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Find the Best Mortgage Lenders in Indianapolis, IN

Owning a home in Indianapolis is a huge personal achievement for anyone; however, most people need a mortgage to make this goal attainable as most don’t have the home’s full value in cash. Keep reading to see our list of the best mortgage companies in Indianapolis and learn how to get an excellent mortgage rate.

Top 12 Indianapolis Mortgage Companies

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AmeriSave Mortgage
Read 3,565 Reviews

Offers affordable mortgages through its easy online approval process. Custom quotes include no obligations, no commitments and no hidden fees. Provides a wide variety of loan types, including conventional, jumbo, FHA, VA and USDA.

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Mr. Cooper
Read 9,508 Reviews

Provides new home loans and mortgage refinancing. Offers competitive interest rates. Award-winning mobile app. Online loan tracking. Guarantees closing date or the company will pay your first mortgage payment.

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ClearPath Lending
Read 990 Reviews

Nationwide mortgage lender based in California. Offers lending and refinancing services in almost every state. Specializes in fixed-rate and adjustable-rate loans and guarantees the best pricing for your loan.

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Vanderbilt Mortgage
Read 2,043 Reviews

Provides mortgage financing for manufactured, mobile and modular homes. Offers several types of mortgages, including conventional, FHA, biweekly, land and more. Programs for lower credit scores available.

BOK Financial Mortgage
Read 1,710 Reviews

Offers home loans, mortgage refinancing and home equity loans with competitive rates and flexible plans. Has an online application option but prioritizes one-on-one customer support from its bankers. Diverse mortgage products.

First Option Mortgage Read Author Review

Has a four-step loan process for home purchase and refinance loans. Gives fixed- and adjustable-rate loans for USDA, FHA, VA, interest-only, conventional and reverse mortgages. Closes loans in less than 30 days.

Grandview Lending Inc. Read Author Review

Works as a residential mortgage loan broker. Offers conventional, FHA, VA, USDA, jumbo, reverse mortgage, investor and refinance loans. Gives loans with fixed-rates and adjustable-rates to suit clients’ needs.

Hallmark Home Mortgage Read Author Review

Provides conventional, FHA, USDA and VA loans along with specialty mortgages like jumbo loans. Offers bond programs through IHCDA. Customers can make payments and view statements online.

Langdon Mortgage Read Author Review

Offers loans for first-time homebuyers, mortgage refinancing, jumbo loans and vacation home mortgages. Home loans include VA and FHA mortgages. Provides an online mortgage calculator.

Midwest Bankers Mortgage Services Read Author Review

Provides FHA, VA, USDA and conventional loans. Offers refinancing customers USDA, conventional, HARP, jumbo, FHA and VA loans with available streamline or cash-out options. Accepts online applications.

Royal United Mortgage Read Author Review

Provides home purchase, refinancing, VA and home equity loans. Offers loans from $25,000 to over $450,000. Has an online account portal for customers. Saturday business hours available.

Tucker Mortgage Read Author Review

Gives conventional, FHA, VA and USDA loans as high as $2 million. Doesn’t offer any PMI options. Provides 100% financing up to $484,350 for VA loans. Customers can check loan status online.

indianapolis skyline

Choosing a mortgage in Indianapolis, IN

The most common loan types for Indianapolis residents include conventional and FHA loans. Veterans and active-duty military personnel should also consider VA loans for their beneficial loan terms and 0% down payments. We took a look at several areas around Indianapolis to match them with the likeliest mortgage type for people looking to live there:

  • Broad Ripple Village: Broad Ripple Village is one of the most walkable neighborhoods in Indianapolis. It offers excellent food, exciting nightlife and many local businesses. Median home values are $209,933, which is an excellent price for conventional loans.
  • Fountain Square: People love Fountain Square’s historic areas and proximity to downtown. It boasts unique restaurants, art galleries and live entertainment. Conventional, FHA and VA loans are excellent choices to cover the area’s median home value of $75,762. It's also worth looking at renovation loans to fix up Fountain Square’s older homes.
  • Zionsville: Zionsville is one of Indianapolis’ wealthier neighborhoods. It has a storybook feel with brick roads, mom-and-pop shops and a family-friendly atmosphere. The median home price of $360,100 is well below many loan limits, so many popular fixed-rate and adjustable-rate mortgage options work well for buying a house there.
  • Meridian Kessler: Families love Meridian Kessler's easy access to the Indianapolis Museum of Art, Butler University and some of Indy's best-rated restaurants. Median home values in the neighborhood are $278,300, which buyers pay for with conventional, VA and FHA loans with fixed or adjustable rates. Existing residents here may also want to consider refinancing to improve their loan terms.

How to find a mortgage lender in Indianapolis

Finding the right mortgage lender is critical to saving money in the long run. Your real estate agent, friends and family members are good sources for information on mortgage lenders.

