Whether you’re a first time homebuyer, a landlord seeking rental properties or a real estate investor, you will probably need the help of a mortgage company to complete your property purchase.
Mortgage companies help people secure funding in the form of secured loans against residential or commercial property. Mortgage companies also help property owners refinance existing loans if they are having financial difficulties or might benefit from new terms.
Top 12 Mortgage Companies For You
Amerisave Mortgage is one of the United States' largest online mortgage lenders. The mortgage broker, headquartered in Atlanta, GA, was first founded in 2001.
|Read 2122 Reviews|
ClearPath offers a free 60-second mortgage approval tool and an online wizard to determine the best rate and ways to save on monthly payments. It offers 15- and 30-year fixed mortgages as well as adjustable rate mortgages (ARM).
|Read 41 Reviews|
First Internet Bank is a leader in online and mobile banking. The company launched in 1999 and offers full service banking but does not have traditional brick and mortar locations. They offer a wide variety of mortgage products.
|Read 77 Reviews|
Jersey Mortgage Company, founded in 1938, offers several types of loan products and mortgage refinancing to borrowers in New Jersey, Pennsylvania, New York, Florida and Connecticut. The company has branches in New Jersey.
|Read 181 Reviews|
Caliber Home Loans, Inc., originates mortgage loans through various channels. Since its founding, the company has consistently increased mortgage production volume while growing its servicing portfolio to over $81 billion.
|Read 1440 Reviews|
Vanderbilt Mortgage and Finance, Inc. offers consumers traditional home loan options, in addition to financing for modular homes and for eScore energy efficient home improvement. Use their online calculators to estimate payments.
|Read 290 Reviews|
Homebridge Financial Services has over 90 branches across the US. Consumers can get a free quote and personalized loan comparison, whether they are purchasing or refinancing, by filling out a form on HomeBridge’s website.
|Read 491 Reviews|
Ocwen Financial Corp., a leading U.S. mortgage servicing company, serves over 1.5 million customers. It originates traditional and reverse mortgages, helping families achieve their financial and homeownership goals.
|Read 2139 Reviews|
Headquartered in Dallas, Nationstar Mortgage is one of the largest non-bank mortgage servicers in the United States, servicing more than $450 billion in loans. Founded in 1997, Nationstar now serves more than 2 million customers.
|Read 6132 Reviews|
LendingTree, Inc., offers many loan services, including business loans and mortgages. It was founded in 1996, and the website launched in 1998. It allows borrowers to fill out one application to apply to multiple lenders.
|Read 813 Reviews|
21st Mortgage Corporation is a full service lending company specializing in loans for manufactured homes. 21st Mortgage was founded in 1995 in Knoxville, Tennessee and currently services more than 170,000 loans.
|Read 173 Reviews|
Network Capital Funding is a nationwide direct mortgage lender. The company strives to offer outstanding customer service & competitive rates. It’s a five-time honoree of Inc. Magazine’s Inc. 5000 Honor Roll.
|Read 164 Reviews|
What features matter most?
Is the mortgage company reliable?
You’ll be working with the company that services your mortgage for many years, and you’ll pay them a significant amount of money in interest and fees during that time. Therefore, it’s important to choose a company with a reputation for reliability and good customer service. By researching a lender’s reputation, consumers can ensure they’re working with a reputable mortgage company.
- Internet search: Start by doing a general online search for the lender or broker you’re considering. This search will help you find a wealth of information about the company, which can help you determine if it is a legitimate and reputable lender.
- Company history: Read about the company’s history when researching lenders. A long history can show you that the company values stability over quick profits. For newer companies, consider executive officers’ professional backgrounds to determine if the business is legitimate.
- Online reviews: Online reviews from existing customers can give you an idea of how the lender deals with customers and customer problems. These reviews can help you see if a lender seems to have a pattern of predatory lending practices or poor customer service.
