Acrisure Mortgage Reviews

Acrisure Mortgage doesn’t publish its mortgage rates online. To learn about its rates, you can contact a loan officer or fill out an online application to get preapproved.

Keep in mind that interest rates typically vary depending on a borrower’s personal financial status, including credit score and debt-to-income (DTI) ratio. Borrowers with higher credit scores and lower DTI ratios tend to get better rates.

» MORE: Current mortgage rates — check today’s rates

Acrisure Mortgage offers purchase and refinance loans.

Purchase loans

Acrisure Mortgage offers conventional loans, including both fixed-rate and adjustable-rate mortgages (ARMs), jumbo loans and government-backed loans. Its government-backed loans include Federal Housing Administration (FHA), U.S. Department of Veterans Affairs (VA) and U.S. Department of Agriculture (USDA) loans.

Acrisure also offers specialty home loan programs, such as:

• 203(k) rehab loan: Loan program for fixer-uppers, combining purchase price and renovation costs in the total loan amount
• Construction-to-permanent loan (C/P loan): Bridges the gap between construction financing and permanent financing
• Foreign national loan: Offers funding for residents of other countries who want to make a home purchase in the U.S.
• Portfolio loans: A program that offers more flexible requirements for borrowers unable to qualify for a government-backed loan
• Reverse mortgage: Loans for borrowers ages 62 and older who want to start tapping into their home equity without having to pay back the loan immediately

Refinance loans

Acrisure Mortgage offers refinance loans for people who want to adjust their rate or term.

You can apply for an Acrisure mortgage online or in person at a branch. If you apply online, you’ll need to create an account to fill out an application. To apply, you’ll need to submit personal and financial information, such as bank statements, tax returns and W-2s. You can also track your loan progress and contact your loan officer through the online platform.

Acrisure Mortgage application process features

The table below shows some of Acrisure Mortgage’s application process features:

Acrisure Mortgage doesn’t publish its loan requirements. The best way to figure out which loan programs you qualify for is to speak with a company loan officer. A loan officer will examine your financial situation and goals and tell you which loan types are available to you and how much you can borrow.

Generally, conventional loans require a minimum credit score of 620 and at least a 3% down payment. Most lenders typically require a minimum credit score of 580 for FHA loans and a minimum score of 620 for VA and USDA loans.

Typical mortgage requirements by loan type

The table below shows typical mortgage requirements by loan type.

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Acrisure Mortgage doesn’t publish information about its costs and fees online. Its loan officers can provide more information about costs and fees, including closing costs, which typically range from 2% to 5% of the loan amount.

To get estimated fees for a loan, you can apply for preapproval online. Acrisure Mortgage will then connect you with a loan officer. After receiving your application, the lender will provide a loan estimate form with your estimated rate and closing costs.

Before you close, you’ll receive a more exact breakdown called a closing disclosure. Closing disclosures reflect the actual costs and fees you owe at closing.