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North American Savings Bank

North American Savings Bank

 4.6/5 (106 ratings)
  • 5 stars
  • 4 stars
  • 3 stars
  • 2 stars
  • 1 stars
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About North American Savings Bank

North American Savings Bank, often referred to as NASB, offers services like mortgage loans, refinancing and emergency lending services. North American Savings Bank was established in 1927 and has a long history of serving its community. It offers in-store services in the Kansas City area.

Overall Satisfaction Rating

  • 5 stars
  • 4 stars
  • 3 stars
  • 2 stars
  • 1 stars

Pros

  • Offers multiple types of mortgages
  • Nationwide online lending
  • Mortgage refinancing available

Cons

  • In-person services only in Kansas City

Bottom Line

North American Savings Bank offers mortgages, refinancing services and banking solutions. It only provides in-person services in the Kansas City area, but it also offers online services.

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Looking to refinance your mortgage?

See which lender is best for you!

View Rates

About North American Savings Bank

North American Savings Bank is a nationwide mortgage lender that also offers banking services in the Kansas City, Missouri, area. Some of the its most popular services include:

  • Mortgage loans
  • Mortgage refinancing
  • Checking accounts
  • Savings accounts
  • Certificates of deposits

While the bank only has physical locations in Kansas City, it operates nationwide as an online mortgage lender. You can visit its website to begin your loan application. The company also has multiple homebuying resources on its site — these guides are especially useful for first-time homebuyers but can help anyone purchasing a home.

North American Savings Bank mortgages

North American Savings Bank offers a variety of mortgage loans to help fit any customer's needs. These include:

  • Conventional loans
  • VA loans
  • FHA loans
  • Jumbo loans
  • Nonconforming loans
  • FLEX loans
  • Bank statement loans
  • IRA lending

The bank also has several mortgage refinancing options, including cash-out refinancing, rate and term refinancing and VA loan refinancing.

North American Savings Bank has an easy-to-use questionnaire on its site you can use if you don't know which option is right for you. Select whether you're interested in a mortgage loan or refinancing and answer a few additional questions. A bank representative will contact you to explain your options and help you choose what's best for your situation.

North American Savings Bank mortgage rates

North American Savings Bank shares estimated mortgage rates on its website, which change frequently due to the nature of the industry. The percentages shown on North American Savings Bank’s website are intended to give you an estimate of your expected mortgage rate. It also has a mortgage rate calculator to help you estimate what your rates might be with a North American Savings Bank home loan.

To get the most accurate look at what your interest rate would be with North American Savings Bank, fill out a loan application — which requires information like your credit score, desired home loan amount and down payment amount — on the bank’s website.

North American Savings Bank FAQ

Where is North American Savings Bank available?
North American Savings Bank offers in-person services in the Kansas City, Missouri, area. It also provides online banking services on its website. You can fill out an application to find out if its services are available in your area.
Where is North American Savings Bank located?
North American Savings Bank is located in Kansas City, Missouri.
Does NASB offer mortgage refinancing services?
Yes, North American Savings Bank offers mortgage refinancing services.

Is North American Savings Bank worth it?

North American Savings Bank offers all of the traditional banking services, including mortgage and refinancing services. If you’re searching for a nationwide online bank that operates like a local company, North American Savings Bank may be the right choice for you.

North American Savings Bank Reviews

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Page 1 Reviews 0 - 5
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Feb. 23, 2021

RC ** was my loan officer for my recent refinance and he was an excellent partner throughout the process. He was honest and clear, informative and instructive and helpful and responsive. He was constantly available and always patient with all the questions I had (and I had a LOT of questions because it was not a process with which I was very comfortable). RC really helped smooth out a very nervous process for me and really made the entire process seamless and easy. I would not hesitate to recommend him for any mortgage or refinance needs (and I'll probably come back to him for any future mortgage or refinancing needs!).

North American Savings Bank response

Thank you, Steven. We are glad RC was able to exceed your expectations. We appreciate your review and hope to work with you again in the future!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Feb. 17, 2021

We had a great experience refinancing with NASB. Our loan officer Alex ** is a fantastic professional -- he explained the process and timelines clearly and thoroughly and his loan estimate was right on the money. The processing and underwriting team was easy to work with, very friendly, and right on time with everything needed to close. Even the notary they used was great! The rate and fees they offered were better than anyone else we looked into, so the excellent customer service experience they provided was really a fantastic bonus. Very highly recommend Alex and the whole NASB team for your mortgage needs.

North American Savings Bank response

Thank you, Eric. It is our goal to provide an exceptional customer experience, and we are delighted to read your feedback about NASB and Alex. Thank you for taking the time to share your experience, we appreciate your review and are happy we could be of service!

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    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: Feb. 15, 2021

    Jason ** did an excellent job with the refinance. He did just a great job explaining everything, was very quick to respond to my questions, and was helpful all around. I’ve been through home financing with a few banks, and this by far was the simplest process. My only concern for the future is alerting the customer beforehand about third party vendors that you contract out. The one credit inquiry group called and I was unsure if it was a scam or not. Thankfully I contacted Jason and he quickly confirmed that they were a legitimate third party vendor.