- Compare offers: Look at the rate options and closing costs for a variety of lenders. Be cautious if the rates advertised by one company are significantly lower than the others or if the lender seems hesitant to discuss the rates and fees with you in detail.
- Personal recommendations: Talk to friends and family members about how satisfied they are with their lender. Ask them about specific things they like and dislike since you may not value the same features.
What mortgage options are available?
Homebuyers can choose from many types of mortgages when they’re ready to buy a house. An important step to take early in the homebuying process is determining which type of mortgage is best for you.
- Adjustable vs. fixed rate mortgages: The interest on an adjustable mortgage may increase or decrease during the life of the loan, depending on market conditions. The interest rate on a fixed-rate mortgage will remain the same until the loan is paid off or refinanced. The type of mortgage you pursue depends on market conditions. If interest rates are likely to rise, you may be better off with a fixed-rate mortgage, but if they are expected to fall, an adjustable mortgage could save you money. It’s essential to understand the worst case scenario on an adjustable rate loan – the highest your payment could rise – to make sure you’re prepared.
- Government-insured vs. conventional loans: Conventional loans offer homebuyers the most flexibility and often have lower fees than government-insured loans. Conventional loans require a larger down payment than government-backed loans, but they also allow owners to build equity more quickly. Government-insured loans, including FHA, VA and USDA loans, are available to qualifying borrowers on specific types of houses and properties. These loans may require a lower down payment than conventional loans partly because borrowers must purchase mortgage insurance through the federal government, which helps protect lenders if borrowers cannot make their payments.
- Conforming vs. jumbo loans: Conforming mortgages are eligible to be sold to Freddie Mac or Fannie Mae, which allows lenders to access more cash. Loan amounts for conforming loans are capped at an amount determined by the federal government on an annual basis. Loans that exceed that cap are non-conforming loans, often referred to as jumbo loans. These loans usually have a higher interest rate, and borrowers must have excellent credit to qualify for one.
What lender options are available?
Online options give borrowers more financing choices than ever before. It’s smart to check out different types of companies such as a credit union, a big bank, a community bank and a mortgage banker to compare your loan options. If a mortgage lender only has a limited number of options – only fixed-rate mortgages, for example – you might miss out on opportunities that could save you money in the long run.
- Online financing options: If you’re comfortable using a computer for financial applications, you can comparison shop and apply for mortgages via some lenders’ websites. Just make sure that mortgage applications are legitimate and that the websites encrypt your personal information.
- Local branches: If you’d prefer to work with a local loan officer with whom you can meet face-to-face during the application process, you’ll want to apply for a loan with a lender that has branch locations in your area.
- Potential obstacles: The type of mortgage you qualify for depends on your credit history and credit score. Find out what you are likely to qualify for before you start looking, then approach mortgage lenders who offer the options you’re interested in. Reputable mortgage lenders can advise you on steps to take so you’re eligible for the best loan terms.
What will the mortgage cost over time?
When taking out a mortgage, you’re probably more likely to consider the cost of the home you’re buying than the cost of the mortgage. However, closing costs, fees and interest make the mortgage itself an expensive item. Choosing a reputable lender that offers the best possible rates can save you thousands of dollars over the life of the loan.
- Ask your financial advisor about interest rates: Do an online search for standard interest rates prior to talking to a mortgage broker. If you’re offered a much higher or lower rate than average, find out why.
- Comparison shop: Talk to several different mortgage companies. Find out what interest rates each one offers and choose the company that gives you the best deal.
- Learn about pre-payment options: Determine how much you can save by paying your mortgage off early. If you can, consider doing so in order to keep interest rates as low as possible. Make sure to ask if the loan has any pre-payment penalties.
- Compare APR: The easiest way to compare the cost of a mortgage over time is to compare the annual percentage rate (APR). The APR includes not only interest but also takes discount points (which lower your interest rate), lender credits (which lower your closing costs), fees and other charges associated with the loan into consideration. While the APR is more inclusive than the interest rate, don’t use it as the only factor in comparing offers because it will differ drastically among adjustable versus fixed-rate loans.
