CitiMortgage

I'm trying to save my mother's home and have been going back and forth between CitiMortgage and my attorney overseeing the matter, for months now. The attorney has sent everything They asked for and when I cap in to figure out what's going on, CitiMortgage reps tell me a new excuse as to why I'm not on the account yet. They give a new excuse every single phone call, after giving them everything they asked for in previous calls.

I'm trying to get an assumption done. The people assuming the loan haven't heard anything (letter or email) from CitiMortgage saying if they have been approved or denied. I've been dealing with this situation for about a year. Service is very, very, bad. You can't talk to the department directly. I believe they are avoiding me. I talked to a woman claiming to be a supervisor but she never responded back to me. I dislike this company. I advise you not to do business with any part of the Citigroup.

2013 I builded a home from the ground up. In three months the home started sinking. The builder try fixing the home and couldn’t fix the home so I get a lawyer to go after the builder. We got little money back. The home cost 70,000 to fix and we don’t even get have Faring. The builder we file bankrupt and walk away so now we still living in homes that are sinking a Community where the land are pulling away from the homes. CitiMortgage value our homes at a Price that the homes' not Worth. 13 homes sinking and Community not done. Water running in homes and homes builded off foundation. But CitiMortgage appraisal company said the homes was good in their inspection reports of CitiMortgage. Come out to the homes they would have seen home not on the foundation.

After having our loan with CitiMortgage for several years they transferred it to another provider, something that is common practice. The problem is that they never told me that they were doing this. I did not receive any form of communication, email, mail or phone call, regarding the transfer of my mortgage. The only reason I eventually figured it out is because they sent me a letter telling me that they did not draft my payment. After about 10 minutes of combing through their website, I finally found a notification that my loan had been moved. This is a completely unacceptable practice for both a company the size of Citi and any type of mortgage provider.

We paid off our home in February of 2011 and received a 'Full Deed of Release' on March 25, 2011. Now, 7 years later we are selling our home and 2 days before closing the Title company finds that CitiMortgage wrote the WRONG Legal Description on the Full Deed of Release. They called the CitiMortgage and CitiMortgage fully admit and acknowledge that the home is PAID off in full, and that it IS their mistake, but say it will take 30 days to correct THEIR MISTAKE and say they can't just FIX it with a letter stating that they do NOT have a lien or money owed on the home!!!

This business has my HEL attached to the wrong house! They have it attached to a home I have sold and are now calling in the loan because of this error! They are asking me to send proof etc when I keep telling them to just look at the note... which has the correct address. I have also been trying for 18 months to get them to change my address. This should be a simple thing... yet with Citibank it seems to be very difficult. Their customer service team are rude and incompetent to help with certain issues. You get transferred back and forth between departments and end up getting no help. I have spent over 50 hours in last 18 months to have them update my address. I don’t have time for this. Beware!!!

I have been in my home for 18 years, during that time CitiMortgage purchased my loan in 2006 which has been a pain in the butt. The first problem was when I switch insurance companies and I received a reimbursement check. Once I mailed the check into CitiMortgage the fund was applied to my late fees which should went to the escrow account which made my house payment go up additional $350 something I could not afford. I call CitiMortgage several times stating there had been a mistake and was told they can apply my money any way they want to.

I was processing a home mortgage with less than 20% down. So I attended a mandatory 1st time home buyers workshop for general information about getting a loan. There I met a CitiBank lender, Sandy ** , NMLS ID: **, (Aka Sandolio **) that a after a very brief talk, mostly pushing his Citibank loans programs, encourage some of us to apply with Citi (he interviewed everyone in that room about income, debts and assets). To make the story short, So I applied, got a pre qual and approval. The problem started later when he referred me to his friend a Realtor, Aricides **.

I refinanced my original 30 year mortgage to a 15 year mortgage in 2003. I paid it off early last year. During the entire length of the mortgage I had no problems whatsoever. I experienced hail damage to my roof at one point and my insurance company and I had to deal with CitiMortgage for the insurance payments. They were very eager to help and everything went smoothly. I recommend CitiMortgage 100%.

I have had my mortgage with Citi for 12 years. It wasn't the originator. Citi purchased the mortgage. For, probably, the first 7 years, or so, the company was a bloody nightmare. Of late, however, they seem to have gotten their act together. Of course, all I ever do is send them a monthly check. It seems, these days, to be sufficient. But before they settled down, they were extremely aggressive, and very obnoxious.

