so I signed up with them. So far, I haven't had a problem with them doing the work. The problem is the parts they want to use. They want to use the cheapest thing they can buy and that's not necessarily the best thing to put in a car. In other words, they'll put a cheap part in then they'll replace it twice instead of putting a decent part in and replacing it once. It just doesn't make much sense to me. Other than that, I had to replace a radio, and my experience was great. Then I had to replace an alternator, and it wasn't so great. All in all, they are okay and I still use them. They'll at least pay the labor and their customer service is not bad. They talk to you quickly and deal with your concerns quickly as well.

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      CARCHEX
      Response from CARCHEX

      Thank you for taking the time to share such thoughtful feedback, Fred. We appreciate hearing what went well and where you feel we can improve. Parts used for covered repairs are determined by the terms of the service contract and the details of the claim. If you ever have questions about a repair or your coverage, please give us a call at 1-800-442-1432. We'd be glad to talk through it with you.

      Verified purchase
      Customer ServiceCoverageTechPricePunctuality & SpeedRefunds & PayoutsStaffBilling

      Reviewed July 24, 2026

      I gave CARCHEX the information about the car, and we went ahead and set everything up. It was easy and quick. I had to wait for somebody to give me a call back but I had a person who had great customer service skills. He was patient with me while I tried to gather the information. It was overall a better process, and I like that it's a monthly payment, continuous, and the same type of policy that I would have purchased at the dealership, that would have had an expiration date to it. I bought a Porsche, and anytime you have to repair something on a Porsche, it's costly. I can drive this car with a bit of ease that if something goes wrong, I have something that would help me instead of needing to come 100% out of pocket.

      Weigh your options. When you're looking at something that has an expiration date in comparison to something that you just pay every month, that's a high benefit. My prior car was a Benz, and after it reached a certain amount of miles, they didn't want to renew it. And it wasn't the same type of warranty that a dealership would have given me that would have covered the things I needed to cover. Even when I did have stuff that went wrong, I still had to pay out of pocket.

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      CARCHEX
      Response from CARCHEX

      Thank you for your review, Natasha! It's wonderful to hear the process was easy and that you found the coverage to be a good fit for your needs. Having added peace of mind can make all the difference, especially with a vehicle like your Porsche. If you ever have any questions about your coverage, just give us a call at 1-800-442-1432.

      Verified purchase
      Claims HandlingTechPricePunctuality & SpeedMaintenance

      Reviewed July 23, 2026

      I'm not very happy with Carchex. I signed up however many days ago. Was I planning on my air conditioner breaking? No, but it did. And I was told there was a 90-day waiting period. But if something happened, the deductible would be $1,000 instead of the 250. I was like, okay. It's better to have something than nothing. I signed up. Then my air conditioner broke; I had the dealership submit a claim. Then Carchex denied it. I was pissed off.

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      CARCHEX
      Response from CARCHEX

      Mary, we appreciate the opportunity to provide some additional information. Your contract includes a waiting period before coverage becomes effective. Based on the claim review, the reported concerns occurred during that waiting period, so the claim was not eligible for coverage. If you'd like to discuss your claim or have any questions about your coverage, please give us a call at 1-800-442-1432. We'd be glad to talk through it with you.

      Verified purchase
      CoverageStaffBilling

      Reviewed July 23, 2026

      I wanted warranty on my car. I found CARCHEX online and signing up with them was easy. I've been with CARCHEX for about a year now but I have never had to use them. I would tell others to consider them. They have any type of car warranty and it's nice to know that if something goes wrong in my car, I got help fixing it. The payment is a little higher to me, but it's no higher than what I want to pay if I got something going on in my car.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      It's great to know you have the peace of mind you were looking for. We truly appreciate your recommendation and your confidence in your coverage. If any questions come up along the way, just give us a call at 1-800-442-1432.

      Verified purchase
      CoverageTechSales & MarketingMaintenanceStaff

      Reviewed July 22, 2026

      My job offered a discount for Carchex and when I enrolled, I just gave my information. The reps talked me through what they offered. I had just purchased a 2020 Chevy Malibu and it pretty much covered everything. They offered roadside assistance and rentals and that was a bonus for me to get it. The time that I had to use it, it wasn't a hard process. I got the loaner through the dealership when they fixed the car, so it made it even easier. When I put my other cars on Carchex, they didn't have the same coverage because it depends on the year. My 2016 vehicle only covers the powertrain. So, for people considering Carchex, it would depend on what they are looking for because it depends on the car.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      Doris, knowing your coverage came through when you needed it is exactly what we like to hear. Thank you for sharing your experience and for helping others understand how coverage can vary by vehicle. If you ever have any questions, just give us a call at 1-800-442-1432.

