CARCHEX

I found an email from CARCHEX so I gave them a call because I went online and I saw that CARCHEX was higher rated than Endurance, which I initially worked with. The representative that I talked to pointed out something very important, which is the limit of liability. I wasn't aware of that. My car is a 2011 BMW and it's a beautiful car. It's not new and it's only gonna go lower over time. The limit of liability to the value of the car renders the policy useless. By the end of the policy, you would have paid more money for the policy than what the car is worth. If you're gonna cover me for $5,000 and charge me $600 for the policy upfront, this is a scam. CARCHEX offered a $15,000 limit of liability, which is more than enough to fix whatever happened with the car. Even if it's something with the engine, the warranty still covers it.

So far, my experience with CARCHEX has been exactly what they said it was gonna be. I looked at three different companies and called each one of them. The three big factors I used were price, what they covered, and the patience they had to answer all my questions without repeating themselves and actually answering the question. I signed up with CARCHEX.

We usually keep cars for 10 to 15 years and I figured a warranty would be a good investment. I had done a little bit of research about different warranties and Carchex was one of the better ones. If we sold the car in six months or in two years or 50,000 miles, the proration was reasonable. The cost of the length of Carchex's coverage was about average. I was told that if I signed up that day on the phone call and we paid it off at an increased rate, we would save several hundred dollars on the overall cost. I am on an automatic payment system and I'm paying a little bit more a month to pay it off ahead of time. I was told I would get a discount for doing that.

I bought a Chevrolet Tahoe and I got it straight from the dealership. They work with just one warranty, and the one they sell is $2,400 for 24,000 miles. There was no other option, and I always knew that I was getting a bad deal with the warranty I had because it was the one that the dealership pushes automatically to go through to customers.

I had been with another company for the last five years on another vehicle I had, and their coverage was minimal. Even though it paid off one time, I was looking around for something else. When I got on Consumers, I found Carchex had a little better rating, so I called them. They were polite, prompt, weren’t pushy and specified what they covered well. That means a lot. I don’t like those pushy outfits that’s constantly trying to sell, sell, sell. They were true to fact, to the point and that was the reason I went along with them.

CARCHEX is worth looking into. I have a 2004 vehicle. My money is kind of funny now, but I can afford that. So, I rather pay that than get hit with a big bill that I can't afford. The rep was very knowledgeable and explained the program to me thoroughly. And I liked the price.

The CARCHEX reps I talked to were great and I was quite satisfied with the sign up process.

Signing up with CARCHEX was simple and sweet. But I have a complication with having my card on file and I don't know why my money has not been taken out of there yet. Other than that, I'm good and I got the contract in the mail. My vehicle is a 2010 and I got the PowerTrain Plus Gold with Roadside Assistance. I drive a lot, so having the policy is very valuable.

When I called CARCHEX, I signed up through the representative. Later, I was a member. The rep said something about bumper to bumper. I'll be covered after 45 days, I got 20,000 miles per year, and told me about the deductible. I couldn't afford the initial payment that he told me, so he broke it down into payments of 30. And I pay 118 a month. Go throughout the package and see which one best fit you.

The guy I spoke with at CARCHEX was so easy going and understanding.