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J.G. Wentworth Home Lending

J.G. Wentworth Home Lending
Overall Satisfaction Rating 4.23/5
  • 5 stars
  • 4 stars
  • 3 stars
  • 2 stars
  • 1 stars
Based on 307 ratings

J.G. Wentworth Home Lending is a direct lender with highly competitive mortgage rates, an easy application process and exceptional customer service.

Mortgages made easy and affordable

Putting you first is the thinking that drives the J.G. Wentworth Home Lending client-friendly mortgage program.

Super low interest rates

Count on mortgage rates that are very competitive – and with no “gotcha” points or hidden fees. Use our online calculator to see how little you could be paying.

The mortgage you need we most likely have

Buying a home, rental property or vacation home? Refinancing an existing mortgage? We can help with loans that include:

· Fixed-rate and adjustable-rate mortgages

· FHA loans with a low down payment

· VA mortgages with no down payment

· And more


Our application process is easy and fast. This time-saving process starts with a free, no-obligation quote delivered to you in minutes.


We have an A+ Rating with the Better Business Bureau, and our parent company, J.G. Wentworth, has served the community since 1992. Together with these assurances of quality, check out the many testimonials from customers just like you.

J.G. Wentworth Home Lending is an Equal Housing Lender. NMLS # 2925. We do not provide legal, tax or investment advice. Please visit our website for more information on State Licenses and Disclosures.

J.G. Wentworth Home Lending Reviews

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Page 1 Reviews 0 - 10
Rated with 1 star
Verified Reviewer
Original review: July 7, 2020

I never post any reviews because it’s just not worth the time however, I had to explain how sneaky and untrustworthy J.G. Wentworth is. I refinanced with them last year as it was my first time doing so. I asked for a 30 year fixed rate and was given a conventional loan instead. I didn’t know till today because I was told by the new bank who purchased my loan. The loan officer who helped me was Celeste ** and Charise **. I tried calling them and first the lines rang. Now they blocked my calls since I left a message of why they didn’t do what I asked. This place is not trustworthy and I wouldn’t do any business with them again. I called many times. No manager or person in charge has time to speak to me. If I can give them - ratings I would. Hope this helps and no one else gets ripped off.

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    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: March 24, 2020

    Glenn was as efficient as any loan officer I've ever dealt with (been involved with over a dozen purchases/sales). He gave me a killer rate compared to the three others that I obtained. He made a great suggestion when he asked me if I was a veteran as I was not thinking about using my VA. He made the whole process so painless. I appreciate it!! So sorry, this link went to a spam box and I just dug it out. The loan was over 2 yrs ago. Thanks, Moo

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    Rated with 2 stars
    Verified Reviewer
    Original review: March 13, 2020

    The loan representative made false promises to get me to apply for a home refinance. During the process I learned this representative left the company. After that, the manager stepped in to take up the slack and was very pushy, rude at times, and made the whole experience an unpleasant one. I withdrew my application due to the poor transparency and poor customer service.

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    Rated with 1 star
    Verified Reviewer
    Original review: Dec. 4, 2019

    In 2013 I purchased a home, and as a veteran used my option to do it via a VA loan. Between 2013 and 2016 my loan was re-sold 3 times, and I was quite frustrated in dealing with small mortgage companies with little web-presence, short/odd customer service hours, and not accepting electronic payments. In 2016 I started a search for a mortgage company that seems reputable with better options, and hoped for one that would not immediately sell my loan. I discovered JG Wentworth who met my criteria, and stated that it was their policy not to sell VA loans, so I re-financed with JG Wentworth.

    From 2016 to 2019 things have gone smoothly, and JG Wentworth met my expectations and needs. In 2019 they have completely let me down by selling or transferring my VA mortgage to another mortgage provider. Now I am once again stuck with a provider I did not select, and expect to once again return to the cycle of having my mortgage sold or transferred every year. JG Wentworth's mortgage department has failed to meet my expectations and their promise over the long term. Enter with your eyes wide open, you're just a commodity to JG Wentworth, they have no loyalty to you, and will sell you off when it suits them.

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    Rated with 1 star
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    Verified Reviewer
    Original review: Nov. 20, 2019

    Really bad experience! The day before we were set to close on a refinance, we get an email saying that the closing has to be pushed back. We didn't hear anything from them for over a month! I asked for my appraisal fee back and I haven't heard a response yet! We ended up going with another mortgage company! STAY AWAY!

    2 people found this review helpful
    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: Nov. 7, 2019

    I went to LendingTree (reluctantly) after speaking with my major bank (business and personal) and my last home mortgage broker about a home refinance. I was reading the news and could tell that they were quoting rates that were too high and too many requirements. After reluctantly opening a request on LendingTree, I got inundated with lender responses on the first and second day. This turned out to be a good thing. I could immediately tell if I liked their follow up approach. I picked only one lender to call back, J.G. Wentworth. Their followup was a real human, with a calm and professional manner. Every other lender left an automated message.

    After speaking with JGW she quickly referred me to a senior lending specialist, Bruce **. Bruce followed up with me as I worked through my doubts and delays. I was constantly busy or traveling and he was polite and persistent with me through the entire process, which was to my benefit. He answered all my questions and concerns over a period of several weeks. It all sounded too good to be true so I was hesitant.