      Verified purchase
      Customer ServiceSales & MarketingPriceMaintenance

      Reviewed July 22, 2026

      I bought a used car, and I needed a warranty. I saw CARCHEX online. I know that if my car breaks down, I’ll be able to get it fixed. Call CARCHEX and get a quote.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      Angelia, thank you for the recommendation! It's great to know you found the coverage you were looking for. When the time comes, we'll be here for you.

      Verified purchase
      Staff

      Reviewed July 21, 2026

      I've always had extended warranties with every vehicle I have and I decided to go with Carchex based on the reviews. Signing up was easy and the rep was very helpful and professional. I had a great experience and I will purchase again.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      Yolanda, knowing we'd be your choice again is one of the best compliments we could receive! Thank you for your trust in CARCHEX. If you ever need anything in the future, we're just a phone call away.

      Verified purchase
      Customer ServiceClaims HandlingCoverageSales & MarketingStaffBilling

      Reviewed July 21, 2026

      CARCHEX is the first one I talked to, and it seemed like what I was looking for. The agent was very good. She asked me what kind of vehicle it was, told me what kind of programs they had, and gave me the discounts. She went over everything, and I received a packet. I like not having unexpected large bills. I'm on the month-to-month. I got the car at the beginning of June. So, the policy started immediately. But I had 30 days before I could file a claim. The rep said to call in to submit a claim. Try CARCHEX for 30 days and see if you're happy.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      It's wonderful to hear you found the information you needed to make a confident decision. We appreciate you giving CARCHEX a try and your recommendation to others. If any questions come up about your coverage, just give us a call at 1-800-442-1432.

      Verified purchase
      PricePunctuality & SpeedStaffBillingRates

      Reviewed July 20, 2026

      Carchex was reputable and recommended by a lot of other people. I decided to get the service for the security of knowing that if anything happens to my vehicle, I can have an easier time getting it fixed if I'm not able to afford the full cost at the time. My experience was very good when I enrolled and the person who helped me through the process answered all of my questions and was very helpful. She knew what she was talking about, had a lot of insight, and made me feel very comfortable. The process was fairly quick. I'm satisfied with the ease of the process to get everything set up. Plus, the price is just about my light bill. Anybody considering CARCHEX should ask questions and think about their vehicle type and what they would need.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      What a fantastic review, Valencia! Knowing you have the peace of mind you were looking for and that getting started was such a positive experience means so much to us. Thank you for trusting CARCHEX, and if you ever need anything in the future, we're just a phone call away.

      Verified purchase
      PriceStaffRates

      Reviewed July 20, 2026

      The process at Carchex was pretty simple. I like that it was renewable every month. As long as I renew it, it's going to take care of my car. Their price was a little high, though.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      Thank you for sharing your experience with us, Richard! We're pleased to hear that you found our process to be straightforward and convenient with the monthly renewal offer. We understand your concern about the pricing and appreciate your feedback on that as well. Should you have any questions or need assistance with your plan, we're always here to help.

      Verified purchase
      Customer ServiceCoverage

      Reviewed July 19, 2026

      The Carchex warranty doesn't end, which is why I chose them. As long as I pay the monthly fee, I have a warranty for as long as I own the car. The customer service during sign-up was great. I've had Carchex since May and the entire vehicle is covered. They cover every item other than wearable items like wiper blades or brake pads.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      Thank you for choosing CARCHEX and sharing your feedback, David! We're delighted to know that you're pleased with the continuous coverage plan and experienced a stress-free sign-up with our customer service. It's great to hear how you've found our coverage convenient and thorough for your vehicle. If you have any questions or need assistance, we're here to help.

      Verified purchase
      Customer ServiceOnline & AppStaffEase of Use

      Reviewed July 18, 2026

      I had an amazing experience. I chose CARCHEX because my dad has a subscription with them as well. Their rep was nice and patient. She explained the different packages that we have and what comes with it. Great customer service. Also, the website is very easy to use.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      We're thrilled to hear about your great experience with CARCHEX! It's wonderful that our representative provided patient and clear guidance while exploring our packages, and that you found our website easy to use. We strive to deliver excellent service, and moments like yours make our efforts rewarding. Thank you for choosing us, and please don't hesitate to reach out if you have any questions or need further assistance.