What escrow account options are available?
In addition to your home loan, you’ll need to pay homeowner’s insurance costs and property taxes on the home. Some mortgage lenders include these expenses in the monthly payment and place the extra fees in an escrow or mortgage impound account until the bills are due. Depending on your preferences, you may or may not want these expenses included in your mortgage payment.
- Included: If the mortgage company collects extra money for taxes and insurance, you won’t need to worry about saving money for those bills. You may also receive a lower interest rate if you pay these bills through your mortgage company because having those bills paid reduces the lender’s risk.
- Independent: If you feel capable of saving money each month, you may wish to pay taxes and insurance bills yourself, and earn interest on the money you save throughout the year. Because it increases the lender’s risk, they may change consumers who opt to pay these bill themselves a higher interest rate.
How can future borrowers be proactive?
Being proactive when you’re preparing to apply for a mortgage can help you better understand the process and get a mortgage that meets your needs.
- Check your credit report: Because your credit will impact your mortgage offers, you should make sure your credit history is accurate. Consumers are entitled to one free credit report from each major reporting agency (Equifax, TransUnion and Experian) annually. Request a report and take steps to remove any inaccurate information from it.
- Visit the CFBP website: The Consumer Financial Protection Bureau (CFPB) is a government agency created after the 2008 financial crisis to help inform and protect consumers, and it helps create rules regarding mortgage lending. The agency's website has a variety of resources for consumers, including an electronic copy the Home Loan Toolkit booklet that lenders must distribute when someone applies for a mortgage. Reviewing the booklet in advance can be helpful throughout the homebuying process.
- Build savings: The larger down payment you have, the less you’ll pay in interest over time. If your down payment is large enough, usually over 20 percent, you can avoid purchasing mortgage insurance, which is often between 0.5 and 1 percent of the total loan amount and can cost consumers thousands of dollars.
- Evaluate finances: To determine how much house you can afford, critically evaluate your financial situation, including all debts and recurring monthly expenses.
What are different types of mortgage companies?
Mortgage lenders are the companies or financial institutions that provide the money used to purchase a home. If you apply for a mortgage from your bank, you’re working with a mortgage lender. A mortgage lender might be classified as a correspondent, retail and/or a direct lender, among other things. These classifications relate to more complex financial information like how the lender financed the loan, and most consumers don’t need to worry about them.
Mortgage brokers help people complete their loan application and find several lenders and loan programs that might fit their needs. The mortgage broker then works with the chosen lender to assist as the loan gets processed. If you can apply for mortgages with multiple lenders by submitting a single application, you’re likely working with a mortgage broker.
Loan origination refers to the process of an interested borrower applying for a loan and the lender issuing it. Lenders often reference the number of loans they originate to show their overall financial stability and positive reputation.
Loan servicers handle the repayment of a loan after the money is disbursed. A lender may or may not be the servicer. If you care about what company you’ll deal with when repaying your loan, ask who your servicer will be during the application process.
Who's it for?
People who are ready to own a home for the first time usually depend on mortgage companies for funding. These people might qualify for special rates or for tax credits because they are buying their first home. A lender experienced with first-time homebuyers should know about local homebuyer programs for down payment assistance.
Those who currently own their home will need to work with a mortgage company if they wish to refinance to cash in on equity or take advantage of a better interest rate.
Rental property companies
People who want to rent property out to others first have to buy the property. They pay the mortgage each month using their tenants’ rental payments; payments above the mortgage amount become profit.
Business owners, who want to own their premises rather than renting, may need to obtain a commercial mortgage. Commercial mortgages cover the cost of the property and may be considered a business expense for tax purposes.
Real estate investors
Some investors make money by buying houses and selling them for a profit. Sometimes, investors will “flip” a house by buying something that is not in good condition, renovating it to increase the value of the property and then selling it; other investors simply buy houses and sell them for more than they paid for them. Either way, investors often need to take out a mortgage when buying investment property.