Received foreclosure papers for the week of May 7, 2018, but CitiMortgage Website Account and PNC Personal Bank Account verifies payments indeed have been "received, accepted, withdrawal and cashed" for home loan ** by CitiMortgage. I called CitiMortgage in the morning of 5/15/2018 to the phone 866-272-4749. According to the CitiMortgage Foreign Representative, "no payments have been accepted, cashed or documented in database" since November 2017. Again, the CitiMortgage Foreign Representative stated, "No payments have been received for loan ** for over 7 months." I verified and validated loan data account numbers with the rep. I verified loan account on CitiMortgage's website. Their own data contradicts itself. See attached file for clear proof of FRAUD.

Sadly I’ve been with Citi mortgage way too long. I don’t know how I ended up with these crooks. I had ABN Amro and they were bought out by Citi without notification!! My frustration with Citi I had two major crisis in my life that left me with no other than to request a modification. I was diagnosed with a disabling progressive aggressive Multiple Sclerosis, following this my husband suddenly died at the age of 39. With all this going on I requested a modification. I was deemed unemployable and had to take a early retirement and Social Security. To make things even worse is I had 8 different specialist. My paperwork was being passed around to all these different homeowner specialist and LOST.

Where to begin with this company. My husband owns a house with his friend; over a year go my husband's friend passed away. The house had been a rental a property at that point as they were both in the military and stationed elsewhere since they bought the house. When he passed away one of the things Citi told my husband that it would be easier if the house was empty then as soon as everything was approved for the bank to take possession of the house they wouldn't have to wait for the lease to be up.

Applied for a mortgage with CitiMortgage and was honest in that I needed to apply with the Freddie and Fannie new guidelines of "Excluding Debts Paid by others if you can show 12 month bank statements". The loan representative said (1) my loan documents were not clear, so I resend them. (2) I would need to put 20% down instead of 10% and I said ok. (3) The new guidelines can only be used if the other person was a co-signer so I sent her the Freddie and Fannie new stipulation in writing saying that was not correct and finally (4) The manager had me send 12 months of canceled checks and bank statements matching bills paid - which I did! Finally, they told me they don't follow Freddie and Fannie! What a waste of time and how unprofessional. I am so glad I applied to two other banks of which I was approved. People stay far away from this place - no wonder they were sued. Scam artists FRAUD!!!

I was interested in refinance with Citibank. The loan officer was pleasant and we went over the needed information about the loan and I faxed all paperwork that was needed that day. WELL PLEASE READ THIS AND OTHER REVIEWS. I could not get the loan officer to respond to any emails or phone calls at all. I checked the website and says loan in process and every morning I would receive an email at 1:37 am that your documents are no longer available. Then I get a call from the appraiser. REALLY. I could not confirm if they received the papers I faxed. I called a manager which never called and a personal processor called me that could not answer a simple question and told me they need the paperwork and to call my loan officer that still has not responded.

I was a faithful customer with CitiMortgage. I paid off my mortgage five years earlier than my contract. On my last payment, Citi decided to sale my mortgage to another company. Instead of switching, I paid my mortgage off before the due date. It has now at the point where Citi is doing everything in their power to keep my escrow refund. They’ve “stooped” so low that they claimed that they already sent it and it was cashed already. Of course they are buying more time for you to fill out forms so that they can hold my money even longer. They sent a copy of the check and the signature (which appear to be different checks, with different numbers). No one at Citi can explain why the back of the check does not correspond to the front. However, they want to fill out a series of forms in order to prolong the period in which a very wealthy company like Citi can continue to hold on to the money of a customer. NEVER AGAIN!

In order to prevail in a court of law, CitiMortgage and their local attorneys committed fraud on the court by altering a sworn affidavit and adding a forged endorsement onto a fabricated note. I am in the process of suing the attorney who forged the affidavit and discussing the matter with the FBI who believes there is sufficient evidence of fraud to charge the attorney who participated in this fraud and forgery (prison and disbarment). CitiMortgage is aware that the attorney committed fraud but has not taken action. CitiMortgage has grown brazen with the belief that they can engage in fraud with impunity - that the courts will look the other way.