      Verified purchase
      CoveragePriceStaffBilling

      Reviewed July 18, 2026

      When I buy a used car, I always look for some type of protection just to help with potential costs in the future. I've dealt with CARCHEX in the past and never had any issues. I've had issues with other companies out there where I just get hit with unexpected expenses and fall throughs when it comes to carrying out things that I thought would be carried out. I haven't had a bad experience with CARCHEX so far. I got a total package. There are a lot of things that are not included, but there are a lot of things that they cover.

      The representatives at CARCHEX are great. I feel like the handbook could have been easier to follow. It was overwhelming. Aside from that, the deductibles are higher than other companies. As far as the payments, I'm only familiar with month to month but there are a bunch of options. They do have a PayLink portal that you can pay through. They send a pay slip in the mail. You can pay that way.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      There's nothing better than earning the trust of a returning customer! Thank you for continuing to choose CARCHEX and for sharing your honest feedback about the handbook. Feedback like yours helps us continue improving the experience for all of our customers. If you ever have any questions or need anything along the way, we're just a phone call away.

      Verified purchase
      CoveragePriceStaffBillingRates

      Reviewed July 18, 2026

      I like CARCHEX's pricing, coverage and the duration. I got the whole coverage for a BMW X7. I worked with a male person. He was one of the main reasons why I ended up getting CARCHEX. He was very helpful and patient, and gave answers to all my questions. However, the website could be better. It's outdated and a little buggy. I have to get through a few clicks to get to where I want to. I tried to make the online payment on their portal but my card details would not get added for some reason. Other than that, I'm highly satisfied.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      Welcome to CARCHEX, Allen! We're thrilled you found the coverage you were looking for and had such a positive experience getting started. We also appreciate you letting us know about your experience with the website, as feedback like yours helps us continue improving. If you continue to have trouble with the online portal or have any questions, just give us a call. We'd be glad to help.

      Verified purchase
      Customer ServiceClaims HandlingCoverageTechSales & MarketingPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffSales Tactics

      Reviewed July 17, 2026

      I purchased an extended warranty from CarChex for my 2018 Ford Escape after my factory coverage expired. Lately, I ran into a major issue with my transmission and small-block engine. I took my car to an [ASE-certified mechanic/dealership], and the claims process was incredibly smooth. CarChex worked directly with the repair shop, approved the claim quickly, and paid out the fair repair estimate without any issues. I only had to pay my $500.00 deductible. Their customer service representatives were professional, clear, and did not use pushy sales tactics when I initially signed up. I highly recommend them if you want reliable vehicle protection.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      Thank you for sharing your experience, Kim! Knowing your coverage came through when you needed it most means a great deal to us. We're so glad everything went smoothly and that our team helped make the process a positive one. Thank you for your recommendation, and if you ever have any questions, we're always happy to help.

      Verified purchase
      Customer ServiceCoveragePriceStaffRates

      Reviewed July 17, 2026

      When I called Carchex, it was the lower price compared to others and still provided the coverage I needed. The rep I worked with did a good job. She knew all that like the back of her hand. It was conversational, but she knew all those numbers. I like their coverage for the price. And it was a good price, and it covered me for 60,000 miles, and so many years. I also like not having to worry about some major repair or if something comes up. It's covered, ‘cause it's pretty comprehensive. I like their reputation too, ‘cause some other companies have something with the Better Business Bureau.

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      CARCHEX
      Response from CARCHEX

      Thank you for choosing CARCHEX, Anthony! We’re glad to hear that our pricing and coverage meet your needs and that our representative was able to assist you with their knowledge. It’s wonderful to know that you’re experiencing the peace of mind that comes with our comprehensive coverage. If you have any questions or need assistance in the future, we’re here to help.

      Verified purchase
      Customer ServiceCoverageSales & MarketingPriceRates

      Reviewed July 17, 2026

      I wanted additional coverage for my vehicle, and I Googled it, and Carchex came up along with a few other companies. I liked the price point of Carchex, so I called them. They asked me what exactly I was looking for. They offered me a quote. I said I had to take some time to think about it. They offered a cheaper rate, and they let me know that I could cancel at any time.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      Amanda, it's wonderful to hear you found a plan that fits both your needs and your budget. Thank you for choosing CARCHEX to help protect your vehicle! If any questions come up along the way, we're just a phone call away.

      Verified purchase
      CoveragePriceStaffRates

      Reviewed July 17, 2026

      I got an extended warranty from CARCHEX for a 2013 Hyundai Sonata. It's way out of warranty, and it's got 94,000 miles. So, I wanted to make sure if something happened, I could hopefully get something covered. The sign-up experience was pretty easy. Their rep explained everything. The price is good.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      Thank you for choosing CARCHEX! It's great to hear that our easy sign-up process and helpful representative made your experience a positive one. We're excited to offer protection and peace of mind for your Hyundai Sonata. If you have any questions or need assistance in the future, feel free to reach out. We’re here to help!