NationStar Mortgage offers a variety of mortgage products to help consumers find the best mortgage match for their needs. Options include fixed-rate and adjustable loans, specialized loans for military members and luxury homebuyers and loans for refinancing.
- Packages for first-time homebuyers: NationStar pre-approves first-time homebuyers for loans. This pre-approval helps the buyers know what they can afford and directs their negotiation process.
- Customer support: Customers can call NationStar for a 10-minute loan consultation or submit an online loan request form.
- Helpful calculators: The NationStar website provides calculators to help consumers figure out how much they can borrow, how much they stand to save in taxes and if they would benefit from debt consolidation.
- Home equity cash out: The company provides home equity cash outs for homeowners who need to pay for a child's education or improve their property.
- Guidance: NationStar delivers no-nonsense help, competitive rates and a clear loan process.
- Best for those who aren't sure what their options are and those who prefer to begin the loan process online.
Amerisave Mortgage offers all mortgage products, including VA/military, USDA and nonconforming mortgages. Consumers apply online for loans, and upon approval they can download the documents and mail them to the company.
- Mortgage rate alerts: The company provides a sign up form for specialized, emailed mortgage rate alerts.
- One-minute mortgage loan quotes: Consumers can fill out an online form with their information, such as their loan type and credit score that allows them to receive a rate quote in one minute.
- Preapproval: Amerisave provides pre-approval for homebuyers to make the search process easier.
- In-house operations: The company processes, underwrites, closes and funds all of its loans in-house to help ensure fair prices and smooth operations.
- Customer support: Consumers are able to fill out a form online and the next available agent will call them.
- Best for those who need atypical loans and those who prefer the loan process through the mail or online.
Jersey Mortgage Company offers mortgage loans in New Jersey, New York, Pennsylvania, Florida and Connecticut. The company provides a variety of mortgage products, including VA and FHA loans as well as customized loans to meet most borrowers needs.
- In-house processing: Jersey Mortgage processes its loans in one of its three New Jersey offices instead of outsourcing the work. Because the company closes loans with its own funds and make loans directly to borrowers, it has greater control over the rates and fees charged than online brokers.
- Informational resources: The company's website features guides for homebuyers and people who are refinancing. It also includes many financial calculators to help consumers calculate how large of a mortgage they can afford, how much they can save by buying versus renting and more.
- Simple to start: Consumers fill out a short form online to have a loan officer contact them or set up a meeting at one of several branch locations. Those who would prefer to contact a branch office directly can easily find the phone numbers on Jersey Mortgage’s website.
- LendRIGHT Seal of Excellence: Jersey Mortgage has the LendRIGHT™ seal of excellence, a designation that shows they value relationships, information, guidance, honesty and trust (creating the acronym RIGHT). Only lenders who meet specific criteria can use the LendRIGHT seal.
- Assistance for first-time homebuyers: Jersey Mortgage helps people who haven't bought a home in the past three years get down payment assistance from the state of New Jersey through the First Time Home Buyer Program.
- Best for people who need loan customization, those who want in-person attention and first-time homebuyers.
LendingTree is an online broker that allows personal and business consumers to request and compare customized loan offers from a network of more than 350 lenders, banks and credit partners. The company's lender network offers a wide range of financial products including mortgages.
- Simple online application: LendingTree allows potential borrowers to submit a single online request that is sent to multiple lenders for evaluation. The form is simple to complete and does not require any detailed financial information.
- Instant quotes: Qualified applicants receive personalized loan offers in minutes. All consumers can visit LendingTree to see customized interest rates by filling out a short form that does not require any personal information.
- No credit score impact: Consumers can request quotes and evaluate their loan options without affecting their credit score.
- Free, no-obligation quotes: LendingTree provides free, no-obligation quotes and lenders do not require consumers to pay any upfront fees to guarantee or insure loan offers. Interested consumers can compare quotes to find the best offer for their situation.