    The rate was excellent, the terms were the best, and the whole process was very easy. I was wary of the title company coming to my house to complete the closing but was assured by my accountant it would be okay. Could not have been easier. Thank you, Bruce! I start my new mortgage on the first and am saving twice the amount I had hoped to save after refinancing so all I can say is THANK YOU LendingTree, J.G. Wentworth and BRUCE **. I highly recommend this combination and have only great things to say about Bruce and the whole process.

    3 people found this review helpful
    Rated with 1 star
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    Verified Reviewer
    Original review: Oct. 21, 2019

    Earlier this year we refinanced our home through JG Wentworth. Even before we made our first payment, they sold the mortgage to someone else. That was not really a big problem to us. This month we filed an insurance claim for hail damage to our roof. Having not done this before, I didn't know the claim check must be made out to me as well as the mortgage company. Not knowing any different, the check was made out to me and JG Wentworth. In an effort to resolve the matter, I called JG Wentworth four times in a week and no one could inform me what to do. They would say they would have someone call me back but, I never received anything from them at all.

    Finally I called my insurance company and they are making out a new check with the new mortgage company on it. This whole matter could have been resolved a lot faster if first, they had informed my insurance company about selling the mortgage and/or second, they had just simply been courteous enough to return my calls.

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    Rated with 1 star
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    Verified Reviewer
    Original review: Oct. 17, 2019

    I barely had my loan 2 weeks and they sold it to a third party. They sold it before my first payment. Why bother going through the whole time factor, to only have your loan sold in two seconds. Very obviously only after the amount of numbers they can generate through loan refi's. Considering I have never refinanced before because I was cautious, well this takes the cake. I do not recommend JG Wentworth.

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    Rated with 1 star
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    Verified Reviewer
    Original review: Sept. 25, 2019

    Our lending agent (Tom **) was recommended to us by our realtor who had closed many houses with him.  We we heard he was working with JG Wentworth, we felt very confident that we were in good hands for him to be working with such a reputable company. Total incompetence from the lender. We were asked for the same documents over and over. We were told documents we submitted were fine, and then asked to resubmit them. We were pushed off to his assistant because he was too busy to handle us, but knew he was busy when he took on our loan.

    He wasn’t ready to close on time, didn’t understand the procedures and products he was selling us on. Misrepresented pertinent information to us. Assured us we would be fine to move in early because we were definitely closing and he would pay the difference if we didn't, then ended up costing us an extra $300 for our leaseback, as well as $300 in mobile notary costs that he also said he was paying for.

    We were mistaken for other clients, sent information from other clients' accounts pertaining to their houses and purchases, and had a hard time getting in touch with him. On more than one occasion he would tell our agent it was our fault something wasn't on time, and then immediately tell us we were doing fine, it was the lenders or underwriters that didn't know what they were doing. He told us everyone else was messing up but himself. He will tell you everything is fine, it won't be, and he is somehow never to blame.

    At one point, Tom called the title company that was handling our account and told their agent that JGW was a bad company, that they couldn't handle him and how big he was. He told them that he had too many clients for a company like JGW to handle and that all of the problems were due to their awful setup. On this same day, he called me to tell me I shouldn't have taken the word of a title company and that I shouldn't be calling his supervisor for help and that all of this was due to the Title company sticking their nose where it doesn't belong.

    We were grateful that the Title Co was involved because they were the ones that warned us that we wouldn't be closing that Friday, as promised, or the Monday after that Tom assured us would be fine. Not a single person from JG Wentworth has tried to contact us, to apologize, or attempt to refund us for the notary we paid for after being told it was covered. When I called to get help and to complain about Tom, not one person even attempted to say "I am so sorry" or to comfort or aid us with our issues at all.

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    Rated with 1 star
    Verified Reviewer
    Original review: Sept. 23, 2019

    I applied for a loan with JG Wentworth, I spoke to Jesse **. He told me that there would be two scenarios based on what the house appraised for. AFTER I received the lower appraisal, he tells me that I need to give them $6000 dollars (I was never told about this beforehand). So now I"m out $485 for the appraisal, thanks for nothing. Don't use these guys, especially not Jesse **.

    2 people found this review helpful
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    J.G. Wentworth Home Lending author review by Michele Lerner

    This financial company offers a variety of services, including home loans. It is licensed to offer mortgage products in 40 states. It is a direct mortgage lender

    • Financing options: Consumers can get conventional, FHA, VA and USDA loans from this company. The company offers both fixed- and adjustable-rate loans and HARP loans for refinancing.

    • Online quote: Interested homebuyers can fill out a short form online to receive a quote for their home loan. The form does not require any personal financial information.

    • Calculator: The website features a mortgage calculator to help consumers estimate how much their monthly payment might be. The calculator breaks the payment down showing how much will go to principal, taxes and insurance.

    • Live chat: Interested consumers can chat with a company representative online. Consumers don’t need to provide anything other than their email address to chat with a representative.

    by Michele Lerner Mortgage & Real Estate Contributing Editor

    Michele Lerner, author of “HOMEBUYING: Tough Times, First Time, Any Time”, has been writing about personal finance and real estate for more than two decades. Michele writes for regional, national and international publications in print and online for a variety of audiences including consumers, real estate investors, business owners and real estate professionals.

    J.G. Wentworth Home Lending Company Information

    Company Name:
    J.G. Wentworth Home Lending
    3350 Commission Court
    Postal Code:
    United States