The next step to finding a mortgage is getting preapproved by multiple lenders. Comparing these preapproval quotes helps you find the lowest mortgage rates in Indianapolis, but there is more to consider than just your interest rate. Before committing to a lender, check its online reviews, customer satisfaction ratings and closing times to ensure it meets your needs. Lenders should also be able to explain your loan offer and how repayment works.

Once you decide on a lender and make an offer on your new home, you can proceed with your final mortgage application.

Indianapolis home loan FAQ

Can you put an offer in for a house without a mortgage in Indianapolis?
You can technically submit an offer without a mortgage in Indianapolis, but sellers may not accept it. Most consider your offer contingent until you get a mortgage approval, which may slow down the buying process.
How do I get preapproved for a mortgage in Indiana?
Most, if not all, of our recommended companies give preapprovals. Typically, borrowers fill out an online application and supply relevant documents for proof of their financial status. After one to three days, they receive a letter stating their preapproval status and terms.
What’s a good interest rate in Indiana?
Most mortgage rates in Indiana are between 2% and 4%. If you’re in that range, you can be sure your lender isn’t taking advantage of you.

Not sure how to choose?

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    Indianapolis mortgage company information

    Grandview Lending Inc.

    Grandview Lending Inc. provides an extensive range of loans for homebuyers. The company makes homeownership affordable through its zero-down loans that pay as much as 6% of your closing costs. Grandview’s lenders meet with customers to start their preapproval application so they can quickly begin home shopping.

    • Address: 8445 Keystone Crossing Blvd., Indianapolis, IN 46240
    • Phone: (317) 286-6860
    • Hours: M - F: 9am - 5:30pm; Sat: 9am - 1pm
    • Website:
    First Option Mortgage

    Whether you're purchasing or refinancing a home, First Option Mortgage strives to make it simple and straightforward to start your loan application process. Its app walks customers through a step-by-step guide to get personalized rates and approval. Customers can also get same-day preapproval through the company’s free online tool.

    • Address: 8888 Keystone Crossing, Ste. 900, Indianapolis, IN 46240
    • Phone: (317) 713-9500
    • Hours: M - F: 8:30am - 5pm
    • Website:
    Royal United Mortgage

    Royal United Mortgage is a part of the LendingTree network. The company has numerous loan calculators so you can know how much home you qualify for or if refinancing is right for you. It helps several community partners, such as local schools and housing for disabled veterans.

    • Address: 7999 Knue Road, Ste. 300, Indianapolis, IN 46250
    • Phone: (317) 664-7700
    • Hours: M - F: 8am - 9pm; Sat: 8am - 5pm
    • Website:
    Hallmark Home Mortgage

    Hallmark Home Mortgage provides a convenient loan application process through its ehome program. With this program, customers can complete their mortgage applications on desktops or mobile devices and even sign and send documents on their phones.

    • Address: 9000 Keystone Crossing, Ste. 1050, Indianapolis, IN 46240
    • Phone: (317) 815-1012
    • Hours: M - F: 8am - 5pm
    • Website:
    Tucker Mortgage

    Tucker Mortgage guides customers from preapproval to closing so homebuyers don't have to stress about navigating the mortgage process. It offers conventional loans for primary and second homes and investment properties. First-time homebuyers only need to pay as little as 3% down. The company gives preapproval in minutes with its online application tool.

    • Address: 9201 N. Meridian St., Indianapolis, IN 46260; Multiple locations
    • Phone: (317) 566-2399
    • Hours: M - F: 8:30am - 5pm
    • Website:
    Midwest Bankers Mortgage Services

    Midwest Bankers Mortgage Services has an intuitive five-step loan process. Borrowers start by finding out how much they qualify for and continue by selecting the right loan program, applying for a loan, going through the loan process and closing. The company also accepts preapproval requests online.

    • Address: 9745 Randall Drive, Ste. 130, Indianapolis, IN 46280
    • Phone: (317) 581-5662
    • Hours: M - F: 9am - 5pm
    • Website:
    Langdon Mortgage

    Langdon Mortgage is a mortgage company that operates both as a lender and broker to offer customers fast closings and low mortgage rates. It can fund loans internally or broker them out to national investors, depending on your situation.

    • Address: 250 E. 96th St., Ste. 280, Indianapolis, IN 46240
    • Phone: (317) 844-2250
    • Hours: M - F: 8am - 5pm
    • Website:
    by Sandi Pope ConsumerAffairs Research Team

    Sandi Pope previously worked in the nonprofit sector as an advocate for environmental and social change and believes information access is a human right. As a member of the ConsumerAffairs Research Team, she seeks to provide consumers with the necessary information needed in making life-altering decisions.