- Tools and resources: LendingTree offers online tools and resources to help consumers manage their finances and make informed financial decisions. Consumers can even get their credit score for free on LendingTree’s website.
- Best for individuals who want to compare loan offers from multiple lenders and those who want to learn more about the homebuying process.
Ocwen Loan Servicing was founded in 1988 and is one of the largest mortgage companies in America with over 9,000 employees. The company provides lending solutions including home loans, investment property loans and reverse mortgages to residential and commercial customers.
- Online application: Interested borrowers can submit a simple form online to get started finding the right loan for their needs. Once they’ve found the right loan and applied, they can check their application status online.
- Homeowner resources: Ocwen’s website has several resources for homeowners and homebuyers to explore including a convenient mortgage rate comparison table that allows consumers to determine which type of mortgage will work best for them.
- Free mortgage assistance solutions: Ocwen has several options for homeowners to consider instead of foreclosure if they are unable to afford to stay in their homes. These options include help with listing a property for sale, transferring the deed to the property in exchange for debt forgiveness and settling debt through foreclosure alternatives.
- REO property listings: Ocwen’s website includes listings of their REO (Real Estate Owned) properties. Interested buyers simply input their desired area code to find and bid on homes for sale in that area.
- Commercial mortgages: Ocwen has over 20 years of experience managing performing and non-performing mortgage loans for commercial clients. Their commercial mortgage services include default management and small balance portfolio management.
- Best for first-time homebuyers, real estate investors and homeowners looking for mortgage solutions to save money on their current home.
Caliber Home Loans emerged in 2013 after being in business as two separate entities, Caliber Funding and Vericrest Financial. They offer consumers assistance with home loans, home buying and refinancing.
- National support: Caliber Home Loans, Inc. has branches across the United States, so you can get help with your home loan from a local loan consultant who understands the market in your state.
- Range of loan products: Caliber Home Loans, Inc. has a range of loan products available for their customers, including FHA loans, Veteran loans, conventional loans and more.
- Resources for homebuyers: There are a lot of steps involved in buying a home, and Caliber Home Loans, Inc. has step-by-step guides to help you navigate the processes of pre-qualifying, financing, paying for insurance and understanding closing costs.
- Send away for more information: Submit a short form on Caliber’s website to receive free information on their mortgage programs to help you make a decision about buying or refinancing your home.
- Quick and upfront mortgage approvals: Caliber Home Loans, Inc. offers consumers quick and upfront mortgage approvals, so you will know shortly after applying for a loan whether or not you qualify. This can help you plan for your home buying or home building.
- Fresh Start: Caliber’s Fresh Start program is designed to help homeowners who have previously experienced a foreclosure, bankruptcy or other credit setback to get a home loan ranging from $150,000 to $1 million.
- Best for homebuyers and home builders.
First Internet Bank is an online bank that offers a full line of banking services, including mortgages. It was established in 1999 and is headquartered in Indiana. The bank does not have any branch locations, but it operates in all 50 states.
- Online application: Interested consumers complete their entire application for First Internet Bank online. They can get pre-qualified online too.
- Rate Watch: Those looking for a competitive interest rate can set up Rate Watch on First Internet Bank’s website. They will receive an email notification when rates reach their specified point, or they can sign up to regularly receive rate updates.
- Mortgage types: First Internet Bank offers several types of mortgages to meet consumers’ needs. Options include fixed and adjustable rate mortgages, FHA and VA loans, USDA Rural Development loans, HARP loans and jumbo mortgages.
- Contact: Applicants can reach the bank’s mortgage loan officers by phone during extended business hours on weekdays and from 9:00am to 4:00pm on Saturdays. The website also clearly lists loan officers’ email addresses.
- Blog: All consumers can visit First Internet Bank’s blog to read helpful financial and banking articles. They also post about home buying and mortgages.
- Best for those comfortable doing all their banking online.