      Verified purchase
      Customer ServiceCoverageTechStaff

      Reviewed July 16, 2026

      CARCHEX was referred by one of the mechanics who worked on my car. I also went with them because of the vehicle I had. I wanted to ensure they knew what they were doing. In terms of CARCHEX's customer service, they did great. Their reps were very helpful and informative.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      Tina, there's nothing better than knowing you felt confident in your decision. Thank you for trusting CARCHEX to help protect your vehicle. If you ever need anything along the way, we're just a phone call away.

      Verified purchase
      StaffRates

      Reviewed July 16, 2026

      I got my package from CARCHEX and it looks great. So far, so good. My son bought a car, and we were recommended to use an aftermarket warranty. He was like, “Dad, you should use the same thing for your truck because it's out of warranty.” I know my engine has potential problems, so I said, “Okay, if this is a new engine, let me just do that since the factory warranty has expired.” My research showed that CARCHEX is very good. My son thought the rates were good, and he thought the system works great. The sign-up process was exceptional. It was very easy. The personnel I talked with was very kind. She was very professional. The thing that's important to me is that the journey is smooth and easy.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      Albert, it sounds like you took the time to find the coverage that was right for you, and we're honored you chose CARCHEX! We appreciate your kind words, and if you ever need anything, just let us know.

      Verified purchase
      Customer ServiceSales & MarketingStaff

      Reviewed July 16, 2026

      I had used CARCHEX in the past, but I'm glad I didn't buy it the first time I called because when I called back the second time, it was a lot less. The representative who helped me get signed up was great. He explained everything and got me going. He was extra helpful, found some coupons, gave me some discounts, and I was happy with it. My plan is month-to-month. Anybody considering CARCHEX should call at the end of the month because that's when I got a much better deal. I was going to pay almost $160, but when I called back at the end of the month, the representative had some deals. I appreciated that. He was cool, thanked me for my service as a veteran, and was good.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      What a great review! It's wonderful to hear our representative took the time to find a plan that worked for you and made the process such a positive one. Thank you for choosing CARCHEX, and we appreciate your trust. If you ever need anything in the future, we're just a phone call away.

      Verified purchase
      Customer ServiceTechPriceStaff

      Reviewed July 15, 2026

      Knowing that my car is older, I decided to get a service contract. Be it next week, next month, or next year, $1,000 is not that much to pay versus what might go wrong. CARCHEX was one of the few ones that take 2003 cars, so I went with them. I got the basic plan, but it will keep my car running, which is good. The rep who helped me sign up kept me on hold for 15 minutes and said it'd be a while, then he came back. He was shocked I was still there, but he did come back. I got a handbook from them and it was good that they have some sort of legitimacy. So far, my experience with them has been pleasant. I recently found out that they charged me twice for the same month, but they said they'll have it fixed out sometime this week.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      Terrence, we're glad you found the coverage you were looking for for your vehicle. We also appreciate you sharing your feedback about the enrollment experience and the billing issue, and we're happy to hear it's being addressed. We hope everything continues to go smoothly, and if any questions come up, we're always glad to help.

      Verified purchase
      Customer ServicePricePunctuality & SpeedRefunds & PayoutsStaffRates

      Reviewed July 15, 2026

      I’ve been happy with CARCHEX. Due to the cost of repairs, I decided to purchase an extended warranty from them and everything seemed to be pretty straightforward when I signed up. So far, they seem to be professional. I've been with them for about three years, I've used them for a few claims, and everything had been pretty good. Also, I haven't had an issue with their customer service and the way they do business. They seemed to pay their claims quickly and they paid some good claims for me. Plus, the pricing is pretty fair for what you get from them compared to some other companies I tried. They are the best I've dealt with.

      Thanks for your vote!
      CARCHEX
      Response from CARCHEX

      Dwight, there's nothing better than earning the trust of a longtime customer! Knowing we've been there for you through multiple claims means a great deal to us. Thank you for choosing CARCHEX, and we look forward to being there whenever you need us.

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      CARCHEX Company Information

      Social media:
      Company Name:
      CARCHEX
      Company Type:
      Private
      Year Founded:
      1999
      Address:
      118 Shawan Road, Suite 210
      City:
      Baltimore
      State/Province:
      MD
      Postal Code:
      21030
      Country:
      United States
      Website:
      www.carchex.com

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