LendingTree is an online loan shopping marketplace where consumers can connect directly with lenders for all kinds of financial borrowing needs. LendingTree functions in a similar way to travel, hotel and other online comparison shopping sites by letting consumers compare multiple offers from an industry-wide network so they can find the best deal that is right for them. Loan types include mortgage loans, mortgage refinances, auto loans, personal loans, business loans, student refinances, credit cards and more.
A link has directed you to this review. Its location on this page may change next time you visit.
I needed a personal consolidation loan with a decent interest rate and I needed it in a week. I was skeptical, but applied with LendingTree who claimed they could find me a number of loan options within a few minutes. I filled out their application and, within 1 minute, they already had a lender who apparently was willing to lend me $5,500 with a monthly payment of only $147.. So, I contacted the lender, Best Egg, and provided them with a couple of pieces of documentation. I received the final approval only two days later and the money was in my bank one day after that. All in all, it only took 5 days from the date I applied with LendingTree to have the money in my account. An EXCELLENT Experience!!! Thank you LendingTree and Best Egg. Tony
This is the second time that we have secured a personal loan through LendingTree to give us the financial capability to upgrade living conditions in and around our home. Our first loan we were in serious need for help on closing costs and furniture. LendingTree found us a company willing to help us. The interest rate was not the best and the monthly payment was costly but affordable in our budget. We paid off that loan in two years. Our credit score has improved well due to following a strict budget and not falling further in debt.
We decided that we needed a lump sum to improve the outside of our home and didn't want to use credit card financing to obtain the desired amount necessary. So, we tried LendingTree a second time and we were very pleased to see the amount of lenders willing to offer us a loan, with decent A.P.R.s and lengthier payment options to keep our payments budget friendly. This may be the last time we use LendingTree but as our credit score/FICO score continues to increase, LendingTree's lengthy list of willing lenders, provides us with lots of competitive options. It feels good to have financial institutions looking to secure a loan for you. LendingTree has been there for us even during the financially rough times.
I have a huge credit card debt issue. The bank I have been with for 25 years would not help. There was no end for me. LendingTree helped me through Lending Club and gave me the loan to pay off 22000 in credit card debt. I won't even have to log in and pay the loan, they take it out of my bank account. In 5 years I will be debt free (except for my student loan). I encourage others that think there is no way to get out of debt to apply and look at the terms they offer. I was surprised and they gave me hope. Truly, I was not in a good place emotionally when I didn't think I would ever pay off my debt. LendingTree/Lending Club gave me the faith to keep going and not give up.
For months I had been looking for a loan to consolidate my debt. My criteria was pretty basic, I wanted it to be a term of 36 months or less and a net APR less than what I was currently paying. Being that the debt I wanted was less than 10k the short term was easy to find, but because I was still in the process of rebuilding my credit I could not find a lower APR, especially once you included the "administration" fee that every lender was going to charge. The fee that every lender I found charged, meant first that if I needed $5,000 I would have to borrow $5,250 (I would get 5,000 and the lender would keep 250 for the fee). Second, the fee raised my APR from 25% to an effective rate of 30%, which was much higher than the average current rate I was already paying.
Because all the offers I was getting no matter which lender I tried was pretty much the same, I was close to giving up, so when I discovered LendingTree. It was probably my last attempt to consolidate my debt, at least until I raised my credit score to the next tier. LendingTree found me a lender with No fees and a lower APR, the term is only 24 months and the payment is less than half of what I was paying before.
The only reason I am giving them 4 stars instead of 5, is because when I initially ran the search for lenders on their Android app all the results were of companies offering terms similar to the ones I talked about earlier. It wasn't until I tried the search again on their website that the company that I selected appeared as an option. I applied for the loan, 20 minutes later someone called because they needed more info, which I immediately sent. About an hour after that I got an email saying I was approved, went online to review the terms and electronically sign the docs and the money was in my accounts the next day. (The company even sent some of the money directly to my credit card companies.) Overall great experience.