ClearPath Lending is a privately owned mortgage lender that offers options for homebuyers and homeowners looking to get a new mortgage or refinance their existing mortgage. They are based in California, and they are licensed to lend in 15 states across the country.
- Today’s rates: Use ClearPath’s online wizard to find out the rates on homes in your desired location. Specify your situation, estimated home price, estimated credit score and monthly income to receive a free and fast quote with the most up-to-date interest rates.
- Loan options: Choose from ClearPath’s loan options, including 30-year fixed mortgage, 15-year fixed mortgage and adjustable rate mortgage (ARM). Learn more about each type of mortgage on ClearPath’s website, and talk to a representative to determine which one is best for you.
- Refinance analysis: Find out if you can save money on your monthly mortgage payments by refinancing when you fill out ClearPath’s online refinance wizard.
- Apply online: ClearPath’s online application makes it simple to apply for a new or refinanced mortgage. Once your completed application has been received, a representative from ClearPath will contact you to guide you through the rest of the lending process and help you choose the best program and interest rate available based on your current situation.
- Free 60-second mortgage approval: Homebuyers who need an approval letter can get one fast and free by filling out a short form on ClearPath’s website. This pre-approval letter will indicate how much you can afford to spend and what interest rates you can be approved for.
- Best for first-time homebuyers who need a mortgage and homeowners looking to refinance their current mortgage to save money on their monthly payments.
Network Capital Funding offers mortgage programs for first-time homeowners, experienced buyers and wealthy customers alike. It operates in many U.S. states, including California, Texas, Virginia, Illinois and Florida.
- Best for residents of a state Network Capital serves, people who want to avoid fees, consumers who know their mortgage goals and people with good credit scores.
VARateLock.com is an Arizona based mortgage service that helps qualified former or active military borrowers find VA approved loans or home mortgages. The company seeks to match military customers with lenders who can assist with filling out mortgage applications and obtaining a home mortgage.
- Active or retired military: The company serves customers who are active military members or retired in the VA, so it is a good choice for anyone who formerly served or currently serves in the military.
- Approved network: VARateLock.com only works with lenders who are approved by the VA.
- Customer service: While the primary focus is with online service, the company also offers personalized customer service options through the telephone or a direct email connection.
- Simple online application: To find a loan, customers have to fill out their information on a straightforward online form, making the company's process simple and easy to initiate.
- MBA member: The company is certified as a member in good standing of the Mortgage Bankers Association, which means it is a reputable organization with knowledgeable staff and online assistants.
- Best for current military members and former military members.
Founded in 2005, Guide To Lenders provides customers free mortgage quotes from a wide network of mortgage lenders. The company also offers valuable information and educational guides for customers about home financing.
- Huge lender network: The company has a network of over 150 lenders and it gives customers access to a large amount of potential mortgages from which to choose.
- Free credit score: Guide to Lenders offers customers who use their services free credit score reports during the process.
- Educational guides: The company has educational materials, on subjects including taking out a mortgage, a glossary of common mortgage terms and basic information about the process of taking out a home loan.
- Short quote process: After customers fill out a brief form, they quickly receive a selection of five mortgage quotes.
- Multiple contact avenues: Customers of the company who want to get in touch or need support can contact representatives through multiple avenues, including social media pages like Google Plus, Facebook, or by telephone or e-mail.
- Best for people planning to purchase a home and homeowners looking to refinance their home.
Information in this guide is general in nature and is intended for informational purposes only; it is not legal, health, investment or tax advice. ConsumerAffairs.com makes no representation as to the accuracy of the information provided and assumes no liability for any damages or loss arising from its use.