My mother passed away on May 27, 2017 from injuries received in a home fire that destroyed her home which is financed by CitiMortgage. I filed a claim for her homeowners insurance the first business day after her death to avoid late payment and threat of foreclosure, exactly what is now occurring even though insurance paid the account in full back in June 2017. In mid June, the insurance adjuster requested payoff statement as of June 30th. Payoff statement was requested twice and received by insurance company on June 18, 3017. I received a letter from the insurance company on June 19, 2017 that payment had been made to CitiMortgage. Citimortgage later confirmed that they received on June 29th and deposited on June 30th.

Horrible experience when our note came due. Was treated like a child from incompetent rude people. Made me jump thru hoops to gather tons of info just to be jerks and unsympathetic to my situation. We were always on time for payments. My husband lost his job and I became a caregiver for my parents. They rudely told me to get out and get a job and do a short sale on my home. All we wanted was a temporary reduction in our 2715.00 monthly payment to get on our feet. Made us feel like we were idiots! They have no compassion for anyone and didn’t even try to help in any way. The most horrible act that committed was all the time and calls they made me go thru before totally rejecting any help for us.

I was only a total of $180 behind and had been making my regular payments with additional to catch up what I was behind. It was when Citi electronically cashed a check for more that it was written for. My bank reversed the charges and only credited them for the amount of the check that I provided from my duplicate carbon copy. After that Citi refused any additional payments and started me in the foreclosure process. I had tried several times to have a modification loan and it was delayed saying that more paperwork was needed or that they didnt receive paperwork sent.

In 2013, because of serious health problems, I was advised by my Dr. not to drive or work. At age 67 I applied for Social Security and applied to CitiMortgage for a loan modification to reduce my payments. That was over 4 years ago. 5 times after I submitted all the paperwork they asked for, I was ask to resubmit many of the documents by 5 different so called loan specialist. I never did get a loan modification and during the last year I was reported to the various credit companies that I have been 30 days late on my loan. This has caused me not to be able to obtain a refinance with any company because of low credit scores now.

Mortgage sold out to Mr. Cooper? They simply sold/transferred my mortgage to another mortgage company. We have no say. What is the rating or quality of that mortgage company. That is how we get a mortgage crisis and lose our hard earned equity.

I tried 3 times over 2 years to get my loan modified and every time they denied me for something different. I have an Android phone and looked for an app to make it easier. There was one that was free called Loan Mod Guru or Jeanie, can't remember which, but it gave the formula the banks use to qualify homeowners. I didn't even know there was a formula.

I used CitiMortgage twice in the past 15 years. They were easy to work with. Their website is good. I never had a problem with automatic withdrawals. Rates seemed to be competitive. I lived in Arizona at the time.

The most important thing is the time it takes to complete the loan process and what is necessary to do so. The application at CitiMortgage was quick and easy with associates being able to provide me with the guidance I needed along the way.

Offered a home modification options under HARP. Denied it after two month then tell me I did not qualify. Why tell me that and then resend it. Took it upon themself to send me out a modification that had me paying more than I was originally. I never signed papers. If I apply for modification that mean I needed help paying the original payment so why would I want to pay more. Sold to another company and have them thinking the same. I haven't been able to get it straight. Tell you they have specialist to work with you who ask you for the same information within days apart. Took it upon themself to pay my Property taxes and Insurance. I have always paid those separate outside of my mortgage. Mortgage pay is currently around 1900.00 according to them.

It was slow throughout the loan process. Loan officer overwhelmed with too many files, does not respond, outsource to coordinator. Overall, poor experience with CitiMortgage.

We refinanced with CITI twice. The whole process was fast, easy and all done via computer except when we had to sign. Representatives were very informative and patient. Always kept us informed as to where we were in the process and the timeline for the rest.

I have been waiting over three months to receive a check for flood damage to my home in San Diego that was issued by my insurance company and had nothing to do with them. They consistently did not have their ** together and were very disrespectful and constantly talked over me. Very dissatisfied with the experience.

I have a HELOC with them and have been a paying customer for the past 10 years on time. I called the mortgage dept to inquire about a settlement and loan modification because the company I was working for closed their doors. They asked me to send some documents and I did. Then all hell breaks loose! They have assigned me to at least 8 different people. They will never return your calls like they claim. My blood pressure went so high and no matter who you talk to, it's the same answer which "I will call you back!" They ran my credit so many times that my score went from 860 to 710. We NEED TO FILE A SUIT against these people. Worst Bank in the world!