I applied for a debt consolidation loan through LendingTree website. I got a pre-approval instantly. I then had to email them last 2 recent copies of my pay stub & previous year tax w2 form that they requested. Within 2 days I had the final approval & funds transferred to my bank. I think with so many negative comment reviews it’s because a lot of people don’t show they make enough money (debt to income ratios) to pay the loan back or they can’t provide the adequate documents requested. My only complaint would be they took $500 out of my loan proceeds (to cover administrative costs) which I didn’t think was fair since I’m paying very high interest rate which will generate over $3,000 in profit to their investors on my loan in 3 years but even so this loan term will help me see the light on some high balance credit cards that would have taken me 10 years to pay off & now it’s only 3 years on this loan.
- 1,819,991 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
For more information about reviews on ConsumerAffairs.com please visit our FAQ.
Did some homework with different companies before applying, so glad I decided to go with LendingTree! Applied Monday, everything was approved by Tuesday and had the money in my account by Wednesday morning. Excellent service!! Will be a repeat customer and will spread the word. Thank you LendingTree. :)
I had been struggling to get some loans paid off and I was getting no way. Saw an ad on TV regarding loans for helping with paying off your loans and thought I’d give it a try. I was contacted by about four different companies and I got to pick the one I wanted. Was so easy.
LendingTree quickly matched me with a personal loan that fit my needs specifically. It only took me about 10 minutes before I was finalizing my loan information and receiving confirmation of my new lender. I will definitely be using them again.
LendingTree provided a variety of lenders for the type of loan I was looking for. Their information included lender ratings which I found extremely helpful in my loan quest. They also provided a listing of more than 5 lenders.
My wife and I applied for a home improvement loan and were accepted within an hour. Funds were deposited on the day we requested with no additional fees. We highly recommend to anyone needing funding.
LendingTree was horrible. I was having doubts because they wanted me to send them money to rebuild my credit without getting a loan. So I told them, "No I’m fine" and the guy said that they’re going to charge me $350 and hung up. That’s not good customer service and they better not charge me anything or I will sue them because all I did was call to get a quote for a loan.
Went to LendingTree after experiencing frustration with my local bank. In a few clicks, I had offers from different lenders. I chose the most competitive rate and it was smooth sailing from there. What they promised, they did and in a couple days the money was in my account.
I needed a loan and went with LendingTree. They gave me all my options, and once I chose the company I want to use, the process was very easy and simple. From start to finish the process only took four days. I am very happy that I was able to secure a loan so that my family could experience a vacation together. They came through when I needed them the most.
Yes I will definitely recommended to a friend or relative. It looks like is a good company to work with for my purpose. Hopefully I get the loan and work out my personal issues. Thanks for the the time and considering my needs. Looking forward to work out my loan and my expectations. Thanks. Thanks.
I recently applied for a loan through Lending Tree. Within minutes they gave me a list of over 30 companies with a pre-approval. We chose LightStream and the experience was terrific. It all turned around in about 3 days. Great experience!
I came to LendingTree for the first time a few days ago to see what it has to offer. I took out a personal loan and I will be able to be almost debt free in 3 years. The thought of this thrills me and for the first time I feel like I am able to get over this mountain of debt I have been under for years. I am very grateful to LendingTree and subsequently my lender, Lending Club. I am also grateful I have kept my credit score very high so I can qualify for such a low APR. I am very hopeful about my future!
I was simply curious as to what the mortgage rates are at right now. I filled out a little info and the moment I hit submit - I was instantly flooded with calls from various unknown mortgage companies. This was 10 minutes ago now and I've had at least 20 calls and voicemails already! Some from the same company - who calls 5 times in a row? Yikes! Now that they have my phone and address I wonder how long I will be bothered. I was just curious! I had no idea I was signing up for this!
I used LendingTree for a personal loan. Process was very easy and painless! I would recommend to anyone looking to borrow money! Very streamlined process. I would use them again and refer to others!??
In my time of need Derek ** was able to guide me and help me to get the loan I needed. He was very professional, caring, knowledgeable and extremely patient helping me through the process. He saved my day!
I was interested (INTERESTED) in a home equity line of credit for some home improvements. I filled out a little information for what I thought was to have somebody (one person) contact me to review and discuss. Instead, from the second (and I mean second) I hit submit, I received dozens of phone calls, dozens of emails, and several text messages. It was so fast that so many people called me that for the first 30 minutes, I received 7 voicemails from people telling me they couldn't get thru. There was absolutely NOTHING Lendingtree did except blast my information to every mortgage call center in the US. Two days later, I am still getting calls from the same numbers and the same people. One number called me 20+ times in less than 24 hours. Just an awful awful experience.