13 – 57 Mortgage Companies For You
With more than 30 years of experience in lending, Quicken Loans has helped over two million consumers finance or refinance their homes. Quicken’s helpful online resources make it ideal for people new to loans and mortgages.
|Read 2948 Reviews|
Guaranteed Rate Mortgage started in Chicago in 2000 and has grown into a national company. It offers loans to consumers in all 50 states with online mortgages and has branch locations across the country.
|Read 44 Reviews|
Gateway Mortgage was founded in 2000 by J. Kevin Stitt. Headquartered in Tulsa, Oklahoma, Gateway Mortgage offers loans in more than 30 states.
|Read 22 Reviews|
Chase Mortgage is a division of one of America's largest banking institutions, Chase. The company offers a range of mortgages, home loans and associated home loan products. Interested borrowers can get pre-qualified online.
|Read 1698 Reviews|
Network Funding was founded in 1998 to create a network of mortgage lenders driven by integrity, reliability and simplicity. It is licensed in most states. Consumers can apply online or at a branch location.
|Read 10 Reviews|
NewDay USA is a financial services company headquartered in Fulton, Maryland. The company specializes in servicing home loans for veterans and their families. NewDay customers can get the required VA-appraisal for free.
|Read 44 Reviews|
Formerly Alliance Home Mortgage, Everhome Mortgage Company is a lender based in Jacksonville, Florida. The company has roots going back to the 1960s. Everhome now services more than 435,000 home loans.
|Read 171 Reviews|
Guild Mortgage Company, founded in San Diego in 1960, has more than 250 office branches across the country. The lender services multiple types of mortgages. Interested consumers can apply online.
|Read 63 Reviews|
Provident Funding, headquartered in San Bruno, California, was founded in 1992. The mortgage company has over 50 offices throughout the United States and services the loans of nearly 300,000 borrowers.
|Read 123 Reviews|
As of September 1, 2011, Litton Loan Servicing LP operates as a subsidiary of Ocwen Loan Servicing, LLC
|Read 950 Reviews|
Central Mortgage Company is a subsidiary of Arvest bank and officially became Arvest Central Mortgage in 2016. It specializes in servicing residential mortgages and serves western Arkansas, Oklahoma, Missouri and eastern Kansas.
|Read 66 Reviews|
HSBC is one America's largest banks, and it offers a large selection of mortgage products and services to customers. The company's American headquarters is in New York, while the corporation at large is headquartered in London.
|Read 406 Reviews|
Fannie Mae (short for the Federal National Mortgage Association) is a government-sponsored mortgage company founded in 1938. Located in Washington, D.C., Fannie Mae is the most popular source of mortgages in the United States.
|Read 98 Reviews|
Regions Financial Corporation was founded in 1971 as First Alabama Bancshare. It offers various mortgage products to borrowers in the South, Midwest and Texas. Regions’ website features several mortgage tools and calculators.
|Read 34 Reviews|
Founded in 1988, Capital One is now one of the largest banks in the United States, offering homebuyers multiple mortgages products. Potential borrowers can apply online or visit branch offices in select locations.
|Read 89 Reviews|
BSI Financial Services was founded as Bank Services, Inc. in 1986. The company currently has seven different office locations in four states, and they are licensed to service loans for homeowners in all 50 U.S. states.
|Read 141 Reviews|
SunTrust Mortgage, part of SunTrust Bank, offers customers a variety of home financing products and services. Interested customers can apply for a loan at a SunTrust office or online.
|Read 322 Reviews|
Specialized Loan Servicing is a third-party mortgage servicer. They help homeowners manage their mortgages and offer services such as asset management, evictions management and REO marketing for investors.
|Read 217 Reviews|
Americas Servicing Company was a home loan company that was acquired by Wells Fargo. Wells Fargo now offers customers a range of home mortgage loan options.
|Read 100 Reviews|
CitiMortgage, a division of CitiGroup, is based in New York City. It offers a variety of home loan products, and the company's loans are originated through CitiBank. Interested consumers can get pre-approved online.
|Read 937 Reviews|
Part of one of America's largest financial institutions, Bank of America Mortgages offers homebuyers mortgage services and products. The company is headquartered in Charlotte, North Carolina, and it was founded in 1930.