    North American Savings Bank response

    Thank you, Andrew. We are glad Jason was able to exceed your expectations. Thank you for taking the time to share your experience, and we appreciate the opportunity to work with you.

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    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: Feb. 15, 2021

    Brett ** was extremely helpful and responsive throughout the entire process. We had a unique situation with us living in Canada and trying to refinance properties in Minnesota and Michigan. We ran into some roadblocks that Brett was able to navigate and find solutions. The overall process took longer than I expected, but Brett was honest about where we were in the process and quick to provide updates whenever I asked. That level of customer service prevented me from getting frustrated or discouraged along the way and was actually one of the main reasons we chose to refinance with NASB to begin with.

    North American Savings Bank response

    Thank you, Patrick. We are glad NASB could assist you with your refinance, and that you enjoyed working with Brett. We appreciate your feedback and hope to work with you again in the future!

    Be the first one to find this review helpful
    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: Feb. 8, 2021

    Hi. I had a fantastic experience working with RJ **. He was extremely professional, very communicative, and transparent about the process every step of the way. With my high credit score and ratios - I could have gotten a loan anywhere. NASB took significantly longer than promised to close on the loan due to demand for the great deal, there were many times I thought to jump ship and go to another Bank. It was only because of RJ, his integrity, and his constant updates that I waited it out and completed my closing last week. 5 stars for this top notch contributor of excellence to your firm.

    North American Savings Bank response

    Thank you, Brent. We are glad that you enjoyed working with RJ and that he was able to exceed your expectations. Thank you for taking the time to share your experience, and we appreciate the opportunity to work with you.

    Be the first one to find this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: Sept. 18, 2021

    John ** is a thief. We went with him to buy our first house. He advertised a fancy low rate and credit at closing so we went with him. He had 45 days to meet closing but can't even meet that. We had to bug him repeatedly to get the appraisal scheduled even though we paid for it over a month before closing. He waited several weeks to finally get it scheduled so then it had to be expedited. He wanted to charge us the fee to have it expedited but we complained about that so he claims the company will reimburse us at closing. Now they are telling us that we won't get the appraisal back before closing so we will have to push it back.

    He has been horrible at communicating with us so we constantly have to call him to find out what is going on with the process, usually to learn that there is a problem. This have been a living hell for us. Buying a home for the first time should be a good experience, not hair-pulling. I would never recommend him or this bank to anyone looking to buy a home. Run away fast!

    2 people found this review helpful
    Rated with 5 stars
    Verified Reviewer
    Original review: Aug. 12, 2021

    I initially reached out to NASB to start a pre-approval for a home loan but did not hear back. I reached out again and this time I got Kurt P. how was more than willing to help. While I searched for a home and placed offers, Kurt was always available to help. These loan officers are extremely busy, so it helps to be proactive and provide them with all the documents they need to keep the process moving along. I was dealing with a VA home loan and NASB had the best rates, would definitely recommend.

    Be the first one to find this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: June 16, 2021

    I worked with Rick M. from their Kansas City MO Office. This Bank works with an appraisal Management company (Pendo Management Group) that discriminates based on race. The appraiser purposefully ignored recent changes made in the property (new/updated 16ftx32ft deck in last 2 months, updated kitchen and bathroom with granite counter tops in last 4.5 years)... The report says no updates made in the last 15 years. Results devalued my home by $50K. I point out all of these to Rick. He reached out to Appraiser, the appraiser said they forgot to check a checkbox to indicates updates were made. I said to him, he wrote "No updates in prior 15years..." That 's not forgetting. That's purposefully lying. They updated to add those but no change in market value. I am reviewing NASB as well because they are enabling this appraiser.

    5 people found this review helpful
    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: March 2, 2021

    From the application and through the closing to the download and printing of all the paperwork I am pleased and impressed with the professional and seamless transition every step of the way, Greg ** was amazing and went above and beyond, he is the real deal. He gives you all details, explain you how things will go and at the end, he delivers!!

    North American Savings Bank response

    Thank you, Ricardo. We are glad Greg was able to exceed your expectations. Thank you for taking the time to share your experience, and we appreciate the opportunity to work with you.

    Be the first one to find this review helpful
    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: March 2, 2021

    Rob ** with NASB was professional and easy to work with and did a stellar job securing favorable rate for my mortgage refinance. Rob stayed in constant communication throughout. He was patient when answering my questions or explaining the process. I'm glad I had a chance to work with him and NASB. Highly recommend.

    North American Savings Bank response

    Thank you, Dean. It is our goal to provide an exceptional customer experience, and we are delighted to read your feedback about NASB and Rob. Thank you for taking the time to share your experience, and we appreciate the opportunity to work with you.

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    North American Savings Bank Company Information

    Company Name:
    North American Savings Bank
    Website:
    www.nasb.com