The process was professional and quick. Also, the staff ensured that my business was truly wanted. Providing options by staff helped me make a smart re-financing decision. People should be open to those calls that may come out of the blue.
The company lies and doesn't tell you that when they send your information to other lenders that each lender can run your credit for a hard hit. They claim that your credit doesn't get ran but its a lie. Company is trash, I wish I never used them. Also their mortgage department currently has a class action lawsuit against them. I did not authorize my credit to be ran and will be disputing this.
LendingTree is pleased to announce in several places that your credit score will not be impacted by a loan inquiry. That is not true, as once a loan goes from LendingTree to Lending Club, something consumers are not told about, a hard inquiry becomes part of your credit report, costing you at least 3 points off your score. In other words, we are being misled by LendingTree, and I plan to report this behavior to the State Attorney General Bureau of Consumer Affairs.
I signed up for LendingTree. Asked for a loan for several offers, spend almost a week working with one of their jokers only to get denied for half of the initial offer after being told I was approved. Tried to leave a bad review for the specific lender and LendingTree denied my review because it lacked intelligence and thought I cannot help, but think to myself who in the hell calls a customer stupid.
I applied for a personal loan to pay off debt. In the contract it states clearly you got 5-7 days to cancel it. I was approved and I looked over the interest rate was ridiculous. Anyway, I cancelled the loan. I spoke to Julio first who was nice then he sent me to some guy who was rude as hell. Today 06/4/2019 at about 933hrs Eastern Time. This guy is pushing me to keep the loan and tells me the funds may be in my account and would need to do a reversal. I said I read the loan contract. I want the loan cancelled. He started saying if I apply for a loan again my rate may change. I was whatever. He was rude period! I don't like when someone is forcing you to get a loan crazy!
LendingTree found several companies for me to choose from to meet my loan needs. By giving me several to choose from, I was able to make an educated decision that fit my budget. The loan process was quick and easy and I had my money within a week.
The ad in the app said money for a home **. Around and around we go. The process takes too long. Is my social security number enough. I'm a disabled veteran. I should qualify. I have gi bill granted home and the is ** either a quick yes or no.
Loan application was fast and easy. I applied on a Sunday and was approved same day. Funds were in my account within 3 days after approval. A customer service representative even called me to check if I had any questions with the process.
This was my 2nd time using LendingTree to find a personal/debt consolidation loan and I was very pleased with both experiences. It was easy to apply and I got several offers from different lenders, some better than others but at least I had a choice. Would definitely recommend!
Didn't say if you are giving me the loan!!! The account you said is on my credit report from Commonwealth Financing IS NOT MINE!! SOMEONE ELSE IS USING MY IDENTITY!! But there was no place for me to click to DENY that account so I had to confirm. I have nothing to finance. Also I really need $5000 to move and get a car.
LendingTree expert review by Michele Lerner
This online broker allows consumers and businesses to request and compare customized loan offers from a network of more than 350 lenders, banks and credit partners. The company's lender network offers a wide range of financial products including mortgages.
Simple online application: The online application allows potential borrowers to submit a single request that is sent to multiple lenders for evaluation. It is simple to complete and does not require any detailed financial information.
Instant quotes: Qualified applicants receive personalized loan offers in minutes. All consumers can visit the website to see customized interest rates by filling out a short form that does not require any personal information.
No credit score impact: Consumers can request quotes and evaluate their loan options without affecting their credit score.
Free, no-obligation quotes: No-obligation quotes are free, and lenders do not require consumers to pay any upfront fees to guarantee loan offers. Interested consumers can compare quotes to find the best offer for their situation.
Tools and resources: The website offers online tools and resources, including personal credit scores, to help consumers manage their finances and make informed financial decisions.
Best for: individuals who want to compare loan offers from multiple lenders and those who want to learn more about the homebuying process.
LendingTree Company Information
- Social media:
- Company Name:
- Company Type:
- Ticker Symbol:
- Year Founded:
- 11115 Rushmore Drive
- Postal Code:
- (704) 541-5351