|Read 2652 Reviews|
A member of the HSBC Group, Household Finance Corporation (HFC) operates in the United States, the United Kingdom and Canada. They offer consumers a variety of loan options, including real estate secured loans and home mortgages.
|Read 139 Reviews|
Green Tree services different types of loans including mortgages, refinancing, reverse mortgages, and home equity. They are a member of the Walter Investment Management group.
|Read 2314 Reviews|
Headquartered in Chicago, Bayview Loan Servicing offers both residential home loans and small balance commercial mortgage loans. The company is a partner participant of the Making Home Affordable Program.
|Read 98 Reviews|
Residential Credit Solutions is a mortgage company based in Fort Worth, Texas. The company serves all 50 states and Puerto Rico, and it offers a variety of lending options, including conventional mortgages and jumbo refinancing.
|Read 179 Reviews|
Founded in 1990, NorthStar Mortgage Corp only provides financing to consumers in Massachusetts. The company can assist consumers with the pre-qualification process so they can determine which houses are in their budget.
|Read 21 Reviews|
Wells Fargo Mortgage, a division of Wells Fargo Bank, offers mortgages for those purchasing or refinancing a home as well as those looking for a line of home equity. Interested consumers can apply for pre-qualification online.
|Read 1129 Reviews|
CoreLogic SafeRent helps landlords find out critical information about the people they are renting to. Reports include information such as rental history, criminal background and other relevant details for landlords.
|Read 57 Reviews|
Coldwell Banker Mortgage is a full-service mortgage company, and customers can also work with a Coldwell Banker Real Estate agent. They offer a pre-approval process so customers know how much house they can afford.
|Read 19 Reviews|
A division of MidFirst Bank, Midland Mortgage allows homeowners to manage their mortgage online. Sign up for automatic payments, submit claims for property damage and get delinquency assistance through Midland’s online portal.
|Read 109 Reviews|
Ditech is a mortgage company headquartered in Washington, Pennsylvania. Founded in 1995, the company offers fixed-rate mortgages, adjustable rate mortgages, FHA Loans, VA Loans and other types of financing.
|Read 510 Reviews|
Citizens One Home Loans offers a variety of mortgage types, including FHA and VA loans as well as fixed and adjustable rate mortgages and jumbo mortgages. They also help borrowers with HARP and HAMP options.
|Read 40 Reviews|
PNC Mortgage is a company dedicated to offering customers home lending options. Part of PNC Bank, the mortgage broker is based in the Pittsburgh, Pennsylvania metropolitan area.
|Read 203 Reviews|
PHH Mortgage is one of the top 10 leading residential mortgage companies in the United States. The company was founded in 1946 by Duane Peterson, Harley Howell and Richard Heather.
|Read 302 Reviews|
Mortgage Lenders of America works with conventional loans and government loans, including FHA, VA and USDA loans. Their website offers loan comparison chart and mortgage calculators to help consumers understand their options.
First Meridian Mortgage operates in Maryland and Virginia as well as the District of Columbia. They offer Harp financing and FHA loans. They also offer VA loans, and the company is owned by a Marine Corp veteran.
1st Choice Mortgage can help Idaho homeowners apply for refinancing, FHA loans, home loans, VA loans and rural development loans. They are partnered with Idaho Housing to help Idaho residents finance their first home.
Based in Scottsdale, Arizona, VARateLock.com is an online service that allows customers to search for the best VA loan or mortgage. The company connects customers with lenders featuring the best mortgage deal for their needs.
|Read Expert Review|
Guide To Lenders is dedicated to helping customers find the best deal possible for their mortgage. Founded in 2005, the company affords access to competitive loan quotes from a large network of lenders.
|Read Expert Review|
|Out of Business||Read 652 Reviews|
|Out of Business||Read 14 Reviews|
|Out of Business||Read 421 Reviews|
|Out of Business||Read 332 Reviews|
|Out of Business||Read 618 Reviews|
|Out of Business||Read 19 Reviews|